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Travel › Re: Urgent: Save Me From Agents For Schengen Visa Costing 3.5 Million by justwise(mod): 2:45pm On Mar 29, 2023
Onuahia:
My brother said the agent told him[b] he will work with someone else work permi[/b]t and share the money and after some time he will get his own permit.

Please advise
That is illegal and will land your brother and the person in jail, yes people do it.

Your brother will not be able to open bank account, so if he is working illegally his pay will be going to someone else account
Travel › Re: Urgent: Save Me From Agents For Schengen Visa Costing 3.5 Million by justwise(mod): 2:39pm On Mar 29, 2023
Onuahia:
Please can you confirm this with the screenshot attached?

I checked and it seems Greece is included.
Please check and reply.
Thanks
Ok i have seen the complete members state list now and Greece is one of them. That said.

Your brother is being scammed, mark that because you don't do biometric after getting a visa

And finally your brother will not be able to get a job with that visa because its not permitted as its not work visa
Travel › Re: Urgent: Save Me From Agents For Schengen Visa Costing 3.5 Million by justwise(mod): 2:17pm On Mar 29, 2023
Onuahia:
😭
But the agent has a big office in Abuja.
How possible would he scam my brother when he has physical office that’s so big?
Also he has not paid balance until he collects the visa.

Please advise.
Office means nothing, scammers have offices and still scam their victims successfully
Travel › Re: Urgent: Save Me From Agents For Schengen Visa Costing 3.5 Million by justwise(mod):
Onuahia:
Thanks for your response dear.
The agent said there is nothing like interview for him cuz that’s why he is an agent and his team has bypassed it.

He said he will only go for thumbprint. That’s all.

Please how true is this cuz my brother want to go and do the thumbprint.

He said the visa is out… would there be interview when the visa is out but just remaining thumbprinting so my brother will collect everything and move next week if he pays the balance
That is just stupid lies, you can never get a visa first before biometric, this is like an university awarding you a degree certificate before you write exam.

That agent is a heartless scammer
Travel › Re: Urgent: Save Me From Agents For Schengen Visa Costing 3.5 Million by justwise(mod): 1:29pm On Mar 29, 2023
Onuahia:
Hello guys.

Please I need you to help me verify if my brother is making a mistake or I should let him proceed with the agent.

My brother owns a shop but was advised by a friend who told him to travel out and now my brother is planning to sell everything in his shop.

My question is…. Can he really get a job with Schengen visa?

- Firstly he agreed with the agent to pay 3.5million naira for Finland visa last 4 weeks.

- He paid advance 1 million naira
- Today the agent called him and said visa is out only for him to see its Greece Schengen visa.
- He was told to pay for account statement which he paid 20k
- The agent said there won’t be any interview but just to go and thumbprint
- He said after thumbprint possibly next week he will then have to pay for flight ticket and move.
- He said my brother can travel to up to 20 countries and work there.

Please is this true?
Advise me if we should stop my brother from paying remaining balance of 2.5.

Will this really work… the agent said Finland but went ahead and did Greece saying my brother can travel to Finland and other countries from Greece.

Help me please cuz he wants him to balance up.

Thanks in anticipation 🙏
That is not possible, your brother has been scammed by that agent.

Your brother will not be able to work with visiting visa in any Schengen country.

Finland is under Schengen area but your brother will never get any legitimate in any Schengen area with that visa.

He will be deported as soon as the authority get hold of him
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by justwise(mod): 10:34am On Mar 29, 2023
leef2022:
Why have you reached that conclusion, have you come across an Asian or another country citizen who does so/similar things, to make comparisons?
Why are you lashing out each time these greedy agents are mentioned?
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by justwise(mod): 10:33pm On Mar 28, 2023
slimanyd:
Agent never hijacked any process rather those uk companies themselves want to only deal with recruitment agency instead of dealing directly with candidates. That's the loopholes those greedy recruitment agency are taking advantage of thereby selling slots with it. Do you think am happy paying such amount aswell ni? Ask those telling you to keep applying by urself. They themselves won't tell you the exact company they applied to ,Why? They are also hiding the full details form lots who don't have such money to spear.

