₦airaland Forum

ctrlunlimited:
Hi Cochtrane,

Please, I needed some info concerning mmf.
What is the best way to contact you as I have sent several PMs already but no response.

Thanks in advance.

Tolz451:
Thanks very much!

Divinegifts:
Hi cochtrane,

Please can I have a sample of the letter for your mutual funds POF?

Thanks for all the assistance you've been rendering

rainazoe:
Thanks @cochtrane. So you got an extension I believe?

smileymum:
Good morning my people,

I just got my reference letter from my employer, and it has the address below.

Citizens and Immigrations Canada
Centralized Intake Office.
P.O Box 1450
Sydney, NS B1P 6K5

Is this ok? Cos they said they won't do "To whom it may concern"

Or should it be:

Immigration, Refugees and Citizenship Canada (IRCC)
Case Processing Center
Centralized Intake Office.
Sydney, Nova Scotia
Canada

I have seen the two addresses on this thread. Or should I just insist on getting "To whom it may concern". Is there any particular benefit?
Thanks.

Tolz451:
Dear Cochtrane,

Thanks for this.

Just a quick question... I believe quite a few people expecting ITA will be getting some bonuses and allowances from their employer at this time of the year which will format part of the POF.

Please do we have to explain these inflows too?

Thanks

Chijudy:
Good morning Cochtrane, please did your bank address the letter to "CIC" or to "Whom it may Concern"? I am about to request for such letter from my bank. Also my money is tied in Tbills so I intend to request that they also attach my advice notice for each investment. Do you think this will suffice?

Thank you

MrsBee:
Hello Ladies and Gentlemen, May I have your attention please.

Santino1:
Here is mathematical illustration of what I mean:

Assuming my average balance for the first five months is 20k (e.g (20+20+20+20+20+20)/5) or any other permutations. If in the sixth month I received 40k instead of the usual 20k. My six month average will be 23k instead of 20k despite receiving double the amount in the sixth month.

Don't get me wrong, I understand your point (e.g. a guy having a near zero average for the first five month receiving 90% of his POF in the sixth month would surely raise a red flag. But my point is someone who has about 70-80% of his/her POF over 5 months on average shouldn't raise a red flag because he receives a lump sum in the sixth month.

Kontagious:
Thank you fellas.

Cochtrane, precedence has it that some if not many got away with such arrangement but sadly, we hardly ever read of rejections/bans on this thread. That does not take away the fact that some do actually get banned, and of course, not a set rule that this POF arrangements leads to rejection/ban. I asked just so we exercise caution and be ready/able to defend whatever document that is put forward.

Santino1, truly, providing POF in the required format will not reveal one received a lump sum few days before printing the letter but if that particular account over the past 6 months had far lesser inflows/outflows, then the average balance for the last month will be significantly different from the previous 5. Thus, it will be easy to conclude a major inflow came in the last month. This I presume does not apply to you. Even if you had a huge deposit in the last month, judging by your posts so far, I’d assume you have such inflows/outflows over time thereby making your balance for the six months somewhat balance. But for someone whose account has been receiving salary of say N400,000 with other little inflows then getting a sudden hit of N5m, average balance for the 6th month will be way greater than the other 5. Then again, it’s safe to say most Nigerian applicants don’t get the luxury of having the CIC POF format.

Raconteur14, your input is valued. True time of deposit does not necessarily matter. But having one month (the last month at that) stand like Okorocha’s statues amongst midgets just doesn’t look good to me. Especially when I know I received the money as a gift. I’d rather back that document up necessarily before being asked to explain, then I start looking for ways to do what should have been done before.

No one is saying applicants should not receive heavy amounts at any one time but can that money be explained when the question is asked? My concern was born out of curiosity as it seems some of us prefer not to go the gift deed route, hence, we receive the money then throw in FD/Tbills. The ultimate question I silently ask is, how do you defend this if you get ADR for 6/12 months statement of account. Recently, we’ve seen some ridiculous ADR coming from LVO in particular. That statement will definitely reveal what the applicant initially tried burying. Consequence of the statement and fate of the applicant is what is left for the VO to decide.

