chigo4u:

Please keep all these your fake emotions to yourselves, do you think cbn has not been aware this is happening? Blame the cbn for creating this loophole not people that benefitited from it. Comparing this to yahoo is stupid too. Yes it is immoral but not illegal and yes these kind of things also happen in developed countries.
We have seen billionaires in developed countries using every trick in the book to avoid paying taxes, including Donald Trump, many create offshore accounts to avoid taxes, what do you call that? Stealing? Yahoo? Also many billionaires in Nigeria owe billions in bad debt to banks and yet some even get more loans while it’s difficult for the average Nigerian to get new ones!
If the cbn rolled out the policies it is doing now much earlier no one would have benefited from this loophole, the problem with most Nigerians is being too sentimental and not knowing where to apportion blames.
The self righteous people who mostly did MMM are now calling names to others who benefitted from a weak irregulated system

MMM indicated that u should stake money that u can afford to loose. Very different from the above discussion. The disclaimer is on their dashboard.

koonbey:


Nations and economies don't (or shouldn't) run on emotions. All this name-calling is completely irrelevant.

It might be immoral, but it's certainly not illegal and it's not stealing.

If anyone is at fault, it is the government; for not properly vetting the people to whom they were releasing funds and for leaving the contractual language open enough to allow the diversion of the funds.

A spade should be called a spade. If that is not stealing or illegal, then can u give me one reason why yahoo yahoo boys should be arrested by EFCC. Pls that is pure stealing and illegal, infact they deserve to perish at sambisa forest. We have to learn to know what is evil and accord a proper punishment to it.

OgogoroFreak:
Can you give a clear example of such loopholes?

Why do we have more broke people in a failed country?

This your question sound more like someone who were born outside naija and hasnt step your foot into that country before.
Well let me give u small expo. A failed country is equal to broke people because in a failed country, the reach continues to get richer and the poor poorer. If the country is good, u wont see one man driving 10cars, owning 7 different buildings, marrying 4 wives at the same time, buying private jet up and down. Throwing money like money making machine, having 3 billion in his acct and under ground, moving around with armed security men, having 100 shops everywhere. The ration of a Richman to a poor man in naija is 20:100 the rich being 20 and the poor %100. Reason why the rich will never want things to get better because they benefit alot from the failed situation, reason while the rich wants to cripple the economy so that the poor will continue to worship their generation. In a failed country, poverty is the order of the day because very few rich peeps are the one controlling the economy like naija of today. If the system is good, there will be good road, infrastructure will be in place, steady light will be surplus, employment will be available and within reach, education will be of standard, medicals will be intact and overall, standard of living will be excellent. But the revise Is the case, if the road network is good, those making millions from it wont be rich again, if we have steady light, those importing generator will go hungry and those also eating from the blackout will go hungry. Etc. Am tired of typing.

deleson:
Exact question on my mind ooo.

Don't believe anyone saying there's no money in this country.

Although a good per cent of the investments are from Nigerians living abroad, why? Because the returns are better here.

We can only re-evaluate their money belief system and train our minds to see and explore more opportunities.

U make more money in a failed country full of loopholes. Those living abroad cant make that type of money because those obodo oyibo countries are well structured. If Nigeria get better, u cant make such money from here.

RealityShot:
Lol...

how many people earn 100k salary in Nigeria?

10m can pay someone 100k monthly via tbills.

10m is a lifetime income that many Nigerians can not aspire to reach.

lets be practical pls.

it will take a man earning 100k/mo nearly 20 years to save 10m and thats if he can save 50%/mo.

you can set up one palm oil mill with N1m every year with 10m in tbills.

not everyone wants to leave in gra or drive venza or build gaint house.