Even in Nigeria of today. Company are outsourcing there job to recruitment agencies to employ workers for them.
They did and start charging insane amount. This is pure heartless greediness, not only Nigerian agents, Asians are at it as well.
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by justwise(mod): 9:34pm On Mar 28, 2023
phenzy:
What’s the difference between NHS and care homes? Kindly educate me brother
The difference between NHS and care homes is like the difference between the bank and POS operators.
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by justwise(mod): 8:44pm On Mar 28, 2023
MrDelima:
Someone with deep knowledge of this shld pls explain to us.

1) Does it mean only NHS can employ from the counties on red list and healthcare companies can't again?

2) Will it affect those that have always gotten COS and are from the red list countries?

3) Will it also affect those that have already applied for the visa and awaiting decision but are from the red list countries?

Your response and feedback will be beneficial and appreciated by large number of people on this forum
1. Is unlikely that NHS will be recruiting social/health workers from redlist countries.

2. This will not affect those with COS already

3.No it will not affect those awaiting visa decision
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by justwise(mod): 6:59pm On Mar 28, 2023
dee1504:
Are you sure you checked well? Nigeria is still very much on the list.

The implication of the list is that recruitment agencies cannot recruit health workers from Nigeria to the UK. Direct application is still very much valid.
Which list did you see Nigeria?
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by justwise(mod): 12:53pm On Mar 28, 2023
Travel › Re: General UK Visa Enquiries - Part 5 by justwise(mod): 7:31am On Mar 28, 2023
giselle237:
@justwise
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by justwise(mod): 7:37pm On Mar 27, 2023
dduchess90:
Hello @Justwise

Please help ban

Cheers
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 9:53am On Mar 27, 2023
Regex:
He meant wife got US tourist visa. He is asking how he will go about his.


He should still go same way wife went.
Is the wife not the best person to ask?
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 6:31am On Mar 27, 2023
fascco:
Hello everyone

I’m currently in the Uk with my wife. My wife applied for us visiting visa and was granted so I decided to apply also. What are the details I will need to apply. I believe my application will be granted since my wife already have us visiting visa.
How should I go about my application, someone help plz
??
Travel › Re: Some Tips About Living In Uk by justwise(mod): 2:27pm On Mar 26, 2023
EmeeNaka:
I have never told you that paying tax is wrong. What are you talking about? I said that the jobs do not pay enough, and as such, after taxes are taken, not much will be left in the pocket. The statement there is to let him know that there are not much high salary jobs in the UK.
I do not have anything against tax. I only have something against pay, which I am not the only one talking about it in the UK. Majority of UK residents are not happy with their salary and the UK minimum wage is poor.
Yes everyone complain about minimum wage and want a pay raise but look closely at countries that pay high wages and see the cost of living in that country. My point is..the tax we pay are used to pay for stuff we use or that keep the country working.

Have a look at tax-free Nigeria and tell me how good things are.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 10:48am On Mar 26, 2023
Lexusgs430:
You don't want them to enjoy, after your absence......🤣


Financial security nko .......... You want them to forget about you kpata kpata......🗡️😜
We all will enjoy it while i'm still alive, i do everything within my power to put them in a position to make their own money.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 10:40am On Mar 26, 2023
ukay2:
Any reason for this please?
I have to die first before my family enjoys it
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 10:20am On Mar 26, 2023
Lexusgs430:
I have had life insurance, for over 25 years ...... I don't know why, I have refused to die ........🤣😜
One thing i will never get. I understand that its one of the generational wealth tools but i will not take one.
Travel › Re: Some Tips About Living In Uk by justwise(mod): 9:16am On Mar 26, 2023
EmeeNaka:
I have not compared really. I do know I pay PAYE+National insurance and the Council tax.
Yes you pay that but how do you think roads, street lights , police , bin collection and free health care are funded?

The UK is not even in the top 10 of highest tax rate in the world
Travel › Re: Is It Advisable To Japa Now? by justwise(mod): 9:12am On Mar 26, 2023
being:
Oh for sure there isn't a doctrine that empowers your child to call d police on you in Nigeria.
Neither is there any that forces the society to accept totally d arrant nonsense of lgbt.
She has less dating opportunities in d UK.
Her purchasing power will be far lower in the UK even though she will earn more.
She will be far more stressed in d UK with less time for herself.
The educational system can shove down any rubbish they like on her children without she having any say.
My comment here is not for pro/against moving to the UK, but i do think that some folks here post out of ignorant and fear mongering .

To your post...kids here are not empowered to call the police on their parents as you put it, this is one of those fear mongering people pure out to support their argument.

