opeoyek:
Hi everyone
Which banks would you recommend for getting a mortgage. I am on a work visa.

Barclays

Mamatukwas:


Congratulations Oga. Abeg I missed the testimony. Is the purchase credit card different from the balance transfer card? Please explain it small, ILR is knocking for some of us too and the money is plenty.

You have specific cards that will give you interest free purchases for up to 18months. Use apps like credit karma to look for them, they're great for spreading out big purchases.

joe10:
Please, is there anything I can do to remedy this situation? I' ve got a job with NHS and received my pay in January 2024. I sent my P45 to NHS after i received my first pay and it was taxed meanwhile, I did not pay taxes in my first employment except NI as I was told that I would not be taxed till my cumulative income reached a threshold. I have explained to my new employer and I was advised to contact HMRC. Please, how do I go about this or is it normal to start paying taxes due to change of employment eventhough i have not reached the required threshold?

Not 100%, but I don't think this is something to even bother about. Just keep an estimate of the tax somewhere. When HMRC recalculates, they'll take back their money if you owe them.

Viruses:


Thank goodness I read this, so there's consequence for drink driving even without an incident.

Don't play. I read somewhere of someone who was arrested recently because they were sitting in the driver's seat of the car and drunk. The car wasn't even turned on. Key wasn't in the ignition, he was likely going to commit the crime I suppose and that was enough to have him arrested.

Lexusgs430:


I think EE offered the best internet price/service........

You get home internet for £30 pcm + 3 month's free + your mobile phone contract becomes £10 pcm (and you also get unlimited internet on your mobile phone and all EE mobile phones in your household for just £10 pcm) + superfast internet speeds........😜😁

Oh yeah I forgot about that. I got the first three or four months free as well. But this EE deal is awesome. I've only ever used virgin so I stuck to the devil I know.

Viruses:


Omo...£17/month, 250MBps with 3 extenders.

Virgin Media is not available in my area I would have cancelled my talktalk sharp sharp because I'm still in the cooling off period.

How come I didn't see this deal in comparison sites, did you negotiate with them directly or it's been long you got the contract?

To be honest I didn’t do anything special. I just called them up and seems the agent was in a good mood. I just asked for any special deals discounts etc and she just did some magic. I was even being chased for the deal🤣🤣

Mamatukwas:


How did you manage to get the wifi extenders please? I need them but reaching virgin to request has been such a hassle.

I got them as part of my contract initially. I had a few devices that i needed to be wired in, so I requested them as part of my initial setup, then called them that I still had connectivity issues a short while later and then sent another one. I'd say just ring them and make a request.

Efftyy:
Suggestion and Advise needed

I have a contract Sim with Vodafone Uk ,paying 14pounds for Unlimited calls and 60gb data a months.

Currently moved to a new apartment and needed a broadband connection for my apartment.
Do anyone have suggestions on cheap broadband or rather a way I can manoeuvre my sim contract to get a good deal with Vodafone Broadband.
Thank you

I pay £17/month for virgin media broadband. 250MBps and with three wifi extenders to ensure coverage accross the house. You can use my referal code http://aklam.io/dtoBBO we'll both receive £50 if you use the link.
Virgin and O2 is also linked, so if your contract expires, you can switch over to O2 if the coverage is great in your area and get a good deal as well.

Na wa oh. The kind of bile being thrown around here these days. The level of toxicity on this thread is just insane. I really hope this isn’t a a representation of Nigerians in the UK generally.

jedisco:
Immigration Immigration...

That aside... has anyone come across good Black Friday deals out there? Do share...

Came across this for Three mobile on Quidco... 120GB for £10/12 months + 5G and £60 - £80 cashback on an already good deal. Was good enough to swap my pay as you go to a contract plan again after. Good chance a better deal next yr

For those unaware? Quidco is a cashback site/app that gives a sum back for making certain purchases thru them.. flight tickets, insurance e.t.c. I use them for stuff I'd otherwise have bought and always crosscheck the prices first via a seperate browser to ensure there's no uptick before buying via Quidco. Also read instructions for each deal.

If looking to sign up, do use my ref link for £15 both ways - https://www.quidco.com/raf/11175883/

I hope you have read that terms and conditions they put in the bottom there. Awoof dey run belle oh, make sure there are no hidden terms there.

Lexusgs430:



After all we have discussed on this thread, you still fall into this trap ....... Why .... Why ......😁🤣

You would visit a judge, you would receive points on your PL, you would be fined + your insurance price goes up by another 40% .........Why ..... Why .... Why ......

Why don't we just save our advice ........😜🤣

Like verydarkman says, they will learn and they will learn the hard way.