Oil dey your head sir. Even in USA and Canada, not everyone will live in some choice areas. In Toronto, houses are like $1m to $1.5m, alot of people vacate those places and go to Halifax, saskatoon, PEI etc to get a house of 300 to 500$k. I still maintain my stand that 10m is alot of money in Nigeria. Someone who is on a salary of N500,000 monthly, wont even see 5m at the end of the yr. Even somebody earning 1m everymonth, wont save up to N10m in a yr. Now the question is, how many Nigerians are earning between 500k to 1m monthly. I need an answer to this question. I have lived above 10m but that doesnt mean 10m is a trash.

$28000 usd as at today is $36900canadian dollars. And these cars I posted see all brand new from the manufacturers. Am going to post 2020 models after this now

I do not know how to argue because my English isnt so pure, this is chassis cars from my city in Canada. These are brand new 2019 cars in cad dollars not even usd sef. Brand new cars in Canadian dollars.

igbizen:

How much is a brand new IVM (innoson) basic car?

I do not know. 10million naira in naija may not get u what u want in Nigeria, but it will go a long way in abroad, usa and canada precisely.

oluayebenz:


And you think 28k can buy a house or brand new car in the USA?

Nigeria is more cheaper than the US.

What I know is in US low earner live a better life, stable everything unlike Nigeria.....
I dont think 28k is enough to pay down payment on mortgage of 500k usd house and that money will go a long way in Nigeria.

$28k in usa will get u a brand new tear rubber bro. It may not be 2019 model but it will comfortable get u a 2015 or even 2016 model of car. Again it depends on the car, in some parts of usa, $28k will get u a down payment of mortgage. Then in Canada, 28$usd will get u a down payment for a house of about $350k to 400. And that same $28k usd will get u a brand new 2016 to 17 model of a car. $28usd will buy a mobile home wel equipped. Speaking with experience though.

edgecution:
If you're living in Detroit you will know one can easily cross over to Windsor in Canada accidentally.

I agreed with u brotherly. Pretty easy to enter windsor, if u are in Boston, is easier to enter Newbrownswick in Canada too. Then those living in Maine, also can enter Canada pretty much easier

But i thought british citizens are free to enter USA. Well in my own opinion, having droved thru that route severally from Canada, I do not believe those couples are lying. It's very easier to mistakenly enter usa from canada if u do not know the route. And one funny issues with all thos route is, once u mistakenly took the wrong exit, that is the end, u will end up in usa straight as there are no turning points. Is not like naija where u can turn at the centre, middle, tail, front of the road anytime anyday. I have british citizens in canada and they are legitimately residing here. I see no reason for such lies from the couples. I hate usa for this, reason I stopped going there for anything. Silly ash hole mother fucker blood sucking country. I wonder why people still go there with all the killings and nonsense happening there. Love my Canada

Hallenjay:
probably bcs of ur quantity, ds people just de fall hand and I know gtb might treat it because de av d best online customer unlike stanbic . Very lazy idiots.
Now, do de send u the form, u filled,scanned and send bak to dem ?
My questions is d account offr incharge of ur cash ,is he at the headquarter (Lagos) or other of der branches.
I fill imdemenity form at stanbic and I can't still give other through mails because the form was d obstacle, now I filled submitted and nothing change.
Wat am doing wrong I don't know because I know at this time n hour, someone shd be able to purchase a tbill without necessary be In d bank premises.
Any stanbic offr here... Am ready to change my branch close d account down and open a new one, I don't want it read dt I opened d acct from der.
If not for der interest rate, I wud av leave dt place

For security reasons, I do not call direct account officers to my account. I usually deal with the headquarters and I also channel my calls to them but they redirect me to my account officers. I send forms with other banks but in gtb, i only send email instructions.

Hallenjay:
pls who s doing this tbill via mail and he's using stanbic ibtc
I need ur help. I'm tired of going to d bank and the option of mail is the only one left and even after filling the indeminity form, I still can't purchase tbills via mail. The primary auction is Wednesday ,I need to get this done before Wednesday and I can't make it to the bank as am far away

I use Gtb, firstbank, stanbic, uba and access bank. I be ashawo for banks because I do not tolerate their insensitivity towards money. I send mail to all of them requesting for rate and the highest usually get my money. Mind u am operating from north America. Infact all my account officers no say I dey straight forward for money issue. So even for midnight, they will take my calls and carry out the instructions very accurately and still answers me yes ma untop the midnight calls.

