₦airaland Forum

Tallesty1:
These ranting again!


Cho! Cho!! Cho Cho!!! Like over-fed baby parrots.


Nah only where e benefits women them dey talk.

Why dey neva write to Nigeria Army to tell them to send more females soldiers to fight the insurgents in Maidugri?

Dont mind the silly Male-haterz!

Women should get things on MERIT... since they claim equality with men.
You dont see men #Wailing that they did not give them a post just because dem get Blockus!
Any woman that wants anything she should fight for it.
If you want to become Governor, CONTEST election afterall, there are more women in Nigeria that can vote for you.


Funnily, women dont even trust fellow women, to vote for them as Governor or Political office holders.
What they cant get legitimately, they want to use "Bottom Power" to get!

Nigeria is not foolish like UK, in that regard. We practice "real equality" of sexes



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EVILFOREST:
TROUBLE MAKER.

He will soon destroy PMB'S led administration.
Very soon he will start WRITING SCROLLS.

Always seeking REVELANCE... even when his input is never appreciated.

Despite all these VISIBILITY STUDIES he does with each successive administrations, we are yet to feel his societal impact.

He is keened on achieving his 3RD TERM AMBITION, through dubious and greedy ways.

His UGLINESS is never a rate limiting step.

PMB, please watch out, because the architect of your FAILURE is within..

G.A. D (Go And Die) .....in the evil forest please!
Baba Iyabo is here to stay, whether you like it or not.

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Philistine:
Obj again? Can't this baboon just leave buhari alone. Smh!

That man called OBJ has gone "GLOBAL ".... much to the dismay and eternal torture/torment of his HATERZ!

Like the one above!

See as "international Generals" dey queue behind Baba Iyabo for autograph!

hmm... dearis God o, until the day this man die, some people fit don die of heart attack!


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airsaylongcon:
You sound like an IT dude.

You are getting too close for comfort! :
(*** peeps inside and run-fi-cover***)

We are supposed to be anonymous on NL!

BTW: I am a FARMER!


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dicefrost:
Whatever, but i hope the options being considered does not include establishing grazing routes in this country. This would be a problem on its own in future.

The problem lies in the ability of these Fulani herdsmen to wield AK-47 weapons openly, without a valid license to carry such assualt weapons while if their Southern counterparts farmers dare own a small Pistol, they would be promptly arrested.

If you own a gun and l own a gun, wont you think twice before starting a gun-fight with me?
First, we must level the playing field... after then, we can talk about "equity" between the parties.
No one has the right to destroy another man's livelihood, just to foster his own.

The world has gone past the age of roaming, open "Pastoralisation"
If you want to roam around with your cattle, then buy a ranch of millions of acres.


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damton:
Hmmm. if this is true, that testifies to the same issue of the unacceptable level of corruption that has riddled this nation on every facet and ramification of our daily existence. May God repair Nigeria, as a nation and Nigerian as a people.

And to think we have various "Security Agencies" in that same Port were Nigerians are being short-changed in this manner?


"We must Kill Corruption or else, Corruption will kill Nigerians" -- President M. Buhari.


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Leo Igwe: a human rights activist, said that any initiative to tackle the problem must include a program that educates and enlightens people to understand that[b] children cannot be witches.[/b]

By extension, is Mr, Leo saying ONLY ADULTS can be witches?
Its either he says there are no witches or there are witches.

If Mr. Leo agrees that adults can be witches, then it is not far-fetched to also say Children can be witches.

Having said that let me make it abudantly clear that "There are forces beyond the Physical"...
White people know this but since anything they do not "originate" or "understand", they have to condemn it.

But even more worrying is the propensity of our Pentecostal Church Mugus, sorry MOG's to commercialise anything and l am not shocked that they would take advantage of this to make some quick bucks.

Churches (any religious establishments including Mosques) need to be properly regulated before they cause WW3... especially in Nigeria



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Ciscogod:
Lets watch.

They will blame tinubu and APC for the seat

Is that the same man who was Minister for Power during Privatisation Of NEPA?

Okay, now l know that he was not loved that much since Power was almost not available during his tenure!

This is #SaiBaba, APC and Tinubu's work!
We no go gree!



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folafly:
Wow,i'm an aspiring banker,would resume TS soon with one of the top banks...I had better enjoy the leisure I have now,whilst it lasts......I have siblings and relatives that have been unemployed for some years now,and now that I have an opportunity almost immediately after my nysc,i'm jumping at it.its definitely better than staying at home.

Look. dont get dampened by what you have read here.

