awesomeJ:


Whenever the CBN is ready to hike rates, mopping up will happen in a flash. Just one N750bn OMO issuance at 14.5% will do the trick.

Buying stocks like ZENITH or UBA at current prices will give you about 17.68% (prorated) in dividends.

T-bills discounts will remain sub 12% for the rest of this quarter at least.

Oga is it at current rate? Wont the stock go down and ur capital vanished.

ahiboilandgas:
If u dey place like Lagos.....buy apartment for festac na.....8m ,rent am for 450k then sell am in 5 years time 12m or enter game village by apartment 9m upgrade for 1m tell rent for 700k sell am after 5 years for 15m
...if u get money buy old house for surulere for like 20m redesign am with 10 then put for sale like 45m ..... (one London base guy go just come pay )

Sir pls can u email me on nneomacic@yahoo.com

sirdouglas:
Now before you judge me, I beg you to hear my side of the story.
I said my side of the story cos if she is here, she may not agree with everything I have to say.
This is a lengthy one but I will try to make it as short as possible.
I it is important to note that I am not writing this to be judged or ridiculed. I want matured and reasonable people to help out.

I met this girl in 2017. Can't really remember the month but it should be getting to 2years now. We started dating. As at the time I met her I wasn't struggling, I have my own business and apartment so I wouldn't say she met me when I had nothing. I was a big boy then if I can use that word.
She was just 19 or so then. I am this kind of guy that really really take relationship serious and always looking out to see if things can work out. I don't spend on her, I don't do much for her then. I wanted to see the kind of person she is. She doesn't care or even ask of anything. She might ask for something once in a while but I will pretend I didn't hearw her and to my amazement, she will never talk about it again.
With time I started noticing something about her that I don't like. First is she is really not smart and educated. I noticed that she doesn't have her own say. She listens to gossip and always bore me with what this person said or that person. I really hate that shit.
She is a mama's girl too. Sometimes I wonder if she gives her mom details of our sex life.
She won't sweep the house or do anything for me even while the relationship progressed. I started taking care of her and helping out with her needs. I constantly keep wondering if I can settle down with her but I am always stuck with that question.

I ended the relationship when it was clear to me that I can't live with her. I am an ambitious young man and I am not there yet. I want a woman who will be more than a sex mate. I want someone who can confidently handle my business and manage my home when I am not there. She is to naive to my liking. I am tired trying to build her into the kind of woman I want.

There is only one main reason why I wasn't really hard on her. She was one girl who accepted me from her heart and I know it and I respected that too. I suck when it comes to women and I respect women a lot. You know what they say about guys that respect women. They are mostly single �
She came back few months later. She wasn't ready to let go. Being that I am a loner. My defence wasn't strong enough. We started dating. I got hold of myself and ask her to go again because I couldn't see a future with her and I can't bring myself to be wasting her time.

She wanted to stay, I told her in plain words that I don't want to marry her and that's why I am setting her free.

She left and came back the third time. We had sex and all that but this time I was determined to let her go. I went to a lab for a test with to make sure I didn't infect her with anything because I treated staph before I met her and I was afraid it may still be there or something. To my utmost surprise, she was the one who infected me with gonorrhea. I treated mine and hers and ask her to go.

I noticed that she haven't seen her period and asked her and she confirmed it. She left and came back few weeks later that she is pregnant. She insisted that she wanted to have an abortion but I wasn't interested. I told her to keep the child. Besides, she has been the one telling me that my sperm us not working. I laughed over it. I became afraid that she will try something stupid so I took her to a pharmacist friend of mine to discourage her.

Her mother got to know and ask her to call me. I went with a friend and told her mother everything. I started suspecting that the child might not be mine because I treated her of an infection she possibly contacted from another person. In fact, I was shocked when she confessed about the infection. She said it is the toilet they use at home but I never believed her.

I told her mother that I am not sure about the paternity but however, I will take care of her. I told her family that I don't want to marry her and I have told her that severely.

We had a long discussion that day and I left. I started taking care if her the more. I made sure that I made my stand clear on the matter. I don't want to be a murderer so I got to do what is necessary. She started complaining about abuse from her siblings and war started. They beat her almost all the time and I wanted to take it personal. Shit do happen at times but that is not enough reason to kill their sister.

When all this is happening, I was processing my papers. In fact, I started processing my papers before she got pregnant and she is full aware of that. I took another group of friends to their home to help beg the brothers to stop beating her so they don't kill her and the child.

My visa took time so she was almost due for delivery before I left. I sent money to her account and bought some things I felt she would need even the unnecessary ones and left.