NL1960:


Gbam. Abeg, dey help us sing am to your fellow females as most of them do not understand.

So u mean to say every body on this forum are male abi?. Change ur mentality about females, all of them arent slaying. Even some of them slaying still do so with their senses intact.

Dpaulie:
Dear OP, don't take advice from feminists because they will mislead u, by the grace of God, I'm married and my marriage is 5+ now, in the first and second year my wife experienced this a lot from me, any slight argument, I'll tell her to leave, as a matter of fact the day our marriage was a month exactly, we had this argument and I told her to pack her things and leave and that was around 11pm. There was one like that her mum came to our house and I told her infront of her mum to leave my house, that I will leave for both she and her mum (is there anything more ridiculous and disrespect than that ?) I left her and her mum inside and went to a friend, but her mum unexpectedly was waiting for me at home, I later went back home, her mum expressed how hurt she was with my statements, this is a very rich woman and popular in ibadan, I humbled myself and plead with her, after that, it happened time without numbers yet my wife endured it, by the grace of God it's been over 3 years now that we had any serious argument, and my wife remain my best friend because after the Almighty, she's the pillar of our marriage...dear op, 2 years is too early, pls endure it, it's just a matter of time, pray and reject what u dont want in your marriage

Hear ur silly self. So because she endured ur silly shit, it's now a ground for other women to endure such an abusive relationship. You aren't even shameful to utter this type of gibberish. Spit

People differs in investment choices. There is nothing wrong in building your mansion if u can afford it. I love to live in my own house anytime anyday but using your first money to build in an attempt to rent it out and make money has rendered a lot of young prospect youth useless including my myself. The house we built in phc before relocating to canada has been there without tenants. We put it for sale last yr but we didnt get a reasonable buyer. Now we have one tenant who want to occupy it on the condition of paying rent twice, infact, the house need renovation right now. Meaning that should we collect his half payment, we will use it to renovate.
This real estate thing is just a luck. The fact that u are lucky doesnt mean that another person will have the same luck. Build your own house when u are well balanced financially.

stag:
Is the only problem here losing his job, money?

- No stories of infidelity on her part?
- Had there been relative peace since the marriage?
- Can we then say that, apart from her love of money, she was a good wife?

Bro, how can your brother be in a contract job but fixed two of his in-laws in ‘well-paying’ Federal Government jobs with job security while he worked in a place without job security?

I do not know whether u are a he or she, but ur IQ is very high and I jealous u for that. U singled out an important point which made the whole story a total lies.
The only thing i see in the marriage is the man's family interfering into the marriage to the extent that they have finally chased her out of her husband house. Finish.

Am gonna talk about this flogging using myself as a case study.

I came out from a family of 9 and am second to the last. My dad is a very disciplined man who beat at a slightest mistake. Being second to the last born, i did something wrong one day and he immediately rushed to flog me with his belt and I quickly screamed " Dad wait" and he suddenly stopped. I asked him one question that touched everyone" dad why do u deserve joy in beating ur children at a slightest mistake, what happend to correction and advice without beating. Dad did u even bother to ask me why I did that before beating me up. My elder siblings u had been beating right from small, has their life turned any better or change for good?. My dad quickly ran back to his room and was so afraid to even face me as a father for days, did I tell us that I was just 9yrs old then. That was the end of beating in my house. I grew up with my younger sis and one of my bro without dad touching us for one day and I can authoritatively tell u that our lives are different. We grew up and got married all of us, one xmas, all of us came back home. Dad was watching our parenting, he realised that I never touched my kids and they behave differently and ask lots of questions why things are done the way they are, the ones he beat hail out of their head beats at a slightest mistake just like him and their kids already got used to the beating and sees nothing wrong in it.

