₦airaland Forum

I'll leave Ghanaians with this quote by Richard Hooker:

"Change is not made without inconvenience, even from worse to better."

The choice is yours.

No. It shouldn't. Some organisation offer you experience, which will be absolutely invaluable as you mature in your career. Thus more money and satisfaction when you decide to move on.

Also, at some stage in your career your needs will not be money but job satisfaction, work-life balance, flexible working hours, the organisation's willingness to enable you express your talent and take decisions based on your experiences...and many more other than money.

In fact if you may very likely rebuff better offers from other organisations if their goals, values and vision do not align with yours.

Nfana Ibaga

Street Credibility with 9ice.
Baby Jowo with Sir Victor Olaiya

Is this a new trend in Christianity? More like business boomed this year..let's reward loyal customers.

Gone with the wind!

Abeg add Jollof Rice to make the list complete.

allexy2:
Am not suprise at this moody rating. It should by now be obvious to nigerian that western countries the brain behind the economic situation we are going through.

Have you wonder why our problem became so bad in 2015


Don't forget that around 2002, America said Nigeria will divide by 2015. Their gaol was to use boko haram to create that division where the north and south will go into civil war. They use boko haram as a guise to make it look like northerners are killing southerners. That way, the south will hit back and civil war will start to the point where both side begin to kill each other.

Unfortunately for the Western countries, the plan did not work becos nigerian army have been able to deal ruthlessly with boko haram.


Have then wonder why western countries are quick to come to send their military to come fight boko haram ? Nigerians, we all need to see the obvious. Even the missing girls is a scam use to make the federal government look weak so that they can can on western countries military to come to nigeria to help.
This is scam to invade nigeria oil just like what they did in Iraq and Libya.
THANK GOD BUHARI AND JOHANTHAN DID NOT ALLOW THEIR MILITARY IN TO NIGERIA.


Since they know the whole game plan did not work, their last resort is to use economic warfare to make nigeria bow to their pressure. This is why you notice lately that attempt have been made to make the NAIRA a worthless currency.how if you may ask me ?

Do you actually think the naira lost its value mainly as a result of low oil demand ? Think about it for a second. There is a conspiracy between saudi and western countries to manipulate oil price.that way, it will affect the value of countries that produce oil. This is a fact.

Ask yourself that, how come America and other western countries that their economy is so bad that the value of their currency became string OVER NIGHT ?
A country that manufacture NOTHING.can someone explain this to me. This is where u k ow that the banking system is a scam. The western countries will always make their currencies very strong. That way, they can print money in exchange for our natural and mineral resources all over Africa. The america dollars is a scam ! It is just a paper.


To complement their evil plans to destroy nigeria, IMF came in few month ago to say they can help nigeria. Thank God buheari did not fall for this. Notice that naiara have now been badly devalued that even IMF is telling us to devalue. This rhis make economic sense ? By now, nigerians show have been suspecting foul play that something is not right.

Fortunately, buhari was smart enough to go meet china for help. The moment IMF saw that, they came in to say they will like to borrow nigeria money . Really ? You will notice that around that time when buhari went to sign some deal with the Chinese, the naira start to gain strength strength again. IMF was not happy about it it becos they know they have been busted.

Now, we are hearing about moody rating. To hell with all of this western countries and their evil organisations.

their main agenda to to create kiosk in the country to a level where we will be force to sell all our resources to western companies. Look at them calling for privatisation of all oil sector, phcn etc. I use to wonder if the nigerian cannot see the scam taking place before their eyes

Nigerian must must be smart to see the obvious

Sorry bro. I beg to disagree. It wasn't the west that said we should mismanage our revenue when there was oil boom. We know we generate 90% of our revenue from crude oil. If we had made hays while the sun shines...we will have enough reserve to at least withstand the shock of slump in oil prices.

Well, our ratings will naturally drop as long as we our only source of revenue is depleted due to falling oil prices. What do you expectin situations where the government (federal and state) don't even have enough to pay workers salaries not to talk about finance our budget.

bookface:
Here is a simple explanation.