For you to get a little job satisfaction, you have to be in the right frame of mind.

Yes it is stressful but let your attitude be that of someone determined to scale a Mountain - A CHALLENGE!
I will be lying if l say l did not enjoy the challenge when l was there.... and the money was good too.
Each time l solved a knotty issue, l was praised and was the envy of colleagues and that is more than all the money in the world.

Start the job with the determination to "make an impact", even if its just within your Dept/branch such that if you were to be on annual leave, let someone says "Aaah, how l wish he was around".

Quite a number of times,l have been recalled from leave (ofcourse, they have to buy the leave back! ) because they need my attention.
When l go on leave they insist l leave a forwarding address on phone number (GSM never dey rampant that time!) or make sure l attend to my Email just in-case.

So Bro, I want you to be excited at starting that job..... there are many who will jump at the opportunity.
Just use the inflow properly.


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Breadfruit:
Looool.
i'd also like to discuss some issues with you, all under anonymity of course.

Cool, is it something that can be done here or how do oyu want to go about it?

I just like to separate my NLand-Life from real life... You know we say a lot of naughty things here, just to unwind

Cheers.


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Cultured:
Slowpoke! I bet you 100 times your present life you can never best me in any sphere of life.

How can l "best" this 34yr old ignacio slowpoke who is yet to settle down to know what life is all about, when l already have a child in the University?
We are miles apart in real life but its not necessary l go into this competition with you, I nor get your time Bro.

Why would you tackle someone "online" about who he or she is, when you dont even have the privilege to "confirm" whether what they say is true or not? Is that not a futile and foolish exercise ........... or is it the part that l bought land in 1997 for less than 500K and its worth over 25M today, in Lekki area.... that is your headache? How that affects you is what still puzzles me

Wonder shall never end o.... too many psychopathic-mad people roaming the internet.


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isobayor:
Please hod did your kind get to this trend? I f you have worked in a bank you will know very well that @lastpage has a very good banking experience

Please ignore him otherwise he will turn this thread into something else.
Just ignore him.


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Cultured:
Sharap there you sycophant. I have more than 500 of your type on my monthly payroll.

Eehhhn!

Cheesux!

Thats nice to hear, Mr. GGM, Barclays Bank of England!

I hope you are happy now that l did not question your claim, huh?


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Cultured:
Bro! Take it easy. From your ill-thought suggestion to present bank workers to secure larger quantity of loan from their banks to give them cover from being retrenched easily (a professional banker present/ex ought to know better that no bank will genuinely give you loan above your severance package without supporting collateral) to your lame claim of owning a plot of land you bought for 500k that now has worth estimate of 25m (I don't care when you buy the imaginary land since you said worked in the bank btw late 90's to earlier 2000), I am in doubt if truly you have experienced bank work.

Who is this Eediot?

Abeg gerrout jare!

What is your business that it's my life that is paining you?
Whether l buy or l nor buy, how does that affect your own poverty level? ..or did l write my post so you can believe me, when you dont even know me in real life?

I never said the loan will prevent them from being retrenched but l said the bank will "think twice" or have you not heard of people who got retrenched and the bank has to forgo what was owed after deducting all they could from their severance pay?
In some cases, severance is not planned for by the bank and when events like "restructuring" makes it impossible, they just have to close their eyes and live with it.

infact, why am l even explaining to an imp like you?
Whatever your frustrations are, please go and sort it out.... nor be me cause am!
Please dont derail the thread, it is for Bankers/Ex/Aspiring Bankers, .... not for frustrated people!


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smasher1:
I don't know if any bank would give you a loan up to your severance package. But I know my bank won't.

Bros, I know a lot has changed these days.
We even tired to unionizse back then and formed a football club!

The lack of jobs have meant that desperate unemployed people are ready to endure any type of 'job conditions' thrown at them and the employers, especially these wicked generation of banker-owners and senior management, are taking undue advantage of our younger people.

Loans are given based on your "level/Cadre" in a bank.
A Manager with 5yrs on the job and one that was employed two yrs ago are "entitled and will get" the same "maximum" amount, if they apply for loan within their bank. .... but the one who has worked for five yrs, has a higher severance package as of that moment, if both are retrenched!

But like its said, "If you pay Peanuts, you end up with Monkeys".
We are no longer in the days when a staff will stick his neck out to save his bank.... If Armed Robber come, just jejely lead then to the Vault!
Dont risk your life for an organisation that dont care about you!

Anyway, just know how to manage your monthly income, every good thing comes to an end.


