₦airaland Forum

missylizzy:
Homat is close to my place that's agric but I don't really know where the rest of the schools you mentioned are, can you give me a direction. Thanks.

Goodwill is around ile epo oba at sabo, stars is not far from former mainstreet bank now skye bank at garage, yintab is opposite Airtel office at Agric or behind Ikorodu west local govt secretariat Agric

UdohOby:
Please ladies in the house, can you join resources with your hubby to build a house? In a country like Nigeria where women are at a loss when there is family crises, I don't think that is advisable.

A very close friend of mine was telling me about what happened to her sister in-law. The lady in question was driven out of the house by her husband on Jan 1st of this year. The lady and her husband had joined resources to build there mansion. She put in all her savings. On the 1st of Jan, when everyone was busy enjoying and thanking God for a new year, she was thrown out of the house with nothing, not even her box of clothes all because she has no child.
I know it is good to help out in the running of the home, which I do. But e no dey pass buying food and other necessary things in the house. If I have enough money to build a house, I will kukuma build a house in my name or my son's name and rent it out. This country is not like the oyinbo man's country where the property can be sold, and the two parties share the proceed. This is just my own opinion.
So ladies, what do you think?

There is no big deal in a woman joining resources with her husband to build a house. But make sure that your name is included in the title document of the property. The woman's contribution should not be by giving cash to her husband, but by paying cash or cheque into his account or through fund transfers, the tellers and transfer slips will serve as an envidence of your contribution if problems arise in the future which no one prays for but one needs to plan for.

artisticallyart:
Do not despise the days of little begining.

where did you dig out this post from?

achiphet:
Dat is serious gooon... Naa only thia Nigerian oando dey face this loss abi naa oando worldwide?

Oando group.

Can we move this to the front page?

achiphet:
My condolences

Shareholders have not earned a kobo in 3 years, as a matter of fact the value of their investment in Oando had been seriously eroded, the company is owes banks and other creditors billions of dollars, the company made a loss after tax of about N200 billion in 2014 and there is a high probability that Oando will make losses in 2015 and 2016. The company needs more funds from investors and financiers, I doubt if anybody is ready to invest in or fund Oando's operations at its current state. The best thing is for management to reduce costs and other expenses.

seunmsg:
Stop lying old man, PMB did not share any N500billion to state without appropriation. State were given what belongs to them from the dividends paid by NLNG and bail out funds for state owing salaries was a loan packaged by CBN. It was never sourced from the federal governments coffers.

GEJ should have used to looted fund recovered from Abacha to set-up economically viable projects that will cost between N15 to N20 billion in all states of the federation.

ExplicitConnect:
Yes, he has confessed and apologised. Explicit Connections Limited has forgiven him. He really begged.

Is miadad a man or a lady?

ExplicitConnect:
Our attention has been drawn to this Miadad Connections. All the contacts published here has since been published by Explicit Connections Limited. We, however, have reported the Special Anti-Fraud Unit of the Nigerian Police to track Miadad Connections for Copyright. Miadad is not a lady but a guy called Sylvester who has been posing as a lady called Ann. The Police are on their trail for Copyright. They took all this contacts from Explicit Connections Limited without authorisation. Ann has however made some confessions. Please, they are imposters, scams & fraudsters.

Thank you!

Barr Olatoye Oladapo,
Executive Director, Legal Services, Explicit Group.

Miadad has deleted his account. I have the gift of detecting a scam from a distance, I knew from day one that miadad is a fraudster looking for gullible men to defraud.

nigeriancuban:
well I forgot not everyone is a salary earner.this policy is perfect if you have just one source of income but for someone like me I just put something massive into something lucrative....

The essence of investments is to create multiple streams of income. The something massive which you put in a lucrative venture must be a saving from a lump income source like rent, dividends, royalties etc.

247notire:
OP you forgot something important, never ever borrow on a salary, an amount you can't pay back in one year or u'll have been trapped by the time u realise. As much as possible try not to take loans to get wat ever u want. Practise delayed gratification and the world will be yours...

There is no big deal with debts or getting a loan against your salary. The problem is what the average worker uses his loan for. It is not good to use a loan to buy a car, pay house rent, pay children school fees, for vacation, for parties and other intangibles that will not appreciate in value nor generate income. But loans can be used to invest in real estate or ventures that can generate other streams of income.

nigeriancuban:
Bullshits!! just spend on important things and keep working for more ,saving is for illiterates,you invest and reinvest till you die..period

If you do not save where will you get the fund for investment.?

