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OvertheTop's Posts

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Family › Re: Men, Please Be Good And Kind To Your Wife If You Wish To Enjoy Your Old Age by OvertheTop(m): 1:41pm On Nov 16, 2021
trumpcoat:
That's the truth,another thing is men marry who you're older than so well so that at old age the woman will still be strong to take care of you, before they will start saying age is just a number,
By the way,we can add colours to interior and exterior walls call us now
08028287950 trumpcoat paint
if you Like.....Embrace and Put up with a Toxic, Abusive woman...in your Youth Hoping to be Taken Care of at Old age......

E go Shock u say....the Frustration will be so much... that the Old age will not even be seen.

Wake up! undecided
Family › Re: My Mum Used To Beat My Dad So I Grew Up To Hate Women by OvertheTop(m): 12:47pm On Nov 16, 2021
bepositive11:
You're making a mistake by only blaming your mother. Yes, she was wrong to hit your father but don't forget that your father contributed to the problem by allowing her to hit him. That's called enabling bad behaviour

Your father should have stood his ground. That doesn't mean that he should've hit her back, no. He should have told your mother not to hit him and laid down the consequences she would face if she should hit him. This is called setting up boundaries

If there's anyone you should hate, hate both of them. Your father not hitting her back doesn't make him innocent. He contributed to the problem by being passive
What if He set Boundaries....and She Still Broke Them Damning the consequences?
Romance › Re: Why Do Some Ladies Prefer bad Guys? by OvertheTop(m): 6:43pm On Nov 05, 2021
Benzemma:
May TUNDER fire such girl, who after rendering her life useless with bad nigas, will come to me for relationship!
They will o.....

and tell You: No sex Until Marriage....and you will be deceived that that is the real Deal grin
Romance › Re: Why Do Some Ladies Prefer bad Guys? by OvertheTop(m): 10:16am On Nov 02, 2021
Palema007:
There is no lines to read between here, you gave your definition of bad boys to the question asked.




I never personalized that,did I? Here I am trying to help you guys understand why some ladies go for your so called bad boys. But what do I get in return? Assumptions and incoherent babbles.

Some of you are so difficult to reason with.
That's Mystery....
Celebrities › Re: Burna Boy Prays For Will Smith After His Wife Jada Shared Their ‘Bedroom’ Crisis by OvertheTop(m): 4:11pm On Nov 01, 2021
XXXXTENTACION:
Will Smith is a Simple man.... cheesy
I'm confused....

I thought Will Smith was a Symbol for the Red Pill Family.... shocked

I think he did a couple of films on How to be a Red pill man.... shocked

What the Hell happened to the red pill man in Real life?? cry
Romance › Re: Sad Thing I Witnessed Yesterday In A Bar Between A Man & His Girlfriend by OvertheTop(m): 3:36pm On Nov 01, 2021
Ficient:
A smart girl supposed decode na. Na so I take one babe go fast food that year, she look me up and down nai she talk say she no go eat, she go only taste small from my own. Based on say she fit say I no too hold cash. Man never package himself fully that year, but I just landed a good oil company job. Na so I thank God say she look down on me, although I was prepared for her and even like 6 of her friends bcuz na so warri girls dey do that yeah. I spend only 1.5k, still force her collect big ice cream for her siblings. Last last I didn't continue with the relationship, as she dey look down on me say I no too hold cash, she no know say me don summarize her already say she no reach my spec for a serious relationship, based on levels don change
so , You are looking for a Spec that can Challenge Your Pocket.... abi.... ok o
Family › Re: I Just Discovered My Wife's Past, How She Lived Her Life While On Campus by OvertheTop(m): 2:50pm On Oct 27, 2021
Jman06:
My brother let me advise you like someone who has experienced the so called "fun" in partying and clubbing lifestyles.

There's no fun in such places you are looking at. You'll only end up complicating your life and putting yourself into financial, health and security risks. Don't start a bad life you were not cut out for ab initio! It ends in regrets!! I don't know how else to stress this so you can understand.

Meanwhile, since you were not even like in a relationship with your wife at the time she was living such lifestyle, why are you angry about it now? Not like she was cheating on you or something.
He Feels Life has passed him by....
buts its not his wife's Fault....He Should have Taken time out to Flex before settling....

He don enter this One....there is nothin he can do...especially if the Wife is well-behaved.

on a lighter note: You have Lost your Bachelors Degree.....and Your Wife has gotten her Masters Degree over u..... grin
Business › Re: I Owe A Microfinance Bank 600k, They Threaten To Jail Me, I Need Your Advice! by OvertheTop(m): 1:26pm On Oct 27, 2021
OverCalculating:
Hi Everyone,

I took a loan from a Microfinance bank sometime in 2019. The loan was N600,000 and I was asked to pay back on a monthly basis for 8 months. I had actually requested for 1.2million naira loan to get an important tool/machine to enhance my business but I was only offered 600k. With 600k I could not afford to get the tool, so I diverted the money to another business. After repaying a portion of the loan for few months, the business failed and I could not afford to payback afterwards. The business was meat distribution to households and offices. It failed because of inadequate structure that gave way for customers to receive products but not pay back. Debt killed the business. I have been struggling to survive since then.

