Thanks a lot Oga Lexus!!! Much appreciated.

Lexusgs430:


Download this app.....

Loveholidays.....

Holiday bookings are ATOL protected & it's all inclusive (don't forget to book your transfers, within the app)......

Enjoy the sun....... 🤣😁

Hi Everyone, I am hoping to take my wife and 3 kids ( ages 8,5 and 3) on our first summer holiday outside the UK, but I have no idea how to get a great all-inclusive package deal with a rough budget estimate of around £500/600. I have heard nice things about Tenerife, Algrave, Gilbratar etc. I don't mind if it is just for 3 or 4 days or if it is grand or posh, as long as it has a beach or nice facilities for the kids to have fun and run around and have a break from the UK weather and school routine. There is so much information online and so I don't even know how to filter the right information as I know that the best value deals will be hidden and gotten mostly through referral. I am not even sure of the number of rooms to book for all of us and so all suggestions will be highly appreciated. Apologies if this is not the right thread to post this inquiry.

Hello Boss, could you give examples of those traders you mentioned that we could study/copy their trades and positions daily and learn from that?

Lexusgs430:


The beauty of T212, you can copy pies..... I copy a pie called '' Almost daily Dividends '' ....... This pie is a brilliant pie .......😜🤣

Some people might say, buying individual shares is too risky..... So they stick to ETF's or other instruments....... My answer to them is, why not do all.........😁😜

A comparison of one of my portfolios vs ETF.....🤣

Nice one Boss. Is there a reason you go with them over others like Interactive Brokers for example? And are you recommending Stocks ISA or General Investment from the moneyfarm?

Lexusgs430:


Register with moneyfarm......😂

https://app.moneyfarm.com/gb/sign-up?promocode=MF613416&affiliatePartnerId=84714d4e-4ee9-44cf-a90c-7a7095995d36

Hahahahaha Oga Lexus, I have already registered, as it was mandatory at the recruitment stage, so I was just curious about it. I would prefer the fund manager to reduce any stress but something that I can have a dashboard view or be adding installment amounts to monthly for compound interests or something like that

Lexusgs430:


Register with your employer's pension provider...... Nobody go chop your money .....😜😂

Do you want a self managed investment platform or fund manager.......

Hello House and especially Oga@Lexusgs430 @dubaiprince @ednut, what investment platform would you recommend a newbie to join here in the UK? I have been hearing about ISAs and other stocks platforms, but would appreciate a single platform or app that offers a simplified way of investing in shares of major companies here in UK or US in the safest way. Any educational video or link to respect will be highly appreciated. Also, I have been getting emails from my company pension provider and I wonder how that it works here in UK and if there is any optimal way we could use the funds or it is untouchable till retirement or so. I hope I am asking the questions in the right way. Thanks.

Makes a lot of sense. Thanks!!

koonbey:


Get a laptop. Even if it's a cheap one off eBay, it'll work for the basic coding he'd be doing, and be way better than a tablet.

There are tablet apps for coding but most are just gimmicks. Best to start him on the right foot.

Thanks a lot. I completely getting the being bored part

Lilipo:

==========≈=========================
No, I didn't get a laptop. He goes to the club twice a week and he has access to their computers. The software they use is tailor made for kids and not the adult version we all know (else kids will be bored😀). They teach them the same concept though as they would be able to, with time, use it in adult version. No need for laptop.

Mine isn't keen about the online as well, but I don't mind having a look at any details you can send across. What is the name of the F2F that your son is on now? Is there a similar one in Birmingham?

Lilipo:

===========================
Oh! That's a shame. I thought they were expanding recently and covered Birmingham. @OP, if you struggle to find a physical one, I know an online one which your son can start with until you find a face to face one? I tried them with my son, I liked the content but my boy wasn't keen on online, he preferred face to face (which of course is more expensive, I was looking for cheaper option, lol) so we kept with F2F. If you are interested, will dig out their details.

Hi, I just checked and confirmed they are not in Birmingham or even close. Is there any like them that you can recommend please?

hustla:


Was about to mention them cos I see them around Enfield town.. Seems they aren't in Birmingham area though

Thanks a lot for this response. I will look them up. Did you have to get a laptop for your boy? Mine just has a samsung tablet and I don't lknow if that works

Lilipo:



≈========≈===≈========================
Not sure if you got any response to this but my son has been doing a face to face session with Code Ninja's since he was 8 (now almost 11). He has been learning to code in a fun way starting with scratch, a bit of python, sql and now java script. I would suggest checking if you have any code ninja hub near you - they are really good. I know because I code too and I always check on what they teach him.

Hello House, I have a 7 year old son I am really interested in getting to start coding/programming classes for kids. I would prefer a hybrid approach of both in person and online classes as I feel interacting with other kids might also add to the fun and generate more interest. I live in Birmingham, but unfortunately, most of the options I have found through google are just purely online.

Since the options I have found are so numerous and similar, I would really appreciate any recommendations that can be given that can narrow my choice and give him the best experience. Thanks a lot.

