₦airaland Forum

Lexusgs430:
Talking from experience....... Even Dulux and their whole crew doing the painting.........😂

Would NEVER satisfy landlords.........🤣😜

Exactly.

Progressivegee:
Please is it advisable I repaint the wall with the same paint. The letting agent is waiting for an appointment date but I don't haven't given him yet

You might make matters worse by painting. Some landlords will take issue with you painting without obtaining permission from them. They might also say it wasn't done by a professional or up to standard even if you call angel Michael to do the painting for you, so it might be best to leave it and bite the bullet.

lightnlife:
No, you can't transfer from Nigerian USD account to a UK account.

However, you have two options;

1. Bring your USD debit card and withdraw pounds at UK ATMs. Think of the market exchange rate (USD/GBP) and the withdrawal fee ($3 per withdrawal).

2. Exchange your dollar to Naira in Nigeria. Keep it in your Naira account. When you come, open a LemFi (Lemonade) account and convert the Naira to Pounds. Caveat; Naira's instability might be an advantage or otherwise. Mostly like the latter.

For your on-arrival expenses, I'd advise exchanging and bringing a minimum of £100 in cash from Nigeria. Worst case scenario, you can exchange Naira to Pounds INSIDE the airport if you're unable to get prior to your travel date.

Best wishes.😉

You can transfer from a Nigerian dom account to a UK account.

Lagosismyhome1:
Goodmorning everyone
Thanks to everyone that contributed on this thread.
I arrived in the Uk yesterday.
It was a happy transition as I have read alot on this forum.

Please anyone has a used iphone 12 pro or pro max that want to sell in a good condition.

I want to upgrade my Redmi

I live in walthamstow E17 and i can come for pick up arround Camden, tottenham hale or anywhere around east london

Thank you

Are you trying to impersonate the original person with this name? I don’t see any genuine reason for this your name. @Justwise this cannot be allowed.

OKOCHA1:
Dear Elders in the house.

The attachment below refers; please can this be appealed and how can one go about this. Your inputs will be greatly appreciated.

Note: the person was using an account for business and personal purposes. That’s what led to the misunderstanding of funds going through the account.

How do you explain the huge discrepancies between annual earnings and the account balance? That's going to be the biggest hurdle for you IMHO. If you didn't do that at the initial application, or declare an additional source of income, it'll be difficult to convince them the account is legitimate.

Adebayo82:
Thanks brother.

I've checked, my vehicle it meets the ULEZS emissions standards. Please see attached and advice for next line action I can take to resolve the issue.

Remove this image please. Not a good idea blasting your data everywhere.

justwise:
The school has to stand their ground so as to protect their licence because a lot of international students coming to the UK used untouchable loan to get the visa. They came here with little or no money hoping to work to pay the remaining tuition fees.

They have done the university a massive favour by going to ITV, only those who are financially ready will be considering that university.

Some of those that are coming this september are still here and on the students thread watching and reading in ghost mode, thinking "nothing dey happen".

Knowlegeseeking:
My people,

Thank you for helping me stay on track with my ACCA and audit career.

Please come out and help me with taking this decision.

I have 2 jobs offers. One with the audit firm (company A) i currently work with on a part time basis (unto 20hrs limit) which is offering me 5 years sponsorship and another audit firm (company B) offering me 2 years fixed contract based on me going on a PSW visa route first, and subsequent sponsorship when i get chartered.

The second company is a top 15 audit firm here with very good pay and benefits. The one i currently work with is on the lower cadre of audit firms and the pay and benefit is not as good as the former.

For company A (sponsorship), i will bear the cost of Visa and IHS for the 5 years (9,086 with the going rate or 13,624 if the new rate is applicable by October). This calculation includes my spouse and I. There is the option of paying this cost overtime by direct deduction from my salary.

But if i go with going on the PSW first and finishing my exams, I only bear PSW costs (3,926 pounds with the current rate or 5,785 if the new rate is applicable by October). company B assures bearing all costs of sponsorship when we get to that bridge.

I have considered career trajectory, interests, work-life balance, proximity, etc, and the company B tick more boxes.

In your honest opinion, please tell me what the best choice will be.

Can't give much advice here, but don't forget that if you go into PSW then you'll be looking at the 10yr route. Even if you switch into the 5yr track your total time before ILR would almost be at about 8.5-9yrs.
Also, all the company B has done right now is given a promise, which I doubt they'd be legally bound to, so they can turn around at the end of PSW to tell you they're unable to continue with you further.
Lastly, with stuff like mortgages, it's marginally advantageous that you're on a long-term visa like the 5yr SWV rather than that 2yr PSW, so if you're looking to get on the ladder if you haven't already then you should consider that as well. I hope you make the best decision. All the best

justwise:
How did you managed to link his death to him mocking people back home for choosing to stay steadfast to their beliefs.?

He did not make a link between his death and mocking other people's belief. I think the point the OP was making is that belief in God or a higher being is vital, especially in times of trial.

