₦airaland Forum

Olamak1:
Don't be deceived, unless you're the type who buys in large quantities, running domiciliary accout is not as easy as you think. Your Bank may not charge you for account opening now, but believe me, by the time they start deducting their charges, you'll be shocked. Some people have tried it but decided to make a retreat after discovering that it looks like unprofitable venture.

Moreover, who has the time to start looking for Aboki to buy dollar when you can easily activate a virtual dollar card within the comfort of your room?

Besides, it is possible to get dollar at the official black market rate of 762 naira/ $. This is for those with crypto knowledge on Binance.

Would CBN not close your account if you are caught dealing in crypto

Goodnuel:
Na wa. Where una dey get these kind info from na?

I love reading and knowledge so i read very widely covering almost all subjects and diverse publications.

acorntree:
Why the increase? Is black market rate increasing

There is increased demand for dollars by politicians because of the imminent inauguration and also because people are converting assets to dollars because of uncertainties about the economic plans of the incoming administration

emeraldlife:
They always do. A delivery man will most certainly call you to stick around for your item.

But u suppose appreciate dem wit 200 naira recharge card

You are a true Nigerian, it's definitely in your DNA. I bet you are one of those disobedients as well.Back handers and greased palms everywhere.

Emily22:
Both

Do you have A7 pro battery

eteebanky1:
You're one of the miscreants that led us to this situation, I feel like giving you a hefty punch

Imagine, there are 3 in 1 sweet deals on AliExpress that I wish to buy at CBN official rate

Lol

Olamak1:
I wonder o! Klasha is up to something jare! When I saw the message yesterday, I immediately removed their app from my phone. I will only reinstall it when needed.

Klasha are not really the ones at fault in this case. People do try to use their cards knowing fully well there is no money in it, hoping it might just scale through.
The primary card providers have started billing fintech companies like Klasha for such attempts hence the pushback.Another problem for the fintechs is the problem of fraudulent charge backs which led to Barter throwing in the towel.

peteregwu:
If you are using klasha, ensure you read their new policy before doing anything. My Klasha is still working, I don't know why some are till having isuees. Don't buy anything online with your Klasha when you don't have enough money in your dollar card or else you will have issues....you will be charged for every failed transactions because of insufficient balance.

I don't understand,why would someone try to buy something online when his balance cannot cover the purchase. Sounds like attempted fraud to me.

Broskyjames:
This is probably one scenario out of 100, and if you pushed further, probably you might have got a logical reason. You were able to even reach thier CC line at least, In the reverse, try the same stunt with NIPOST if their number will even go through or if Prince Adekunle will be willing to answer your mail.

Like I said earlier everything depends on the quality of staff . At Abeokuta post office I just give them my name and they check for me,no drama. Pay in this country is not good so people tend to be lackadaisical in their attitude to work.

Broskyjames:
i was particularly talking about the CC services tho.. All my mail enquiry to Speedaf has never been left unanswered or not promptly. But to your point, i have had relative ease of mind both with unregistered and registered mail that Speedaf has handled for me. Even when AE warn that "unregistered mail" won't get updates once it reaches your local carrier, Speedaf makes it a point of duty to notify you till the last drop point, and even includes the name and phone number of the delivery guy if it's a registered mail....Can you say same for NIPOST? Take a poll here and see which services people prefer here between NIPOST and Speedaf...I think i know the answer.

I called their Customer service and asked them to deliver my unregistered package, they told me they would do it for 400 naira and that I should make myself available. I hung around for four days then realized that they were not coming and went to their office which is where it should not really be.

Broskyjames:
Major Cap at Bolded. Speedaf has one of the most efficient CC services i know, you can get them just about anywhere, Email, WhatsApp or even Twitter. Thier response most of the times are coherent.

My experience with them has been contrary.Speedaf is good for registered mail but nipost is better for unregistered. All depends on your location and quality of staff there.

KCnaira:
pls kindly edit ur post and remove my Tracking and other info... thank you for the response sir.


My packages have all began to clear customs... going to delivery..

I know that it pays to be paranoid in Nigeria but it's highly unlikely that someone will be able to use your tracking number for nefarious purposes.

huwah:
Gotok does 4% card funding

Looks like one percent

Ddeliverer007:
Lies upon lies upon lies.

