₦airaland Forum

Stopfapping:
Supported.

In life, don't use tecticles to run an ovary race, it's called cheating

Munzy14:
Icons returning from voting centers after camping since yesterday....


Signal came late and unexpected, we had to abort mission after loading our guns.

DrakeBlend:
Thanks bro... That babe's battery life in the house remain 1%. I wish she escapes DQ sha. I don't want to hear "She would have won if not for DQ"

Samueltemi337:
A rare picture of Mama Lucy smiling.
This has to go down in the Guinness World Records. Nothing is impossible when you're with Laycon

Openbusiness:
It is well, we learn everyday. Me sef i don buy fufu phone for computer village before and I don buy brand new LG TV for Alaba before wey be say when I reach house d remote control wey follow am come no dey work, but the wahala to go back there, I just bone go buy another universal remote wey work dey use am like that. Later like 6 months after when d TV spoil I carry am go repair. Na for the TV radionic repair shop we come discover say no be LG TV dey inside, na Akira TV but they come put LG casing on top. Na dar time I come wake up say no wonder the LG remote wey follow d TV come no dey work with am. Na d last time I go Alaba to buy electronics b dat

onegentleguy:
Because based on the Nos in their current financial print, one is clearly ahead of the other.
Compare Nos in their statement of CF and BS.

In view of their just released H1, 2020 report, what would u do if u hold 1M unit of UBA and about 370,000 unit of ACCESS BANK? ...someone asked me ealier today.

I asked him; Which is greater btw a possible N170,000+ return and a N250,000+ return(ROI)? ...he said the latter.
And I said; then I would seek to swap my holding in both coys.(1M unit in ACCESS and 370,000 in UBA)

The reason I wouldn't sell off all stakes in UBA to buy ACCESS is because an investor can also derive a premium above the difference in div cashflow(including WHT) of N92,500(i.e 342,000-250,000 btw gong all in on access and buying 1m unit) from cap appreciation holding some UBA over the same timeframe.

Dude later informed me he managed a successful swap in UBA for ACCESS. ...he did the swap @ same N6.5 price peg.
I simply congratulated him !!
We'll see if it was the right portfolio rebalancing move.

Note that the + sign above is because of the consideration for a possible cap appreciation.

For near same reason and more, it would be miles better to swap a certain WAPCO ahead of both BUA and DANGOTE CEMENT looking ahead into the end of the yr.
...I'd say the time to do that is now !!
And a swap btw WEMA and JAIZ/UNITY BANK? ...absolutely !!
What about a swap btw ZENITH and GTB or a swap btw ACCESS and ZENITH/GTB?
...well, that would depend on a few other factors, part of which is your risk appetite and investment horizon.

NOTE: This isn't just about potential cash flow from dividends alone. ...added to that is the consideration of the degree of possible cap/price appreciation in view of their recent financial reports.

Selah

Simran94:
Kidd owes her no respect because he made it known to her from the start that they are both just gonna flirt with eachother, at least he has not slept with any other girl in the house so I think that one is enough respect she can get from a flirt.

Acidosis:
All votes to Laycon. Just sent in my dstv votes + free votes on all phone numbers.



We are going with full force at the finale.

24SEVEN:
So we will surely get there by importing car parts manufactured overseas, possibly in China and then assemble and couple in Nigeria. Is that how to get there?? Don't you know it's almost akin to importing the finished product. Still Same shit different paper.

And please, spell divide properly.

freshkpomo:
If that was a man recording and his daughter was the one drowning, you would have understood better.. In the video no attempt to save him was seen, at least they could have tried... Yea, rop es could have saved him..

momodub:
Wtf can't the camera man help

teewhydope:
must you cast everything

Daum:
The US has so many things up her sleeves we will never know. There is a new bomb they are using now in the middle east that people nickname the ninja bomb because it works like a kinifr killing targets without much effect on the surrounding. This has been in their war chest since way back 2011, but they started using it few years ago. The US does not sell F-2 jets. The US sells what she has already developed something better for. Na wetin dem announce, we go know.

gamaliel9:
I have bought three plots land and some shares in NSE with MBA money. By October, i will finish my second round. November i will start third round. Be there and waiting for people to cry. Even if MBA disappears today..many here will still be smiling to the bank. You are sad that people are making money. Poverty will smile at you. Instead of using your time well..you are monitoring businesses that will fall. Are you cursed?

emkz:
I wish WAEC, NECO, NABTEB and JAMB would hire undercover candidates to sit their exams. These candidates should be equipped with spy cameras and sit in all centers to give reports. All the exams I wrote pre-uni were fraught with fraud.

On the day of GCE Economics, the supervisor collected 50 naira from ALL candidates so we could cheat. I paid so as not to be seen as the bad egg. I didn't cheat because I couldn't do it. The next day, it was Biology. They again started collecting 50 naira. I told them I won't pay. The supervisor said I have to so I could cheat. I said I had no intention of cheating, as I'd rather fail. They left me alone and didn't ask again.

In JAMB, it was the same story. During WASSCE, the teachers solved mathematics and distributed the answers to the students. I was told to use them. I refused and one of the teachers said he solved them himself, and I told him I didn't believe them even though I hadn't seen them. The issue is that these teachers fail to realize that the person doing the marking can easily detect if there was mass cheating. Imagine there was a mistake by the teacher and everyone who copied the answer made the same mistake.

We need to revamp the way we conduct our examinations to reduce cheating.

Muna4real:
CCTV? Lol. That CCTV is useless in this situation. Maybe I should tell you my jamb Story. People also payed for the exam Expo. But CCTV was not used even though it was supposed to be in use on that day. Guess what happened, the cordinators of the exams broke the cameras, and when the report of the exams were to be written to jamb, they wrote that the CCTV cameras were not functional on arrival to the exam venue and that some of the cameras got broken because they were fake.

Wonderful isn't it?

Bola146:
You are not serious A lady saying this I just pray that you can stay in a marriage without flirting with another man, iranu

ahiboilandgas:
Please why are new doctors having hard time getting residency or federal teaching hospital jobs depsite mass migration and low man power

hush15:
I don't know but it shouldn't be less that 10% but even if it is eight percent or there about, it is still better cos its sure investment. You just need to watch it grow

majamajic:
Nengi and Ozo do bath together

They sex in bathroom , nengi is just trying to protect the relationship she has outside the house
She is playing for the cameras !