Assembly of thieves. How much did the law firms that conducted the Twitter deal just recently earn? If not Nigeria with it's usual corrupt practices, which high profile case outside of the country did his firm represent Nigeria in to be owed such an amount of money?

mumsgirl27:
Good Evening everyone,

I want to apply for a visiting USA visa from the uk for December, we are on 3years Sponsorship. Please what are the documents required. I have made researches but I want opinions of those we have applied and gotten Visa. We are applying as a family of 4..
Thank you

You don't need anything. Just have your BRP handy and maybe your job's offer letter. BRP was the only thing that was asked of me when I went for the interview and that was only just sighted.

gmacnoms:
Abeg, any recommendations for our normal Nigeria Greek yoghurt?
The ones I’ve bought so far, don’t taste like “greek yoghurt “ that I’m used to

Have you tried the Lidl Greek yoghurts? They're quite nice.

Let them lose it. It's only a useless department that cannot create any valuable output that can be monetised even in the slightly to pay for it's own existence. With all the oil exploration in Nigeria and the mining activities by various firms, sponsors should be falling over themselves to fund the stupid department.

Focus99:
Myself and my partner is seriously looking for an accommodation oooh in any of these cities (Brighton, Eastbourne, Lancing, Littlehampton, Goring by sea, East Preston, Hove, Falmer, Seaford, Saltdean, Lewes, and Burgess Hill).

We have no kids

Studio apartment or a room in a shared flat/house

Budget is £600/£700 bill inclusive 😢😰😭

Move in date is September 12th

Make una help my life

£600/700 bills inclusive in those places you mentioned will be quite hard. You might be lucky if it's without bills.

rollykotex:
Hi all, has any one done a Business Analysis or Project Management course with placement in the UK with any of these training centres? Kindly reply.
Thank you

Do you know anyone that did PM in the UK and got a PM job immediately after? I'd suggest you find someone and ask personal experiences before delving into it, if you've not already started.

heroshark:
Boss abeg break am down a little further 😅. I wan know my faith. So if I attach the two passport together I will be able to use them?

It means you ruber band the old passport and the new together when you travel.

oluwaleokey:
Hello guys...
No be say I lazy o but overtime at work to meet up no allow person to read through from the beginning
The thread is so informative...

Like WhatsApp, are there starred pages with very vital information to avoid stupid questions and as well repeating answers over and over again

Like this now, nah only monzo account I get and have been operating with since
Please i want to open a regular bank account... don't know which to go for... read a little about nationwide and Halifax being good for mortgages, is this correct abi na which bank go make sense pass for every every?

I don't even know about this CC stuff until now... nawa o...
Any basic information on how to successfully progress nicely without issues in this youkay will highly be appreciated

Open an account with Barclays if you're concerned about mortgages in the short-mid term. The offerings from most banks are fairly similar and you can open more than one bank anyways, but try to keep your very first account in the country open even with any other account you choose to open alongside.

Still on the mortgage issue, if you're considering that soon, now is the time to open a LISA and start making contributions. More about LISA's here https://lifetimeisa.campaign.gov.uk/ and no, it's not public funds. Moneybox app would be easier to use here.

Use a credit card like a debit card, don't spend more than you can pay within a monthly cycle. Pay it all completely within the month, don't carry any balance over so you don't accrue interest. If you want to make big purchases and spread the payments over time, then maybe go for purchase credit cards with 0% interest for 12-18months though these are harder to get these days. You can use the Credit Karma app, to see your scores and cc offers.

Or you can get an American Express card, usually lower bar for approval than most others. If the spirit leads, you can use my ref https://americanexpress.com/en-gb/referral/dESMOEYJEX?XL=MIANS

[quote author=Chreze post=121841432][/quote]Na wa oh. Just like that, stray bullet come jam me on this lovely Saturday. Abeg no draw my leg come out

Newbie123:
Hi guys,

Please after you max the credit score (999/ does it remain there of you have to keep working to maintain it?

I'm at 903 and I've been here for 6 months. I'm afraid that it would drop when I change address and all that

Use the credit karma app to recheck your score. Frequent changes in address, loans, credit applications etc. affects your score but often the changes are small. As long as you're not maxing a credit card and/or you don't have any missed payments you should be ok.

rayralph:
For mortgage hopefuls & first time buyers

This is an interesting conversation

Link to post below

https://www.reddit.com/r/LegalAdviceUK/comments/11q9nq8/estate_agent_lied_about_there_being_other_bidders/?utm_source=share&utm_medium=ios_app&utm_name=iossmf

There's nothing to take here for the ordinary man. When it's a buyer's market, you can make small shakara, but when it's a seller's market there's nothing you can do, you'd be outbid and gazumped even at the 11th hour. If not the ex-staff that leaked the information, the buyer wouldn't have known what went on internally.
During our home purchase, the estate agent came back after our offer was accepted that the seller had gotten a ~8% increase at that time, houses were being snapped up even before they were advertised, we went back and forth a couple of times but didn't want to deal with going back to the market, so we accepted it and went ahead.
I still don't know if there was ever another offer being considered or the estate agent just wanted to fleece us, but after the purchase, we found out the estate agent was the seller's sister so......

