₦airaland Forum

deepwater:
Oga this ur post still confuses me.

You have said if the rates are same, the profit won't be different for different tenor.

Could you please clarify more further, perhaps I have learnt things the wrong way.

Thanks

Simply put, your profit in percentage is the same regardless. However, your actual profit in Naira is a function of your principal and tenor; the higher you invest the higher your absolute profit.

NOLONGTIN1:
I read here earlier on that Stanbic IBTC bank...

I sharply opened an account and got 17.4% for 182 days.

What are their account opening requirements? Minimum balance for savings account? Online banking access (physical token required for transfer)? 3**-day rate?

Thank you.

tolam08:
Please I have a friend who was just offered a full scholarship to Finland with 560 euros as living expenses monthly. I want to ask if he can live a comfortable life with this living expenses budget or if any available way he can work since he's on a research masters program and not by course work to augment his expenses.
The school is LUT

As a student, a prudent individual can make do with just €300-350 monthly (depending on lifestyle, of course). If you are on scholarship, you need to properly review the scholarship terms to see if you have the right to work, and to what limit if allowed...

queendoreez:
Hi, i was looking for threads on Finland and i came across your posts. I am making plans to relocate to Finland, not as a student but with my family and we have filed in papers for our permits. But i noticed from your posts that you don't have good reviews for the country.

Also i researched about cities with affordable houses for sale and i noticed that smaller cities like Lieksa in North Kariela has houses for 40,000€ - 70,000 € than big city such as Helsinki, Oulu, Tampere etceteras. In your opinion what are the best cities to settle down with family. I work online as a freelancer.

Well, I have stated my objective observations about the country in my posts. It might be a bit easier for you if you have some cash to throw around before you finally settle down. I'm quite sure you'll get your permits soon, once you show good amount of funds.
The languages (Suomi) is often used as a pretext, but if your business is online you should be ok.

I think it's better to live in a bit big city such as Tampere/ Turku/ Hameenlina... (Helsinki might be on the too expensive side) because of the opportunities that may be open later on. In addition, racism may still be a bit tacitly pronounced in small cities/towns...

Tampere is really cool, and Turku is also lively.

larrygal:
Lol...how did you know I got full funding.
I got to know that through your previous post on ur profile page...
On a more serious note, i have not decided yet cos my marriage is still young and am running my masters in unilag(just started)
Oya gist me now, how s d educational system there, u said it s not easy for student and u almost made a 5point(na super distinction be dat)
As per your PhD will u consider staying in Finland if admitted abi u have vex patapata

I know you can make some deductions from my post, but how you were so certain I'm done is what surprised me... Many people don't know I'm done self...

Anyways, the fact is that they generally don't know how (or don't want) to teach here you have to learn everything you'll learn from the scratch by yourself (most times). I'm not talking about spoon-feeding (I hate it personally) but there are some basic things that need to be taught especially in some advanced courses... Anyways it not easy... If you have time on your side you can develop several skills; the system is good... Somewhat of self-paced learning

I have Doctoral funding with my prof. already, though I'm still considering other options... (lips sealed).

larrygal:
Bt u finished ur masters in Finland .....so r u not determined then?
I was after Canada for two years,I tried Manitoba,Alberta and sakaschewan, no potential supervisor , I spoke wit a lecturer from Manitoba he said he s not ready to supervise Nigerian student..Bt I believe my PhD won't be dat stressful to get
If u have a link to get me a masters admission to any of Canadian sch listed above wit full scholarship and a grant(living expenses)i will appreciate

Thanks in advance

I'm more determined than an average Joe. Most people here get broken and disappointed along the way.... People here don't tell how things really are to prospective students... If people were sincere in answering the questions I posed before resigning and moving to Finland then, I wouldn't have gone there. I'm not saying Finland is bad, but if you have something good doing in Nigeria it's better you go to another country no matter the stress involved (it's an investment that pays off later on).... As for links, you have to search out that on your own; that's part of your required research skills. With good grades, impressive GRE score and good recommendations I believe you'll be fine (say in US/ Canada).... Of course, not everyone can get full scholarship and grant in Canada, a fact!