Chimaritoponcho:
it has paid d lucky ones though cos i know a man dat won 1.3m last week

That is one in a thousand.

abdulkayus:
True True. Bt guy, we still need them nah

We need them, but it is good to hang out with ladies who share our values and expectations about life.

anitank:
Saving 10% of your salary is same as saving after spending which is very wrong. I spend only 20% of my salary and save the other 80%

That is great and highly commendable, but you only do this for a while. I used to save and invest 80% of my income when I was single and still living with my parents between 1998 and 2001. The money invested during this period had grown geometrically.

abdulkayus:
Hahahahahahahahahahahahahahahaha, austinbrown y nah
Don't u know if u don't save, u wilk suffer more.

Michael LeBeouf in his book "The Millionaire in you" said it is what we save that will save us during perilous times.

bigpastor:
So how much of your monthly income do you consider "legal"to spend

He said 80%, for now mine is 60% of my linear income and 20% of my residual income.

ableguy:
So what will the salary earner (the banker) be doing with his salary of ten years if a business man than earn the same amount can own a house? You don't know business very well, how many businesses survived the last ten years in Nigeria?

A businessman making an average of N2.5 million per annum, will definitely be better than 95% of bankers making same amount. That is if compare the wealth accumulated, income generating assets acquired and the multiplicity of income streams established by both parties over a period of 10 years and above,

InvertedHammer:
/ N46k is your basic allowance.
How about roadside benefits?
\

He is a mopol attached to a bank.

Miadad:
Haba! Men you give them an inch they want a mile.

Sorry for intruding into your private life, wishing you a great day.

Miadad:
My Mum Black American ( California). My Dad is from Osun State.

Where in Osun

angrybird007:
He's building a house in India. what if he is planning to move back to India.?or what is the house for? Am seriously confused

are you sure he does not have a wife and children in india

Miadad:
There is nothing wrong with it. My uncle married a Ghanian. My Mum married a Nigerian and my sister married a south African. The least number of years they have been married is 6yrs........ We need to change our mentality. Remember your happiness is whatmatters, same goes for intertribal marriages in Nigeria.

where is your mum from? What part of Nigeria is your dad from? Hope these are not jamb questions.

sniper1305:
Gud write up OP, I am a mobile police coperal collecting 46k 4rm federal govt, tank God I was able 2 starve mysef & save some money 4rm my salary & my allowance 4rm d bank I was attached to, then took loan 4rm bank & bought a faragon bus, 2day I make between 8-10k daily. Dats like 5times my salary

That is a smart move by you, if you are disciplined, consistent and have honest drivers your fleet of buses will grow geometrically.

folks4luv:
And if 70% of doctors have there own hospital, 80% of lawyers have a law firm, 60% of teachers are consultants, how will they cope? Where is d balance?

Health, building, legal and education are huge sectors that can be financially rewarding to hardworking, knowledgeable, informed and bussiness savvy professionals. 70% of the professionals in those sectors can never be entreprenuers nor bussiness savvy,

Nihilist:
You are an undergraduate working 7hours a day, 6 days a week...

Are you actually studying at all?

Anyway, all you've done is tell me that you are running a successful business. I don't know how true it is, but congratulations all the same.
You must remember that just because a business is running smoothly for you doesn't mean it's the same for everybody else out there...

He should be a part time student.

eleshin:
And if we all become Enterpreneur how do we now get employees?

it is not possible for everybody to be an entrepreneur, just the same everybody can never be a landlord. But it will be good if just 5% of the work force are entreprenuers.

mykel20:
You just spoke my mind. Everybody keeps screaming the word entrepreneur. Many fail to realise that we still need people who practice what they studied. If everyone goes into business who would then be our doctors, lawyers, nurses, Academicians, etc Aliens?? Please note that I am not trying to discredit entrepreneurs, but we need to be realistic, we are losing some of our best professionals to this "Be your own boss" thing.

The doctor and nurse can plan to have their own hospitals, the lawyer can establish a law firm after gaining the neccesary experience, the teacher can plan to have his own school or educational consulting firms. We need more than 1 million entrepreneurs or employees with entrepreneurial drive in Nigeria.

MattChidi:
This got me thinking. . .entrepreneurship is the key.

it is the key, employers also want to employ workers with entrepreneurial drive and mindset, by so doing small businesses will grow to big businesses and multinationals.

Pidggin:
Wow nice!

Telecoms seems more lucrative

The growth in power is high, telecoms is now saturated.

Beesluv:
you try

Ub, Un or Uy

uy

Beesluv:
Hmmm, which banks abeg?

U Bank should be there.

K Bank should be there.


W Bank may be there.