lekki1444:
why is it exagerrated that you end up with 40k after tax ?

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

eazzzy1:


5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

cococandy:


Not only exaggerated. Shows the poster was not posting from a position of correct information

sunboy:


Big exaggeration! Show me the facts!

What’s taxes do you pay that must that spoil 100k reach 40k ? Which kind tax ?

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

sunboy:


Yes you are bragging! And your exaggeration is out of this world wow!

In what state do you earn 100k and left with 40k after tax ... are they paying tax to God ? Abeg go and sit down Mr Shalaye

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

InterestedInHed:
Bills
Bills
Bills
If you have anyone outside or abroad that sends you money or item or whatsoever it might be you should really applause them, over here, you’re spot on with your bills or be homeless and go home, how can you remember to send money to anyone when you’re Paying...Rent, electricity, TV, contract phone or car, food, clothing, no mama or papa or man know man to boycott shiiiii

eazzzy1:
Are you a Nigerian? do you have friends and family in diaspora or home who are doing well for themselves but will ignore your request to send money all the time? before you call them stingy or wicked, here are some of the reasons why rich friends do not give out money;

1. They don't have enough: Enough is subjective, someone can earn as much as $100,000/annum but feel he's not earning enough, some people have these dreams of being wealthy and that salary isn't sufficient to get them there. So you have a friend/relative who works in a big firm abroad, you think he's rich, he thinks he isn't earning enough. Even millionaires have needs too.

2. You are not the only one making financial demands: You think you are his best friend because you went to secondary school together and were seat mate or bunk mates in the hostel so automatically he should be predisposed to meeting your needs, well there are primary school best friends, university best friends, first love, NYSC best friends, Neighbours, uncles, aunties, brothers etc who think their request should be met too. It is impossible to meet all these needs.

3. Making financial demand is never a one time thing: I had this habit of giving money to people who ask for financial favors the first time. I thought since they never asked for such before, they must really be in need. I soon found out that after that first time they run to me whenever they need money again, sometimes they space out the request like two months, some every month etc. I then realize that the $100, $200 i send them is never going to be sufficient, they will always come back for more. So i joined the God will provide gang.

4. Yahoo boys : Not every fraudster hacks into companies accounts, or forge the accountants signature, or even find lonely older women/men to scam. Some yahoo boys have resorted to begging, they send you message of how their dad is dying in the hospital, how their sister got arrested for a crime she didn't commit and they need a lawyer bla bla, they call these lies format and once you send them money they pop champagne and call you client.

5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

This thread isn't limited to just people abroad, it include people who work and earn who are home based too. How do you cope with demands?Diasporans what made you rethink your generousity?

Feel free to add yours.

eazzzy1:


Lol. Nobody makes $100,000 and ends up with $40,000 after deductions. Anyway this is not a homebased vs diasporan thread. How do you cope with the people abroad making financial request?

HeavenlyHolines:
Abroad life ehn make I no lie sweet to live and make money but if u want invest,come Nigeria. No place like home as long as investment is concern

oyetpel:
Thank God my cousins are not iike these complainers.

They will refuse to send people money here (when they know the exchange rate is favourable to foreign currency), and then they mock people still stuck in Nigeria.

Despite the struggles my cuzs go through, they always have good things to say about abroad, and i hope i join them soon.




Continue complaining with the little change you send or not sending again, money you can make in one day.

Since you are not sending again, did they die?

cococandy:


Hmm.
Where are these stats coming from?

Amalekki:

Stop comparing Nigeria with America. Our mates na Senegal, Ghana, Jamaica etc. Just because 3 out of 1 million Nigerians live the normal life of an average American doesn't make yankee our mate ooo.

cococandy:


Not only exaggerated. Shows the poster was not posting from a position of correct information

timesup234:
Nobody is begging anyone abroad for money. We are actually the ones helping them with their bills right here in Nigeria. I have been helping and feeding Americans since I was 15 yrs old