₦airaland Forum

Baba ..brace up and take that flight out except you are one of those '....favour me and my family' At 48 start angling towards managerial roles. Take more courses and upskill to match your new environment. All the best

Usefulsense:
This is my story. Please advice.

I sent my wife to Australia in 2021 on student visa.

She has invited us, myself and our children aged 12 and 9 and our visa is out. I have also paid like 6 months fees for my children school which was a requirement for the visa.

Owing to her performance at her work place, the company she works for has promised to sponsor for PR. Infact, the process just began and we are sure of having the PR.

I am currently 48 and won't be able to support my family working in Nigeria. Wify has encouraged me that we will be fine that abroad is meant for 2 people.

My only constraint is my age, hence my question. If you are in my shoe, will you travel?

By the way, I work for a private firm here in Nigeria and you know what it is working for a family company.

Shei the 4th mainland bridge de terminate for Abuja ni?

peekspot:
https://www.channelstv.com/2023/09/01/lagos-abuja-to-take-four-hours-through-supersonic-highways-umahi/

Let it be known that an amugbo performed for the Nigerian Bar Association 🤭🤣🤣🤣🤣

nairalandkachy1:

https://www.youtube.com/watch?v=t15o7oxBFos (Portable in action)



https://twitter.com/MobilePunch/status/1697329527637053575?t=78EqZqvoWcY-TbyhYigG_A&s=19


https://www.youtube.com/watch?v=b6fF-mCKnZc
(The walk-out)

Nor bi during my watch the lions nor go recognise the stick 🤣🤣🤣

Emeks008:
This is Fathala Wildlife Reserve in Senegal 🇸🇳 you can chill with lions and walk freely with them but you can't chill with them without the stiçk in your hand.

Remember, the stick in your hand serves as a pr0tection.

Iyawo ti lor 🤭🤣🤣🤣


Until Home office come for the daughter before she understands. Her mother won't do the job without her permission.

jmoore:
This man is a pastor, his daughter got married and relocated to UK.

His wife went for omugo in the UK and have stayed up to 9 months. The daughter has told her mom to return home but she has refused. She got a cleaning job in the neighbourhood. The pastor is contemplating on taking a 2nd wife.

So why would the local millers decide to shutdown at a time when they should be angling to make a kill on the patronage they will be getting? I'm confused.

Botragelad:
Alright, mate, let me explain what this news is saying in a simple way. It's about how India's ban on exporting some types of rice has affected Nigeria and other countries that depend on importing rice from India.

Basically, India decided to stop sending out non-basmati rice, which is a cheaper and more common kind of rice, to keep the prices low in their own country. This means that Nigeria and other West African countries can't get enough rice from India to meet their local demands. Nigeria has been trying to produce more rice locally, but it still needs to import some rice to make up for the gap.

Now, because of the shortage of rice from India, the local rice farmers and millers in Nigeria are also struggling. They can't get enough rice to process and sell, and they have to deal with other problems like border closure, sanctions, and bandits. This has caused many of them to shut down their businesses and lose their income.
As a result of all this, the price of rice in Nigeria has gone up a lot in the past few months.

Now, to answer your question about whether or not it is the raw rice from India they mill in Nigeria and brand locally produced rice, the answer is no. Nigeria imports mainly Indica white rice from India, which is already milled and polished. Nigeria also produces its own local rice, such as Ofada, Abakiliki, and Lake Rice, which are different from the Indian rice in terms of quality and nutrition. The local rice is milled by local millers who add value to the product and create employment. Nigeria does not import raw rice from India and repackage it as local rice. That would be considered dishonest and illegal. That's my little idea!

He did well, if not the junior officers are likely to revolt against the senior ones. Stagnation in the military is one of the major causes of coups

Kingsmeal:
Kagame decided to Weaken his Own Military, at the expense of Rwanda rather than leave Office - this is the Kagame that Nigerian Governors just traveled several Miles to go and learn "How to run Govts from!"

After 23 years in office and claiming to have to turned Rwanda into Paris and Dubai, he is unable to leave Office for the things he has started to be passed on to the next generation...

Hmmm this makes sense!

Solumtoya:
You can get automatic license as it may be easier to pass the test. If necessary, you can always upgrade it later to a manual license, by then, the test would be easier

You didn't state your dependent's qualification or skill-set. Has he tried signing up on Indeed, CV Library and other job sites? An agency brought you in on Skilled Worker Visa and you are looking for care sponsorship? Not clear about this.

