₦airaland Forum

ify2016:
House please, last year I opened a Sterling Recurrent Deposit Account with a Monthly deposit of 20k per annum. At the end of maturity, I was able to get a shocking 243k after a whole one year. Now I want to start another monthly savings that will mature per annum investing 20k.
My question is that, what financial advice can you give me on how to get a better return per annum saving 20k monthly? Your advice is very Paramount to me. Am starting either this Friday or next week Tuesday. Thanks a lot

You mean you gained just 3k after a whole year? Well maybe you should go for MMF since you will be making deposits monthly

How come these things weren't excreted, where were they all hiding in the body, I don't believe this gist

It's unfortunate you are teaching in a school that count days of work, some don't even pay August salary claiming it's holiday period. Well I dnt see anything wrong starting small. I started like that about 7years ago earning 15k, (I just needed to have money to apply for jobs wherever, whenever) but with home lessons I earned more.The experience took me to a better school in all ramifications that pays complete salary all year round but it didn't stop me from applying to better organizations. Though I must admit I worked at schs where I enjoyed freedom of movement, most schs are prisons, ones u r in, u can't leave till close of day. I'm in a better place now, the experiences helped though, it's just a matter of time, na turn by turn, it can only get better. Just make sure you don't lose focus

A thief always a thief, after living in affluence, is it worth stealing beddings, curtains, wardrobes etc? Poverty mindset despite rich, well evidence of stolen wealth

singletech:
I mean today Friday, no interest paid

Start checking frm 4pm

You named the bank then added the branch too and you put it out on SM, you are wicked.

ebonyggurl:
Answer mine first, then I'll answer yours.

I believe we all will be good if manipulation is out of the equation. Do to him what you want him to do to u

singletech:
Guys, I have not been paid today ooo, do anyone has same issue?

Paid by this time? Na wa for u ooo

ebonyggurl:
So in your mind, all women are gold diggers and manipulators?
Why generalising stuff like that? Some of us are real.

From all these threads you post, some questions come to mind: what's a guy's usefulness in a relationship if all he brings to the table is his dick? Why should a woman want to move from girlfriend to wife when she sees you serve no usefulness apart from bedmantics?

Come to think of it, does this apply the other way round? that is what's a girl's usefulness in a relationship if all she brings to the table is her p***y?

Always something to learn or relate with, nice one as expected

needful:
Oga. 1m unit of zenith bank stock will be close to N19m, assuming u receive a dividend of 2..250m for 17yrs. U will be making close to 35m. Now, what is the assurance that ur zenith bank stock wont fall to 5naira in 17yrs time with the way they manipulate stock market. What is ur assurance that zenith bank wont be bought over by another bank in the next 17yrs to come, what is ur assurance that zenith bank stock will increase in order to give u capital appreciation. As far as am concerned, stock is never a good way of capital appreciation. Remember u will pay tax on ur dividend, pay brokers fees every yr also. Etc

I really wonder why he thinks the rate will remain that way for yrs to come. It could go higher and of course it could drop or even crash, stock market is not where you leave your money and sleep. You have to monitor it maybe on a daily or weekly basis so u know when to opt out or not to. You could lose a great percentage you invested likewise gain much. It's not an investment you make for a long number of years without monitoring unlike tbills or bonds

kryptem:
Thanks for this.
Now, if on a particular day the interest increases, say to 12.9%, that means for that day, my gain will be 12.9/365 = 0.0358% X my investment, right?
Then, if I want my interest reinvested, will the total be compounded?
Again, if on the other hand I want ONLY my interest paid (leaving the capital), how and when will this be possible?
Please, I just want to be fully cleared about this. Thanks!

If u choose your interest to be reinvested, that happens quarterly and then it will be compounded

deleson:
Something is wrong with FBN.

Nothin is wrong, hasn't everything been resolved now?

kryptem:
How long does it take for one to be verified on FBN EDGE APP. For the past 48hours, nothing yet and I even sent mail yet no response.

Very unprofessional of such entity!

Verified as how, did u just download the app or wat? There wasn't any delay when I was installing the app. I don't think the app is working at the moment though one can log in but there hasnt been updates since yesterday, figures had remained unchanged since Wednesday's update

I guess we should just rename this thread tbills/cryptocurrency

donrabii:
I just logged in to my FBN Quest app and noticed zero balance for both my accrued interest and balance. Is anyone else having this issue?. Might have to ring them

Same here, I believe they are working on it

yungestmoney:
Hello house, I saw Axa rate @16.54 today, what's happening? What FBN rate presently?

What I saw now is 12.79%. Are you sure of what u said or how come the drastic drop?

EditLord:
I think people should be there before 3. Schools will close by 2

Pple will be coming from far and near you know, it used to begin on Fridays when schools close earlier than other days yet 4pm was training time. If anyone can make it before 4, it's fine

olalekan9320:
Please since you have done it before you should know the time, please is the time 4pm

Well I really don't know why it's starting on a Thursday this time around but 4pm is the ideal time

EditLord:
is it not the same school that issue statement of result that issue certificate. And the certificate stuff is only for sighting sef, nothing more. The people that are mostly unlucky are HND holders. Don't know if that will change now

I'm writing from what I experienced last year in my centre, all the corpers with statement of result were turned down, if not I wouldnt have gotten a parcel

ujunwa64:
thank u sooo much

It's 50-50, don't put all hopes. Be sincere with yourself, will they drop someone with certificate for one with statement of result? Unless parcels still remains after allocating to all present

bobojoshua:
They accept statement of result boss. I've been marking with mine too.

Not all centres, not all Chief examiners accept such too, some will decline

Sex for jobs, meaning he's gay or wat since we don't have female mine workers. God help us

missjekyll:
I dont even understand these days....everytime we will be gisting gist that ll not make us any money. me I just read and ignore. e be like say mods no send us again. I ll soon start my own thread sef

Do we have a MOD here at all?

Una just dey derail this tread, tomorrow una go tell one newbie to read the last 10 pages, is this what he/she will be reading to learn and understand tbills? We easily lose focus these days, any small thing, we don digress

Opus85:
exactly. check my recent comment. after this fraud, he will use the money to go and develop another site and continues like that. how do you think all this developers get money to build this several mini flats within months.
this is pure scam. well to get your money, involve soldiers. police no fit recover the money.

So those that moved in, who will they pay to when their rent expires? Can't the fraudsters be tracked down by then abi na automatic free accommodation henceforth for the lucky ones

ujunwa64:
pls kindly mention me too am interested stay in Lagos

It's on the 27th

He should have respected himself and ask the young man's permission to take his seat rather than sit on it without his consent

Pls try edit wetin u write, it's difficult to comprehend

anjilgreat:
Yea, was quite busy and no time to type that. Thanks.

Uwlc

anjilgreat:
Bank: FBN Ltd

Acct. Name: FBN MMF

Acct. No.: 2027499421

Note: Make sure you write your customer ID in the narration when paying and pay b/4 12 noon on working days to benefit from the days interest.

Acct name : fbn mmf/investment one financial services

temi4fash:
Chai,

This peeps told me minimum of 30 days i can withdraw all my money.

Thanks for the information

Pls confirm, I think it's actually 30days