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Sammily's Posts

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Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 8:43pm On Jan 14, 2022
Mikeshine:
Please I'm a novice when it comes to car... Between 2008 Mazda CX-7 and Toyota 2003/2004 which is a more oo to buy?

Which Toyota model?
Investment / Re: Treasury Bills In Nigeria by sammily(m): 12:01am On Dec 23, 2021
emmanuelewumi:



That is less than 1% na.

Which of the bonds did you buy?

How many units did you buy?

What was the clean price?

What was the dirty price?

When is the coupon payment date?

Please can you explain to me the meaning of dirty price and clean price and how it implies to FGN bond in the secondary market. The Qoute below with the available bonds was sent to me by my broker and I couldn't wrap my head around it.



***Please note that transaction is at clean price and settlement at dirty price (which is clean price plus accrued interest)****


Thanks.
Politics / Re: Ugwuanyi Inspects Construction Of Enugu Government's First Flyover by sammily(m): 8:38pm On Dec 22, 2021
A certain governor in Abia state has been constucting a fly over at Osisioma junction for the past 6 years now. The people have even renamed it Centre Table. Abia state is the worst state in Nigeria, even those ravaged by Bandits and BokoHaram are having some form of development

2 Likes 2 Shares

Car Talk / Re: Tinted Permit:what Is The Cost In Your Area? by sammily(m): 1:53pm On Dec 06, 2021
chuxmgc:
Please house what's the current process to get tint permit and how long does it takes?

The IG suspended issuance of new tint permit a while ago to enable them re-organised the process. I'm not sure if they have recommenced reissue now.
Investment / Re: Treasury Bills In Nigeria by sammily(m): 9:54pm On Nov 23, 2021
kalu61:
Minimum 5m grin

I guess is for people with idle funds and wants to invest it for short period. The rate for the 90 days CP is better than 91 days TB.

2 Likes

Investment / Re: Treasury Bills In Nigeria by sammily(m): 12:46pm On Nov 22, 2021
Lagos state government 10 years bond issuance. Is it advisable?



[/quote]Dear Valued Investor,

We are pleased to announce that the Lagos State Government (“Lagos State” or “the State”) Series IV Bonds of up to N125 Billion (‘’the Issuance” or “the Offer’’) under the State’s N500 billion Bond Issuance Programme is Now Open. The offer is scheduled to close at 2.00pm on Wednesday, December 1, 2021.[quote]

Investment / Re: Treasury Bills In Nigeria by sammily(m): 12:34pm On Nov 22, 2021
Hello house, what is your opinion on Dangote cement Commercial Paper offer below? It is something one can consider, any risk involved in CP. Thanks

[/quote]Dear Valued Investor,

We are pleased to inform you that the Series 1, 2 and 3 Commercial Paper issuance (“CP or the “Issuance”), under the recently established Dangote Cement PLC (“Dangote Cement”) NGN150 billion CP Issuance Programme is now open and scheduled to close on Wednesday, 24 November 2021."[quote]

Politics / Re: The Deplorable State Of Roads In Aba, Abia State (Pictures) by sammily(m): 10:41pm On Nov 18, 2021
Seun360:


My God, why not ask to be transferred out of the east outrightly.

Its not as easy as that but I'm trying to do that. Staying in this Aba has really giving me depression.

1 Like

Politics / Re: The Deplorable State Of Roads In Aba, Abia State (Pictures) by sammily(m): 7:27pm On Nov 18, 2021
I was transferred to a branch location in Aba last year and it has been hell for me. I have never been to a state where there is no form of government at all. Here are some screenshot of the road I follow to work daily

6 Likes

Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 2:40pm On Aug 22, 2021
Quick Sunday quiz for the wonderful people in this car forum. Can you spot what is wrong in this picture and the likely effect(s).

Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 12:11pm On Jul 15, 2021
disloman:
The fuel pump is consist of the module, pump,the suction filter and the gauge. The mechanic will just clean or replace the suction filter and check if the module is not blocked.


Thanks
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 6:47pm On Jul 14, 2021
disloman:
Just service the fuel line.(injector nozzles, spark plugs, throttle body, fuel pump)

Please what did you mean by service the fuel pump? I just want to have an idea before I take it down to the mechanic
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 6:18pm On Jul 14, 2021
CjEmmar:


Sammily, this is what I did.

Please did you end up changing completely the fuel pump? How was it done? Thanks
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 10:43pm On Jul 08, 2021
CjEmmar:




GAZZUZZ thank you for the response, as you mentioned, they were the culprit and it has stopped and starts normally in the morning. But the challenge I'm facing now is that many places I have gone, they don't have "O" ring.

