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EducationRe: Covenant University Officially Responds To Transcript Controversy by HigherEd(op): 7:19pm On Dec 16, 2020
coolsegun2002:
Woman wey una go enter room straff each other finish, she go come out say na rape...

If woman narrate story.... just know say na RSV ?(revised standard version)
The way she narrated the matter as though there was a grand conspiracy within the university to hold her transcript! Yet they were in full communication with each other as regards the cause of the delay.

That was a serpentatious behavior.

There's no problem with calling the university out for maybe slacking. But saying you requested in July when the request was sent in September is libel. Claiming extortion when you understood the reason you paid twice is immoral.

We don't pay the Alumni Association which by herself took away the transcript facilitation from the university to ensure robust post graduate matters aren't stacked at registry. They do a fairly good job.
EducationRe: Covenant University Officially Responds To Transcript Controversy by HigherEd(op): 7:01pm On Dec 16, 2020
Event Timeline:

Sep 10 - Your transcript application was submitted (form + payment + service charge payment)

Sep 11 - The CU Alumni (CUALA) office helped you to then submit the application to CU Academic Affairs

Sep 22 - The Academic Affairs dispatched the transcripts for American Law School

Sep 25 - Transcripts delivered to the Law School

Sep 25/28 - Correspondence between applicant and CUALA - tracking number shared etc

Oct 12- Law school tells applicant the transcript they received doesn’t have the exact date of graduation so it’s invalid

October 26 - Applicant forwarded email from Law school to CUALA, copying VC, Regsitrar saying that Law school needs a transcript with exact graduation date (e.g., July 7 2007)

Oct 27 - CUALA discussed with Academic Affairs about how to handle this. They decided to send a Certified True Copy of her certificate which carries the exact date graduation date and sign an attestation letter to the law school. CUALA communicated this to applicant on the same day. CUALA did not charge a service fee for this.

Nov 9 - Applicant paid for Certified True Copy of certificate (CTC) + attestation form signing + courier charges and attached a copy of the law school form to be signed by Academic Affairs. She also copied VC, Registrar on this email

Nov 9 - CUALA takes print out of form to Academic Affairs for signing. However the form had her married name instead of her maiden name so the records didn’t match and so Academic Affairs couldn’t sign the form .

In the meantime, the CTC was ready to be sent, but to avoid double courier charges, it was pended.

Nov 17 - CUALA communicated to applicant that law school needs to send a new form with her maiden name

Dec 2 - Law school sends updated form with her maiden name. CUALA prints out and takes to Academic Affairs for processing

Dec 8-13 - Shiloh week so CU mail room and other services are closed

Dec 9 - CUALA confirms to her that the law school letter has been signed and scans a copy to her as evidence

Dec 14 - CUALA confirms to her that both the CTC and signed letter have been sent to the mail room and are ready for dispatch. She acknowledges and thanks CUALA for the help.

Dec 15 - Viral video is released of her calling out CU and complaining that her transcript wasn’t processed.



https://www.nairaland.com/6315240/lady-tears-begs-covenant-university/7

EducationCovenant University Officially Responds To Transcript Controversy by HigherEd(op): 7:00pm On Dec 16, 2020
Here is the lady's video that went viral


https://www.youtube.com/watch?v=r16mQZI9VnE

Response:

The President of the alumni association addressed the community on the matter.

The alumni Association processes transcripts.


Update on Complaints Video

During the early hours of yesterday, 15 December 2020, the urgent attention of our community was brought to a complaint video recorded by an Eagle referencing delays by Covenant University (CU) In processing her transcript request despite her making payments twice for processing since July 2020. The video has since become viral on various social media platforms.

We all know the danger of only listening to one side of the story. So we, the Executive Council, would like to use this opportunity to state the facts, reiterate our support for all Eagles globally and more importantly, inform everyone on the right channels for requests and issue resolution.

The Alumni Secretariat operates a transcript facilitation service (among other services) for Eagles, aimed at ensuring quicker turnaround time and convenience for our community. We (the Alumni Secretariat) received an initial transcript request and payment from the Eagle in question (applicant► on 10th September 2020 and the transcript was physically delivered to the receiving organization on 25th September 2020.

On 26th October 2020, we received a follow-on request from the applicant, and she was advised on 27th October 2020 on the documents required to fulfil that request. On 9th November 2020, the applicant made a separate payment for these other documents (Certified True Copy of her certificate and an attestation letter).

