₦airaland Forum

From this image, which do you think is more important to insure first and why?

http://www.insuranceplus.com.ng/index.php/2015/08/13/which-is-more-impotant/

Today, we heard that an Helicopter belonging to Bristow Helicopters crashed, killing 3 people, others taken to hospital. For the dead, the children have lost a father, the wife have lost a husband, the Community have lost a supposed philanthropist & the company they represent have lost a colleague. Dead is a necessary end, it will.comw when it will come. But wait a second, the death of a breadwinner does not stop the responsibilities of the family. What happens if the dead have not made adequate provisions for their family? Do you think a life insurance cover might can, to a small extent cushion and ameliorate any "supposed" financial challenge. Rest in peace to the dead, let the living take heed. Drop a line, say "Adieu" to those who crossed to the great divide in that crash today.

Monday 11th August, 2015 will ever remain a day to remember for the civil servants Retirees of the Federal Government of Nigeria, who retired in January. It was a day the Federal Government paid their ACCRUED RIGHTS, which complements their contributory pension to complete their terminal bnefits.

They buzzed, they praised and they are willing to go to their various Pension Fund Administrators for an exit meeting; to discuss mode of accessing their withdrawal. May I quickly bring to the notice of all stakeholders the provisions of The Regulations For The Administration of Retirement And Terminal Benefits, page 3, article 1.2.8 A PFA shall advise a retiring employee of the features of its programmed withdrawal products, including the rates of return, and shall also advise the employee to obtain quotations from insurance companies on annuity products.

1.2.9 A PFA shall not impose any option on the retiring employee or coerce or influence the choice of the employee between programmed withdrawal and annuity.

Also,

5.1.2 The PFA shall notify the Commission by sending information relating to the retiree (as contained in Appendix 4) and shall request the Commission’s approval of programmed withdrawal arrangements.

5.1.3 The Commission would within five (5) working days of receipt of the notification, communicate its approval or rejection to the PFA and shall transfer the retiree’s RSA to the retirees’ database.

For more information on this, visit: www.insuranceplus.com.ng

Are you looking for the current and comprehensive email, telephone and addresses of insurance and re-insurace companies in Nigeria, visit: www.insuranceplus.com.ng

Consumer control. Expediting of claims is something consumers have long demanded. Dealing with a wreck is bad enough, but having to wait on a check from their insurer for weeks, or even months, can make a bad situation worse. In order to address this issue, insurance providers are giving consumers more control through mobility. Through their smartphones, consumers can file their FNOL from the site of the accident. Many insurers enable this through free apps, which also allow consumers to upload photos and even get paid electronically. More power will be transferred directly to the hands of consumers as a growing number of insurance companies offer apps; communicate with consumers through mobile channels such as social media, text, and email; and issue claims payments via ETF in 2015.

Telematics. With usage-based insurance (UBI), telematics and installed sensors transmit information about customer driving behaviors directly to the insurer. We’ll see more of this technology leveraged in 2015 and beyond as cars become more connected and autonomous technology draws closer. While some opponents have argued that this approach is a Big Brother-style overreach, it’s inevitable that the industry will move in this direction. With fully autonomous vehicles slated to take the road in the next decade or so (or even as early as 2017 according to Sergey Brin), insurance companies are facing uncharted territory when it comes to coverage. The issue of liability among the consumer, automaker, and even the technology provider, is still up in the air when it comes to autonomous technology, but insurance providers will most certainly rely on UBI as a new age of driving draws near.

While it can be difficult to predict anything in today’s technological era, I believe these three trends will continue to reshape the automotive insurance industry in 2015. The common theme among these trends is mobility — both in the traditional sense of the word, as in mobile devices and the services they provide, such as apps, as well as in the sense of how insurance companies are working with their customers. Now, insurers are examining customer behaviors in a mobile sense while customers are actually on the move in their vehicles. As mobility reshapes our world, I’m ready and eager to see its continued impact on automotive insurance in 2015. Are you?

Rob currently serves as an executive sales manager at Panasonic, where he focuses on mobility, audiovisual and security solutions within the insurance and financial industries. Before he joined the company in 2005, Rob worked with Mitchell International to support and sell 

READ more on: http://www.insuranceplus.com.ng/index.php/2014/12/23/3-ways-mobility-will-shape-auto-insurance-in-2015/

Keep watch for these three trends that are poised to make waves in auto insurance throughout the coming year.

I’m sure many remember the days when putting together an automotive claim meant looking up parts pricing in an estimating crash guide, adding up costs with a calculator, and hand-writing a check. The first step toward industry automation came with the addition of bar-coding to the crash guides, which adjustors would use to select the parts they needed to repair or replace, and then submit their selections by hooking up to a telephone line via rubber receiver.

Today, many adjustors in the field still rely on DVDs for parts pricing. However, some estimating software providers have announced that they’re doing away with DVDs in order to direct insurance professionals to their websites. By accessing this kind of information on the web, adjustors can quickly and easily pull the information they need from virtually anywhere. The software providers can ensure that this information is constantly up-to-date and reflects real-time pricing.