At a point, I called the company early this year, when I got a new job that I know the months of my repayment have elapsed but I am ready to start paying a percentage of my new salary, but they insisted I should pay in full since my repayment is overdue.

Recently, I have been getting several threats from the company asking me to make full payment or else the case will be reported to the police and I would be jailed for absconding with the company's money. I know I am indebted to them but I can't afford to refund all the loan now since I am only managing to live with a job that I am doing now which I earn 40k salary. My concern now is that I need clarifications from the legal practitioners, IT experts and public prosecutors in the house on the following:

1. Is this case truly a criminal case as they constantly remind me or is it a civil case?

2. Can the Police actually track my location to arrest me as they threaten? Please note that I use a small Nokia phone and I am in a remote area outside Lagos.

3.What is the worse thing that can happen; so I can get ready for it because I am not financially buoyant now to cough out 600k now.

Thank you all.
Relax, u seem sincere to pay back. Just Get their Details and Start paying Back Monthly without fail.....maybe 5k-20k Monthly and be on the lookout for Better Job/Opportunity to increase your income so you can offset it Quickly..

Then Support the Above with Prayer....
Celebrities › Re: Blessing Okoro: Side Chics Are Karma To Married Women Who Dated Married Men by OvertheTop(m): 2:34pm On Oct 26, 2021
NgeneUkwenu:
But my husband doesn't cheat, even though I dated a lot of married men, when I was in form. shocked
come and Buy 3D Glasses and see...Far....

its just 150k..
Sports › Re: Cristiano Ronaldo: Arsene Wenger Reveals Major Problem With Manchester Utd Star by OvertheTop(m): 4:02pm On Oct 25, 2021
beyooooni1:
how ronaldo be the fault, na ronaldo make them score the goals against MAN U. It all boil down to the fact, OLE doesnt know how to coach a world class player like Ronaldo.... Person wey don prove himself in different leagues.
we Need a coach that can Create that Balance Around Ronaldo...with all the necessary Entry and Exists (OLE cant do that)
Sports › Re: Cristiano Ronaldo: Arsene Wenger Reveals Major Problem With Manchester Utd Star by OvertheTop(m): 3:57pm On Oct 25, 2021
paulolee:
Even wenger don talk same...his fans go still abuse n call wenger saidst n clueless than kissing the fact..
One clueless gee de compare suffering united fault with messi PSG wey dey top league
Its not about both individual stats BT d after effect of their team performance after signing them..
United dey suffer more with cr7 than wen him no join n dm say ole ia d fault....no wahala
Wenger did not Abuse Ronaldo....He said You need to Create a Balance Around Such a Player.....

...and it takes a Good Coach to know how to do that....like Him.....that's what he meant!
Food › Re: Alligator Was Killed In My Neighborhood Today by OvertheTop(m): 11:06pm On Oct 23, 2021
Phillz83:
Goodday nairaland sorry this was coming late was so busy today... this creature was killed very close to my Neighborhood today grin

Romance › Re: Reasons Why I Haven't Had Sex For Over 2 Years Now And Don't Have A Girlfriend by OvertheTop(m): 6:11pm On Oct 20, 2021
Sonnobax15:
lipsrsealed
Good for you..

It's even better that you've refrained from pertaining in the sins of the world... Personally, myself,I haven't had sex for the past 4 years.. Sometimes when I tell people,they think I'm joking, perhaps Simply because I love joking alot.....But lemme tell you something op, everything about sexxx is highly overrated......Na guyman wey dem never admit for general hospital once because of too much lashing dey say he wor make lashing him mission for life.....

Las las, lashing no dey give award or trophy for being the best lasher.. Instead na insults from those unreformed NIGERIAN nurses for general hospital you go receive full your Belle.
Guy, if you no Lash, Prostrate at Old age is Your Best Friend....
Career › Re: Can Someone Access Their Pension Funds Before Official Retirement Age by OvertheTop(m): 10:18pm On Oct 18, 2021
umbo:
I have read a lot from people's comments here ,but you people are not really talking facts ,you mentioned Millon's of naira to be collected at so so age after the collection of 25% .

Do you people consider time value for money ,in 10yrs time may be a bottle of Fanta may cost 2k or more ,now what will a pension of 4m worth.

is this pension of a thing not extortion ?
Look around and Ask some of our Parents that are collecting this pension Monthly at the Moment, You will realized that : it is Better than Retiring and Having No income any more.....

Infact if be then you don't have Shi shi....Na Die be that!
Career › Re: Can Someone Access Their Pension Funds Before Official Retirement Age by OvertheTop(m): 10:11pm On Oct 18, 2021
Aurelius1:
This is absolute nonsense. A lot of folks have died leaving their money hanging, wouldn't it be better for them to have access to their funds when problems like sickness comes? Better still, one should be able to collect his full money upon job loss and start a business. Nigeria is a sick country.
.
Many Will Squander the Money.....