Efftyy:
Hello people of Great minds
Please I want to ask if there is a propose change to dependant of Skilled worker / Healthcare Visa .
I mean is there any update on condition to bring partner of Healthcare Visa holder to the UK?
Thank you

Maybe start by saying what you've heard, and others might confirm or deny it. AFAIK, there's not been any mention of changing terms for SWV or the likes.

dotconsult:
Hello good people,

My wife arrived here in the UK a month ago and just got a job offer, her employer told her to get a police clearance from Nigeria and then get it stamped by the Nigerian High Commission in London.

Has anyone done this or knows how to go about this? Your help will be appreciated.

Thanks.

Search this thread, this question is asked every few days.

rowon:
I am on a dependant visa .my wife just finished her uni. I want to use the test for care work. quote author=BouharryArtikou post=126646408]


What is your current visa that is about to expire?
What is the visa you are about to apply for that requires an English test?

All the exams are basically the same thing, they're testing for similar aptitude for/in English so you're going to be having similar difficulty levels in both, however, as someone who has taken the IELTS more than once for different purposes, I'll say do a lot of practice before taking the exams. It's not hard, but you need to be aware of how the questions are formatted and how the style changes from stage to stage.

BouharryArtikou:
Visa holders face expulsion from UK for inciting anti-Semitism



UK visa holders could be expelled from Britain for inciting anti-Semitism even if their conduct is not considered criminal, the Immigration minister suggested on Wednesday.
Robert Jenrick made the comments following a number of pro-Palestine protests in which a small minority of participants have been accused of shouting anti-Semitic slurs. It comes after he on Tuesday told the Commons that the process of revoking visas and expelling foreign nationals who spread “hate and division” had begun “in a small number of cases”.




https://www.standard.co.uk/news/uk/visa-holders-expulsion-uk-anti-semitism-israel-palestine-hamas-b1115837.html

If you’re a Nigerian in the UK, especially one with a visa, Israel-Palestine conflict doesn’t concern you. Keep your opinions to yourself and in your pocket.

directonpc:


Thank you. Does this mean I'm always going to get a better deal by going to a dealership than buying from a private owner?

And if you throw some light on my question about other costs like issuance.

Purchase from a private seller is “sold as seen”, meaning as you drive off it’s all your problem, also a private seller won’t accept a credit card payment. It’s just not worth the hassle with a private seller unless it’s a sale between you and someone you know well enough. Also, AA and RAC has a type of service where you can pay to have the car checked and confirmed before you buy it, so look into that as well before purchase.

dduchess90:
Hello

I didn’t know there was an argument about BRPs

Here’s how it works

Cutting and returning BRPs till ILR is advisory, it gets destroyed on arrival

Last ILR permit (BRP) before Citizenship MUST be cut into 4 and returned. The instruction for that is different and it goes with a note, saying that it is returned because the person is now a citizen plus other details like name, dob and the permit no on the BRP that is now cut in 4. That actually gets checked and the person will be fined if that isn’t done within days of getting his/her BC certificate

Regardless, getting caught with multiple BRPs raises concerns of forgery, impersonation etc even when the BRPs are yours.

I hope it helps

Cheers

What’s your source? I’d like to see the official guidance that says cutting and returning an invalid BRP is invalid if you don’t mind.

idee91:

Hello everyone, just to give a bit of an update. The Midwives got back to us today that they have completed relevant checks/ confirmations with the NHS safeguarding team and the social services as regard’s piercing the baby’s ears. They were able to confirm that since it is cultural, it was fine as long as the piercing was done with clean and sterilized objects, and we clean with salt water regularly till it fully heals, to help prevent any infections.

Thank you all for your inputs

JapaGeneral come and see.

yarimo:
This is very unfortunate, Lagos state Government should stop employing developers as drivers. They are full of bitterness and hate

So you just lurk online and constitute a nuisance constantly?

jum33:

That will not be a bad idea o for carer that have their sponsored license has been revoked and the carer has only 60 days to get another sponsor or else ...and also what about carer that enter Uk and started getting health issue with the rigour that come with domicillairy care ,no be to go back to school find nursing course do ?

The OP did not give any context or additional information about his/her situation, so my response was specific not a generalization. If you're in the situation you've described, you know what to do.

moshuur:
Hello...pls is it possible for someone to switch from work visa (let's say care worker) to student visa after 6 months?

The care home/centre sponsored the person come UK

Yes, but that’s a bad idea. Don’t do it. You can go to school on a sponsored work visa you don’t necessarily need to change.

pushup:
Please do they require English proficiency if someone wants to apply for Tier 2 after completing studies in the Uk? The person just finished Masters but result is not out yet though? Employer is asking if it can be provided when asked

If the person just finished masters, didn’t they do IELTS to get admission? You can submit that.