Your issues with LGBT is just lack of tolerance for other people's sexual preferences/practises which many straight or heterosexual individuals engaged in. There are a lot of LGBT communities in Nigeria hidden from the public but very active online.

Please explain to me how her purchasing power will be lower in the UK compared to Nigeria or other countries?

If she will be more stressed in the UK then she will be living in hell in Nigeria because Nigeria is the actual definition of stress.

I think when it comes to educational system Nigeria has the worse share of it, if you don't have money to send your kids to expensive private school in Nigeria then your kids are taught by bunch of uneducated, lower paid and demoralised teachers.
Travel › Re: Some Tips About Living In Uk by justwise(mod): 8:22am On Mar 26, 2023
EmeeNaka:
UK is tough. There are not much good paying jobs here and their taxes will leave nothing in your pocket at the end of the month
I will advise you to come to UK if that's the only option for now, because it is still better than Nigeria when it comes to salary jobs. It also takes longer to settle here, you probably will need a company to sponsor your visa for 5years before you settle and most common company that sponsors are in health and social care, so you will most likely be a carer for 5years before you can settle.
Do you think that the UK has higher tax rate compared to other developed and underdeveloped countries?
Travel › Re: Some Tips About Living In Uk by justwise(mod): 6:59am On Mar 26, 2023
DanjaNinja:
I live in America, let me tell you, American retailers would rather die than sell 'About to expire' groceries at a discount. 'About to Expire' items are discarded in large numbers instead of being sold at a discount. I follow an account on instagram that documents food and retail waste at American stores. It is a sad story. And yet, a good number of Americans are starving.

It gives me joy to know that the Brits sell at a discount. It reduces waste and helps feed the poor - Two things American capitalism don't care about.


British supermarkets also waste food, if the discounted food is not sold it ends up in the waste bin but homeless people go there every single night for bin-diving.
Travel › Re: Some Tips About Living In Uk by justwise(mod): 7:02pm On Mar 25, 2023
StreetFight:
You can save 1000 Pounds per month.

If your wife works for 20 hours per week as a student, that makes it 90 hours per month because there are four and a half weeks in a month. If the pay is 10 pounds per hour, that means that 90 hours will fetch her 900 Pounds.

You as a dependant can work up to 55 hours per week, Let even say you work only 40 hours per week., that makes is 180 hours per month. If the pay is 10 pounds per hour, that means that 90 hours will fetch her 1800 Pounds.

House rent = 1,000 Pounds (2 or 3 bedroom depending on so many factors)
Electricity = 200 Pounds (them is is high, but let use it)
Feeding = 200 Pounds
Transport = 100 Pounds

TOTAL monthly expenses = 1,500 Pounds
TOTAL Wage by husband and wife = 2,700 Pounds

I have evidences, but not for the public.

If there is anyone here who thinks my quote up there is fake, let the person come and say with his/her own analysis.

Don't let your village people hold you down, let's go and make money there, then come back and take over this government. You cannot wrestle power from Emilokan Tinubu or Atikulation Abubakar without lots of billions
You don't live in the UK, if at all you do then you either living with someone and doing under-table job.

Nobody that lives here work and pay bills will come up with such calculation.
Travel › Re: Is It Advisable To Japa Now? by justwise(mod): 6:34pm On Mar 25, 2023
being:
Don't try it!!! U earn so well enough to deal with any financial issues in Nigeria. U could also try d job out at least for some months.
There is absolutely nothing in d UK if you have something doing in Nigeria. U can't japa for your children-- with all the indiscipline, lgbt doctrine , drugs, call ing police on u
Yes there is some uncertainty about your financial future in Nigeria- they say anything can happen but going to UK is certain to bring regrets considering ur current profile
Wow! You know this for certain because? What doctrine in the UK that is not everywhere in Nigeria?
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 6:24pm On Mar 25, 2023
Peerielass:
When the time comes for you to go into residential care, your children will sell that your mortgage free property to fund your stay whereas Jimmy no house down the road that is renting will get a fully funded place from the Council 😜🤣. There are no hard and fast rules in life.
You don't have to, Africans and Asians don't do that in a hurry, they keep the house as a family house or sell and move back home.
Travel › Re: Some Tips About Living In Uk by justwise(mod): 3:39pm On Mar 25, 2023
hikiki:
Hmmm Tanks for this wonderful explanation. Am greatful. But if it were to be for both of us alone,one can atleast save, right?


