emmanuelewumi:


If we are open to new ideas, cross fertilise ideas with genuine and forward thinking people. Get the necessary information and knowledge, I think there are endless opportunities in the Nigerian Investment terrain.

While some of us are lamenting the Indians, Lebanese, Chinese, South Africans are making a kill in our economy.

Recently developed interest and learning about the agricultural sector,

emmanuelewumi:


You must be enjoying the performance by Zenith bank dividend yield just fell to 12.5% in 3 months for those who bought yesterday at N20, you bought at N16 when the dividend yield was 15.5%.

emmanuelewumi:



Thanks, I will make my findings. I thought the moratorium of 2 years is when the principal will be kept in the sinking fund over a period of 8 years.

I am not buying I can get a better dividend yield in the next 6 months.

Got the mail last night and decided to share.

richforever123:


Unless the state is dissolved (usually due to war) which is 99% unlikely, don't worry, your funds are safe

emmanuelewumi:


Just got a mail from United Capital with N10 million you can buy LASG bond the rate is between 11.75% and 12.5%. The bond was given a liquid status by CBN.

The offer will close on Monday 13th January 2020.

I expect most of the fund managers, Insurance companies and other Institutional investors to divert Funds to this offer. LASG bonds are usually oversubscribed.

emmanuelewumi:
N25 million will buy you 5,800,000 of UPDC REIT and will give you an income of N3.3 million by October 2020.

Google UPDC REIT they have investments in a number of highbrow property valued at over N30 billion and also have over N5 billion of part of the rent collected over the years invested in highly liquid assets suchTreasury Bills, money market funds, commercial papers, FG bonds, State bonds and corporate bonds

Adiwana:


Hello,which bond currently offers this?? Can the interest be compounded??

seyisanya:

Sweet deal. Hope you haven't sold your Access.

isangjohnson:
Though I'm not an authority in this line of investment, but I guess this must be Fgn Bond.

isangjohnson:
If 20m is used to buy 19m worth of bond and coupon rate calculated based on 19m and not 20m, how much will be your gain should you decide to hold it to 2yrs maturity period?
Please educate me.

thebargainhunte:


Your calculation is perfectly okay but I am not okay losing 1mil from my initial capital.

emmanuelewumi:


You have made over 20% in 18 months

emmanuelewumi:


It is also possible to use N18 million to buy N20 million worth of bond, this will occur when the bond is selling at a discount.

thebargainhunte:


Madam, tell me more. Just the transaction alone, you have lost 1mil "u use 20m to buy a bond worth of 19m". I think they will pay you 14.5/4, which is 3.625% per quarter and not 14.5% per quarter.

emmanuelewumi:


The board of Zenith and GTB will meet in January to declare dividends based on last year payment.

Zenith paid a final dividend of N2.5 on each stock you bought at N16

While GTB paid N2.45k on each bought at N25 .


Try to perfect or update your e-dividend mandate so that your dividend will drop in you account by March or first week in April

emmanuelewumi:


Can you name them.


Who is your Stockbroker?

emmanuelewumi:


Prices of property are subjective the easiest way to determine the price is the income you can generate from the property.

Same applies to when buying shares, a business or any investment.

zamirikpo:


U have my mindset but come to think of it critically, u may have lost almost 6.6% of the value of ur money whenever u want to spend it. wrt inflation.

I structured all my expenses around TB....but to my greatest surprise it's gone for now. Ive never been a fan of bonds cos the grammar is too much. But we have to move on and restrategize.

If like they say that bonds can give 12% ROI, and I need to spend as well as save, like my TB days, I've decided to take off the interest and invest the balance. E.g I have 20m. and 12% of 20m is abt 2.4m.....the idea is to invest 18m in bonds and keep back 2m. In essence I have preserved my 20m at the end of the bond tenure and still have 2m to spend just like in my TB days.

Don't know if I could get a year on those fgn bond or eurobonds offer. Cos my budgets are structured yearly.

Don't hold on to TB at 3.5% biko.....

.i still have to read up on Bonds,though my major TB investment doesn't mature on till June 2020

Donbrig:
The new West Africa Currency (ECO), is one area we should also look into, whatever decision FG takes will affect us all one way or another. Now that all the CFA countries have finally subscribed to ECO, CBN should do everything to counter the influence of France on the future currency. Nigeria should embrace ECO, because having other Ecowas countries use ECO without Nigeria will send Naira into automatic extinction. Naira should not be allowed to die automatic death by pressure from ECO, as this will cost us more as the economic giant of Africa. Only Togo has all the necessary requirements to embrace ECO. Weeks and months to come, Nigeria should use every trick in the book to boost our national reserve and ensure a stabilized naira before embracing ECO, this will give Nigeria more advantages with ECO.

Althoug Nigeria will no longer have monetary powers to dictate the exchange rate and stability of ECO, but Nigeria will definitely have lots of other advantages with the new West African currency, but firstly, we have to do our economic homework before making any decision about ECO.

emmanuelewumi:


Will the tax be more than 10%.

leo1234:

That means the dividend yield is close to 20% per year.
How can one invest in a company like this?

bikerboy1:



Any idea what the interest rate might be for 1 year? And where I can purchase it from?

I just need a head start as I might settle for FGN bond.

TB is bleeding

dipoolowoo:
Treasury Bills Stop Rates Further Falls to 4%
https://businesspost.ng/economy/treasury-bills-stop-rates-further-falls-to-4/

crowntoro:
You are very daft!!!!!!!

Just2endowed2:


It get blurred when one zoom. Can you make it more clearer?

Adiwana:
Since things have gone south,planning on fixing 35-40m in 2yrs time in the 16%/yr bond. Still dont understand the whole 16 and 12% stuff but if its 16% that will be received every year, looking at at least 5 mill passive income a year. May 0God help us all

Nnamz:

@needful madam this is what I was telling you. For this reason I am moving all my funds to Canada so that I don't go from a FOR EXAMPLE $100,000 CAD owner to $20,000 CAD owner overnight.

Btw who here lives in Halifax? Hit me up

Omonigeriarere:


There is no point for secret conversation. But let me showcase my latest discovery on TB at Access Bank after they have labelled me as a marketer for I-Invest without knowing that constant online research on money making na him dey worry me.

Dear just click on https://tbills.ng/#/ to see the TB rates available in Access Bank daily. The window is always opened between 8-4 on daily if I am not wrong.

A form will be displayed upon clicking on 'get started' button. Same would be deactivated after 4pm daily.

Input your BVN, acct to be debited, account to be credited etc in the form. Gbam! You are done in less than 5minutes.

They bought at discount and pay in full at maturity.

You can also consider I-Invest application own by Sterling Bank. It is the easiest of them all and they have best of rates. The only disadvantage is that your interest and principal are paid upon maturity.

My experience with Stanbic IBTC when it comes so service delivery is poor inspite of all the hype on this forum. I have to move all my money out of the bank recently.

I use both means of investment and I have never regretted any.