₦airaland Forum

How important is a backup plan.

What is a backup plan? [A human being who is just used for backup who acts like a Boyfriend or Girlfriend but is not aware that they are a backup plan]

A recent conversation.

Woman A: Always have a back up person, plan B and options. Because people will disappoint you when you least expect it.

Woman B: Most women always have a backup plan. it's not planned in most cases. it just happens to be a scenario their nature [think, war brides] supports.

Woman C: After my 2nd heartbreak, I got this a lot. That my problem was that I always put all my eggs in one basket. That I never had a back up plan.

So 50 percent agree to have a backup plan, 50 percent disagree.

Gerrard59:
Next time, please mention monikers. It seems you are a little bit afraid.

Yes you are right, It looks like we are picking on those people but they will surely see those updates.

Because all of them were crying on the thread as they saw it that you attacked them deliberately. Including one that has a foreign passport but always advising people to stay in Nigeria. I have been avoiding him too.

I will surely remind everyone of their stupid decisions. Because they will suffer it.

ednut1:
are 9ja babes not selling nudes?? Na coded onlyfans be that lol. Go to xvideoes nigerians don dey do porn dey go

Really? Na wa oh. Didn't know we eventually got here.

tensazangetsu20:
Keep calm. There's a silver lining.

Okay cool, i will remind you of this Silver Lining by next year October when 1 Dollar is ₦4000.

Agbado supporters are already regretting on Twitter, I'm waiting for the ones on Nairaland to speak up, with time regret is inevitable.

ednut1:
American has a population of 300m. How many dey do porn. There are people in same america that refuse to work and collect benefits instead too. Most of the people in porn had rebellious upbringing, drug abuse and fame hungry

Bottom line is side income.

I hope you know we don't have OnlyFans in Nigeria, but thousands of Americans use OnlyFans as their side income.

We can equally ask this same questions for Nigeria, a population of over 200 Million. How many women are into Porn or Hookup in Nigeria?

Also note that hookup is quite different & less degrading that porn, you can basically be hooking up & call it dating in Nigeria.

Nigerian state is highly religious & conservative, even women who are doing hookup are very secretive about it, you can easily marry a hookup girl in Nigeria & you will never know because she will hide that information.

Today is 22nd of October 2023.

> 1 Dollar is ₦1,174.120 and 1 Pound is ₦1,431.854

> I had to come back to this thread because of all the mouth waglers who are hell bent that Tinubu is their role model & they would rather die for him even with their own life because they are so proud of his work in Lagos.

> In just 4 months, this are the achievements below:

1. It has been clearly proven he is a drug peddler, It has been clearly proven that he was a drug dealer.
2. It has been proven that the Chicago School Graduation Certificate he provided was fake by a US court.
3. Fuel is 700, Subsidy has been removed as claimed & now returned because Tinubu couldn't keep up with the changes.
4. Dubai has banned 90 days visit visa for Nigerians permanently.
5. A loaf of slice bread is now ₦1,000 which used to be ₦300 last year.
6. Someone mentioned that Dollar was ₦850 in July but look at us now, so happppppppy! Yaay! let's celebrate.

> Wow! I am soo happy for Tinubu, Yaay! let's celebrate.

> Happy time for Nigerians.

At the end of the day, you would stay in that job & make money.

Mindlog:
It is not about love or hate but capacity. The man is not perfect, how can he teach a woman how to be perfect?

By the way, perfection is relative and perfectionism is a waving red flag in mental health.

The mental health chair lady has spoken

Nova15:
Amazon prime needs to learn how to make adaptions.
Now they've ruined Wheel of Time just like the ruined Ring of power.

Does Amazon prime produce their own movies?

x123:
In 2022, Nigeria received a total of 20.13 billion U.S. dollars in personal remittances. This substantial figure represents funds sent by individuals to their loved ones in Nigeria, either to provide financial support or to contribute to personal projects. It's noteworthy that many Nigerians prioritize sending money back home and investing in local initiatives over accumulating personal savings, a choice that holds wisdom in its own right.

On a personal note, I can attest to this trend as I've sent over $20,000 back home this year alone. To provide some perspective, if I were to maintain an annual average of $30,000 in remittances, it would take me approximately three years to reach a total of N100,000 sent to Nigeria. I have friends who are even more generous in their remittance contributions. It's clear that the act of "japa," or leaving one's home country for better opportunities abroad, often extends beyond personal gain to encompass the well-being of friends and family in Nigeria.