Ask the people that Collected 25%....what did they do with it?
Career › Re: Can Someone Access Their Pension Funds Before Official Retirement Age by OvertheTop(m): 10:01pm On Oct 18, 2021
descartes400:
At the said age, is it the sum total that's made available or it's just bits by bits
when You are Ripe for the Money (at Retirement Mostly). you can have access to 25% lump sum. if you had not collected it before.....
Then the Remaining 75% will be Divided by the Predicted Number of Years you are estimated to survive.

it is about 10yrs or so for men and little more than that for Women (May be 15). women live longer.....

MAN
so let's say your 75% = N24Million,
it is divided by Number of Years to be Alive(10 Yrs or 240 Months) = 24M/240 = 100k per month for the Next 10 Years.

To me, That better than Trying to Grab it all now and Squandering the savings that can save you from Terrible Hunger or Depending Heavily on your kids or spouse (Retirement Years are Mostly Not easy o.....)

don't go and chop all ya Money o.
Career › Re: Can Someone Access Their Pension Funds Before Official Retirement Age by OvertheTop(m): 6:33pm On Oct 18, 2021
truthsayer009:
I have been trying to access 25% of mine over a month now, they say they are doing capturing. They want to make me forfeit the money.

God will punish Nigerians honestly.
Not Possible....Relax, getting the 25% is easy.

but don't go after that remaining 75%...leave am for old age....
Career › Re: Can Someone Access Their Pension Funds Before Official Retirement Age by OvertheTop(m): 6:02pm On Oct 18, 2021
kinglee007:
Hello Guys and gurus in the house.

Please someone dearly needs your financial advice.
My friend Joe (not real name) resigned early from his working place in 2019 and before the resignation, he had a pension plan with a Pension Company (name withheld). With the little he got from his former working place, he applied to retrieve his pension from the pension company but was told that he could only access 25% of the pensions for now.

The remaining funds, according to what he said they told him, can only be accessed when he clocks 50. That's more than a decade plus from the time of his resignation.

The funny thing about the whole ish is that, within the period he resigned, some older staffs(who were not up to 50 years in age) also resigned and had the same pension plan with him. They were also told the same thing about the 25% thing. Joe, called me up about a month ago and told me he and one of his old colleague that resigned the same time with him met at an event and they tried to catch up on how they've been fairing after resigning.

The discussion led to the friend laughing at Joe (in a mocking way), telling him that HE HAS GOTTEN FULL ACCESS TO THE REMAINING FUNDS IN HIS PENSION ACCOUNT. This guy is like a year or two older than Joe.

When Joe asked him how, he said he can't tell him how but he should understand that this is Nigeria. Joe has been begging this guy ever since to tell him not until yesterday that he sent a number to him via text telling him to call the number and tell the lady that he is from Joe's friend. He said the lady will link him up.

So guys and gurus in the house, I decided to throw this question here because I know most pension funds are handled by PENCOM and if it's still the same PENCOM I know, that rule of 50 years still stands.

So guys, please is it possible for someone to really have access to all his pension funds before he or she clocks 50? Sorry for the errors you might have encountered while reading and also the long post. Will appreciate if a response can be gotten as soon as possible. Thanks
Even if you Stumble on how to collect the Whole money, I'll advise you don't.

Money Na spirit o.... You will Most Likely Squander the Money for your Retirement Now....

Nobody will be Able to Save you...When u need Money Dearly at Retirement( Remember Men are lonelier at old age)

This remaining 75% is suppose to be divided into Monthly incomes for you.... so you don't die of starvation at Retirement.
don't Go and Grab it all now and Destroy the future!

my 2 cents...

Family › Re: Nigerian Couple Celebrate 60th Wedding Anniversary (photos) by OvertheTop(m): 3:05pm On Oct 18, 2021
pocohantas:
Una dey always get options when young na.

That time sense is not found and gbola is very active. Naso una go dey do like Hitler. Claiming men-are-polygamous-in-nature.

You people forget na una old age dey do strong things pass. Small thing, stroke, kidney failure, diabetes. By that time, all your options (side-chicks) are long gone. You’ll now be blackmailing your virtuous wife into becoming a personal nurse. Reminding you to take your drugs and cooking oilless vegetable soup with plantain swallow.

If God come punish you with woman wey sabi revenge. She would leave you at home and go for omugwo in the US permanently. You will na wear obituary t-shirt and sit in front of your bungalow with a newspaper, watching every movement. One useless redpiller will see you there and come to create thread. “Men take care of yourselves, what I noticed with my neighbour”. The moomoo won’t ask the neighbour how he landed in that situation.

You men won’t give a woman your youth, but when your engine has knocked, you will return home to saddle her with a badly maintained Nigerian used body. Nonsense!

Happy Anniversary to the couple. kiss
So You mean....a man Should put up with a Toxic, Abusive Woman(if that's the case)….because he anticipates been taken care of at Old Age?

The Reality is that: if she happens to be Toxic and he puts up with it.....The man would most likely Die early... before he even sees the 'Old Age'.

Men need work/strategize towards being more Independent even at old age.... (especially financially)
Men will found out ways over time...

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