Lol...I like this. Making lemonade with lemons. How much did you pay for the MOT though?

Lexusgs430:



Categorised vehicles are not that bad (you get a considerable discount).......😂

I bought my daughter a Cat N vehicle, rather than paying £35.00 to a driving instructor........ We take her out about 3/5 days a week, for 2 hours driving around.....😊

It was written off, because of a small dent on the OSF fender....... (I did not even fix it).... We dey drive am so ....😊

The vehicle is so economical, that i drive it now most of the time ...... Put it through an MOT yesterday, it passed with no advisories........😜

I love this Jazz .......😁

Thank you, My Oga. Point noted...Lol

Lexusgs430:



The only time I would advise you to buy a cat s vehicle...... Is only if you can see the post accident damage.......

Cat S - Simply means vehicle was structurally damaged and BER ...........

Another car is always available around the corner..... Never get emotional about a vehicle purchase, but realistic .........

An honda jazz, would comfortably sit 7 (although illegal) and the extra 2 (must be kids)........😂😜

Not for long journeys.....🤑

Hello House, I have been on the market for a car, and based on my budget I have seen a really nice Vaxhall Astra 2010 for 2,500 pounds. However, my cousin is against me buying it as he said it is a Cat S car and no company would agree to insure it because when we called the number on the page, the seller confirmed it and said he got it as a part exchange and there is no engineering report or repair document for the car. But he told us that the MOT and other things were all up to date. Following that, I called 2 insurance companies from comparethemarket who both said they wouldnt insure it as a Cat S.

I am asking if there are any recommendations for companies I could try. I really like the car because of its relative size. I have 3 kids and so most of the Astra type size of cars are currently over 4k, which is just totally beyond me at the moment and due to work and school runs, I am under a lot of pressure to get a car quickly.

Please, I would appreciate all the advice I can get. Thanks!!!

Thanks for this. So based on your explanation, can a full time and permanent role be started before end of the course date if all academic requirements are completed ie classes, course works, dissertation etc

quote author=icon8 post=115827603]

Full time means you are contracted for full working hours (e.g. 9am to 5pm, Monday to Friday). The opposite of this is part time (e.g. 3hours per day, 3 days per week, etc.). This could be either as a temporary worker (temp) or as a permanent employee (perm).

Permanent means that you are employed by the organisation until you sack them (resign) or they sack you (fire). This usually comes with other perks and benefits (see below). Temporary on the other hand means you are hired for a defined period (usually short term, but could be long in some cases), for a specific purpose, but you do not have the full rights and benefits of a permanent employee (e.g. pension, annual/sick leave, private health insurance, standard notice period, death in service benefit, etc.).[/quote]

Hi, please is there a difference between full time work and permanent job in terms of student visa restrictions? I see both in different places and it is a bit confusing. I ask this because i saw on a website that you can work full time during holidays but not a permanent role.

Also, after submission of dissertation, can one commence a permanent job role immediately since official school is over? or the correct thing as some websites i have seen, say you must wait till course end date shown on the CAS, while others just state after term time which is still not clear or that you can't do a permanent job on the student visa.

Thanks

Thank you for your response. My course start and end date is the same for my other fellow Sep intakes, Sep 6 2021 to Sep 11, 2022. Their BRP validity period extends to January while mine ends in November hence my concern and query. I am going to take advantage of the PSW definitely but the extra 2 months can go a long way in helping me as you imagine.

cbn4main:


Kindly confirm your course start date and end date. This is tied to the duration of your visa. Some one year courses have 12 months duration while some are more.

This may explain the variance in the visa duration btw yours and your fellow sep intake mates.

However if you would finish b4 the current expiration, just apply for PSW and switch.

Thank you so much for your response. Could you explain a bit what you mean by recorded message?

Lexusgs430:



Send an email and recorded letter to UKBA, highlighting your case .........

Sure, pobor55@gmail.com

yemstico:


Hello! Thanks for your long lenghty message. It's really educative. Please is there a way I can get your email or mobile? I will be on Coventry next month and there are so many questions I want to ask about the place. Thank you.

My email is yemstico@gmail.com.

Hi Everyone, please I need some advice from the house.

I applied for my student visa in September 2021 and when I received my BRP in October 2021 after arriving in the UK, it said it would expire in November of 2022. At the time I didn't know much or thought there was a problem, but recently I have confirmed from several people who also applied at the same time or even before me for the same September school start date, that theirs are ending in January 2023, as there are some months of grace added.

Please how do I go clarifying this and can this be rectified as it will go a very long way in helping both me and my dependents whose BRP are also tied to the November expiration date. I would just like to know if BRPs for the same cohort can have different end dates or it must be the same.

Thank you so much

@justwise @Lexusgs430 @ @TheGuyFromHR @dubaiprince

Thank you for response. I will try out your advice

tshoboy:

Question might be best answered in student thread.
Are those people studying same course with you? If not, first confirm from your own course mates.
If still an issue, reach out to UKVI and they should issue new BRPs to you. Although you will have to pay for it. https://www.gov.uk/biometric-residence-permits/report-problem

Hi Everyone, please I need some advice from the house.