Allow me to pose a direct question: If you were to provide financial support to your loved ones, how much would you be able to save during these years? It's essential to acknowledge that individuals have diverse financial goals and priorities. "Japa" is often embarked upon with the mission to save and improve one's financial situation, including loved ones back home. Therefore, it's crucial not to discourage Nigerians who aspire to pursue this path.

For those considering "japa," I offer this advice: thorough research is paramount before embarking on this journey. Don't make the decision solely for the sake of "japa" without a clear understanding of your destination country and its opportunities. It's not surprising to hear stories of individuals (like a brother stated here), who "deported" themselves back to Nigeria from countries like Sweden. While some do find success in places like Sweden, it's essential to assess the available opportunities carefully. The act of "japa" can be rewarding, but it should be undertaken with prudence.

In conclusion, may God guide and assist all those pursuing their dreams, whether in Nigeria or abroad. Each person's path is unique, and it's essential to respect the choices and aspirations of individuals as they navigate their financial journeys.

God bless you bro

IbeOkehie:
I can't believe anyone would write this. For your info, less than 10% of HOUSEHOLDS in the United States earn that level of income. It's public data you can look up on the IRS website. I hate the Nigerian tendency to be unreasonable.

Have a good day.

Gentleman, I am not naive; 27 years is too much time to put down $270,000. To plan my own life, I don't need statistics from 10% of homes. I perform services for foreign clients on Fiverr and Upwork from my residence. I am aware of my annual salary in dollars; if I were living in the US, it would be multiplied by ten.

As you can see from the text above, user @x123 claims to have sent $20k USD this year alone. If I can remit 50% of that, starting from $5k for a start. Consider sending this amount over the course of 27 years; how long do you estimate 27 years will be?

I am aware that what I am saying seems absurd to those with modest incomes and the IDIOT who quoted me before you, but I don't want to dispute with you too much.

Before some of my friends travelled to the US for their MSc, my friends who travelled who worked in video and film editing with me in Lagos and Ghana; I am aware of their side income.

I would like not to constantly contradict you because my reality differs from your world.

Stay on your lane brother.

pansophist:
I don't know about the other four central Asian countries, but for Kazakhstan, I was there last month, and know a bit about the place.

You this man, wetin you find for Kazakhstan again? You get mind oh, see country wey you dey enter.

You no go stay one place! Make dem no go kidnap you one day during this your wakadugbo oh

ogbonti:
😂😂😂😂awww you lie, people make $1million on one week na, even in 30 minutes

the prison wey dey hungry you - if you never go that prison you no go rest - i know your type - dem full jail houses here - so no worry make God let them grant u visa make u come

dem go take preek tear your yansh for prison
with this your ogboju mentality u won carry come - so, last last na prison u go dye put 🤣

Okay, I won't argue further. I see that you don't really have sense like that.

ogbonti:
😂😂😂😂 i know your type

Last year I made $275,000 but after 27 years in America - and I am proud of my achievement

I made my first $100k pay after 18 years in the US - I didn’t get to this level overnight

that’s why am asking. u to tone down this

big big money u are mentioning for
people who have no address on the US, no work permit, no US work history, just arrived the US and you talk about $150k a year job like it’s a N50k a month work on Nigeria ? hmmm

Either you have not been to the US or you are
just a heavy bul l s hi t talker

i hate nansense - if na yahoo dey hungry u

ur likes wey come from naija dey

Orange County jail house here in California

the prison wey dey hungry you for America

you go see am go u go taya - na me talk am

Anybody that moves to USA & wants to work legally with work sponsorship is liable to get great jobs. Just because you moved illegally does not mean others will.

27 years is too long just to make $270k.

People make that money in 2 - 4 years in America.

