₦airaland Forum

The NLC guys are something else.
There are a lot of other things that need serious protest, that the NLC should protest about, like the way cost of governance is eating up a bigger chunk of revenue. If we are serious about moving forward, the 1st thing might be to compel all political office holders to take at least an "80%" pay cut, and direct the savings to infrastructure and masses oriented projects. Labour should campaign that the take home pay of all political office holders should be denominated in multiples of the existent minimum wage with nobody "taking home no more than 20 times the minimum wage. The money this guys are scooping from the national wealth is spupendouis multiples of that of their mates in the advanced economies yet we are third world!!!
Secondly, labour should rather ensure the get the government deploys whatever the claim to save to people oriented and infrastructural projects in transportation, education and health, and not just share the money among the 3 tiers and then siphon it with appointme nt of more special advisers and akllowances.

This is just the beginning oh! Expect more funny taxations.
Governments allover think of what to tax to generate income.
The painful thing is that after successive govts have continued to squander our oil wealth with little resistance from the masses, perhaps attempts to pull out the money from the populace under different headings will change the equilibrum

I am not one bit surprised!!! With the disposition of the government towards education (university education), I doubt that any Nigerian University will make the top 1000 in the next 10 years.
For those shouting about the very young universities, they have just started.
Personally, I think that any university in the first 800 or 1000 is good at it.
For clarity below is the criteria for the ranking.

"The Times Higher Education World University Rankings were developed in concert with our rankings data provider, Thomson Reuters, with expert input from more than 50 leading figures in the sector from 15 countries across every continent. We believe we have created the gold standard in international university performance comparisons.

Our rankings of the top universities across the globe employ 13 separate performance indicators designed to capture the full range of university activities, from teaching to research to knowledge transfer. These 13 elements are brought together into five headline categories, which are:

•Teaching — the learning environment (worth 30 per cent of the overall ranking score)
•Research — volume, income and reputation (worth 30 per cent)
•Citations — research influence (worth 30 per cent)
•Industry income — innovation (worth 2.5 per cent)
•International outlook — staff, students and research (worth 7.5 per cent)."

Source:http://www.timeshighereducation.co.uk/world-university-rankings/

Am interested, and will be in the east this week. I will be calling you soon. Can I have your email?

A picture is worth a thousand words

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The Portuguese being great explorers on the sea were the first Europeans to make contact with the entitl now known as Nigeria through the coasts. Though unlike the British that came much later did not have expansionist tendencies. Lagos is of portuguese origin  and means Lake. The  Portuguese word for Lake or Lakes is Lagos. I guess Lagos must have seemed to them to possess or surrounded by lakes. (portuguese for beach(es) is Praia(s).
It might intererst you to know that there is a town with these co-ordinates 37° 6′ 0″ N, 8° 40′ 0″ W called Lagos in the Algarve region in southern Portugal. This used to be the greatest slave market in Europe around the 15th century but today is a very popular among tourists for its beaches among other things especially in the summer like now.
I guess the Portuguese did!perhaps they saw similarities between it and their own town  back home with beautiful  beaches and the warmth of the sun.

Young man stop wasting your time! Go and look for your wife!! How long did she wait for God to tell her the course to read at the UNI. I am not used to being this blunt, 4give my bluntness.

Neat Ride!!!

If the NYSC authorities will not stop this postings to "afghanistan" am sorry to say I feel the begining of the end of the scheme

Please can someone tell me this "aint" true, that it is a rumour!!!
Does the CBN not have a job description. They want to set up another Transcorp?
I am watching!!! I am not dissapointed!!!

@ freepeople, sorry there is no piece of the action for you either as a shareholder or as a loan beneficiary except you are "sharia compliant" whatever that means. I had posted my authority in an earlier post. Help me ask them if that it is being run in UK and US. Discriminatory banking

I just read from Business Hallmark that according to Sanusi's plan "non sharah compliant persons will not benefit from his Islamic Banking facility (loans). You see!!! The guys that were talking of how it is done in Britain etc., are you seeing the Nigerian factor!!! This guy has a grand design.
I will stop now to search and post the link to the story before forumites start attacking my person. No be me talk am oh !

It is this issue of true federalism that the guys in the legislature should be ironing out and not talking of jumbo take home package! True Federalism that the thing, so everyone will be contributing for national good. Not this set-up where folks contributing the least get the most and not being grateful, are so violent to attack, kill and maim at the drop of a hat!