That said, by depending solely on web-based information, insurance professionals are now completely reliant on a variety of factors such as a dependable Internet connection, laptops, and battery power. Next year, these features will continue to become even less of an issue as the battery life of the mobile devices we rely on continues to improve and network operators keep bolstering connectivity across the country. Mobility will continue to reshape the insurance industry in 2015. Here’s how:

Efficiency in the field. More insurance companies will roll out mobile devices, including tablets, laptops, and smartphones, to their agents and adjustors in the field. Doing so will allow them to provide more personalized service, as well as reduce processing delays and collaborate more easily with other stakeholders across the industry. Leveraging mobile devices also enables agents to evaluate claims or consult with clients in a variety of environments away from the office. Today’s compact form factors can easily be brought to the scene of an accident or the customer’s home so that information can be pulled up on the spot and the claims process can be significantly expedited.


READ more on: http://www.insuranceplus.com.ng/index.php/2014/12/23/3-ways-mobility-will-shape-auto-insurance-in-2015/

THE BEAUTY OF CHANGE

Gentlebabs:
AN OPEN LETTER TO THE FUTURE OF NIGERIA

My dear President Elect, We are happy "CHANGE" is said to be here.

There are 3 major aspects I would like you to address religiously as you take the mantle of leadership come May 29, 2015. They are: power, corruption & unemployment.

It is the grace of God that makes the journey great. May GOD; in HIS infinite mercies grant you the wisdom to pilot our national ship from where we are to where we ought to be.

We are SOLIDLY behind you.

Yours truly,

Raimi Babatunde (Festac).

N.B.: We guarantee that there will be tough times, but we also guarantee that these challenges will bring out the best in us with "THE SPIRIT OF NAIJA"

Can I get 5,000 likes in "THE SPIRIT OF NAIJA" beyond party lines.

AN OPEN LETTER TO THE FUTURE OF NIGERIA

My dear President Elect, We are happy "CHANGE" is said to be here.

There are 3 major aspects I would like you to address religiously as you take the mantle of leadership come May 29, 2015. They are: power, corruption & unemployment.

It is the grace of God that makes the journey great. May GOD; in HIS infinite mercies grant you the wisdom to pilot our national ship from where we are to where we ought to be.

We are SOLIDLY behind you.

Yours truly,

Raimi Babatunde (Festac).

N.B.: We guarantee that there will be tough times, but we also guarantee that these challenges will bring out the best in us with "THE SPIRIT OF NAIJA"

AN OPEN LETTER TO THE FUTURE OF NIGERIA

My dear President Elect, We are happy "CHANGE" is said to be here.

There are 3 major aspects I would like you to address religiously as you take the mantle of leadership come May 29, 2015. They are: power, corruption & unemployment.

It is the grace of God that makes the journey great. May GOD; in HIS infinite mercies grant you the wisdom to pilot our national ship from where we are to where we ought to be.

We are SOLIDLY behind you.

Yours truly,

Raimi Babatunde (Festac).

N.B.: We guarantee that there will be tough times, but we also guarantee that these challenges will bring out the best in us with "THE SPIRIT OF NAIJA"

Waoh! Memories of yester-years. Played it "wella". Used ceiling road to give stamina to the "Counter", which stood as players. It also involved lots of strategies...

Enjoy looking through the special selection of Health, Healing,wellness and other books on Konga.com/lase-books. You can buy outright. Happy viewing![sub][/sub]

"The Beauty of Diversity".

I just love this picture, with the mystery embedded therein...

baybeeboi:
We don't accpet Nigerian products here in Yemen...the produce will certainly be corrupt.

Funny, but I forgot to laugh. Let me laugh now

If you were a Pastor or imam, or even an Ifa Priest, what message will you preach to your congregation on your holy day?

ruggedboy01:
I will plot a coup and hand over to military

do you really have to, when you have all the powers associated with the office?

geoworldedu:
Definitely! Do u know d guy?

Nope!

geoworldedu:
I will make frankmishael my vice president

Really!

geoworldedu:
I will make frankmishael my vice president

You will?

If you had the opportunity to be the President of your country for just one day, with requisite constitutional powers, what would you do. Remember, it's just for 24 hours!

"Krigba, Krigba, krigbagbagbagbagba 'Everybody say Molue eh! Lagos City traaaaannnssspppoort!". Thanks Nairaland, for rekindling memories of yester-years.

Sibrah:
Really. The Govt spends average of N 300,000 per annum per student in public federal school(Uni.). Now when you compare what they are getting from those campuses and lecture hall to people paying as low as N 350,000 in some private school, the diff becomes clear. 20 hours a day power supply, good accommodation, and good record keeping. Add all the ugly things that goes on in a bid to get this 'subsidy' by all means and the gap becomes even wider.
It is only a matter of who is paying the bills.

. You are thinking. In a nutshell, public/federal universities are subsidised.

stevewale:
What a coincidence ... let's hope for the best. Simply means not yet time for naija to have a female governor ....

But come to think of it, i was surprise the woman could have that much vote cos d hausas dont support the culture of having a woman at d helms of affairs

. Truth us, it is logical to align with the Central Government...

Poster, you've not seen Award Winning Area 'E", it's an epitome of beauty. This also robbed off I the division. Area 'E' parades some of the finest brains in investigation and intelligence nationwide. Truth is, Area 'E' rocks!!!

For me, the morale behind the election matter is, in life, when life seems orubebecious, you should be jegaciously jegacious. It gives you the power not to allow your sense of judgement becloud your sense of reasoning.

"Keep your friends close, but keep your enemies closer".

"Dindindin dindindin din, dindin dindin". Waoh! So soothing, memories of yester years...

Educative posy. Now, this is the Nairaland we use to know.

falconey:
you want me to video or snap my niece masturbating? Thatz clever

Nairaland comics, so soothingly relaxing!