AntiMCU:
Og's in the building, please how do you answer the below question?

Will you now or in the future require company sponsorship to be eligible to work for the company?

Some of us have started our job search and wouldn't mind working in the company as we search for sponsored opportunities to gain experience.

In addition to that, I think/know this is a filtering mechanism.

I already clicked "No", anything otherwise, na rejection mail go just follow.

Will appreciate your replies and insights in case of next time.

You’re going to need sponsorship at some point so why not just answer straightforward. Any company that’ll employ you wouldn’t bother too much with sponsorship requirement, it’s less than a 30mins task for the admin staff. If they filter you out because of sponsorship they’re probably not worth it in the first place.

Akhat:
Please I just got to UK recently as a student. I still trying to get a part time job. It's not been easy. Now, my phone has been showing "no service" on both sim cards since yesterday. Potential employers might not be able to reach me, because some took my number and promised to call back after, and the ones that have told me to be on standby for shifts. Please, if anyone that can assist me with a small phone to receive calls as I can't afford to buy a phone for now. I already exhausted the cash I came with on transport for job hunt and dbs.
I live in Liverpool. Please I really need this please.

If your phone worked here before, I’m guessing with a UK sim, it shouldn’t suddenly stop. Maybe get one of those free Lebara sims, you should be able to receive calls on them.

Lolli2pop:
Hi guys, please I would like to get your opinions on a subject. From past experiences, is the bill generated from a smart metre cheaper than the bill generated when you send your metre reading to the electric company? So in other words which is better to do? Install smart metre or send metre readings monthly to the energy company?

Go with the smart meter, the rates are the same the meter does not influence what rates your supplier uses. At least with the smart meter you'll can monitor and manage usage.

Lexusgs430:
You don't have to turn the floor heating on....... But it's a good feature.........😂

Imagine not having to wear slippers/socks indoors, because your floor is always warm .........😜

You might not even require the use of a microwave, just put your plate on the floor. .......🤣😂😭

Why now? Why

[quote author=geekseventplace post=120333947]Hello friends,

I am looking for an immigrant in UK who is ready to take a job as a full time nanny for my two kids. Accomodation, feeding, utilites, internet, phone bills will be all taken care of. Monthly pay is 300-400£ depending on a few other details.
The lady/woman should be less than 50 yrs and already residing in the UK.
Location is Basildon in Essex.



£400/month? Even with all the “perks” I this isn’t a good deal.

Progressivegee:
Hello guys. Please what is the average gas cost for a 2bedroom flat. EPC rating E. I topped up £30 2days ago and now it's remaining just £9. Is this normal or is something wrong with the meter. I own the heater for about 7hrs 2days ago, 5hrs yesterday and barely 3hrs today.

That your EPC rating is the problem. All your heat is leaking out as you generate it

dustydee:
I went and re-read his/her qustion again, there was only a mention of savings. We were not given any information on their personal circumstance. What if they have everything sorted?
The single biggest expense is accomodation. What if that's settled? I had my accommodation settle for the duration of my course so did not have to worry about that. The only utility I paid was electricity which was just over £50 a month. It was a student accommodation so no council tax, no broadband subscription etc.

Again I say, haba now?? No need spitting hairs, but your case is 1% exception. We can't give generic advise on the exception. That said, abeg show us the way now, let us line up all our village people.

dustydee:
hi,
Short answer is : It is possible.
Your dependent will have to get a very good high paying job while you also work to support the family.

Haba now For a single person to survive on 20hr job is near impossible talk less a couple. Where do they want to stay? Bills inclusive house share with five other people?

sugarkemi:
Nothing like setting a target.As u can see I said I'm making 6 digits.I just want to have idea how much we can be saving considering how much am making in Nigeria. So that i won't regret my move. Thanks

Six digits is a wide range. N100,000 is 6d. N999,999 is also 6d so maybe if you go over/under a figure it might help others. However, speaking in general terms this system doesn't allow you to have that much disposable cash unless you're extremely frugal and earn way above average. Based on ONS stats median weekly pay is £640. That's before tax and NI, if you factor those in your weekly take home would amount to c. £512. Factor in your rent, utilities, council tax, childcare costs(if any),travel costs etc. and you'll have an idea what's going to be left.
Obviously if you're earning senior manager levels salary, you're a software developer, IT consultant or maybe a GP, you'd be far above the median pay, but just coming from Nigeria you're not going to earn near such figures. You have to look at UK with the "whole-package" perspective, to make it make sense i.e. better security, generally better standard of living, better prospects for your kids, ability to use the UK as a launchpad to move to other countries etc. If you make a like-like comparison solely on the basis of pay or savings I don't think many would make the move.

Na wa oh. All these saving £3k monthly, this is the second time someone is mentioning that figure in the past couple of days. Seems FG is now setting savings targets for the japa gang in Nigeria .

People with their names not on the register is often as a result of fake admission, admission via man-know-man method where the process wasn't duly completed or the student didn't pass either first or second year and was then withdrawn from study but was not communicated the information.
The truth is, most students with their names not on the register have a fair reason why, but they will not open up for fear of embarrassment.