₦airaland Forum

AbuTwins:
Adam/Noah didn't write the happenings! I know you would agree with me someone else wrote it on their behalf!

That's why this verse is valid.

At that time people began to call on the name of the LORD- YHWH

It tells us when people started calling God YHWH.

Did Abraham knew the name of God as YHWH or someone wrote for him.

Genesis 22

14 And Abraham called the name of that place Jehovahjireh: as it is said to this day, In the mount of the LORD it shall be seen.

If someone wrote for him, how was he able to name the site he was meant to sacrifice Isaac after YHWH?

AbuTwins:
It is still basically reported!

Delusion and denial in action. I really pity Muslims, they don't know how to get out of the fix Muhammed trapped them with. It's just pathetic.

Right from the time of Adam, the prophets knew the name of God as YHWH.

The only prophet who doesn't know the name of God that sent him was Muhammed.
Muhammed couldn't tell us the name of God. Instead he gave a generic name for God in Arabic as the God of the bible.

That's intellectual dishonesty and fraudulent behaviour.

AbuTwins:
It is still basically reported!

Ohyoudidn't what should I do with abutwin.

Advise me because I'm beginning to think he's not sincere.

Ohyoudidnt:
in the Old Testament there was a specific place for sacrifices and worship in Jerusalem.

Jesus, as a Jewish rabbi and religious figure, operated within the Jewish religious framework of his time. In his teachings, Jesus emphasized spiritual renewal, repentance, and love for God and others. He challenged traditional interpretations of the Law and focused on matters of the heart rather than mere external observance.

Ancient Judaism holds Jerusalem as a central place and the location for sacrifices and worship. The Temple in Jerusalem was considered the holiest site in Judaism, where various rituals and sacrifices were performed according to Mosaic Law. The sacrificial system was an integral part of Jewish religious practice, with offerings made to atone for sins and express devotion to God.

Jesus did not change the specific place for sacrifices and worship from Jerusalem during his earthly ministry, his teachings and actions led to a transformation in how early Christians understood sacrifice and worship. The focus shifted from external rituals in a physical temple to internal transformation through faith

Stop lying, Jesus did change how we worshipped when on earth.
First, after the glory of the LORD departed the temple, the building became void.
Anybody could enter the holy of holies and nothing would happen to them.
In fact some Hellenistic Jews during the Seleucid period sacrificed pig on the altar in the temple and nothing happened to them.

Jesus made it clear Jerusalem and the temple is no longer necessary for worship.

Luke 21.5
Then, as some spoke of the temple, how it was adorned with beautiful stones and donations, Jesus said, 6 “These things which you see—the days will come in which not one stone shall be left upon another that shall not be thrown down.”

John 4
19 The woman said to Him, “Sir, I perceive that You are a prophet. 20 Our fathers worshiped on this mountain, and you Jews say that in Jerusalem is the place where one ought to worship.”
21 Jesus said to her, “Woman, believe Me, the hour is coming when you will neither on this mountain, nor in Jerusalem, worship the Father. 22 You worship what you do not know; we know what we worship, for salvation is of the Jews. 23 But the hour is coming, and now is, when the true worshipers will worship the Father in spirit and truth; for the Father is seeking such to worship Him. 24 God is Spirit, and those who worship Him must worship in spirit and truth.”

AbuTwins:
What is worship?

Those who looked at it were saved! So looking at it is a means of salvation!




The Black stone came from Allah and we'll worship Allah in the ways He approved Himself just as the people of Israel worshipped!
I think your hypocrisy is clear hear.

People worshipped tabernacle in your Bible and you claim one Shikena is on it.
Is the Black stone too not from Allah?

When you bow to your parents it is homage but when we bow facing the stone it is paganism?

May you not die in hypocrisy!

Na U sabi. If U like, kiss and lick the black stone next time U go to Mecca.
But stop disturbing we Christians with your pagan practice.
U failed woefully to back the idolatry with anything in our scriptures.
Just worship your stone in peace and shut up.


Besides U are yet to tell me the difference btw the 2 below

AbuTwins:
You don't understand reported speech!

Everything you wrote up there are in second person. i.e. someone was narrating it in the person's word!

U want where first person speech abi.
I will choke U.

