barule:
Baba make I give u 5k

Qhalifah:
How far boss, make we align at 5K 🙌🙌

Qhalifah:
how dem go take call you bayii

Heyzee5:


18' Standing Fan for sale

4 months old, metal blade and neatly used; as good as new.

10k

Location: Ikorodu, Lagos

Godstime234:


6k serious buyer

dicksonadams:


Interested in the your number please

Beckplanet7:
Hello Everyone!!! I wanted to make this post earlier today with my main account and got banned by the Nairaland Bot. I guess my old bot friend never forget me after all this while . Anyways hope this post helps a person or two stay motivated as we step into the new year!!

MrReeseG:


Na 50 I get o

MrReeseG:


Crown chair 50k?

Bailout:



Did you outbound to get this sale?

Ludakay:

Congrats bro, was it picked from ED

viktor88:


Boss

No need to share sales with hidden name, its just showing off.

Please what do you mean by buyers privacy?

GRACEGLORY:
32 inches Sony Bravia Smart Tv


Model: KDL-32WD751


Condition: 98% Brand New!!!



Specifications
Web browser
ON-BOARD STORAGE: 4GB
X-Reality™ PRO
Live Colour™ Technology
Dynamic Contrast Enhancer


ETHERNET
Miracast™
PC Streaming
Streaming Service: HbbTV WI-FI
RF
SCART
HDMI 2
HDMI (ARC)
DIGITAL AUDIO OUTPUT 1
AUDIO/HEADPHONE OUTPUT 1
Optical 1
USB PORTS 2
USB HDD RECORDING

POWER CONSUMPTION: 40W. 0.04 kWh/Hr






Price: 90K










Contact
08030546462
WhatsAAp: https:///message/XVTIDXHH7CMAF1

Shadysen:
when are we getting our pvc?
those that did it on july.

pandder:


Thanks Boss..the only difference is the tax form included in their part 3..Afternic allows on to choose country of origin without filling any form..while Sav expect someone to do some paperwork regarding tax..

pandder:
Hello House, please who is familiar with Sav payout procedure? Just got an email about a sales from them.. someone should kindly educate me on how to proceed.. Thanks

emmaodet:


No sir.
Interest rate and inflation goes in opposite directions or let’s say inversely proportional.
If there is inflation in a country - too many cash in the hand of people chasing fewer goods thereby driving the price of the goods up, cbn kicks in and raise interest rate to cub the menace.
It is one of the tools used to push back local currency again dollar and also brings down the price of commodities.
Examples -
Let’s assume cbn drops interest rate to 0.5%(this is what they use in Europe and US), it means cbn prints out money and give it to commercial banks at 0.5% and they the commercial banks will add there own (let’s say another 0.5% to make it 1% total because interest rate is the major source of revenue for banks to pay salaries and expand) and the push out this money and borrow citizens.
So in total, a Nigerian who goes to bank to borrow money to buy equipment for his business in china, the one that borrows to buy car,electronics at home, buy house on mortgage will only pay 1% per annum on the loan.
Imagine taking a 10m loan to build a small 2 bedroom flat payable in 20 years.
That is less than 12m in total to pay back in 20 years. It is attractive. Isn’t it?
The joy of having your home and paying back just )00k per annum or 50k per month.
That means a family where the hubby earns 100k and wife earns 50k can easily pay their house mortgage of 50k per month while still have 100k to feed the home.
This is the reality with most people abroad.
They live on loans. Cheap loans.
So attractive and very easy to get into and you work your entire life servicing loans and praying you don’t lose your job or get laid off.
Segun travels to america and within 6 months uploading his car and house. Meanwhile he will have to work next 20 years clearing it.
Now
In the cbn decides to raise interest rate from 0.5% to 15% just like nigeria. Banks will add theirs factoring in yearly inflation rate of 10-15%. They want to make money and profit too
So first they won’t borrow you a long term loan because you will default and may not be able to pay back. Also by the time you pay back, the purchasing power of the initial money borrowed you would have eroded thereby literally leading to loss for them.
So they give out loans as high as 25-30% interest because they need to make profit too.
People will avoid taking loans which in turn will drop consumer goods demand.
And since demand for commodities have dropped because people don’t have access to loans, producers don’t have a choice than to keep lowering their prices.
Inflation has been curbed but such society hardly grows.
Reason while you don’t see Nigerians taking loans to build houses or buy cars on a long term to ease their pressure thereby making the society to develop.
A 25% interest rate means a 10m loan you take to build your 2 bedroom flat payable in 20 years will result to you paying back 50-60m in 20 years.
Who does that? How is that possible to pay back? Instead of paying 60mback in 20 years, why not just I mould my blocks slowly slowly as the money dey enter they build am small small.
Reason why you see nigeria so littered with incompleted buildings or people moving into shambolic buildings where they use the wife wrapper to cover the windows, unplastered walls, planks to cover windows pending when they have small cash to do some parts and many more.

SKhanmi:


For a dollar account, yes. For a naira denominated one, no.

therealMcCain:
Finally after 22Working days, the money has been sent to Dan. Thanks to all those who showed concern.

Lesson learnt

Cc
Heyzee5

Sapiosexuality:
Yeah. You can also reach him via twitter.

Sapiosexuality:
Contact Rob Monster.

Heyzee5:
Pls who else is experiencing withdrawal delays with EPIK's masterbucks? Submitted a request for withdrawal through crpyto 2days ago and till now, no show! Their CC even disconnect me from live chat anytime they see it's me! What could be going on here?!

Sapiosexuality:
Lololol. . This is funny.