My problem now is that she contacted me few days ago to tell me that the scan said she is having twins now not a boy. I can't explain in details because I don't know but the bottom line is that she is now having a twins. I feel for her like I always do.

I don't want to marry out of pity. I don't want to live a promiscuous life. I don't want to marry this girl honestly and having a twins for me just complicated the matter the more.

She said the doctor said she will be delivering this month. I am thinking of sending my uncle and younger brother to her family house to do the iku aka or whatever that is called so I can lay claims to my kids.

Her family is so messed up that I will never want to do anything with them on a normal day. They are from onitsha in anambra and I swore never to marry from that state. That's one of the reason I kept chasing her away. When I say messed up, I am really not that good with English to find the right word to define how disorganized it is.

I am feeling like a monster already. I need all the help that I can get. I never expected this to happen. I never wanted to complicate her life but here I am in the middle of all this.

Should I marry her out of pity and save her the embarrassment or give her money and make sure she comfortable and go ahead with my life. Honestly I don't know what to do.

O boy, i am going to judge u because u took advantage of an innocent girl. She was beautiful and mgbekish and u knew all that and decided to put her in a family way. Do u see how selfish some of u men are?. Do you know the well know Genevive Nnaji?. This is exactly her case, a matured guy got her pregnant when she was a teenager at 18yrs, left her and went abroad, when she had the baby, oh my goodness. She went thru hail In the hands of her parent. The idiot came back and claimed the baby because the parents had nothing. When she came of age, she hated men so much that if u give her a gun, she will shoot everyman that came her way. She was determined and guess what, few yrs later, she went back to the idiot and took her child away, and God started flourishing her thru acting. The man that got her pregnant got deported from the State for reason no one know. Now the fool is languishing in the village without wife nor children while Genevieve is enjoying with her money and daughter. This said Genevieve is worth over 3b$. Stopping taking advantage of teenagers in the name of free sex. U will forever regret it if you dont marry her and someone else will definitely pay u back in 100packs.

cococandy:
Look at how easily the suggestions for infidelity are being handed out left right and center.
Lmao.

I thought I was the only that saw the trend of infidelity advices. This is to tell you that for every 100% of marriage in naija, 99.90% indulges in extra marital relationship. Nawaooooo

sabanageorge:
What would you do if you must quit your job in Nigeria to leave for permanent residency in Canada? My salary is seven figures and my career prospects here in Nigeria are bright. I have less than 2 months to leave for Canada or I'll lose my permanent residency. I can't travel to Canada in between jobs; not only because the job itself requires my constant presence in Nigeria, I also won't be able to make the number of days in Canada required for residency renewal. I am extremely comfortable in Nigeria; maybe overcomfortable. No real idea how Canada will be.

what would you do in my shoes?

I'm a pretty smart person, so I have thought about this long and hard. I have probably also arrived at a temporary decision as well. However, I'd like to hear what other smart persons may have to say about this. I'd also like to hear what others have to say who have been in this situation. So, thanks in advance.

Mods, please help push to front page so I can get the best opinions.

My brother or sister. Let me analyze your write up. U have 7gures pay monthly right, you went and started Canadian process and finally got it. I can authoritatively tell u that u aren't earning any 7figures salary. Assuming u are earning 7figures salary, u applied for pr because of job insecurity, in other words, u are afraid of maybe losing the job or ur salary is poor and u need an upgrade or u want a change of lifestyle. See bro, I currently live in canada and I remembered what people told me when I was about leaving but today, all those people that said all manner of things about canada are now in the pool for the past 2yrs without any luck. One even came as a visitors and refused to go back, others has been begging me to help them relocate. The choice of moving to canada was the best thing that happened to me and still happening. I am not encouraging u to come but in just in 2yrs time, u will regret your actions of not moving to Canada. And for people advising u that ur 7figures can train ur kids abroad obviously do not know how much it cost to school overseas as an international student. Choose wisely,

Yayira:


MorganCapital

info@morgancapitalgroup.com

Pls cant I open the acct online?.