Etsetemi88:
Greetings everyone. I am in the UK, came in with my family last month. I am still undergoing training with the agency that brought me in. My husband has been searching for work since and has not seen any. We live in keighley and can commute to Bradford and Leeds. Any job at all because he is my dependant.
I am also looking for care sponsor too.
Thanks

Sidon der, doctors in those countries de japa too

Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)

Lexusgs430:
May I introduce you to.......... 🧚💥💢💫💥💥


https://www.loqbox.com/en-gb

Yes o ...£5 per referral

Lexusgs430:
If they offer something in return........ 😜😉

Egbon ....boya make I share my referral link here?

Lexusgs430:
May I introduce you to.......... 🧚💥💢💫💥💥


https://www.loqbox.com/en-gb

Good stuff. So even though you have the cash to pay off at once, form the habit of spending it through credits and loans just to build your score. For example using my own experience, instead of me using my debit card for regular shopping, I use my credit card and use my balance in my debit card to pay off my credit card. This way, I'm seen as having utilised credit facility and paying it off timely. Here in the youkay, credit and loans are a necessity even if you can afford to pay cash. Currys failed because no record of you having been given a credit or loan before and you paying back.

profemebee:
thanks, i just checked my clearscore and i have 740/1000.. and it says it is Stable..

I don't do loans or debts as i always normally pay off once without any credit, but decided to use the Currys finance as a first-time.. and it failed..

Your credit history >>>> your credit score. Credit score is only a prediction of your credit worthiness and not an actual reality of you being reliable to be afforded a loan facility, they (Bank or Currys) still have to confirm this.

Not having a loan or debt is not a good thing so to speak ....having them and paying regularly is better. Also, note that Currys (for example) may rely on other credit reports aside from Experian. I would suggest you sign up to Totally Money, Credit Karma or Clearscore to get the report from other CB.

All the best.

profemebee:
This credit score thing is funny...

My Experian score is 998/999, and i was still refused Currys financing service when they did a soft check.

I really don't understand why, even with over 3 years address and no loans or debts or anything..

Can anyone explain why it might have failed?

I'm asking because I hope this doesn't mean a hard credit check for a mortgage won't fail me?

...did you get it? On Experian, you can actually lock your profile against hard searches though. Also, do not be in a haste to apply for another CC until after 6 months at least else your score would take a deep dive if another hard search is carried out.

Noworries11:
Congrats

Brethren I currently dey 742 same experian
Can I make sth out of it? Or I should still hold on

No be few days back I go argos to purchase chest freezer na so dem convince me to apply for argos card..never knew they would run a hard check...naso I see alert for hard check... I for jejely dey on my own ooo
Sth way I dey discipline myself to build

Sign up for AMEX https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS

Efftyy:
Hi all. I am 7month Old in the UK, I checked my Experian credit score and it 911. Which credit card can i apply for . Thank you

If you can get it before coming, do so but really compulsory but depends on the type of jobs you are looking at and their requirements

Hamof:
Good evening everyone, please I will be coming to Uk by next month so I want to know if I really need police clearance certificate as a new comer to get a job.

Same cycle of event - hire foreign coach close to start of a competition, swallow all bamboozling stories told by foreign coach and at the end sack coach and start all over agan. Werey

robosky02:
https://dailypost.ng/2023/08/29/concerns-mount-over-super-eagles-next-head-coach/

Traveling spree for dem I wan be governor, I wan be governor but na restreat you wan take learn de job

naptu2:
Seyi Makinde @seyiamakinde



https://twitter.com/seyiamakinde/status/1696085706785931649

That is the real deal bro!! If you see how I de throway face wen youkay people de flaunt deals upon deals .....shei na deal I find come youkay ni? I can't be earning £100 per week and be spending £90 on deals

Lexusgs430:
A time exists for everything........ My time might be tomorrow, your's might be today........ Don't buy, simply because others are buying........ 😜😁🤣

UK is a serious leveller........ 😜

Your turn would come...... Just be patient....... 🔥😁

don't mind her, I just de laugh when reading it cos I'm subscribed to Clearscore app and despite all their hoodwinking me with available credit cards as do others....I know say levels never reach for me to obtain them cos I'm financially disciplined. Anything I cannot afford to pay cash for, I don't use my CC. I pay with my CC to build my credit history and not to splurge on delayed money pleasures it offers ....may be not now.

Lexusgs430:
In her case, it was pure greed...... Because they offer you credit, does not necessarily mean you should take it all........

Did she have to buy a £12,000 vehicle (that she clearly could not afford)....... What happened to buying a vehicle of £2000.........