Due to some information mismatch on the form sent, the request could not be processed until an updated form was obtained from the requesting organization. We received this updated form from the applicant on 2nd December 2020 and a scanned copy of the processed form was sent to her on 9th December 2020, with a promise to dispatch all the documents on 14th December 2020.

The documents were dispatched on 14th December 2020, the applicant was informed and she acknowledged with thanks. It was therefore very surprising that we woke up to a video of the applicant accusing Covenant University of refusing to release a transcript since July.

Covenant University Alumni Association (COMA) would like to remind our community of our commitment to ensuring our support services and initiatives are rendered with excellence In facilitating the attainment of each Eagle's dreams. Asides digitizing our services for efficient processing, the Secretariat also works very closely with the relevant University departments to ensure better service delivery.
Please note that neither Covenant University nor the Alumni Secretariat will demand double payment for a service. We encourage you to use only official channels for your requests, so you do not fall prey to ill-intentioned people. We remain committed to serving all members of our community and empowering them to soar. We also remain committed to upholding the reputation of the University by being worthy ambassadors and flag-bearers.

For information on the official channel for any of our services, please visit our website: https://alumni.covenantuniversitv.edump./. Our helplines are also available for enquiries and complaints.
Thank you and we look forward to a seamless and prosperous 2021 ahead. Yours in building an Alumni•For-All,

President, Covenant University Alumni Association For the Executive Council
https://www.instagram.com/p/CI3M9I6FFbu/?igshid=19dc5c2ls2mbv

EducationRe: Transcript Saga: Maria Ocheja lied against Covenant University. by HigherEd: 6:55pm On Dec 16, 2020
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EducationRe: Transcript Saga: Maria Ocheja lied against Covenant University. by HigherEd: 6:53pm On Dec 16, 2020
DamZik:
My brother, I read and understand everything. The first fault was from the school because they didn't put her date of graduation on the transcript sent. The second fault was from the lady because of change of name. Above all, this two reasons are not sensible enough to re-process for four (4) months. What if you and I were her shoes? What would we do differently after four months of struggling for ordinary transcript? CU can do better.
See ehn many of us in that school have gone on to ivy leagues for pg without hassle.

University of Manitoba never told me to resend any transcript with many other CU grads. Afterall certificates carry dates. Transcripts are just academic records jare. I don't think they generally represent dates.
EducationRe: Transcript Saga: Maria Ocheja lied against Covenant University. by HigherEd: 6:44pm On Dec 16, 2020
Conner44:
So it’s still ready for dispatch in your schools mail room till now and you’re trying to save face on social media?
Shey you fit read like thishuh

She requested September 11th and it was sent 22nd of September and received on the 25th.

So why did she lie and cry that she requested in July?

Why did she make it look like no one attended to her when they actually were in correspondence?
HealthReasons Why Health Insurance Should Be Compulsory In Nigeria by HigherEd(op): 9:24am On Dec 14, 2020
Written By Ifelola Olaleye David


A research from 2012 revealed that 80% of all healthcare expenditure in Nigeria was made by the private health sector, in comparison to 20% spent within the public health sector. When we combine the high prevalence of private healthcare provision to our soaring population (high birth rate of 5.4 per woman) it becomes increasingly clear that Nigeria has an opportunity to remodel the structure for healthcare financing into a more effective and inclusive program.

While subsidized public healthcare continues, it only represents a minor share in all of healthcare spending and could become less effective a model of financing if the government predictably becomes more cash strapped in line with her recent economic and debt woes. This in addition to soaring cost of medical resources caused by inflation could cause a sharp decline in quality of health service provision in both private and public care.

Back in 2004, the President Olusegun Obasanjo administration did well to set up the National Health Insurance Scheme which today serves about 5 percent (Nine million people) of the Nigerian population. Much of the modest progress made by the scheme has enabled employers cover staff and up to six dependents for family subscriptions ranging from N100, 000 – N1, 500, 000 for coverage running into several millions. While individual premiums starting around N20, 000 – N35, 000 with coverage ranging from N800, 000 and above per annum.

Unfortunately, apart from B2B buyers of insurance, by employers who are more or less required to cover employees, there has been lower adoption by individuals in B2C market who are neither covered by employers or any support group. Instead, what we have is people with ongoing medical needs approaching insurance for coverage. This in turn increases risk for the market and a lackluster desire to sell insurance premiums outside of city centers where formal jobs are more prevalent.