Thanks though

House, i dey greet oooo. so it happened that i have decided to start stock trading but gonna be trading from America. can someone pls tell me the best stock broking firm to deal with. i do not want all those wahala ones ooooo

Thanks oooo

Ugosample:



a lot of igbo women don't feel complete without a make child, and to me that is unfortunate

But every one has the right to live as he likes sha

Not all the Igbo women. If u are doing good, u will not give a dam about a male child as a woman. The worst is him going outside to find make child which women like me doesnt care. My life is so sweet to come start doing baby factory for anyman who will eventual have more babies if he decides

When I read news like this, I feeel like rolling on the ground with laughter. He killed his own children because u were cheated on. How many men are faithful to their wives. Out of 100% marriage in Africa, 98% cheats on their wives, now out of the 98% that cheats, 95% cheats in present of their wives, how many women has killed their children because the man cheated on her. Women will continue to endure all u men shits until they are down to the grave. How I wish every woman will be cheating like this, maybe marriage will automatically stop or cheating will vermose. Hahahahahah, this is the beginning. Maybe he should have killed his family members too. Is he faithful to his wife? Can he swear he has never screw more than 7 women ever since he got married to that woman. Kolo mental everywhere

ositadima1:


That is just under 11 million dollars, even your Papa they learn.

Biko go and sit down abeg. People like u just make mouth over someone's hard earned money when u making the mouth had absolutely nothing. Biko u need malaria medicine. Pls is there doctors in the house?, u are calling 11million dollars a learner?, How many Americans even have $1m usd not to talk about $11m.
Some comments usually made me want to review peoples faces. Even in ur so called oraifite which I have visited over and over again, doesnt even have anything that signifies upto $100,000 usd.

This men outnumbering women will soon take place in naija with the rate at which fertility hospital are given people choices of baby selection this days. Trust naija man to always select baby boys as they have no value for females. This is what happens in china and India and rest of the advanced world. because of gender selection availability, they had the chance of selecting more babies boys especially in China and India. Now its affect them. I work in the hospital in China, so am speaking with experience. Now the rate at which naijas are doing baby boy selection is alarming. I see men outnumbering women in near future in Nigeria.

AKBliv010:
Is he God abegi jare! nobody is above criticism...get over it...codedly?...she openly declared her distrust in his govt..when a woman gets to the point she can tell a man this, he no get levels again and what does he do, he responds with a spiteful retort, like a woman...

Your type of man are very scarce, intact u are my hubby type of person. I have been following ur comments and suggestions. In my opinion, u are a definition of what a man should be and no woman will mess with you because u vividly understand how humans operate. Most men u see here commenting rubbish cant stand a successful woman, they are so afraid of them. U see them running back home to marry fragile young girls as a result of not being man enough to live with their women. A successful cousin of mine who is a neurosurgeon married his fellow Spanish neurosurgeon not for papers or anything but they are comfortably living happily. I have a brother inlaw who intentionally stay with a white woman in Germany because he cant afford to pay a rent because he dosnt want to be reasonable and do something profitable. Successful men do not go for gold diggers. Most of them ranting here doesnt have any profession but rather 419 is their daily bread. Oga keep being the real man u are. If am not married, ur type is my type of a man. But thank God I married your type

That is how they go about bringing one disease or another into our country naija. U met a total stranger and decided to have sex without protection. U dont even value ur life in the first place, so why complaining about juju. Mtcheewwwww

HeliosHay:


Lol. If the rate falls to 1% you're probably better off keeping your money abroad instead of investing in TB and risk losing ur shirt if the naira were to be devalued again.

Am not afraid of naira devaluation because my investment s are diversified. I have investments home and abroad.

HeliosHay:


I'm telling you..it's unfortunate. Once you have to trust someone to handle business for you, you risk entering one-chance. Exposure to too much money corrupts friends/family

My brother, even if TB falls to 1%, I will be doing it like that so I wont hav problem with any family member or friends.

ahiboilandgas:
This what the cbn want the ideal situation..not dumping capital on fixed income but people with capital are forced to take risk and create bussiness and employment ,then pay income tax and cooperate tax to firs then govt use the money to run the country....but tb cause laziness if the brain ,high rate cause unemployment and low tax collection...it can go as low as 7 per anum ....

Meaning that the 12% federal govt bond is good then. For people like us that live oversea, what biz can we control from oversea without HBP or people ripping u off your heard earned money. Is annoying ooooo, seriously

The rate at which TB is falling is alarming. Abeg, what do u guys think about this federal govt bond coming up on June 10 to 14th. But the 3yrs lock up on 12.47% is also not encouraging. Elders what do u think

I want to ask a question that need an urgent and honest answer. Why is it that women take blames in every marriages in Africa. Why is it that bible said for better for worse but women take the worst aspect in Africa. Why is it that when a woman marries, her family always wanna stay on their lane but the mans family will always want to complicate issues and Africans will always tell the woman to endure her inlaws. Now, can any man endure his mother inlaw coming to give him headache in his own house?. Why can't the mans family live like the womans family. Why is it that a woman is expected to endure everything in African marriage and we still call that culture. Why must a woman marry his husband family even when bible said a man and woman should come together as one. Alot of questions on my mind. Pls I need answer to this questions pls. And also why can't a man also marry his wives family. We African need to wake to realities of life and do things the right way without mixing christianity and culture together

VHILL:
Never worry about her again. Just dust your feet and move on.
My mum abandoned me for a 15 years. Initially thought my grandma was my mum until i was told after her demise. May her gentle soul rest in peace.
I met my mother and i can say without regret that she is the most terrible person on earth(the real Jezebel) she almost got me blinded and i left for good.
Today, i'm a graduate with two masters working in a reputable company, and married to the best woman on earth.
Dear poster, just hold on to Jesus the author and the finisher of our faith.