I applied for my student visa in September 2021 and when I received my BRP in October 2021 after arriving in the UK, it said it would expire in November of 2022. At the time I didn't know much or thought there was a problem, but recently I have confirmed from several people who also applied at the same time or even before me for the same September school start date, that theirs are ending in January 2023, as there are some months of grace added.

Please how do I go clarifying this and can this be rectified as it will go a very long way in helping both me and my dependents whose BRP are also tied to the November expiration date.

Really? That is surprising because I actually called the Council directly to inquire and they confirmed that a dependent would be exempted. Did you apply for exemption with all your documents proving that you are a dependent?

teeboi77:

I only got 25% discount from Birmingham city council as a dependent,despite all the dragging

Thank you so much

AirBay:


Exempted.

Write a letter to the council, stating you're a student and attach proof of student record, copy of dependant brp and passport.

Hello House, in Birmingham, is a student's dependent liable to pay council tax or will be exempted just like the student?

Lol, I know you can fully relate. You were among the people that specifically helped me all through, you, Oga @Lexusgs430, @TheGuyFromHR @Mamatukwas and others as well responded on so many occassions to my several questions.

It is just a huge relief to be able to be past it all now.

dubaiprince:


Congrats... I can relate with what you must have gone through preparing for your family's arrival. I had a similar experience (wife and 3 kids joining 7 months after). Madam no gree me rest lol. Points 1 and 2 are VERY IMPORTANT

Thanks

phyl123:


Welcome and good luck for the future.

Forgive my Oga please...Lol

Akorkor:


Do you have to quote the whole thread? Run away..........

Thank you Bro

Ray7878:


God bless you and your family.

My online family, a wonderful day to you all. I feel so blessed and grateful for all the advice, knowledge, support and help i get from this platform directly and indirectly. My family ( wife and 3 kids) arrived safely to join me in the UK 2 weeks ago, and little by little, we have been acclimatizing and trying to settle down as a family. I have been here since October 2021, but based in Coventry as I am doing my Msc in Coventry University. But I rented a place in Birmingham as I preferred to settle there and my extended family (2 brothers) also live there. The whole process of 'japaing' with the entire family, the mental, physical, emotional and financial stress will be story for another day.

This post is to give accolades to all the elders and everyone who regularly give feedback, responses and information on this thread, which i believe might just be the last genuinely world-class level of goodness and humanity left for nigerians to nigerians who despite being strangers are so good and kind to each other. May God continually bless you on here. There are too many people to mention here who have been towering icons of knowledge and help, to both me and hundreds, requiring information for life changing decision, God will continuously richly bless and keep you and your families.

From my experience, and following the give back culture of the elders of this thread, these a a few of what i learnt that might help other people as well;
1. If a family plans to relocate, It helps a great deal if the husband or wife comes alone first, to try to settle things down in terms of accommodation especially, and other arrangements especially if 2 or more kids are involved. I know this isn't possible for all families, but from my personal experience it helps sooo much especially in terms of cutting down initial expenses and ensuring the best decisions are taking without too much pressure.....e.g kids in winter cold..arrrgh.
2. Try as much as possible that you have family or very close friends in your final destination town. The help of people already settled in a place can be invaluable in terms of all the help they can give. I can testify to this. My brothers saved me over and over, from helping me pick up household items that i bought, to helping me install beds and carry couches, standing as rent guarantor, to doing grocery shopping and helping me set up the house before my family arrived. As much as possible, base decisions on where you have a deep prior relationship, it is very very hard when you do not know anybody.
3. The couple should endeavor to save as much as possible, in terms of the partner in UK as well as the one back in Nigeria. Plans for selling properties and possessions should start early enough and be organized for maximum returns. We started a month early, itemized all the things we would sale in a excel table with predicted prices and actual prices to guide us. You will be surprised how much can be done with Jiji website as well as a page called Declutter, as long as you know how to navigate these platforms. Try to avoid selling or listing things to family and friends, you won't get good prices but rather gift them what you can spare and use social media to sell your stuff.
4. Use scale at home to weigh your luggage before going to the airport to avoid some boxes being rejected due to overload.
5. Utilize all the free websites available in UK and ebay used sections when you arrive. You will be amazed the good deals on offer if you are patient and know just where to look.

These are all i can quickly remember for now. I am fully settled now, done inspection for schools for my barely 6 year old(in 2 weeks) who will join Year1 in April for their third term, and my 3 year old who will be in nursery. We are trying to get a healthcare job for my wife while I try to round up my Msc program and and simultaneously look for a sponsored job ( I am construction project management in case anyone can refer...Lol), so I am just looking forward to the next chapter in my family's life.

Thank you all so much, sorry for the long long post, I am just so grateful to God and all of you...especially those that constantly responded to all my constant questions and inquiries here even when searching for accommodation etc. Lol. Long live this thread.

Thanks so much Bro.

jesmond3945:
no she can. It means she cannot work as a sportsman or medical doctor in training