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isobayor:
Well, I worked in the banking sector for 6 years. specifically with defunct Bank PHB(Now keystone bank) and Stanbic IBTC Bank. I worked in ban banking operations for 5 years at different time Customer service person, Fund transfer Officer, Cash Officer, ATM custodian and my last 1 year in the sector was at the head office`s global market unit. While I was there, I have seen myself not going to be in that sector for long,therefore all my income was to develop myself academically and skill acquisition. Eventually, I became Chartered Accountant and Chartered Tax Practitioner while I was still in the sector. It was after this my achievements I experienced the greatest disappointment and frustration as several interview I attended always being turned down simply because they believe I don't really have good working experience being a banker.Everyone believe the banking experience is dogmatic and therefore I was not employable being an accountant by profession. Thanks to almighty God that I eventually broke the jinx and now working as a senior accountant with a top rated manufacturing company in the country. My advice to everyone is that ,don just stay too long in the sector no matter what your profession is. Always see the sector as a ladder to another opportunities.

Bros, your head dey there no be small!
I use to say apart from I.T ... anyoen can do a banking job with a weeks training! So, nothing special!
The job is also regimented and the experience is not much to write home about.... in the wider scheme of things.
Its like being a Non-Commisioned soldier... what else can you do after retiring if nor be security man?
(okay, that was a bad joke, l respect our gallant officers pass that).

But there is a big conflict here: You need to study and develop yourself as a banker but the job itself prevents you from doing this (Early resumption, every minute pressure and late closing hours .... l wont mention that some folks still manage to enter one correct Beer parlour on their way home at 9pm, after the hectic hold-Ups!)!
How can you get home and read after that kind of day?

So, how do you cope? Very string self-determination and a strong focus on your future!
Online and weekend courses, use your annual leave to write exams as well.

The sky is your limit Bruvda, l love what you did. keep it up.



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Achiles:
God bless you for this lovely piece

...and you too, in multiple folds, for reading it.

Xcozee:
best wishes

Same to you Bros!
Nice evening.


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isobayor:
@Lastpage, ou worth to be a mentor Sir.

Bros, l be small Boyz just chilling around me corner o!
cant you see that l sometimes engage in abusing on nairaland .... which adult does that!
But if you have a question you want to share or discuss, l will oblige as long as you dont ask me to or try to "identify myself" in real life! :oMy My My Children think l am a truant and dont want others to know that it is their Dad playing truancy online at times!



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Breadfruit:
You took wise investment decisions....
But some banks no longer give loans to their staff for now and for existing loans, they don't write them off.
Its almost impossible to work in a bank for 10 years nowadays...without being frustrated or tsunamied out.

I agree with you but l think the loan is being restricted to Middle/top level Mgt ... which is very unfair!

What l am saying is this: There will be situations where a Bank wants to retrench workers.
Let say one of these workers have spent three years and his/her severance package is worth #1mill but he has taken a loan of #3Mill.
The best they can do is to hold-on to his severance package but since they are the ones letting him go, where would they get the remaining 2Mill?
In such situations (and l have seen a few), the bank will postpone that staff for "future" retrenchment knowing that they would suffer a 'huge' loss if they include that staff in the exercise or write it off. They have to make a choice, its their move.
.... except in case of gross 'criminal' misbehaviour in which case the staff can be open to criminal prosecutions.



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muchluv:
Banking has its ups and down... back then in the 2007-2009 Era it was a little bit better. Promotions came more frequently. Now it's almost non existence with the race to cut costs everywhere. Before, they use to promote every 2 years, now u can Stay up to 5 years without a promotion.

All the saving money talk sounds so sweet. Easier said than done especially if u have a wealthy family then u have only ur self to take care of. First u get trapped by a bank loan given to staff at a lower rate and then a third of ur salary goes to servicing the loan for a year or two or more. Then as you grow, ur expenses grow.

As a banker it has been stressful but at least I have been able to Pay some bills and acquire some property. We all are looking for a better future but let's have it at the back of our mind, it not so easy anywhere. Ask the musicians with millions, it's not easy to make back to back hits!

Bros, a STAFF LOAN at such ridiculously low rate should never be considered a TRAP!
Its what you did with the Loan that matters.
I used my first staff loan to acquire a piece of land (deposit fr two plots) which l built one and the current value of the other is over 25M now, l am still waiting to either build it for rent or sell when its like 35M!
And you wont believe the loan was 500K!

Some used theirs to buy luxuries like car or even marry wife and did a very expensive wedding!
If l see anybody that would give me a 100M loan today, at 2-5% interest, please contact me immediately, l will take it.