I get offered loans on the average of twice a week (I simply delete the emails).... Also car finance deals, I simply look the other way........ 😜

Financial discipline is key and very important, in all you do........ 🤣🙄

You must be on expired kolos, to take a 118 118 loan (49.90 APR)........ 😁😜

Unbelievable Liquidity. dat is

Lexusgs430:
We only live once ........ Enjoy life ....... 😜😂

Make I get money for pocket or neck ....... Make i sha get liquidity.......😜😂💰

You nor get liver 🤭🤣🤣🤣

ukay2:
I have only 1 credit card.....no strength for multiple cards...

Exactly. Only for the strong hearted like oga Lexusgs430 I make sure I pay up in full, I'm not a fan of the pay part of the balance each month ....mba That's me though, make den nor come drag me

Solumtoya:
Having more credit cards is a more dangerous game, not many people can play. In UK, the ideal is 2 or 3, then balance transfer cards for well-thought out heavy expenses with extreme discipline.

https://www.thesun.co.uk/money/23661875/debt-app-improve-credit-score-money-traps/

See here https://app.uk.loqbox.com/save/invite-a-friend

harddrive2012:
Abeg how can I generate my loqbox referral link ?

First have you registered to be on the electoral roll? Very important in building your credit history. Do you have a contract phone that you post pay? You start having credit score recorded for you immediately you start making payments on your bills. Signing up on Totally Money, Experian and other credit reporting platforms might help too.

Good thing you can report your rents as well... Will share the link below for you to sign up for free after doing your due diligence on same.

Use the following to report your rent payment to report the rent payment to credit agencies.
2. Credit Ladder sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),

3. Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)

crossbonehelped:
Need advice please
How long after getting into UK would someone have a credit score? Been here since 2nd week in June on a dependent visa. Not started working yet. Have an account with Lloyd, Monzo and Revolut.
Just rented an apartment this month though and haven’t started paying any bills.
Just want to know if anyone has an idea of when one can start having credit history

There are other factors checked by the CC companies not necessarily your credit score.

For example if you are registered to vote in an area, how long you've lived there, frequency of bills paid (credit history) earned from paying for example utilities, council tax, phone contract etc.

They also want to know you are earning income in the country. The number of years don't matter really.

Jaylord11:
Hello House,

I am trying to get a credit card from American Express but they rejected my application. I have an 808 credit score from Experian. When I was filling out the form, I was asked to fill in 3years address in the UK but I have only stayed for 1 year. I would like to ask if that was the reason for the rejection and if there is a way around it. Thank You.

Waiting for your responses.

Imagine the werey, next oga go say his wife's boss de knack dats why she got the car from the office... me can be complicated 😂

Mindlog:
This reminds me of a couple who came to the UK in September 2021 via study route. The husband was the student while the wife was the dependent and working full time as a domiciliary care worker to support clearing her husband's outstanding tuition fees as the husband was strictly working 20hrs weekly as a student and covered their rent and feeding. Few months down the line, the company gave the wife a small car to be driving to their different service users' homes to provide care, the company gave her a fuel card and were responsible for maintaining the car which she drove home daily even when off shift, the car was with her.

When she was off shift and the car packed in front of their residence, oga go dey insist on wifey to give him car keys so he could drive around for a while but wifey would refuse, reminding him that should he get involved in an accident or got fined for traffic violations while he is the one behind the wheels, she will be in trouble and insurance would not cover the damages. That caused a big strain in their marriage, oga reported her to relatives back in Nigeria of being selfish and arrogant.

Be like you be feminist eh 🤭😂

Anyway, my suggestions is based on the context that since the OP mentioned the benevolence of his brother in law to him and his family, it only makes sense put of courtesy to buy in both their names a gift to them.

Though OP didn't mention if the in-law on his own could afford to own a car but I believe he should and if he wanted or the wife requested, he could easily get it for her.

Now for the wife's brother to now go behind and buy a car for his sister and in her name could be seen by her husband as underscoring his capacity to provide for his family. You know men can be jealous at times. Just to avoid unnecessary wahala ... buying in their name prevents that with the hope that the husband would read between the lines and say ok - babe you take this car and be using to commute to work. Case close.

If you feel this is not a good option then.... I'm not in a position to debate it any longer with you 😘

Farfalla:
How will it cause family problems? If a car will facilitate her transport to work, where will the family problems come from?

Ooh I'm aware of it, I was only shocked at the boldness of the questions 😂

Ralphlauren:
I'm surprised this arranged marriage is news to you and some people on this thread. Lol.

Go to X (formerly known as twitter), you will see people shamelessly advertising/soliciting for "dependents" under this "sham" marriage agreement.

If its that bad on X, now imagine other platforms.

The current abuse of UK immigration system is soooooo bad. I have never seen it as bad as this before.