Please can you link me to someone or anyone or direct me to where I can get it.( I reside in Ogun state)

Please how did you resolve the hard starting in the morning, what parts was the suspect because I'm having similar issue myself. Thanks
Car Talk / Re: Airbag Light Has Refused To Go Off.. Pls Help!!! by sammily(m): 9:40pm On Jun 21, 2021
Euegene100001:
I don’t know the scanner the electrician used. Here is what he did unplugged the connection under both seats and connected them back after the code was detected he then cleared the code . He said the code read connection on drivers seat or so. So Im sure ur light it most definitely loosed connection too .

Okay, thanks. I will give it another try as you described and see if it will work.
Car Talk / Re: Airbag Light Has Refused To Go Off.. Pls Help!!! by sammily(m): 4:42pm On Jun 21, 2021
Euegene100001:
Thanks for replying I sorted mine out today I went for a scan and cleared the error code.

If I may ask, what type of scanner did you use because I scanned mine with Torque app with the Bluetooth OBD 2 device and no fault reported.
Car Talk / Re: Airbag Light Has Refused To Go Off.. Pls Help!!! by sammily(m): 3:16pm On Jun 21, 2021
Euegene100001:
Were u able to figure this out . Currently mine is turn on

Unfortunately no, its still on. I've checked all the cable connectors under the seats and all are secure but the light remains
Autos / Re: Why Your Car's Catalytic Converter Is Very Valuable by sammily(m): 3:44pm On Apr 28, 2021
DanielsParker:


Good morning, how were you able to scan this with your mobile phone?

Most model vehicles comes with OBD input to connect to the car's ECU. You will first need to buy an OBD 2 Bluetooth device as shown below. Then download the OBD Torque App from Playstore and connect the devise to your phone using its Bluetooth. Once connected, your can scan for fault codes, clear faults, view your car's engine data etc.

2 Likes

Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 10:29pm On Apr 12, 2021
AdeniyiA:
My car jerks at slow or in traffic, it, d jerking, stops if I put it in Neutral but begins whenever I put in drive or reverse. Finds it difficult to drive up hill but runs well on flat ground. Now it can’t even climb d hill it usually climbs.
I bought it from someone, I noticed that the injector mouth was blocked at the small hole in it, when opened the vehicle works high. But was advised to replace it. Plugs changed.

Now i am looking at replacing d fuel pump, and replacing the injector mouth.

Camry envelope

My Corolla was having similar issue, though not as profound as yours some time ago. What I did then was to change the engine air filter and clean the Mass Air Flow sensor with MAF cleaner, the engine power returned in fill blast. You can try it if it will work, if not you may have to into changing your fuel pump.
Investment / Re: Treasury Bills In Nigeria by sammily(m): 7:13pm On Mar 25, 2021
Does anyone have treasury bill secondary rates and tenure currently available in First bank and Stanbic?
Autos / Re: Innoson Unveils New Model, IVM G5T (Pictures) by sammily(m): 7:09pm On Mar 25, 2021
it's exactly the same as the X5S made in China since 2018. Just a different badge.

https://carnewschina.com/2018/04/24/this-is-the-new-dongfeng-fengxing-x5s-suv-for-china/
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 6:35pm On Mar 13, 2021
yolkman20:
Good evening gurus,

Please I need help. I've been extorted and rubbed off my money due to lack of time and my inexperience about cars.

So, I got this corrola 03 toks and it was superb for the first few weeks, but now, it's all bleeped up. I have changed both front and back absorber in the space of 3 weeks. There's this crazy disturbing sound from both front legs, and I was advised to change absorber, linkages and buchin rubber all all.

It was fine after the fixing only for another sound from the owner's side at the back to surface. The sound is like (hohohohobohoho) while on motion and it's really disturbing. I took it to the mechanic shop and they advised I change the back absorber, I did and the sound didn't stop.

I took it back there and we discovered that the exhaust isn't well laid, hence shaking and creating the sound. They worked on it and sound reduced but still coming up. After then, there's crazy sound from the breakpad and I decided to change it, that's when the problem started. Since then, I realized my brake has been malfunctioning. On motion, it just go down and later stabilize, it's been like that since then. I also notice the handbrake is now very strong than before. I

On the driver's side at the back, there's this hohohohohoho sound in the leg, like the tire is rolling round that thing that is making the sound. I'm really frustrated and tired. Most times, I just give it to them to do and then return it back for me in the office, so I don't monitor what they do. I really wanna fix this whole thing and enjoy my car.