Yes you will save at least £500 a month.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 3:27pm On Mar 25, 2023
Lexusgs430:
If you join an osusu group of 20 people, @ £500 per month.........

Let's assume you pack last, you would be collecting £10K .......

£10K parked....... Repeat process, another £10K parked in 40 month's (not touching your collection).....

In 60 month's, £30K parked....... Source extra funds for conveyancing, survey etc etc ........

And if it's a couple combining resources...... EVEN EASIER......

NEVER SAY NEVER.......😂🤣😜🔒🔐

NO PAIN ..... NO GAIN.....
I'm not sure that this is the solution actually, you need to earn well to be able to drop off £500, pay rent, bills, feeding and other necessities monthly for 60months.

This is a risky way of saving because to get 20 trusted people to stick together for 60months is not a walk in the park, one or two people can collect their turn and do a runner before it gets to your turn.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(mod): 3:20pm On Mar 25, 2023
MichaelUde:
Rent money is dead money for those wey get money for deposit and the residence status to buy house.
Given current prices and all the wahala, that excludes many people, even those wey be native Brits.

For many people wey just move here carrying their 3 pikins at the age of 45, buying a house fit no work for them yet because before you stabilise it might take a while and saving a deposit of 25% no be easy thing depending on how much you earn and where you dey plan buy house.

Quite a lot of these landlords bought these houses as ex-council houses in the 80s. Interest rates were indeed very high then, up to 15%, but the houses themselves were very cheap, such that almost everyone could afford to buy a house on one salary, with the man working and the woman raising the children, like it used to be in Naija. Now these days, even with most families having two incomes, house prices are so high that to see deposit na war.

Like everything else in life, everybody path go dey different. The amount of squeezing oneself and tightening belt beyond all the holes wey malam fit put inside the leather is a whole lot unless you dey somewhere were prices are low-ish, but those places are usually not where the jobs are. If you wan buy house for Jigawa, price cheap, but work no dey there. If you wan buy house for Lagos, price no be here, but na there work dey and you fit grow your career.

Buying houses outside areas commutable to such places also ties you down. If you buy house for Jigawa, live there for 1 years, come see better work for Abuja, how you wan go take am? You can only rent out a house on a residential mortgage for a limited period.

Demonising landlords is not helpful. Landlords too na human beings, no be all of them dey exploit. Some are paying interest only mortgages (which is why that money might be low), some too worked their arses off to save deposits and buy houses, so all na their own profit too. I own property in Nigeria. I buy the land for cash after saving from my pay, and took a loan from my bank to add to the money to build the house, which I built over time as salary worker wey I be. With all the yawa wey dey Naija, some of my tenants asked for consideration, come dey pay me rent in instalments sotay I fit see rent in 6 or 7 pieces. I evicted no one, still dey service my loan dey go. Some landlords are lousy, some are not.

And looking at the money spent on housing as a loss no be the best way to look at things. Person get to spend money on services, so you go spend money on transport, that one na money for Lothian Buses or ScotRail pocket, and e don go. You spend money on food, you go shit am out, and e don go too. As a new immigrant without a 25% deposit or Tier 2 visa and a willing lender, you go spend money on housing and that one too na service and that one too go go as well. It is what it is. Overthinking all that one no worth am.

If you get ability to save for a deposit and can afford a house, with all the stress testing of income and everything, go for it. If you cant, your rent money is definitely not dead money, it is paying for your shelter, which is one of the neccessities of life, like food, transport, healthcare, all intangible services wey no dey leave you with a physical asset after delivery.
That is a very valid point and a lot of Nigerians/Africans coming into the UK recently fall into that category.

Your analysis of the situation is very realistic and i think we sometimes overblow this rent money is dead money thing.
Travel › Re: Some Tips About Living In Uk by justwise(mod): 3:09pm On Mar 25, 2023
hikiki:
7 & 3
Its not going to be easy from the moment the kids joins you and your wife, one of you has to work part time while the other look after those kids.

You need at least two bedroom house/flat for family of 4. Unless one of you have a good job that pays at least £3000 you will struggle to save.
Travel › Re: Some Tips About Living In Uk by justwise(mod): 2:50pm On Mar 25, 2023
hikiki:
Yes,but the kids are not coming with us for the time being sir. Maybe in some months time. tanks
What is their age range if you mind me asking?

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