God will vindicate his prophet at last.

Send your sister to the Bishop's home then

kayus621:
please which state is that, mine has been ordered since 1st of April

Abeokuta,ogun state

adubam:
Stanbic IBTC and Standard Chartered are the worst banks in terms of customers service. They would be forming porch with snail like services and few bank locations. Go to GTB and see 100 people being attended faster than those bank taking 1 hour to attend to a person.

Stanbic is clearly a strange bank. I submitted my application to them in person two weeks ago and up till now I've not heard anything from them. I went there last week to enquire and was told to just wait.
I'm now wondering if not joining them is like dodging a bullet because I'm troubled wondering how long it would take them to process a failed transaction or dispense error

Nipost just called me to come and collect my item ordered on the 16th of April. It does look like they were unaffected by the strike.

TheDarkHorse:
Just any if possible ... 😔😔
I'm feel sorry for him anyways..
I'm just feeling sad for his sick daughter..

British don't do amnesties but they automatically deduct one third of the prison sentence so six years becomes four.Do bear in mind that Nigerian politicians are very very evil people who would kill or harm a thousand Nigerian kids to save their own. He could easily have offered that boy over fifty million naira from his stolen money but they chose to pay two hundred and seventy thousand,which doesn't even buy a good cow.

TheDarkHorse:
I don't want to say it serves him right but this is sad.. His acts really got me prickled.. Someone to donate a kidney to your own child, your own daughter, you don't even know, "that guy" e no pure, e no make sense at all oo.. i pray he's granted amnesty quickly because of the sick daughter that really needs help now ooo..

He is in a British jail, so what amnesty are you talking about.

Macmilla:
I'm very sure a few minutes of googling can answer your questions. You can check this out for a start https://www.google.com/amp/s/www.thisdaylive.com/index.php/2022/08/14/10-nigerians-achieving-extraordinary-feats-in-the-diaspora/amp/
Just stop making such despicable generalisations, referring to a whole country as nonentities. Yes, a lot of Nigerians are grossly myopic and elect their leaders with their cauda equina. Still, such generalised insult is not smart. Especially when coming from someone who claims to be educated.

I looked at your your link and did not see anything to contradict my stance just a Nigerian newspaper biggying up some diasporan Nigerians. I asked you to show me examples of Nigerian Wittgenstein, Shostakovich and Grigori Perelman but you showed something more mundane.The surgeon is quite smart though. Professor Gabriel Oyibo is in that class although his equation is not elegant.
It confirmed my suspicion that Nigerians lack control, emotional quotient , maturity and discipline to build strong institutions but would perform well if they live where such is available.
My nephew a theoretical physicist and research scientist got his PhD at twenty six and lectures at a university in Hong Kong but that doesn't mean Nigerians are smart.
The socio political and economic well-being of a country is directly related to the intelligence of it's citizens.Bank cashiers in the UK hold GCSE certificates but in Nigeria they are graduates and make more mistakes.Ask a Nigerian graduate to show you the pleiades in the night sky and he'll be puzzled.
When a people make choices that are cosmologically insignificant, selfish and meaningless,they become nonentities and their country will be ruined ,mocked and hard to live in.,any bells ringing yet Voting thief a instead of thief b does not make you smart.Smart youths would have formed their own party and elbow out the old. Oh, I completely forgot the youths are also thieves and guns were fired during the SUG elections lol.

Gbagura:
How do I withdraw money off the gtb dollar prepaid card if I choose not to shop with it again?

You just go to the fx counter and they will give you your dollars back

pierrenwob:
I transfer US$ from my dorm account to my US$ prepaid. It works and it is instant.

I did ask the fx cashier at GTB if my friend could transfer dollars from his dorm account to my dollar card account and she said no. I never asked if I could transfer from my own dorm account as I don't have one. I will ask somebody to transfer to the account for me to see if it works.Many of the bank staff are full of misinformation.

Olamak1:
That is what made me abandon my UBA prepaid dollar card-- Going up and down looking for aboki to buy dollar from and then heading back to bank to queue up for deposit. Upon all that, you still deduct 19 usd from my account for maintenance fee. It's not worth the stress!