Can the gurus pls help me
Check engine light is on, I discovered that yesterday....

Likely culprit will be a failing brake master cylinder. I have been having similar issue with my 06 Corolla and ended up changing it recently.
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 7:04pm On Mar 10, 2021
OduduaDefender:
Mr Gazzuz, I got Corolla 2007 Tokunbo last year September 2020 and I am a novice about car. I notice that the cooling fan doesn't start rotating immediately I start the car until a few minutes after. When I took the car to a recommended Rewire last week to help fix the horn that didn't sound again, he noticed the fan and said he would have do something to make the cooling fan rotate immediately I start the car which he did and the fan starts rotating immediately I start it.
My question is whether that would have negative effects on the car

Kazeem strikes again. The car cooling system is designed to work that way for maximum engine efficiency. Tell him to reinstall the thermostat.

2 Likes 1 Share

Politics / Re: DPR Disowns Bashir Ahmad Appointment Letter, Says It's Fake by sammily(m): 5:50pm On Feb 16, 2021
Any one that works or know about civil service will know this letter is fake. Too many loop holes, first the salary was not stated if annual or monthly, that alone opens this appointment letter to litigation. GL 5 for a manger, haba!!!
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 1:45pm On Nov 20, 2020
Pls house, has anyone used this Ducraft brake pads before? How was your experience with it, is it a good brand? I intend changing mine soon but needs honest reviews. Thanks.

Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 6:31pm On Nov 10, 2020
ksmart027:

Replace your master cylinder.

Thanks, do you know were one can get original one in Lagos stress free? I want to if possible change the disc and the drum too.
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 6:26pm On Nov 10, 2020
GAZZUZZ:


5k brake pad Geng.

grin grin grin oya, recommend a good brand cos i don't even know which one to trust, too much substandard parts in the country.

1 Like

Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 4:38pm On Nov 10, 2020
GAZZUZZ:


Do you have brake failure when driving in town? If answer is no, then you have a high temp issues on the brake lines causing brake oil to boil.


Popular culprits are

1. Poor quality brake fluid

2. Poor quality brake pads

3. Stiff calliper pistons/pins.


Check and confirm all these if you do not have brake failure while driving in town.


I don't have this issue driving within town, The brake failure problem only occurred twice when i did aggressive braking, first when a danfo pull straight into the express nearly colliding with me, that was months ago, the second recently when i was in traffic trying to beat curfew. I did flush out the old fliud when it first happened to Allied Bleu brake fluid and bled out the old fliud out of all the wheels.

Also my brake fluid reservoir is not low, no sign of leaking at the wheels, so i don't think there is leakages except internal that i can't see.

I replaced the pads to the popular Ashimco, don't know if is a good brand, was my mechanic that bought it. I changed the drum lining also but the squeaky sounds in the morning is out of this world, its like alarm to wakeup my neighbors.
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 1:47pm On Nov 10, 2020
ksmart027:

Check for leaks, there might be air in your brake system, if not, the seals in your master cylinder might be bad.

Yes, i thought so initially that was why i did a brake fluid flush and bleeding at all the wheels.
Car Talk / Re: Maintenance Tips On Cars. by sammily(m): 1:10pm On Nov 10, 2020
Gazzuzz, Gurus in the house, I have an issue with my 2006 corolla LE, this has occurred twice now. First i was on the express doing like 100km/hr and had to hit the brakes to slow down suddenly, afterwards i notice the brake pedal went completely soft and goes all the way down. Had to park somewhere and turn off the engine, pumped the brakes and its was solid again but felt a bit soft but was working. I did a brake fluid flush afterwards and its was ok for a few weeks till it happened again. The brake is working now but I'm very concerned.

I did some research on brake pedal suddenly going soft and falling all the way down, the main culprit i got was the "Master Cylinder". Could this be the problem? Has anybody had similar problems before?

Also, there is this squeaky sound from the brake pads and drum in the morning when i brake, it normally goes off after a while but it quite embarrassing. Could this be the pads? Changed them not long ago (Ashimco)
Autos / Re: BOSCH Brake Pads And Filters by sammily(m): 7:39pm On Nov 02, 2020
samadex2007:


only brake pad is available for now.

Okay, how much do you sell brake pads for 2006 corolla?
Autos / Re: BOSCH Brake Pads And Filters by sammily(m): 12:35am On Oct 30, 2020
How much for brake pads (front) and brake drum lining (rear) for 2006 toyota corolla, American?

Also, do you have brake disc and drum?

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