However, any health insurance model seeking to serve only city people in employment cannot be considered a success.
There’s need to pull tens of millions of Nigerians into the health insurance scheme mandatorily within the next decade. This would go a long way for a more sustainable health financing program which would cause a host of other benefits listed below.

A mandatory insurance policy can be driven by making subscription to insurance a prerequisite to access certain social services.

Nigeria would equally be joining a list of even wealthier nations which currently hold mandatory health insurance policy; USA (Obamacare), France, Switzerland, Oman, Azerbaijan, Kazakhstan and Dubai (UAE)

BENEFITS OF A NATIONAL MANDATORY HEALTH INSURANCE POLICY

Eradication Of Out Of Pocket Pay For Healthcare Services.

According to PwC, 75% of healthcare funding in 2016 was through out-of-pocket, 15% through government spending, 2% through insurance and 8% from outside the country. Now according to the world bank, 100 million people are pushed into poverty every year because of healthcare spending.
Nigeria should look to phase most of out of pocket pay in place of insurance funding. The era where “down payment” is requested must be brought to an end.

Increased Private Investment In Healthcare Infrastructure Across Nigeria

One of the biggest benefit of mandatory insurance would be massive private infrastructure spending in healthcare. This would happen as healthcare service providers can now situate, example top quality hospitals in rural communities without being threatened by the income levels of that community so far most people in such community are covered by premiums much of which the hospital can execute for in partnerhip with the insurance provider.

Reduction In Self Medication Emanating From Fear Of High Cost Hospital Care

As much as 60 – 90% of Nigerians self medicate partly due to the high cost associated with seeking professional care. This would expectedly reduce if an effective consumer insurance program is instituted. It is expected that the availability of a financing program would encourage Nigerians to go through the right process in taking good care of health responsibly.

Lower Cost Of Insurance Premiums

Adding millions of people to the insurance pool should cause insurance to become more affordable, yet sustainable. It is also important that the NHIS reviews carefully the number of insurers that exist as careless proliferation of insurers would cause more problems for the scheme.
It is estimated that it is possible to get insurance premium to a minimum of N10, 000 with a corresponding N500, 000 worth of coverage in year 2021.

Better Targeted Intervention For Both Federal And State Governments

Of course, not all segments of the Nigerian population would be able to uptake insurance. Intervention programs can identify such communities that are severely economically disadvantaged and offer them direct subsidized healthcare. Such programs can be lifted as economic indices within those communities improve.

Improved Healthcare Services Would Reduce Health Tourism

With improved health services due to sustainability insurance could create, it is expected that the need for travel tourism would drastically reduce just as health infrastructure improves.

Better Retention Of Healthcare Personnel

Nigeria currently loses much of her health personnel due to our internationally uncompetitive pay grade, which is a fraction of what is offered in developed nations, causing enmasse emigration of very needed healthcare workers.

This article was written by Ifelola Olaleye, a co-founder and the CEO of Cydern Technologies LLC and the MedicBird Teleresponse Command Center.
https://davidolaleye./2020/12/06/nigeria-benefits-of-a-mandatory-health-insurance-scheme/
PoliticsRe: Nnamdi Kanu Launches ‘Eastern Security Network’ (Photos) by HigherEd: 11:22am On Dec 13, 2020
CodeTemplar:
Lol. . . I can imagine how the governors there will be irritated by this guy.
The SE has a relative smaller state size and good numbers of capable hands and I think the idea of policing their rural settlement will be most effective there.
Very true.
PoliticsRe: Nnamdi Kanu Launches ‘Eastern Security Network’ (Photos) by HigherEd: 11:14am On Dec 13, 2020
Lol really.

This should be done by state governments.
Christianity EtcRe: Winners Chapel To Spend Two Trillion Naira On Building New Churches by HigherEd(op): 12:20pm On Dec 12, 2020
CodeTemplar:
There is no way he is going to ask people to give without the details of the total target being revealed. They could have multiplied the cost of the church by the number of churches to be planted and arrived at that figure. The ministry has jets and anyone can pose as a potential buyer to ask about the cost of those jets. Same too goes for church branches and staff strength. How much are we spending to deal with the 'peace' the other constitutional religion is generating up north. Go check defence budget between 1999 and 2020 and see what we spend on defence yearly. There is no NEDC or NGO funds there yet o. 2 Trillion may be big for a lump sum but the details doesn't make it so big.
You have a good point. My problem is with Church gist doing this multiplication themselves and reporting on it.