Modified: I just noticed that you got full funding... That's still very good for you.... My advice is mainly meant for someone with no/ partial funding. BTW, how did you know I've graduated

You people are competing with average Asians (Indans, Pakistanis, Bangladeshis....). You are probably better than most of them as a serious Nigerian student. There is only some kind of bias towards black (lips sealed)....

I'll advise any of you with determination to process other countries.... Preferably Canada... Thank me later.

Jesusbabygirl:
Thanks, where have u been?

I have been alive.

Are you still with Honeywell?

Try bakers association of Nigeria...

.

luwatobby:
how sir

That was in 2015. I don't really know what the current situation is like. You can visit British Council home page (use google). When you register, you will be given access to their free online practice. Then, you can use IELTSbuddy.com(?)...

vacanci:
PLease feelamong, can you recommend to me which licensed Discount house/financial institutions apart from commercial banks i can conveniently use for the purchase of TBills. Commercial banks shakara are getting too much

I got a mail from FSDH soliciting for investment in tbills through them... They offered the official rates of the previous bidding session...

CassetteBoy:
I'm at university of Toronto, masters in aerospace engineering.

Hello!

It's good to know you are studying Aerospace Engineering.

I plan to apply for PhD position in Aerospace Engineering at Toronto and/or McGill during the next admission rounds. Any hints? How are the programs over there? Please take some time to explain things from your experience so far...

Thank you.

Obiwannn:
I hope you know the current exchange rate. With 1500 euro per month you go marry, by land, start foundation, complete your house.. Your mate wey dey wear tie go work for 9ja go dey live for rented apartment for mainland dey suffer for traffic dey go work for island and it would take them years if at all they can to earn equivalent of that sum in Naira. Dey there dey despise humble beginnings. As long as you have a plan I see no reason why doing good paying odd jobs should be a problem.. Even if e mean to wash dead body sef.. I pray say i no do am oh.. Key word is "PLAN".

I can see you are Igbo; I can understand... Anyways, I guess you can understand simple sentence I structured over there in my comment. I said 'if you are ok with it, you will be fine...' Peace!

bikat:
Yes o, don't be ignorant. My good friend lives in Finland and he's doing well. People should go to countries that can allow them stay back..

Lol! In Finland, after your master's degree if you are ok with CLEANING jobs you will be fine earning around 1500e per month. Some black PhD students do cleaning/delivery jobs here... Just to let you know... Finns won't give you white collar jobs easily, if at all... #facts

benjijosh:
Hello house, am already having passion for Tampere University of Technology, want to go for M.sc Information technology. have gone through the sch's website its tuition free. Now my concern is am to graduate next year October frm UNILORIN(B.Sc)

can i apply without doing NYSC?

is 1.5million okay for survival for d first year(all expenses)? the course z 2years

wat are my chances of admission currently on (4.63/5.0) it kind of certain am gonna finish 1st class(I believe xo wid God all tinx are possible)

when will d next application b available since d course usually start jan /feb ??

With a 1st class (if you finally make it), I'll advise you to apply to unis in UK or Canada. Don't come to Finland- My two cent.

walexlo78:
Guys, why are we getting different rates for same 91days tenor at GT. Thought everyone goes with bank rate at GTi?

I specified my minimum rate for them.

elega:
Did anyone here buy 91days thru gtb, if yes please what's d rate?

14.9%
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Hello everyone, I salute you!

I am currently a master's degree student in Finland with just one session left to round off. My GPA has been impressive so far and I hope to finish close to 5 point. I intend to move to Canada during the fall of 2017 for my PhD but I would still be working on my thesis by the time the admission process ends in January 2017, although I should have completed my course work by then. Will I be good to apply as it is obtainable in USA and UK schools?