Go & rest bro. You are suffering.

ogbonti:
Dude, stop all this unrealistic talks here
the way you are talking na prison dey hungry u
$150k a year ? it is 1 out of every 500 Americans

that makes that type of money AND why do
you think you can make that money
look here have u been to the US before ?
or you are just typing nonsense from your
guy feeling ? please stop this nonsense - $150k is not a salary for kids here - na senior management with nothing less than 15 to 20 years experience with proven track record dey earn this kain money ooo - no be for who just japa comot from naija last week oooo

A senator of the USA makes $174,000 year
and you want to earn $150k to buy a house ?

who be your papa for America? 🤨

That money we are talking about as monthly
mortgage is what husband and wife can put
up to save monthly to pay and both of u
must have a good and stable job to be able
to do that - all this ona naija hotty body talk
is insane - prison dey hungry you if you dey

think this way you will surely break the law in the US and you go go prison

take life easy ok ? life na jeje

to save $200k in 10 years no be beans even if you make $100k a month - life will
overwhelm u hear and that money 💰 go disappear from your hand

if u live in a poor zip code where rent is $700
a month u can’t get a job of $100k a year


for you to get $100k a year job you should be living in places where people bought homes mot apartments complexes- if your live in poor area or poor zip code - where rent is $800 - na job of $45k a year maximum na him go dey cal you - this is one dirty secret about America no
one will tell you until you stay here long enough to know

Why so aggressive? Who hurt you?

I know people making $150k a year & It is not uncommon at all.

You are obviously struggling in America to make such statements.

Even in Nigeria, people make as much as $40k or $70k a year for Remote workers in different fields.

On that Upwork thread, people get full-time jobs from past freelance clients on Motion Graphic Designs etc & they get moved to full-time.

So relax.

ogbonti:
so if you were able to pay off that house in
20 years assuming everything went well - you will end up paying $432,000 of your money over 20 years which is different from the advertised price of $200k that was sold to you 20 years earlier - let me stop here because I am not a Financial Advisor or into Raal Estate - this is just my pedestrian knowledge of answering your question

From this explanation, It's better to just save $200k in 10 years towards housing fund than $432,000 in 20 years. Makes much more sense. A job of $150k per annum in US should be able to get you to save $200k in 5 - 6 years.

Earthquakes:
I will answer your question when you loose that your remote job.
I couldn't get another job after loosing one when I was in Nigeria but not I am abroad I choose what to do. And back to your question, I SAVE average of 3m a month, I have family and my wife is not even working yet. So do your maths

Which part of abroad are you? Brazil is different from Canada. So where are you?

Klass99:
You understood the assignment, I enjoyed reading your entire post. Seven blessings to you!

Tunibu’s baby girl, how are you?

LilMissFavvy:
It is a good thing that married women who are going through a lot have where to relax and who to confide in. It is better than turning to alcohol, drugs suicide. Nothing bad about a massage therapy.

And its a male massage therapist?. I actually love this, because everybody can afford a massage. Tit for tat.

studyless123:
However, it's important to note some areas that you can use improve. It seems that at times you enjoy engaging in controversies and unnecessary comparisons. While sharing your experiences, you might consider focusing on the inspiring aspects of your journey without getting caught up in squabbles. It’s one of the reasons I respect Hannania, Airsaylongcome and qtguru because they have a way of diffusing tension and avoid divisive issues. Always remember that there’s time for everything and this thread could be nicer if you wanted it to be so.

Some of us actually enjoy the controversy, I love it. Not every time peace & love, sometimes become Indboski. Not everyone is nice like Hannania. I love it Fire for Fire. I saw a lot of lies debunked by Gerrald & co. If not, some people will be lying unprovoked on this forum.

You either get independent women that constantly ringing in your eyes that they don't need you.

OR

You get women that always require you to help them one way or the other.

There is no middle ground.

fineboynl:
Nobody can be said to live comfortable because the more you achieve the more you want. Satisfaction is a mindset.

Men are known to be satisfied with what they have even during suffering. A man can endure and never beg even when it's unbearable. Some men can even reject help offer if he know it will affect his pride but for a woman it's another thing entirely.

A woman that is using a car, live in a nice big apartment still want to be help. Even if her status is better than that of a man.

I was discussing with a babe that use an SUV she made a statement that I will buy fuel because she will come see me, not that I was the one who is forcing her to come. Why can't women use their money for themselves and for their happiness. Why do woman that live far better still want to be helped?

A woman that is living fine and large will develop pepper body because no man is giving her free money. She will always feel sad. Why is this so? Does getting help a validation?

Acidosis:
It makes them feel wanted and loved. The only problem is believing that only women love surprises and gifts.