One time they reported "Oyedepo builds a mansion with 50 rooms". First I thought this was unnecessary info. I later saw it was both incorrect and misleading. He built an estate with many houses. Probably the rooms totalled 50. Other people live there!

Probably winners even intends to do this project over long period. But sufficient context was not provided by churchgist. Initially I felt like ignoring the post but I thought I could put some context that enables people understand this news better. But I'm finding even that difficult rn, I fit just look like mumu. It was unnecessary info and it has already gone viral.
RomanceRe: Why Can't Nigerian Women Stay With One Guy? by HigherEd: 12:00pm On Dec 12, 2020
Hey you asked me to message you on whatsapp from my recent post.
Why?
You can send me your whatsapp number.
Christianity EtcRe: Winners Chapel To Spend Two Trillion Naira On Building New Churches by HigherEd(op): 11:56am On Dec 12, 2020
RedPanthar:
He has been told countless times by well meaning ministers to stop saying these things but then he won't hear. If global Christian persecution starts me and you would be forced against our faith to do things we don't lie or face death

For over 20 years when people speak against this man I turn the other side, run away, or keep mute and never speak against him in any way. But this is unbecoming. This is provocative.

I find this news as absolutely provocative, insensitive and immoral


May God help us. Everyone with impure motives thesedays


Let's thank God for healing, transformation, bonds broken and boast in the Lord and to e down these kind of information.
Exactly...

The church isn't invincible and can be severely hurt by a sharp sway in public opinion.

Many of the privileges the church enjoys today is because of the selfless goodwill sacrifice laid by early missioranies. That goodwill shouldn't be eroded by meaningless braggadocio...
Christianity EtcRe: Winners Chapel To Spend Two Trillion Naira On Building New Churches by HigherEd(op): 11:44am On Dec 12, 2020
RedPanthar:
This news is a show off. I'm a Christian but this a show off.

We Christians shouldn't provoke governmental systems around the world to persecute it.


This type of news will induce envy and bring about persecution.

This is an unnecessary show off. Would Jesus be alive he wouldn't tried this path atall. The other day another individual says he spent 36 billion just on his church altar construction alone


Lest anyone accesses me of speaking against my father's house I'm not. They shout be discreet with this type of information and not attract attacks on the church and Kingdom as a body



I repeat this is amateurish and not the type of Christianity God wants us to practice

My two cents


Meanwhile I'm amazed how people who find it difficult to give palliatives to its followers during lockdown or give 50k or such kind of finances for serious needs would not spend show-off insane financial expenditure. Impure motives everywhere. Smh


Any Christianity without health and robust human capacity building is just a facade. It's the deceitful achievement of impure motives to blind the undiscerning and maul the gullible



I will never take any Christian minister who doesn't prioritise the welfare of its followers. Never. Impure motives and hypocritical practice everywhere thesedays


Before you quote me to curse, I'm a Christian and know what I'm saying first hand
You have a point. Maybe churchgist shouldn't have gone to print with this one. But any contrary opinion expect full attack. Decidedly chose to bring this here first to maybe put a little context to this.

Real provocation of govt to call for taxation is a real concern. The govt would react to this. And unfortunately it is the upcoming ministries on the road side that would deal with the fall out...
Christianity EtcRe: Winners Chapel To Spend Two Trillion Naira On Building New Churches by HigherEd(op): 11:10am On Dec 12, 2020
zangaozanga:
This is the real definition of stupidity, a country that import almost everything someone is planning to spend 5billion dollars building churches in the rural areas where unemployment is in the highest, na Church dem go chop
For someone like me who is sentimental positively towards churches. I would say I'm highly skeptical about this. Though it is a free world and every organization should be free to fund as they please.

The church needs to move into hinterlands with accompanying social amenities in Healthcare, Academic development and aid of vulnerable persons like orphans and the elderly.

With the exception of salvation ministries, the vast majority of big sized pentecostal churches don't have sizeable orphanages.
But well...
Christianity EtcWinners Chapel To Spend Two Trillion Naira On Building New Churches by HigherEd(op): 10:50am On Dec 12, 2020
Mind Boggling News!

