₦airaland Forum

wrinkles

illiad..... A poetry of two parts written by a Greek poet Homer. The first part describing the events that led to the Trojan War and the War itself - heroes and villains, brute and metis, love and greed, women and their control over men, and Gods and men; the second partdescribing the aftermath of the Trojan War with emphasis on the Journey of Odysseus from Troy back to Ithaca - Goddesses and Cyclobs, Titans and Natural Disasters ......

öjadïlï.......

I just feel like living in those times

[size=40pt]Jeez! Her bréasts (each one alone) is bigger than her head. How does she carry it around?[/size]

watching.....

wow

This article goes to prove that Ndoki is not Ijaw.

If and only if Ndoki people can shout it out.

So who wants to live amongst this people?

never knew Ndoki people are being coerced into becoming IJaw; I hope this coerced effort includes the Ndoki in Abia too plus Abriba(it sounds Ijaw doesn't it?)

Sokka the babe magnet.

onila

Nichobabe:
Thanks.
You must be a banker. Well explained

I was.


BTW, in my explanations i wrote 'pull-interest rate', the correct term is 'pool-interest rate'.

Nichobabe:
Please can you explain 4 and 5 further
Thanks

Ways Banks(bank branches) make money

1. Interests on deposit
2. Interests on loans(branches hardly do deals, most deals are done at the top; thus most branch manager rely on pool-interest rate on deposits)
3. Charge on transactions
4. Service charges
5. Foreign exchange, form A, form M etc


Let's take an example Bank X has 200 branches in Nigeria. The pool-interest rate for Bank X is 8%. If Branch Y located in Apapa maintains current accounts with deposits of about average of 600million annually, Branch Y will make 48million for the year based on current accounts deposits only. ... this is pretty 'easy' because they will get this deposits using their (3-to-6)marketers that they will pay 3 million on the average per year. to each marketer.
On the other hand, if Branch Y is to chase deals, the loans could go bad if business fails, the loanee bolts away or dies. This could lead to employee termination. This is very challenging, branch managers will prefer the easy way....deposits.

Now consider if the deposit rate is low, Branch Y will seek other means to generate revenue or reduce cost by sacking its staff. Consequently, Branch Y will seek genuine entreprenuers with great ideas to support in developing their businesses and earn profit for its services to the entreprenuer.

In the FiFA World Cup (senior category), UEFA(54 member countries) has 13 qualification spots out of 32; while CAF(54 member countries) has 5 qualification spots. Yes, UEFA has won the FIFA World Cup 11 times and 0 for CAF; the should have more slots..... that's understandable.

However, in FIFA U17 World Cup, UEFA has 6 qualification slots, while CAF has 4 qualification slots out of 24. Currently, UEFA has won the FIFA U17 World Cup 3 times and CAF has won 6 times.

Consequently, why does UEFA have more representatives in the U17 tournament despite not being dominant in it?






lalasticlala mukina2

lol!
lalasticlala

This is the third time these jobs are being advertised in less than six months.

This will be a great policy from the CBN; if and only if it is true.

1. This will discourage people from hoarding money.
2. This will discourage government officials from fixing government funds in personal accounts.
3. It will encourage entreprenuers and entreprenuerships.
4. Banks will be forced to loans available since the profit from deposits will be very low.
5. If banks don't give out loans at low interest rates, their profitability will drop.
6. Bank workers such as marketers 3will be driven to pursue deals instead of monetary deposits.
6. Money for innovative people. Bank go beg for creative people to come up with ideas.
7. Banks will no go abroad to borrow excessively from foreign financial institutions.
8. Every business idea will count.
9. No more lazy methods of making money cheaply.
10. Add yours!!





Yipeeeeeeeeee!

gay!!!

they look like Jet Li

ishilove come here please

If this article no make FP, i go delete from nairaland.


Like it!!!!!

nice work adelana1, sultan5 & johnydon22

I hate when people claim paternity of a child despite not having contributed to the upbringing of the child.

If your only contribution to child is sperm, please stay clear, you are just a thief.

xreal:
I don't wish him dead oo.

I hope this news is false.

BTW, which one be DSP? him na police?

if na police, I don swallow my words oooo, he fit die if na police .

Diepreye Solomon Peter

He was in the Airforce.

carthex:
Let me see how technical you can think!!!!

Some birds were flying and met a bird on their way. The bird greeted them; hello hundred!

They said we are not hundred, we need half of us plus you to make us hundred.

Q. How many birds were flying?

The first by mbkite reply is correct.

Let X be the number of birds flying
Thus
X+.5X+1=100
1.5X=99
X=66

A. Sixty-six birds were flying.

Young03:
biko, wat frequency cus i cant get it here in unn....how can i be gettin it?

102.1 FM if you are in PH


At topic.....I am an Igbo but I was drawn to this station by an Akwa Ibom man, even other tribes like Onne people are listening with strong addiction.

HighIQ, I don't think you are right. Electrical Engineer is different from Electrician, the same as Mechanical Engineer different from Mechanic; and Banker is different from Bank Worker.

Your username isn't befitting to you. I think you have a very low exposure in life; thus, you have written such rubbish and it made front page.

How about Medicine? Afterall, every tom-dick-and-harry that sells drugs is a doctor. This thread makes me puke.

Lalasticlala, Ishilove, Seun better remove this crap from front page. The MOD that moved this to front page, thunder wey go fire you don enter gym this morning.

igure007:
As the date for Spectre (latest James Bond movie) draws closer an official and final trailer has been released. Now the main focus to us in the movie apart from the actions, are the cars which we pretty much have a good idea of how many cars will be in the movies. Read more on http://www.itecblaz.com/spectres-final-trailer-is-here-and-the-car-chasing-actions-just-never-ends/

No video link on the thread nor on the link.....disappointed.

1.2 million naira! And it graced the front page!
Journalism has gone to the dogs!

ThePeacemaker:
Choi....... I reside at kuje(union homes)........My church sef is a stone throw from the market........ I no fiht go church tommorow ....... RIP

I advice you to kindly make an altar at home and worship God from home until further notice.

J'ai retour.