Am sure if it was your father that abandoned you, you would have gone back to him pleading for him to accept u so that you will inherit his properties. Hypocrites

zamirikpo:


Congrats bro......i envy u jor. U r good with the indemnity but u for share the remaining money for guyz here nah, u are going to the land of Canaan. We need the ba more.

I thought you live in Canada

casperuk:
Oga, Pls show some respect. The fact that we are talking on public forum doesnt mean you should be rude.

Having made me to waste my precious time to calculate your figures, now here you go.

5,558,503.76 - 700,000.00 = 4,858,503.76

N.B 700,000 is deducted from the figures as it would'nt be compounded with the balance carried forward for the 2nd of April. It will feature from the 3rd.

4,858,503.76 X 13.02% (which was the rate as at 2nd April) = 63,257,718.9552

(63,257,718.9552 / 100) / 365
= 1733.088

As you can see from the calculations above 1,733 and 1,770.78 are close. Although the interest you are paid is higher, I believe I would have been able to reconcile the amount if I had data on interest paid to you on 1 April.

So now deducted 700,000 from 5.558m. Bros, I sure say u do only English in school, after that 700k, was the bal wat u calculated above?. Mr mathematics

Am tired, look what they paid today. They didnt pay me on the 3rd but jumped to 4th. See what I got on the 4th.

Mathematicians, help me calculate this things, because am tired already

234ng44uk:


I think you were paid 13.3%. It looks like you just made a new investment of 700,000 interest of which will reflect from the next day.

Redemption.

[quote author=234ng44uk post=77269102]

1,770 Naira (11.6%) is not close to 1900 Naira (12.5%). Where is all these approximation coming from?[/quote

My money is even more than 5.550. Take a look

234ng44uk:

What are you talking about? The guy was paid 1770 and you said it's close to 1900 therefore "the calculation is quite right". I don't understand how 1770 is close to 1900.

Okay. I doubt you understand that basic arithmetic of simple and compound interest. You just stated that the gentleman should have earned 1900 instead of the 1770 he received, "compounding" that amount means he'll earn slightly higher than the interest he received the previous day even if interest rate remains constant. How does all these incoherent rambling justify paying 1770 when he should have earned 1978 at the rate stated on their website?

Dont mind him. Am sure he schooled at Zambia forest

casperuk:
I meant to say that the decimals and rounding up of figures could cause such a large margin when I tried to reconcile his figures. He said he has 5,550,000 there is no way that is true as I know he must have rounded it up. Hence I am saying that 1770 (also a rounded up figure) is close to 1900 (my rounded up estimation)
comprehende?

If you are close to me, I could have given u a big slap. Now take a look, thomas

234ng44uk:

They've not added my interest today (interest for yesterday 3rd April). I'm still looking at them with corner eye.

They reply my mail and stated that they doing their something quarter, after that, it will be credited

The truth is, all this mmf companies has one problem or the other. One need to monitor them very well. Axamansard didn't add my interest payment yesterday for reasons I did not know. I have sent them a mail, let me see what happens. I just started monitoring it from this week. So what am understanding now is, they have been skipping some days without my intention. As for stanbic, they are crook. Pls between United capital and FBNedge, which one is better.

234ng44uk:


11.74 and they've never stated anything less than 13% on their website. Why can't they just state 11.74%?
Bulk of my money is with ARM, they scoop off about 1% everyday paying 12.8% but state 13.7% on their website. Still better than Stanbic.

Am tired of all of them. Axa did not add my interest yesterday. I just sent them a mail

Strangers101:


T-bills, are Govt short-term borrowing instruments.. therefore it carry no repayment risk and are safer than mutual funds.

How is TB safer than mutual fund. Explain

Stanbic is the worst. I have 5.550m with them and all I got was 1770. They are not even anywhere close to what they posted. Well I do not blame them, let treasury bill rate rise and I will quietly move my fund, rubbish.

From my calculation, AXA posted rate is 12.76 but I got N2083 for a 6million investment. From my calculation, they are not paying what was posted on their site.