BISHOP OYEDEPO LED WINNERS CHAPEL TO SPEND N2 TRILLION NAIRA ($5 Billion Dollars) TO CONSTRUCT 9,250 RURAL CHURCHES.
*Bishop Oyedepo leads others to give to massive project.
*Massive Jobs for villagers.
*Spends hundreds of millions of Naira to distribute palliatives in 30 States of Nigeria apart from 14 Countries.
*Prays that the churches will become solution centres.

Bishop Oyedepo has announced that 9,250 churches will be built in 2021 without stress. According to him,

“This year's Shiloh sacrifice is dedicated to the building of 9250 sanctuaries in the countryside/hinterland.

We are building for Jesus in those villages and to give them a sense of worth (Massive Jobs for Villagers).

Cost of Building.
1. 100 seat capacity sanctuary-14 Million Naira
2. 150 seat capacity sanctuary-16.5 Million Naira
3. 200 seat capacity sanctuary-19.4 Million Naira.
4. 300 seat capacity sanctuary-25.2 Million Naira.
5. 400 seat capacity sanctuary is 35.8 Million Naira”.

According to the Presiding Bishop of Living Faith Church during the early morning impartation service of Saturday 12 December 2020, “We gave hundreds of millions in servicing palliatives across the Nation and across the nations of the world. We bought major things to help like ambulances and all that.
So you wonder why we don’t have stress?
We don’t have stress because we have an understanding of the covenant?
It keeps working” the Bishop stated.

The 66 year old Bishop prayed that the churches or sanctuaries would become solution centres for humanity.
He added while blessing the people who gave willingly according to scriptures:

*There is no one that partook of this sacrifice that will struggle to build a house. Many people will come out of their own houses before Shiloh 2021.
*There is no one that participated with His precious seed, it may look small in the eyes of men, your precious seed who will not return with rejoicing. Many will return with tears of joy. Many will be on the floor sobbing.
*My God will turn the captivity of everyone that partook of this sacrifice.

Father we present these sacrifices before you, let it be a sweet smelling savour before your throne and let curses be averted like you did in the time of Noah.
Let the heavens over your people remain open; make between now and Shiloh 2021 an era of surprises, an era of unquestionable turnarounds, an era of tearful breakthroughs.
Let this sacrifice be acceptable to you and let the returns be profitable to us.
Lord, let these sanctuaries be built without stress.
Let no fraudster come on the line.
Anoint every Builder that will build those sanctuaries.
Bless every village, every hamlet where these sanctuaries are built.
Let them become solution centres indeed serving the needs of those local individuals in the name of Jesus.

Be blessed in return. Thank You Jesus.

https://m.facebook.com/story.php?story_fbid=2279663378844187&id=444807728996437

Lalasticlala
EducationRe: We Would Shut Down All Private Universities - NANS President by HigherEd(op): 6:02pm On Dec 09, 2020
flokii:
Way to go.. Aluta everywhere

Shut those morafvcking glorified secondary schools up and chase the kids there home so everyone will have sense.. public came before private and must run for private to stay open.
Lmao your NANS go come oyedepo territory to shut the school. Them go beat your NANS leader hin head no go correct again. School that even NLC could not go near during nationwide grin
EducationWe Would Shut Down All Private Universities - NANS President by HigherEd(op): 1:24pm On Dec 09, 2020
President of the National Association of Nigerian Students, Sunday Asefon

Kayode Oyero

The new President of the National Association of Nigerian Students, Sunday Asefon, has vowed to shut down all private universities in the country should the nine-month strike embarked on by members of the Academic Staff Union of Universities continue.


The NANS president said this while speaking on a PUNCH Online interview programme, The Roundtable.

He lamented that the ongoing strike is the longest industrial action embarked on by the university lecturers.

According to him, NANS would engage the Federal Government representatives and ASUU leaders to find a lasting solution to resolve the stalemate in negotiations between the two arms.

The NANS president said after consultation with the two parties and should the strike not be called off as soon as possible, NANS would move in and shut down all tertiary institutions in the country.

https://www.google.com/amp/s/punchng.com/ASUU-strike-we-will-shut-down-all-private-varsities-says-nans-president/%3famp=1

Lalasticlala
Politics. by HigherEd(op): 10:07pm On Dec 08, 2020
.
Christianity EtcRe: Ghanaian Court Returns Ownership Of Winners Chapel Ghana To Bishop Oyedepo by HigherEd(op): 9:18am On Dec 08, 2020
I wish Bishop Adjeman had returned the Ghanaian church without letting things get to that point.