Imagine that both you and Dangote - approach a bank to borrow some funds. You bank manager is likely to attend to Dangote first because he is deemed to have low credit risk, by contrast you are deemed to have a high credit risk, because you be "I never chop". Additionally, you manager will probably charge Dangote 2% interest, while they charge you 25% interest.

The same thing here - when a country is in good and sound economic position, that country is deemed to have good fundamentals and low credit risk and therefore has a good credit rating. Therefore when the country approach international bond markets to borrow money, the cost is lower. If the Nigerian government wants to borrow money in the bond markets for 10 years as of today, it would cost the government about in 15% interest. While a country like the UK government will probably pay 0.5%. As a matter of fact, a country like japan currently have negative interest rates. i.e you pay the Japanese government to lend them money.

The best rating a country can have is Aaa, while the worst rating is a D. Countries with good ratings may sometimes have their currencies considered as safe-haven currency for example US dollar and Swiss franc . Although that may not always be the case, for example in a place like Australia or Canada due to their exposure to commodity prices.

Anyway, the effect of this downgrade is likely not going to be anything drastic as the market as already priced all of this in. The medium/ longer term effect is increased cost of borrowing and a downward pressure on exchange rates.

Spot on. For those asking 'How does it affect the layman?' It means if the government has to raise money from the bond market to provide infrastructure - roads, upgrade electricity etc, Nigeria will have to pay more in terms of interest on the bond, because the risks of defaulting seems higher from the market point of view.
A lot of institutional investors will rather invest in the highest quality bonds where they are sure of no risk of defaults. Though this may be temporary as crude oil prices increases and more revenue generated by the country, Nigeria may have better and positive views from the market.

As it is, it costs more to borrow money long term to provide infrastructures compared to other stable and advanced economies. Reason why building infrastructure may be expensive as you and I feel the pinch in terms of road tolls, high electricity tariffs etc.

O n gbonaaaaaa ooooo!!! ( Yoruba for - it's burning down there)

Excuses!!! The government should be proactive. If we can fine MTN several billions, why cant they find lasting solution to these nomads causing trouble to host communities.

What does it matter? A zebra has both white and dark stripes. Stop confusing yourselves.

What about Baba Fryo of the 'Dem go dey Pose' fame?

Dude was a 'hit' all over the country 'back' then.

"Who killed Dele Giwa? Na Baba... If you put 'gida'.. You are OYO..."

Abami Eda.

We should question why most packs of boxers come in threes? The reason why naija girls buy a pack of 3 boxers as your birthday gift...

Because you are to wear one on Monday, turn it inside out on Tuesday. Wear another one on Wednesday, turn it inside out on Thursday. And wear the third on Friday, then turn it inside out on Saturday. On Sunday you are required to go tubeless.




On a serious note, remove your boxers at the end of each day and put in your laundry basket. You don't have to wear anything to bed. It is healthier to allow that region get fresh air and free movement from evening till the next morning.

If only there can be enabling environment for our local artisans, I see no reasons why the likes of Zara, Topshop, Only, Debenhams or Primarks etc will be operating from Asia and South America.

Our products are more durable with better quality and creative designs. The only drawbacks are high cost of production (electricity) and lack of modern equipment. Take this away, I see no reason we should be eating "ponmo" and exporting hides & skin in exchange for Italian shoes.

With adequate support in place even high end fashion outfits (the Guccis and Hilfigers of this world) will make Aba their base.

I dont want to sound insensitive, but when you warn people to stop eating wild animals anyhow, 'them no go hear.'

See people celebrating the snakes they killed and used for peppersoup on front pages like Ebola is not real.

When will the following be launched?

Android TomTom,
Android Buttermint
Android Nico,
Android Ekanna Gowon &
Android Baba Blue.

Nigerians and the Chinese are waiting.