Viruses:
For joint mortgage application, does the credit score of both applicants matter or just that of the main applicant?

It’s more than the score it’s the credit history, and yes they will scrutinise both applicants

BeckyB1:
I wish home office can change the 20 hours a week rule for those whose sponsors do not have any shift to give.

A sponsor brought people in with an offer letter of 40 hours a week shift but ended up having no job to offer. She even told this people to pay her £150 for an online care certificate training link.

Many care homes and agencies that have jobs are not willing to give more than 20 hours a week shift to those who are on Tier 2 sponsorship.

When you paid for COS you knew you were taking a risk. It's an unfortunate situation, but no one in such situation can play the victim.

Efftyy:


Thanks for your concern, The COS is out already and I
have put forward my application. The details was before they issued me the COS . I did priority so will be expecting decision from Home office before the start date God willing

Sorry I meant visa, not COS. when you receive the visa and they’ve updated the offer you can discuss resumption.

JapaGeneral:



There is no minimum age for most body piercings but performing genital or nipple piercing on someone under the age of 16 could be considered an offence. In order to be able to carry out the piercing procedure a licence is required. Many local authorities set an age limit of 16 years old as a condition of the licence.

Emphasis on the last section

Social worker too was unsure of legal position, let's await OP's update.

You're talking about something absolutely different here. The OP asked about ear piercings, and you're talking about FGM, nipple piercings etc. what's the relation?

Efftyy:

*Update*

Thank you my people for your contribution . COS issued this week . Make I sharpaly do application, na Priority sure pass now .
Obrigado 🙏





Hello elders , please your advise is sorted as I am with my computer to email my decision to the HR team .

I am on a skilled worker Visa(Support worker) with an agency which the Job is not frequent hardly do We see 24hrs in a week, But I have secure job with NHS that comes with Sponsorship 🙏, the cog in the wheel now is the COS is not out yet but the HR manager told me to start work with the trust on 20hrs weekly while i continue with my Former sponsors.
The unconditional offer sent to me reads Full time 20hrs, but I was pre informed that I should update my manger once the COS is out

Kindly advise

Please note on acceptance of the job offer I will have to relocate to the NHs trust location . Hope they won’t sly me later on as regard the COS . Kindly advise a brothers and sisters

Don't make any move until the new COS is out and they've updated your offer to say full time. What they've done is very shady and you will be the only one to suffer the consequences if things goes south. What's normally done is give you the unconditional offer with the correct details and you start when the COS is available. HR teams within the NHS know how the COS thing works so the fact that they're encouraging you to skirt the rules is quite strange and disturbing. My advice is stick to your current job, wait till the COS becomes available then submit it to them and request and update of the unconditional offer before starting. They're already neck deep, they can't turn you back at the point. All the best.

ehizario2012:
Please let me ask again, for a 1.4cc engine Ford fiesta and my international drivers license, what's the average monthly/annual insurance premium to expect? I am under 40 too... The lowest quote is got so far has been £233 monthly with £490 deposit! Is it always this high?? Comments please ooo

Use money supermarket, confused.com etc to check insurance. No one can tell you otherwise for certain. Also, if you have someone with a clean license and long driving history consider adding them as named driver, it drops the cost of insurance at sometimes.

sugarkemi:

yes,I have digital copy and share code.I'm just worry.I'm thinking maybe I should go to post office

Yeah it doesn’t hurt to do that, but don’t worry yourself too much.

Tier4Dependant:


Them no dey argue with people like this. About 5 people on this platform have advised the original poster (OP) to update his driving license and I want to believe that the OP is smart enough not to let a few hundred quid affect him in the event of an accident or a claim.

I’m just saying oh!

Yeah well hopefully anyone coming later on will see the repeated warnings and take heed.

sugarkemi:
Hello,

I need your advice as an international student. A few weeks ago, I applied for a provisional license, and as part of the verification process, I was asked to send my BRP (Biometric Residence Permit) card along with the application. I have received my provisional driver's license, but I still haven't received my BRP card. Despite my efforts to contact both Royal Mail and DVLA (Driver and Vehicle Licensing Agency), I haven't received any helpful information.

Could you please advise me on how to resolve this issue? What is the process for applying for a replacement BRP card or what steps do I need to take?

Your BRP will come, it might still be in the post. They don't send both together, though I'd expect the BRP would arrive first. I wouldn't be too stressed yet, hopefully you have a digital copy. You should be able to use a share code to prove your right to live/right to work.
https://right-to-work.service.gov.uk/