My advice: Collect as much "staff loan" as you can, from your bank. use it wisely afterall, its Capital that is the greatest hindrance to starting/expanding a business!
When they want to sack you, they will "think twice" ... or they have to write-off the loan!


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AncientJerk:
Ex Banker here!

My story is a bit different from most though. Firstly I live in a West African country where a number of Nigerian banks have subsidiaries. To cut a long story short, I went into banking for the money and for the prestige (bankers are very highly respected here). I eventually found out that once you start working, what might have seemed like a lot of money, once upon a time, is actually not that much. I was being paid the equivalent of NGN 45k, which is not that bad in this economy, but for some reason was never sufficient for me. I ended up wearing my suit and tie and carrying garri in my bag, to eat at lunch, which would have been alright if i had been enjoying what I was doing but i was miserable!

I quit banking at the age of 23--when most people start--after roughly two years banking experience. Things are much better now.

Where you just a "Bulk Counter/Cash management" Contract staff?

Because even our I.T students get close to that and our NYSC members certainly get that amount at the end of every Month.

45K a month in a foreign country? How would you pay rent, eat, dress-up ,transport and form effizy after work?

okay, maybe thats your basic salary, right?
though l understand that bank management is really cheating their workers nowadays, capitalising on the dearth of jobs!



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Was a banker for close to a decade in the late 90's to early 2000's.

Left when l had enough savings and was already aware that "nothing lasts forever".
I must confess, the pay was incredibly good! Though, with two Masters and an MBA, the pay has got to merit the amount of Educational Investment l made to get those awards.

Luckily l started in a Dept. where your services are indispensable to every member of the organisation and the fever of Internet banking and Online transactions were just catching-on so l was like "all over the place" with foreign trainings and technical/change-over committees here and there.
I travel a lot, being to every state in Nigeria and actually lived in most while working there

But my health suffered a bit as l get home late, eat late and hardly have time for my kids! Even Saturday was a work day because we were always working to a Deadline, most of the time.

I remember that December 25, 1999, to January 2000 period!
For those seven days, l worked and slept in the bank because some Eediots predicted that Systems where going to collapse due to the double-zero (1999 => 99, 2000 => 00 ) date-management anomaly that would occur when we crossed over to the new year.
I was checking every line of code, re-configuring systems, setting up backUps Systems, assigning folks to various duties for "Emergency Rollback" incase there was a major crash but alas, NOTHING HAPPENED!

Never enjoyed my Christmas or New year, only to take ill immediately after!
Resigned a few years after that, got my pay-off and setup myself in business.
Now, l have time for myself and family ..... even spare-time to mess around on Nairaland!

My advice:
*Know that nothing lasts forever.... that employee will eventually become "ex-employee" one day! You will get the boot one day!

*Save as much of your income as you can ... all those 'forming bigger Boys with pristine designer suits from italy, shiny cars, expensive accessories", e.t.c are nothing but liabilities, what you need is assets!

*Develop yourself (Most bankers cant make out time to study...I couldn't but luckily studying was part of my Job and l have done quite a bit in the past!) Remember that when you leave the banking industry, most of the things you did there are "proprietary" and may not be needed elsewhere... what value then can you bring to a non-banking organisation, to get employed?

*Form solid but "legal" relationships with some of your clients .... by offering good service, being honest to a penny and going the extra-length to solve their issues. Treat them with respect and l tell you, when the time comes, some of them will remember you and speak on your behalf.

*If possible, BUILD your own house, as soon as possible! Even if it is a small Room and Parlour!
House rent becomes the greatest threat to survival, within the first one year, to bankers who lose their job!
You wont get that Upfront that you just splash on your rent anymore, without even thinking about it. (My landlord loves me so much because of the way l just bring Wads of Naira to him (for rent), in the first week of January.... when everyone else is complaining of being broke!

*Finally get married quickly!


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BTW: I hope most "Operation Staff" know they will always be out of job as their processes get automated and branch numbers get reduced.
There are even "staff-less" branches now where same services are rendered using "voice activated automated service" systems !
Marketing staff too, to a smaller extent.

Mutuwa:
true.

I don't know what december has got to do with armed robbery especially.

If there were "Statistics", it wiull show that[b] the pressure to "GET RICH QUICK" is higher towards the end of the year[/b] when some people want to "SHOW-OFF" [/b]what they have made in terms of Money, during the end of the year celebrations.....