It might not be ultra convenient but a dollar account is safer for larger volume transactions though.Suppose you get a refund from AliExpress but in the meantime your fintech virtual card provider has closed shop. Where will your money go You can also save your dollars in your bank dollar card something that is not advisable with the fintechs. I think you should have the dollar card for backup..

jboixxx:
[color=#0000ff] Babalegba, I greet you sir. Any idea of BM rate as of last 2 days? [/color]

Hi, I don't really have any idea at the moment as I now use gotok. The best thing to do is to get an abokis number,that way you can always get the latest prices from him.

icon91:
All these stress just to get a card i'll still have to use my leg waka go aboki, waka go back bank to deposit, waste time, energy...it'll only be worth the stress if you can be allowed to fund from your naija account at even a rate a bit greater than official rate but less than black market, say like #500 - #600/$, i think fintechs remains the better & easier alternatives

The blame for all the aggravations rest squarely on Nigerians, extremely greedy people.When the government were supplying the banks with dollars, people were doing roundtripping basically getting the dollars at official rate and selling at black market rate but then the fx dried up because most of the oil was being stolen so CBN ceased supplying the banks and we are now where we are.
I believe Nigeria is the worlds largest crime scene and the fools around don't even realize. There is no earthly reason why the dollar should be 750 to one,one naira used to be one dollar and fifty cents. The dollar has been having a tough time lately but not in Nigeria.

icon91:
If i open a GT dollar card since i only need my savings account, bvn & passport photograph, no referees of current account holder, now about the $10, will it be charged from my account using official rate or black market rate, also the funding, is it from my savings account to the dollar card at official rate or black market rate

Or do i still need to go to Aboki, buy dollars in cash & take to them on bank physically to fund the dollar card, will the dollar card be given to me physically or is it virtual?

The dollar card is physical, you buy dollars from aboki and deposit in the account then GTB will deduct their own $10. You would also need to go with your nin identity card as well.The whole process takes little time.Note that you cannot transfer dollars to the account from another account but you can do that with a dorm account.

adekzy:
Ekeremadu will only spent 2+years in prison, the rest is home arrest.

Big men no dey too suffer like that globally!

Lol, it's Britain not Nigeria.He will serve two third of the term.They even jail their own members of parliament and lords so Ekremadu is a nobody

Fayrouzz:
I don't understand.

GTB have two distinct fx accounts,the dorm and the GTB dollar card. You pay at least$15 per annum for the dorm account and you need two referees who are current account holders.
The second is the GTB dollar card, for that you only need a savings account,$10 ,bvn and passport photo.

Fayrouzz:
Hello, please, is your dorm GT too?

If yes, are there any charges to running the dorm except for the yearly $10?

$10 is for the GTB dollar card.Dorm account is a bit more.

Macmilla:
Are you a Nigerian? If yes, then your parents are Nigerians, your mum, your dad, your siblings and all your loved ones are Nigerians. So they are all nonentities and ignoramuses. And that makes you a very big fool.
But if you are not a Nigerian, then you are even a bigger fool for refering to Nigerians as nonentities. Your foolishness really knows no boundaries.

I'm honestly surprised by the Nigerian capacity for cliched thinking .Why do people think like market women after all the countless hours of education.You claim Nigerians are not foolish but you would run out of the country if given the chance to beg for a visa out.Why does truth hurt you so much when you are not a child.I do have a bit of time on my hands so I'll give you a chance to show me why I should not regard Nigerians as foolish.Give me verifiable reasons.You can use Nigerian achievements in all aspects of human endeavors like science,arts especially music in the pure classical sense, philosophy , political ideology ,cosmology and weaponry.Please educate me.

Macmilla:
You are actually right. We deserve the leaders we get. It has nothing to do with God.
Democracy is unfortunately a game of numbers and in our country, the gullibles way outnumbers the cerebral ones.

Cerebral ones in Nigeria,lol. Stop deceiving yourself. Nigerians are generally self inflated pompous misguided nonentities.The way I see it half of the ignoramuses in Nigeria use the broom while the other half are hailing a bespectacled squirrelling desperate demagogue.Both scenarios will end in tears.Live abroad for a while then you'll realize that i.q in Nigeria is generally low.