oluwaleokey:
Hello guys...
No be say I lazy o but overtime at work to meet up no allow person to read through from the beginning
The thread is so informative...

Like WhatsApp, are there starred pages with very vital information to avoid stupid questions and as well repeating answers over and over again

Like this now, nah only monzo account I get and have been operating with since
Please i want to open a regular bank account... don't know which to go for... read a little about nationwide and Halifax being good for mortgages, is this correct abi na which bank go make sense pass for every every?

I don't even know about this CC stuff until now... nawa o...
Any basic information on how to successfully progress nicely without issues in this youkay will highly be appreciated

Newbie123:
Hi guys,

Please after you max the credit score (999/ does it remain there of you have to keep working to maintain it?

I'm at 903 and I've been here for 6 months. I'm afraid that it would drop when I change address and all that

rayralph:
For mortgage hopefuls & first time buyers

This is an interesting conversation

Link to post below

https://www.reddit.com/r/LegalAdviceUK/comments/11q9nq8/estate_agent_lied_about_there_being_other_bidders/?utm_source=share&utm_medium=ios_app&utm_name=iossmf

AntiMCU:
Og's in the building, please how do you answer the below question?

Will you now or in the future require company sponsorship to be eligible to work for the company?

Some of us have started our job search and wouldn't mind working in the company as we search for sponsored opportunities to gain experience.

In addition to that, I think/know this is a filtering mechanism.

I already clicked "No", anything otherwise, na rejection mail go just follow.

Will appreciate your replies and insights in case of next time.

Akhat:
Please I just got to UK recently as a student. I still trying to get a part time job. It's not been easy. Now, my phone has been showing "no service" on both sim cards since yesterday. Potential employers might not be able to reach me, because some took my number and promised to call back after, and the ones that have told me to be on standby for shifts. Please, if anyone that can assist me with a small phone to receive calls as I can't afford to buy a phone for now. I already exhausted the cash I came with on transport for job hunt and dbs.
I live in Liverpool. Please I really need this please.

Lolli2pop:
Hi guys, please I would like to get your opinions on a subject. From past experiences, is the bill generated from a smart metre cheaper than the bill generated when you send your metre reading to the electric company? So in other words which is better to do? Install smart metre or send metre readings monthly to the energy company?

Lexusgs430:



You don't have to turn the floor heating on....... But it's a good feature.........😂

Imagine not having to wear slippers/socks indoors, because your floor is always warm .........😜

You might not even require the use of a microwave, just put your plate on the floor. .......🤣😂😭

Progressivegee:
Hello guys. Please what is the average gas cost for a 2bedroom flat. EPC rating E. I topped up £30 2days ago and now it's remaining just £9. Is this normal or is something wrong with the meter. I own the heater for about 7hrs 2days ago, 5hrs yesterday and barely 3hrs today.

dustydee:

I went and re-read his/her qustion again, there was only a mention of savings. We were not given any information on their personal circumstance. What if they have everything sorted?
The single biggest expense is accomodation. What if that's settled? I had my accommodation settle for the duration of my course so did not have to worry about that. The only utility I paid was electricity which was just over £50 a month. It was a student accommodation so no council tax, no broadband subscription etc.

dustydee:

hi,
Short answer is : It is possible.
Your dependent will have to get a very good high paying job while you also work to support the family.

sugarkemi:


Nothing like setting a target.As u can see I said I'm making 6 digits.I just want to have idea how much we can be saving considering how much am making in Nigeria. So that i won't regret my move. Thanks

eniola1010:



Hello my brother, thanks so much. But please do you have the link for employers in medical field most esp health care work that offer COS and do you have the link for employers in non-medical field that offer COS?

JanegirlN:
Compliments of the season everyone. So I passed my driving test yesterday with 3 minors. I remember when I came here to complain some months back about my instructor (whom I did change) and driving in general.lol.
I had never driven before, had between 35- 40 hours and passed first time. I'm not a motivational speaker or anything but if I can drive and pass the test, Anybody can! My family still can't believe I passed. They couldn't even believe I was learning cos I can fear for Africa.

eniola1010:
Please someone posted link to see employers that offer COS for both medical and non medical on uk gov website. But i cant find it in the thread again. Please if you are that person. Kindly repost the links.

TouchOfSpice:
Thanks Boss

Tried both option , application was declined . �

Guess I will have to wait a bit longer to try again

Lexusgs430:


on 75 protection.......

Ralphlauren:


You guys need to stop pitching credit card.

You can survive in the UK and leave a very comfortable life without them.

eniola1010:


My sister. Want to ask u something. Is it possible for one's credit score to increase without having to devise the cc or borrow and pay back on time method.

Cant someone just live his life normally, earn his salary, and use his card to buy something with the money in his card. Wont this also increase credit score?

Meogom:
My good people, please can someone who is one month and few weeks old in uk get a phone contract?

hyzich:
Hi Elders, I got my visa last month so I stated applying for jobs in UK using my sister's address in UK on my cv while in naija. fortunately, I got a job with a good coy in UK but I got a mail today to furnish them with my addresses in the last 5 years. My sister told me to come straight because I am still in Nigeria and I won't be in UK till January 2023. I am really confused because the offer is good but I really do not want to be seen as a cheat or liar which will affect my future in uk.. please big bros and sis your advice is needed.

AlphaUno:



Are you good with manual transmission?
Can you do Uber, Deliveroo, Justeat, Ubereat etc? Check these out online to know their requirements and prepare accordingly.
Download indeedFlex.

babajeje123:
Advise needed please.
Now I am begining to understand why most Nigerians here don't want to accomodate newcomers who are Nigerians. I accommodated a guy who is becoming difficult for me to handle just because I don't like wahala. We lived in the same house in Nigeria and during those period we were never friends.

japhethGold:
I am not surprised at your comment because this is how Africans and blacks behave. They do not believe in any services offered by their fellow blacks here; rather they believe in the quackery services offered to them by Indians, Parkistani and the Easter Europeans. So keep up with this mentality and lets see how it will lead to the growth of the black community in the UK.

Pogracious:
Hello Ancestors,
Please help
I have a tenancy agreement of 6 months renewable every six month.sometimes in October ,agent sent me mail for renewal to which I told them that am not signing another six month because I may be moving out.The contract expires on 17th December,Am I still supposed to give any notice as I am moving out on expiry.The agency are saying I should give one month notice and that means one month payment which I thought is not required at expiration of contract.Pls help me understand what I should put thro to landlord or agent ooo.

TIA

dustydee:

Yes. In fact there was one time I asked if I could claim a certain expense, the accountant said ultimately I am the director and the final decision lies with me but then added a caveat which I interpreted as "you shouldn't be doing this" but I later found out it was perfectly legal.
I used one of those "big" accounting firms online partly because they were recommended by my agency then plus I did not want HMRC wahala.

dustydee:

Let me save this by quoting it. Dashed HMRC money when I was contracting until I realised after almost 3 years that I could have saved a lot more. To make matters worse, I paid the accounting firm thousands yearly for the priviledge.