One evening, a brother was asking me why I do not beat my kids yet they hear whenever I say stop, i told him because I had different way of punishing them , so they cant predict what ever punishment I might give, he screamed, no wonder, my kids already got used to his beating and doesnt fear again. My dad called us one morning and guess what his advice was? , he apologised to the elderly ones over his beating and told them that it was a very bad parenting to flog ur kids and advised them to copy my method of parenting. So why we are at home, I discipline one child that belongs to my brother, ask me what I did. He did something very wrong, and I simply bought a chocolate candy and gave to everyone without giving him, he cried for more than 30minutes over that and at the end, once I said, dont, everyone will keep quiet because they cant predict what i can do. Morale of the story, flogging ur child simply make them brave to withstand any hard treatment thereby believing in violence and this is the reason why naija kids are used to flogging and it doesnt stop them from committing any evil on their mind.

ornicus:
yes, all the wonderful beatings have made us wonderful nigerians and world class leaders , not so?

i'm sure the yahoo boys, ritual u murderers, gang rapists , thieving politicians, fulani herdsmen, armed robbers, killer policemen, sars , drug dealers etc were never flogged in their childhood.

look around you and you can see the benefits of corporal punishment everywhere

laura ikeji much as i loathe her, is right.

all most of this beating does is reinforce a mindset that violence , solves all problems

and violence is the last refuge of the incompetent

that is why you see people , well dressed in a car accident immediately begin fighting. because that is what they have been taught by beatings
that is why youth corpers will go into an office to seize [steal] computers
that is why frustrated parents are beating their kids to death.

we see them on this forum too, unable to make an argument without threats of violence and i will deal with you.

you want to see what beatings do to a person - watch how tacha of bbn relates versus the way mike relates
that is what beating ultimately does, and we see it everywhere. we are all aggressive and violent

Well analysed Sir. Kudos to you.

Ugee12:
Why don't you go to the USA and rape them for walking about naked or wearing bikinis in public?? Keep acting stupid. I am done.

Pls stop arguing with this low life. Our mentality is low in naija and that is why we see every act as a sin. Maybe he should come to America and see the creation of God walking naked with no intention of attracting anyone. If u look at her too much self, it becomes a sexual molestation and u will be sued for that. Biko leave all this gullible naija. After all , he made them naked in the beginning.

Richy4:


I believed you man 100%.. though it seems as if it has been abolished but the stigma attached to anyone marrying from a different caste is a different ballgame...

if u think that you can endure the sidetalks from your family members, community and age mates, then go for it man.. what matters is what makes you happy.. others are just secondary..

But don't marry her now then tomorrow u start acting as if u did her a big favour by marrying her.. u succumb to pressure from family members and taunts from the community.. It is better for you to chicken out now that you can, instead of making her life a living hell in future.. Remember she has no fault in all of these.. she didn't asked to be born in a place where she will be discriminated upon

Just saying all these because the coded taunts will happen, Stupid remarks will occur, Some will try to annoy you deliberately.. are u ready to deal with it the best way that you can? Are you really ready to ignore their ignorance and stupidity? .. Are u ready to fight for your love for her? If yes then you are good to go..

just email me some cake after the wedding man.. I am crazy about lemon flavoured cake for your information .. I will appreciate it ... good luck buddy

I just fell in love with your write ups. Best comment in nairaland since this 2019. Your comment just described how intelligent and matured you are. Keep it up dear

bluefilm:
Stubborn woman.

Look at how she could have lost her life over One thousand naira.

Your husband is your lord.

He married you with his money.

He pays all the bills in the house.

So why will you resist if he asks you to bring your own little contribution to support him?

Na them. Women run pls

cococandy:
All them Nigerian men providers and women gold diggers.

Very funny statement but true. If only naija married women will be truthful to themselves and tell the truth, you will realise that 70% of naija married home are managed by women financially. Alot of women now are breadwinners and the so called men will come here and call them gold diggers. Its well

kingy1:
We need the American type of society to eradicate the high rate of social vices among Nigerians.