You guys should not bother yourselves too much.
Since the CBN governor has decided to make this the utmost priority in the light of more challenging things.Chasing rats while the house is on fire! I just want him to make it a level playing ground with conventional banks 25 Billion Naira capital ( and not the concessionary 15 Billion Naira for his Islamic Bank thing) and let the party begin!
If I may ask how good was and has Unity Bank and Habib Bank been doing!
By the time d current CBN governor is thru, Soludo (who he tried so much to rubbish) and who in my personal opinion could have done better than he did while in office will be increased in stature like an iroko tree!

The poster has a very valid point!
This reminds me of the CBN governor shouting about Islamic Banking (zero interest banking) at this moment intead of facing more challenging and fruitful things, while as we speak the banks are commiting usury under his watch by accepting deposits at 2% or less and lending at up to 24% in an economy with double digit inflation. I am yet to know the country operating with such wide margin, and a blind eye is turned to this trend by the regulatory authorities, perhaps to enable the banks to make profits when the CBN appointed managements could not deliver.
Little wonder a lot of the banks are now doing "kalukalu" for customers to win "prizes" for depositing their hard earned money which will become seriously eroded in value by the time the come to collect it thanks to inflation!

I agree with the poster, the states should fund the salary increase by substantially slashing the bogus allowance of the myriad of political office holders and the numerous assistants, and most especially the so called security votes kust like Rochas did to finance his free education programme.
The funds are there, the guys who are supposed to distribute it are busy "helping" themselves.

U need to be around to handle, this preferably during your holiday/leave.
The bank should be able to provide information on the company that withdrew the money, the cheque no, and a copy of the cheque.
In the meantime consider making a detailed letter to EFCC if the bank is not forthcoming after writing to the bank headquaters in Lagos. Whatever you do, act fast and do not let more time pass by. By the way make everything formal, You can start by getting a lawyer makwe a letter to the bank with proof of delivery. Y

good

good

Posting engine and interior pics and if possible VIN can enhance sale

cool!

Still available?

My man you are between the rock and the hard place in this case.
If you love yourself back out now while you can with relative ease.
You will scarcely be able to make enough money for this babe to spend!
You left a woman you are supposed to keep and acquired a "trophy" that could set you back. Karma has nothing in this, you made a mistake in your priorities for a wife (looking at age  and other ephemerals) Now that you realize your mistakes be bold, re-prioritize and go find the wife material you left. Your future happiness is at stake. Whatever you tolerate you can never change!
If you can't pander to this type of ladies whims and caprices another man will to your dismay!! Do not say you were not told!
This type is wife material to men with bottomless pocket. You will never be able to impress her. You will always quarrel over money.
Run while there is still time!!!

If its still available send pictures
Pls how long has it been used in Naija?

Its usually the ladies name that comes first.
Since the wedding is an imported culture many folks do not seem to know why it is so.
The reason is that usually it is the bride's family that organizes the wedding ceremony as a way of sending forth there daughter from the home she had been to a new home. From where we imported this culture more often than not the brides family picks the cost of the ceremony. I want to add a caveampt that my opinion is debatable, and I do not claim to be an authority on the subject matter!

For me none of my kiths and kin can ever be allowed to serve in the North. I expect parents to refuse such postings on behalf of their wards with court cases, citing past events. Imagine the waste of human capital invested in the murdered corpers; This is so pathetic in the light of the fact that the school system up north is the major beneficiary of the NYSC program. I support the suggestion that henceforth corpers serve in the geoplitical zones~

When I heard this news, I came to the conclusion that the CBN leadership has most likely run out of ideas and that we have seen the best possible from the guy in charge. (this was my conclusion too when Aunty Dora, started telling us not to call Nigeria: Naija, when there were more pressing issues)
Don't get me wrong! I love technology assisted banking and payment (use of POS) and having been using it since 2006 in Nigeria. But when the banks went viral with funny deductions and charges, coupled with loss of funds from ATM even in amounts thay cannot be drawn from an ATM like 95,600.50 NGN, I just submitted my 2 ATM cards to the bank ro be deactivated, and refused to use my renewed mastercard.
At the moment the banks are stealing us silly by paying less than 3% on most deposits while charging in excess of 20% on for loans. To me this is usury!, and CBN does not act, instead they are talking of heavy penalties for depositing or withdrawing my own funds, without first developing alternative infrastructure. To me the banking system as operated is just predatory (especially on customers)
Its somewhat funny because it seems to me that the best way for somebody wiyh reasonable cash turnover to lose money is going to be depositing it in the bank.
Before I forget, whe is the guy starting the islamic banking. It might be a good option if I do not have to get useless interest and in turn not paY COT!
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I am not impressed by these statistics!
Who would not make profit paying less than 3% on deposit and lending at over 21%.
CBN needs to do something about the margin.

If the sorento is still available pls send pics