He is talking about handouts, not surprises and gifts bros.

emmaodet:
I quiet understand your point but what kind of man gives birth to 5 kids with an income of 300k in this Nigeria?
Such a person deserves the kind of hardship that befalls them.
That is by the way.
About the so called Tinubu and his crew or voters, I actually don't have much to say concerning them.
We were told he developed Lagos with his blue print blah blah blah.
He has experience as ex Lagos governor which is the biggest economy in Nigeria.
He has structure etc.
I actually wants to see what he is bringing to the table with the hype.
From my little observation of past and present Nigeria politicians, it is safe to say they are all bunch of failures.
Ohhh buhari is the messiah, tinubu is the wonder man blah blah blah.
Honestly, I really wish Obi to be president too and I won't be surprised if he doesn't perform too.

Hmm bro, even if na 1 kid with 300k now. It doesn't seem to be enough any more, do you live in Nigeria. I am calling all my people in Nigeria & it doesn't get any better. People are wailing because they are suffering offline, roads are empty.

UnfairLife7:
It's really crazy o

I want to farm. I have large hectare of land but no farm input. I wish all these banks can loan someone money seriously. Even if it's 100k . I will invest it farming. Government do not care about the wellbeing of the masses. I need to make headway and find means not just to complain every now and then

Do you have a local Govt? That is where you can get support from, you need to familiarise yourself with the locals in your area. Funds can only come when people know you need funds. We need to even be doing funds polling on nairaland to help others.

Onyiiobi7735:
Unfortunate indeed.The poor girl obviously went to hook up with ritualists and ended up dead.Ladies must be very careful with whom they relate in public places, because the days are evil and would continue to experience increased evil.
Prostitution in all its categories is the riskiest venture,any man or woman would engage in; because one would never know if a client is even human to start with.
Many unfortunate souls have fallen prey to ritualists,rapists,robbers,traffickers, and all sorts of sociopaths.

Not hookup bro, she went out with friends

sukkot:
all Nigerian rulers are evil including your Peter obi who brought so much poverty in anambra for 8 years that half the population of the state ran to Lagos while he himself was caught many times shipping 250 million Naira of anambra money at night to his Lagos residence

So because of this, Nigerians should suffer and enter into War with Niger Republic. Buy dollar at 950?

Are you happy now?

keymatt:
N950 to the dollar will favor agbados and their families.

There are still supporting them even under this thread, God i am tired

BoboNogoDie:
What useless official rate?
The official rates Buharì and his bastard corrupt brothers will buy from CBN and sell at 800 on black market rate. Does that make sense to you?
Nigeria is the only country in the world where Bank rate and official rate is wide apart.
I'm very happy Tinubu floated it. Now the difference between so-called official and bank now is not more than 10 naira.

But you are now buying it more than 950 naira, are you so daft?? Jesus christ man.

What has the floating done to help

sukkot:
bro it’s 2023 you can earn in dollars and live in Nigeria. The internet is a wonderful tool😄🙋🏽‍♂️

What is the percentage of people who earn dollars & live in Nigeria?

How many people will Upwork & Fiverr hire? We are over 200 Million Nigerians

I sincerely don't know if you Tinubus are trolling or are you purely wicked.

Some of you guys have a foreign passport but keep wishing evil people to rule Nigeria.

BoboNogoDie:
It's crazy
Buharì and Jonathan still needs to be jailed.

Jailed as in how? Currency was $560 official rate when Buhari left. What are you jailing him for?

Gosh, will you people die before your eyes open

An average country would have gone into chaos with the level of currency devaluation.

So if you're earning 300k as a family man with 5 kids, how do you cope?!

All of you Tinubu(s), Madridguy, Sukkot & co. How are you people coping?

OR am I a mad person for asking this question because it seems you people are buying Fuel @ 145 & enjoying life because I'm looking at Nigeria from where I am & people are wailing / crying.

Dear Tinubu(s), have you regreted your decision yet OR is it until you all die of hunger? Now there is a WAR coming with NIGER REPUBLIC

Me I won't die with you all because me I have Japa'ed since.

pansophist:
Who tell you say them no de marry?

Whether a man likes it or not, he will be redpill. The catch is to be one before marriage, so you pick rightly and not be a sacrificial lamb to a woman with ulterior motives.

But if he gets married without swallowing, then he will be redpill when lots of irreversible mistake has been done, and in many cases, there is no redemption.

Some men are very lucky to marry good women that they may never experience it at all. Especially the ones who met their wives in Universities and they grew together. Believe me, some people are very lucky.

Some men are just living life & happy, they don't even know what is RedPill or Feminism or anything like that. I know some guys like that.