While the Americans need the type of nigerian parenting to eradicate the high rate of social vices present in their society irrespective of their great society.

No matter what the Americans do to eradicate social vices from their society, it will only be on the increase until they acknowledge the actual place of good parenting on the child live.

But as this could not be implemented on both side, social vices will always be on the increase on both side.

The hard truth.

This is the problem we have in america, a Nigerian sees washing plate for money a low class work. Most of them are ashamed of doing it hence the reason for their drug dealings so as to make quick money, yahoo yahoo, hooking up with a white lady so as to make money off her, marrying the old ones so as to inherit her wealth. The list is endless. There is no job in naija , yet alot of jobs there are neglected because people feel too big to do them for money. My brother or sister, forget gist. I dont time have time to argue.

kingy1:

And do you know that the features u made mentioned of in Nigeria are still highly present in the developed world even with their high rate of employment, sound education system, high standard of living, stable political environment etc.

Why will the two society have almost thesame level of social vices and yet one is highly developed than the other?

Two simple answers i have got.
1. Poor laws than tend to over favor/pamper/protect the children than sound parenting.

2. Poor parenting. E.G. The OP news.

The last time I checked, those that does what u indicated mostly are blacks and who are the blacks, African American. Is that clear to u now?

maishai:


I have this idea and I believe U might have calculated it.........Buy a stock in naira, never sell and convert all dividend payment to dollar using the parallel exchange rate @ the period it was declared.......in dollar terms is it possible to recoup ur investment After 10 years.......... Using zenith for example........

...,,,

...,,

Cc
All nsempa

That is what I do and it paid off. Although I always do it with TB and had never run into loss. I no when to enter and exit. Infact the last one I did, yielded excess dollars which I spent here because inflation is not much. As per canada, there is no investment that can yield even upto 5% and if it does, tax will reduce it to 2%. So I jejely invest in naija market and probably use the yield to buy real estate here and rent. Although people complain of exchange rate, but i havent experienced an exchange rate that has eat up my gain and capital.

KevMitnick:

Seriously, the Nigerian situation has bred a generation of people with very low self esteem who don't think they deserve good in their lives. I call it the slave mentality.

You never see anything and to think that after all those beating for discipline, they will end up becoming prostitute, thieves, armed robbers. Do u know that, with the level of poverty in naija as at today, an average boy or girl wouldn't condescend so low to even wash plates for money, they believed in making millions and manners falling from heaven because that is what the parents thought them. The rich ones, will prefer getting an underage girl as house maids and pay them why their children slay. Nigerian mentality is zero that's why we cant even produce a good leader. I have already adopted that type of parenting and is helping alot in my home. Let them know how to do it and I will give them incentives so that when they grow old , they will appreciate their partners for doing it.

I love that type of parenting very well and will go in line with it. This is the reason why yankee men help in every chores at home and they appreciate u very well when they are not able to do it because they understood how much u could have made if done outside and also how difficult it can be doing them. For all of u saying that u did it for free here in africa, why do u always shift the responsibilities to ur wives.

Mtchewww, wrong mental set of Hypocrites

CompareDBest:
Stanbic IBTC, today: 13.7% (128 days), 13.65% (247 days), and 13.95% (191 days). Sorry for the delay.

This is a very good rate. Why are other banks having watery rate.

abegi, leave northerners out of this. Naija as a patriarchy system will continue to make more babies. Even una from east and west, aside your wives, how many concubines do you guys have?. When a baby child is not a child in naija, why wont population increase. When una has decided to continue giving birth until a baby boy is born. Is all other naija abed, not only northerns.

abegi, leave northerners out of this. Naija as a patriarchy system will continue to make more babies. Even una from east and west, aside your wives, how many concubines do you guys have?. When a baby child is not a child in naija, why wont population increase. When una has decided to continue giving birth until a baby boy is born. Is all other naija abed, not only northerns