People should be absolutely careful with respect to what they consume. You may not be the only one to jeopardize your health, but also your family, neighbours, and your community.

Remember, those who ate 'ebola carrying bats' have been eating bats long before now. Instead of celebrating this mediocre habit of 'see this big snake/rodent/alligator killed in our sewer for pepper soup... It should actually be discouraged, we will be doing a great service to our immediate communities directly or indirectly.


Remember EBOLA is real. And those who didn't eat from your "pepper soup" are also put at RISK!

Chosen1984:
Its only a matter of time, Saraki Sins and the Sin of his Father would eat him up will be forgiven.

Fixed! Is is not Nigeria?

I don't know the kind of relationship you have with your neighbours and while I may not support the nanny taking your kids to neighbours' house to watch TV...i think you should encourage her to take them out once in a while to go play.

Staying home all day, Monday thru Friday house could be boring for the kids, and they need interactions for their all round development.

I'm only giving this advice based on the fact that you know your nanny inside out n not d type that runs away with kids oo

She lived a Virgin,
She died a Virgin,
What she refused to give to Man,
She gave to worms!!!

Buhari be like..

Union Bank...

Big...Strong...Reliable!!!

I don't understand the Chelsea philosophy about players like Victor Moses. You believe he is not so exceptional to be in the squad week in week out, yet you won't sell him outright.

But I feel the believe is that he is grand enough to play regularly for teams around the mid table, so he can hurt Chelsea's competitors at the top table, while at the same time not playing against Chelsea.

In as much as the player himself is happy with this arrangement...it's all good. A Win/Win for both parties.

When the "ara-oruns" ( spirits from heaven) are high on "poli" they seek to attack the holy spirits.

Police should leave them jhor..all Na spiritual attacks (sorry em..spiritual warfare).

Can't stop laughing

That is LBIC, not a full fledge bank. More like a glorified 'ajo' company

Nollywood at it again:

Woman: (in May-D's voice) You must pay my money!

Man: (In P-Square voice) You do me, I do you, You like am, I like am.

Background music: (In APC voice) No chanjii, no chanjii...

She might be right, though I don't understand the context in which she referred to them...as people then peddled bad talks about Fela's girls...

Fela himself made reference to it in one of his songs... "Noise for vendor mouth."

Been a long while I heard that song, but part of the lyrics goes thus:

"Dem dey call us hemp-smokers
We no talk, we no answer
Dem dey call us prostitutes
We no talk, we no answer
We dey work oo
We no talk, we no answer
We dey work very hard oo
We no talk, we no answer

Now we go talk ooo,
Now we go answer
The big big people dey shout
Who ah be, who are u...."

Blah blah blah

He then ended the song by replying his critics and "badmouth-ers" with


"Ariwo ariwo o, ariwo lenu vendor re oo
I say, noise for vendor mouth
Igbe lenu vendor re oo
Ariwo lenu vendor re"


Those who know this song can relate to it much better.

I expect the management of this site (Seun et al) to dissociate itself from this false story, remove the thread or create a link to the thread dissociating itself entirely and apologising to the family of the deceased for the trauma and agony such sad rumour/lies would have caused in their moment of trials.

Note: These false stories spread like wildfire than corrected versions. This site is far bigger than it was 10 years ago, and its gone beyond just news, entertainment or politics, it is a way of life for some.. More than ever before, more controls and integrity checks are needed on posts making front page.

adeh39:
Lol.....Oguro no be food nah

But most of all the food mentioned can be gotten fairly easily.

Palmy is part of food, essential part of balanced diet...if in doubt, ask Baba Mukaila, what he steps down with after eating pounded yam, egusi with ogunfe.

You can get most of these food abroad.

For me the only thing I crave for and can go miles to get is Oguro - yes! ogidi emu (undiluted palmwine) fresh from the trees.

RMD should take us back memory lane.

Share pictures of your "Ripples" and "Checkmate" days.

What do these kinda prophets and politicians have in common?

Iro nla!!!