Nothing wrong in splitting away from a church organization. However, there is common ministry consensus that when you do this you don't go with your current church resources or structure.

Christianity EtcGhanaian Court Returns Ownership Of Winners Chapel Ghana To Bishop Oyedepo by HigherEd(op): 9:14am On Dec 08, 2020
Breaking News!!!

After 16 Years, Ghanaian Appeal Court Returns Headquarter to Oyedepo’s Winners’ Chapel as Bishop Adjeman Ordered to Render Account to his Former Employers.

After over 16 years of the rebellion in Ghana by Bishop George Adjeman formerly of the Living Faith Church Worldwide aka Winners’ Chapel International, judgement has been delivered by the Ghana Court of Appeal in favour of the Winners’ Chapel founded and led by Bishop David Oyedepo.

According to the Judgment delivered on 30th November 2020, all properties in possession of Winners’ Chapel, (led by Bishop Adjeman) Ghana to be returned to the Church (Oyedepo led Winners Chapel International-WCI)
WCI is also to have exclusive use of the name of Winners Chapel. Additionally, the Registrar General is to delete Adjeman’s name from the Register of Companies while Adjeman is to account to WCI for the use of any of Its properties from 2004 to date and pay any amounts due WCI with interest. To God be all the Glory.

The full complement of the Court of Appeal judgment in the Adjeman case is ready and in the custody of Church Gist. We will give full details later in order to help glorify God for the victory.
God has given a huge testimony after 16 years of litigation. To Him ALONE be all the glory.

The summary of the judgment and the consequential reliefs granted are:

1. The judgment of the trial high court is reversed.

2. All properties acquired or funded by the Church a.k.a. Winners Chapel International (1st and 2nd Plaintiffs) are the Church’s bona fide properties.

3. The Church is entitled to recover its properties at East Legon, No. 16 Otublohum Road, Industrial Area, all places of worship and items of worship of the Church occupied by Adjeman and Winners Chapel Ghana.

4. The Registrar General is to delete the names of Adjeman and the Defendants from its records as directors and subscribers of Winners Chapel and restore the names of the Church and its directors and subscribers in their stead.

5. Adjeman is to render an account of his stewardship to the Church from 16/01/2004 to date and pay any moneys due the Church with interest at the prevailing commercial bank interest rate.

6. The Church is entitled to the exclusive use of the name “Winners’ Chapel and Adjeman and the other Defendants are injuncted in perpetuity from using the name.

The case was conducted by Thaddeus Sory and Pst Nii Amassah Kotey who unfortunately passed on to glory a few days before judgment was given. Thanks be to God for crowning their efforts with success.

The High Court had earlier given judgement in favour of the Bishop George Adjeman led group in 2017. It is expected that Bishop Adjeman would appeal the case to the Supreme Court of Ghana which is the highest judicial body in Ghana.

https://www.facebook.com/444807728996437/posts/2274908559319669/

EducationRe: No Resumption Until FG Pays Withheld Salaries – ASUU by HigherEd: 7:50am On Dec 07, 2020
ASUU is using FG to catch cruise.
HealthNigeria: Benefits Of A Mandatory Health Insurance Scheme by HigherEd(op):
As recent as 2012 researchers estimated that 80% of healthcare expenditure was made by the private health sector in comparison to 20% spent within the public health sector. When we combine the growing prevalence of private healthcare providers to our soaring population with a very high birth rate of 5.4/woman, it becomes increasingly clear that Nigeria has an opportunity to revisit the model for healthcare financing or get in serious trouble with unaffordability of healthcare in a decade to come.

While subsidized public healthcare continues, it would become more problematic a model if the government predictably becomes more cash strapped. This in addition with soaring cost of medical resources caused by inflation could cause a sharp decline in quality of health service provision in both private and public care.

Back in 2004, the President Olusegun Obasanjo administration did well to set up the National Health Insurance Scheme which today serves about 5 percent of the Nigerian population. Much of the modest progress made by the scheme has been to enable employers cover employees and up to six dependents for family subscriptions that ranges from N100, 000 - N1, 500, 000 for coverage running into several millions. While individual premiums currently start around N20, 000 - N35, 000 with coverage starting at N800, 000 and above per annum.

Unfortunately, apart from B2B buyers of insurance, by employers who are more or less required to cover employees, there has been lower adoption by individuals in B2C market who are not covered by employers or any support group. Instead, what we have is people with _ongoing medical activity_ approaching insurance for coverage. This in turn increases risk for the market and a lackluster desire to sell insurance premiums outside of city centers where formal jobs are more prevalent.