Thank you guys.

rainazoe:
I just got PPR and we have to submit our passports within 15days. The issue now is that I have an international trip due in two weeks. Can I raise a CSE to request for a deadline or submit the passport and hope to get it back before my trip?

Omodadi2:
Good evening house. Please if ine has BSc and PG ( proffessional Diploma or post graduate diploma) does one get point evaluating them? will such person now chpose two or more certificates? just curiois cos i thoight the BSc point is still used.

abamure:
Hello house. I just noticed my surname and first name were interchanged in the IELTS Test notification mail I got. What can I do please?

rinzylee:
Abeg Pray to Jesus not any Saint!!

bbaby84:
Listen up people!!!!

It's my turn!

PPR has landed! Indescribable joy!

Kontagious:
Hi Cochtrane,

Does your response here support the notion that monies can be received in huge sum, subsequently thrown in FD(or any other form of investment), all within a short period to submitting application without having any adverse effect? Asked just for discussion purpose.

jergins:
I have this few questions that need clarification.

1. I intend to get a big chunk of my POF post ITA and then fix it, will it affect my application being that FD Cert will carry post ITA date.

2. If i use money in spouse account do I need to explain as I am the primary applicant and spouse is accompany.

3. I am claiming point from having a relative(sister) in canny, what document will be required to show the relationship

4. Lastly, I have a family member doing WES, she just got an Incomplete status on her 1st degree stating the transcript sent from school starts from 200L, she actually came in througb Direct Entry hence the 2nd year. What can be done to resolve this.

Favoredme:
Hello everyone,

Is it necessary for one who already has the complete POF in an account to attach reference letter and pension statement from the PFA as additional POF?

Thanks.

Medal007:
Please reading through some pages now I stumbled on a page where someone wrote about POF using the valuation from an agent to secure UK visa. In my case I have a building valued at 7m some parcels of land which can go for 4m and planning to buy into Tbills with abt 2m to my questions please can valuation of this said properties be enough to scale through or must I show evidences of on going sales?
Please just trying to understand how this works so as to get prep ahead

gistwivkome:
Hello everyone,
I’m new here and I can say that this thread is very informative. I have been reading and taking notes all day. I just got my third and final IELTS results on November 24. LRWS: 8.5, 8.5, 7.0, 7.5. My ECA is still awaiting verification from my institution and my CRS score is 451.
I hope to get advice here from time to time.

calalili2018:
ITA: April:7
AOR: July 6
Medical Passed: July 12
IP1: July 21
PPR:Nov 22

Status hasn't changed from what it is since July 21 and yet got PPR.....Can't explain

tehinse1:
Good evening guys, Pls i need an IELTS assistant links . Couple with any materials that is useful.
Thanks.
My mail address is :
sedan_joseph@yahoo.com

Ronke1114:
I have to say, as a newbie I am very careful when it comes to asking questions here

Kontagious:
Ehm, there's nothing condescending in all she said. Yes, Canadianfly can be blunt but the truth must be hammered, not told in some cases. Do you ever try to reason rationale to some questions? You'd under better when you see beyond what is asked.

kareemHunt:
Hello house. Please can I request for some of my employment reference letter in advance? coz I want to avoid delays in getting them when I finally receive my ITA. If posssible, to whom should it be addressed to? Please assist. Thank you.

Santino1:
That's funny because that's exactly what I did. A couple of days after my eAPR, bitcoin fell to less than 4500 Euros. So I purchased 3 BTC for about 13,000 Euro. Today, those 3 BTC are worth about 22,000 Euros. Meaning I have earned about 9,000 Euros in about a month.

If cic has an issue with that, that one na their own wahala. I simply couldn't let those kind of opportunity pass by because of what cic might or might not do.

Santino1:
My bank is Credit Suisse. I never left the account untouched (not before or after submission) as I'm always on the look out for investment opportunities. However, I ensure the money in the account never fell below the amount I indicated in my eAPR.

cochtrane:
Thing now is, I've traveled and didn't make arrangements for this 15-day deadline. I'll have to find a way to extend this.

Santino1:
Congratulations to everyone that got their desired IELTS score today. Following up on the happy mood, I received my COPR today.