Need not say that I have recently started doing some basic research on Canadian educational system (admission and funding opportunities), and I have identified two universities (McGill and one other) that offer research opportunities in my field of interest. However, my main concern is about funding, I would like to learn first hand from people who have recent experience with funding opportunities in Canada... Where should I turn to, what is the probability of getting funding from the university or other Canadian government bodies...?

Thank you.

jkels:
Good day. I am having a little challenge. Sent my documents through EMS NIPOST. And have been tracking it and behold I saw Unsuccessful item delivery attempt (Inb) by 8am today. Does it mean my documents didn't arrive UAF or what? Anyone encountered that here?

Calm down. They probably have closed by the time your parcel arrived at the destination university; they'll deliver it tomorrow...

hakeembee:
Ogami sir, lets be modest here. Can a person that doesnt do personal study graduate naturally. Well back to business, help us to calculate the total number of unit course you did throughout your undergraduate and see if its up to 180 ECTS minimum requirement. What you will get is between 150units-160units which is not up to 180 ECTS. We are here to learn, hope other bosses will speak on this. For a 4yrs course maximum unit course you can do per semester is 24units so per session is 48units which are nut usually exhausted most time because of carry over and missing grade allowance. Please answer my question first.

I earned 185 units= 185ECTS. No carry-over, thank God.

hakeembee:
This might not be 100% correct info. 1ECTS is btwn 22-24hours of work load (including lectures, seminars, and assignment)

I'm not guessing or putting forward my opinion, that is a fact! take it or leave it. When they tell you that 1ECTS=27hr (appx.), they refer to lectures, practical lab, exercises/ tutorial, assignments and student's personal study. Possibly you didn't do personal study when you were an undergraduate Happy new year BTW.

temmy2008:
thanks @genexy but I already sorted out the grading scale,they are asking me to convert my grades to ECTS not the grading scale.

This question has been answered severally; most prospective students can save themselves the stress of asking some questions, by scanning through the previous pages of the thread. Better still, you may just search for the info you are looking for through the nairaland's search engine.
That being said, 1ECTS=1cr in Nigerian system, i.e., your 2-unit course=2ECTS shikena!

I sense mischief! I pity newbies

akinsbola452000:
This your information is absolutely false! or upside down. UTA is the main University in Tampere, more rated and recognized than TUT and TAMK.
In fact TUT and TAMK cannot award Phd in certain courses. Bachelor degree holders from TUT and TAMK cannot proceed to master's directly without working for few years.

While UTA can award PhD in all courses. I have heard you. This may help: http://www dot 4icu dot org/fi/
TAMK is a polytechnic, how are they supposed to award degree not to talk of PhD in the first place?

TUT is like the Unilag, while UTA is analogous to LASU. Another institution in Tampere- TAMK is comparable to Yabatech. TUT is the oldest and most reputable. Other institutions are also quite good in their rights.

Growingboi:
Thank you for the info. but the UAF application form says 1ECTS = 26 hours of study work. Does it mean that UAF is wrong?

Yes, they are wrong. But the main thing is 1ECTS=1 cu.

Growingboi:
1 ects = 1 unit course which is an average of 26 hours course work(lectures, assignments and lab work)

Yes, 1 ECTS=1 unit. But it's 27.5hrs of study. How do I know? I'm in the system.

temmy2008:
bosses in the house,how does one convert his or her grades to ECTS?

Generally, 1 ECTS=27.5 hours of study work by student. In Nigerian system, 1ECTS=1 credit unit, so a 5 unit course= 5ECTS.

angrybull:
08023176830 = Simon from Veritas headquarters Lagos.

Kiitos. Thanks.

Please who get Veritas Registrars' working contact details should let me have it. email address and phone numbers. The ones I got online aren't functional.
#zenithRegistrars

Any news on UBCap?