However, any health insurance model seeking to serve only city folks in employment has failed Nigerians.
There's need to pull tens of millions of Nigerians into the health insurance scheme mandatorily within the next decade. This would go a long way for a more sustainable health financing program which would cause a host of other benefits I would list below.

Nigeria would equally be joining a list of even wealthier nations which currently hold mandatory health insurance policy; USA (Obamacare), France, Switzerland, Oman, Azerbaijan, Kazakhstan, Dubai (UAE)

BENEFITS OF A NATIONAL MANDATORY HEALTH INSURANCE POLICY


Eradication Of Out Of Pocket Pay For Healthcare Services.


According to PwC, 75% of healthcare funding in 2016 was through out-of-pocket, 15% through government spending, 2% through insurance and 8% from outside the country, and according to the world bank 100 million people are pushed into poverty every year because of healthcare spending.
Nigeria should look to phase most of out of pocket pay in place of insurance funding. The Era where "down payment" is requested must be brought to an end.

Increased Private Investment In Healthcare Infrastructure Across Nigeria


One of the biggest benefit of mandatory insurance would be massive private infrastructure spending in healthcare. This would happen as healthcare service providers can now situate, example top quality hospitals in rural communities without being threatened by the income levels of that community so far most people in such community are covered by premiums much of which the hospital can execute for in partnerhip with the insurance provider.

Reduction In Self Medication Emanating From Fear Of High Cost Hospital Care


As much as 60 - 90% of Nigerians self medicate partly due to the high cost associated with seeking professional care. This would expectedly reduce if an effective consumer insurance program is instituted. It is expected that the availability of a financing program would encourage Nigerians to go through the right process in taking good care of health responsibly.

Lower Cost Of Insurance Premiums


Adding millions of people to the insurance pool should cause insurance to become more affordable, yet sustainable. It is also important that the NHIS reviews carefully the number of insurers that exist as careless proliferation of insurers would cause more problems for the scheme.
It is estimated that it is possible to get insurance premium to a minimum of N10, 000 with a corresponding N500, 000 worth of coverage in year 2021.

Better Targeted Intervention For Both Federal And State Governments


Of course, not all segments of the Nigerian population would be able to uptake insurance. Intervention programs can identify such communities that are severely economically disadvantaged and offer them direct subsidized healthcare. Such programs can be lifted as economic indices within those communities improve.


Improved Healthcare Services Would Reduce Health Tourism

With improved health services due to sustainability insurance could create, it is expected that the need for travel tourism would drastically reduce just as health infrastructure improves.


Better Retention Of Healthcare Personnel


Nigeria currently loses much of her health personnel due to our internationally uncompetitive pay grade, which is a fraction of what is offered in developed nations causing enmasse emigration of very needed healthcare workers.


This article was written by Ifelola Olaleye, a co-founder and the CEO of Cydern Technologies LLC and the MedicBird Teleresponse Command Center.

European Football (EPL, UEFA, La Liga)Re: FIFA Approves Maternity Leave For Women Players by HigherEd: 7:08pm On Dec 05, 2020
Martinez39s:
Equity is cheating. Equality is the fair goal.
Not entirely true. Men don't breastfeed na. We don't have pregnancy to hold us back either. So we can claim equal benefits when the circumstances are vastly tilted against women by biology.
European Football (EPL, UEFA, La Liga)Re: FIFA Approves Maternity Leave For Women Players by HigherEd: 2:59pm On Dec 05, 2020
openmine:
I have a question.....If FIFA had seen a man and a woman as EQUAL,would they have given the female players maternity leave?
equity not equality is the goal.
Science/TechnologyRe: China Becomes Second Nation To Plant Flag On The Moon After U.S by HigherEd: 11:15am On Dec 05, 2020
Righteousness89:
Congrats to China on achieving such feat!

Having Said that, what is Most Needful for the Nations and Inhabitants of the Earth Worldwide is to Live the life that will plant their souls in Heaven.
Eternity Beckons on all Inhabitants of the Earth..
Irrespective of Nation, Race, Language, Super Power or Whatever.

Ensure you do what you should to plant your Soul in Heaven.

What we all Need as a People and Nation is to Bow to JESUS CHRIST in total Surrenderness!
Keep up the good work

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