[b]The Cultural pressure of "returning home" at the end of the year, to flaunt wealth in the face of your mates or folks who did not move out of the native environment, also contributes to this "get money or die trying" Mentality that reaches its pinnacle towards the end of the year.... Which unfortunately, is December!

Finally, there is something in our psyche, about end of the year (December)!
Most Companies do their party then, Most people move to their newly built houses then, a lot of people get married around then, Guys seem to get new Girl friends towards or around that period! ... e.t.c


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There is a thing about the aggressiveness and viciousness of these OKADA DRIVERS!

Any small thing like this, even a small vehicular scratch, they would QUICKLY GANG-UP and attack the other person, without even trying to find out what was wrong! Before you can say "jack", they would set fire to the person's Vehicle and lynch him or her

The Govt needs to stamp this JUNGLE JUSTICE by Okada drivers, OUT IMMEDIATELY.
They cant be a law unto themselves.


BTW: if your prick lost, why not advertise it in the Newspapers "Lost & Found Section"?


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Teempakguy:
what do you mean days ago? it was merely yesterday?
who is modding here?

Ask @Seun ... since he had decide to hide the identity of these his Mods, NL has not been the same place again!

Quality going South since then.


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If you wish, may l ask...what is the purpose of these Rings?
Are they going to be broken afterwards?
Do they stand for round pillars, e.t.c?

Please educate us.

Thanks.



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Ytechconst:
Your point noted

Respect!


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ifeness:
Christianity was used for slavery right?

That was in the mediaeval ages!

Show me [b]one country TODAY [/b]where innocent people are being beheaded ..for changing their religion.... and l will show you an Islamic country!



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AyeeIdris:
There is a huge difference between a dissenting opinion and outright insult... Example -I dont believe in Islam or its policies-opinion. Islam is evil and it's prophet is a pedophile - outright insult. I am sorry about your one year ban. It is too long but last I checked, 'i' didn't ban you. There are good and bad muslims. There are good and bad Christians. Let's learn to deal with people on an individual basis (we all hate it when people brand our tribe as either 'dirty', 'criminals' or 'ashawos'.....)
.you don't have to agree with Islam. No one is forcing anyone to, but just leave us alone

Sorry about your ban again. One year is harsh man

I am not accusing you of banning me! ....and l dont actually feel sad about it, rather, l feel disappointed because l am all for fairness and it was not fair!
I was drawing attention to that ban to buttress what people have said about the Islamic religion, that majority of its populace are "extreme and aggressive" in their ways.
I will be the happiest person on earth "If Man can overcome the intolerance of "religious extremist and fanatics" because apart from harming others,they bring a bad name to the good ones in any religion".

And to say "leave us alone" is impractical either because what you do/preach affects others that are not Muslims!
For example, l am sure everyone has one Muslim in his extended family or as friends so, what they do/preach has a way of getting to you.... as you are still concerned about them, one way or the other, even though you dont share the same religious beliefs.

We are in this world, to learn from each other and in the process, become a better person and leave a better legacy, when we depart!
That is the difference between a human and an animal.
Humans can innovate, evolve, think and better themselves, with time.

No Biggy, nice weekend.



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kelvyn7:
Yeah bro. I dnt know if u have seen some of our christian threads today. the uncircumcised extremists just go there to cause trouble. And its annoying.

Seun has tied our hands and left their hands to throw us punches. we should nt allow that!

****

I like ur signature got me rolling on the floor please permit me to use it too

Exactly! Very unfair that a Moderator can ban someone for ONE YEAR after being the one who instigated the trouble!


Feel free to use ma signature please!



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kelvyn7:
Seun please look into this cos it's not fair at all.

make them declare the Lord Jesus too before commenting as they are constituting nuisance around our threads

or better still allow everybody comment anywhere

We all know NL to be a fair place PLSS let it remain so

dnt make it look like some are oppressed or cheated

We cant "downgrade" to their fanatical and extremist level!

Our own God does not want "FORCED SERVICE".
He will only accept your service if it comes from your heart.... not because some deranged lunatic drunk on pig-urine wants to behad you and you are afraid!


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aresa:
lol @ biafra losers and fraudulent internet clown aka Harold Adebola Smith.




Harold Adebola Smith the biafra clown and political commentator just land facebook 3 weeks ago, only 1 post and 1 picture..


Btw, look at his picture. You can not miss the Flat-head...

YOU! Always Badt!

Imagine in 2016, some "political Commentator" said he is new to facebook!
Even my 10yr old will reel off his maturity on facebook

That Flat-he@d cant contain brain, 'impossicant" as they say! !


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