Genesis 9

26 Noah also said,

“Praise be to the LORD-YHWH , the God of Shem!
May Canaan be the slave of Shem.

Genesis 4
4 Adam made love to his wife Eve, and she became pregnant and gave birth to Cain. She said, “With the help of the LORD- YHWH I have brought forth a man.”

AbuTwins:
So what is the name God gave Adam and Noah? No name!
You stopped making sense since!

YHWH, they called God YHWH.

Genesis 4
25 Adam made love to his wife again, and she gave birth to a son and named him Seth, saying, “God has granted me another child in place of Abel, since Cain killed him.” 26 Seth also had a son, and he named him Enosh.

At that time people began to call on the name of the LORD- YHWH.

AbuTwins:
Paganism is everywhere in the Bible!

The Bronze Snake Moses hanged!
The Ark of the tabernacle!
The believe that God is three in one!

🥱🥱🥱
Show me where God or Moses told the people to worship the bronze snake or bow to it.

It was simply a medium of healing just like the ephod, the staff of Moses, playing of harp or touching the helm of Jesus garment


Let me educate U and put the bronze snake into context.

When Israelites began burning incest to it or began to venerate it, see what the man of God did to the bronze snake.

Hezekiah did right in the sight of the Lord, according to all that his father David had done. He removed the high places and broke down the sacred pillars and cut down the Asherah. He also broke in pieces the bronze serpent that Moses had made, for until those days the sons of Israel burned incense to it; and it was called Nehushtan.
2 Kings 18:3-4

This is what Muhammed should have done to the black stone if he was truly a prophet of God. Destroy it rather than tell his followers to bow before it.

The harder U try, the worse your case and the deeper U sink.

Bowing before the black stone or venerating it- kissing the black stone is paganism. Its indefensible.

I just hope your eyes will open and will learn one or two things here.

AbuTwins:
These are what you should tell your parents so that you stop worshipping them right?

Why didn't Jesus stop them from falling down for him?
Because Jesus is a messenger of God!

And messengers of God are His representative on Earth!

The word Shachah and Proskuneo aaccounts for more than 80% of what is translated as worship in the old testament and New Testament.

Example
Then the LORD said to Moses, “Come up to the LORD, you and Aaron, Nadab and Abihu, and seventy of the elders of Israel. You are to worship (shachah) at a distance Exodus 24:1

Whenever the people saw the pillar of cloud standing at the entrance to the tent, they all stood and worshipped (shachah), each at the entrance to their tent. Exodus 33:10

The same worship (Shachah) is used below for humans:

Genesis 19:1 The two angels arrived at Sodom in the evening, and Lot was sitting in the gateway of the city. When he saw them, he got up to meet them and bowed down with his face to the ground. Lot worshipped Angels!

Exodus 18:7 So Moses went out to meet his father-in-law and bowed down and kissed him. They greeted each other and then went into the tent. Moses worshiped his in law and kissed him! Na same Kiss o!

Genesis 23:7 Then Abraham rose and bowed down before the people of the land, the Hittites. Abraham dey worship humans!

Genesis 33:3 Then Jacob went on ahead. As he approached his brother, he bowed to the ground seven times before him. Jacob worshiped his brother!

Genesis 42:6 Now Joseph was the governor of the land, the person who sold grain to all its people. So when Joseph’s brothers arrived, they bowed down to him with their faces to the ground. Joseph's family worshipped him!

Matthew 18:26 “At this the servant fell on his knees before him. ‘Be patient with me,’ he begged, ‘and I will pay back everything.’ Is this worship too?

1 Kings 1:23 And the king was told, “Nathan the prophet is here.” So he went before the king and bowed with his face to the ground. Is this worship too?

2 Samuel 14:22 Joab fell with his face to the ground to pay him honor, and he blessed the king. Joab said, “Today your servant knows that he has found favor in your eyes, my lord the king, because the king has granted his servant’s request.” Is this worship too?

1 Samuel 24:8 Then David went out of the cave and called out to Saul, “My lord the king!” When Saul looked behind him, David bowed down and prostrated himself with his face to the ground. David worshipped Saul!

1 Kings 1:53 Then King Solomon sent men, and they brought him down from the altar. And Adonijah came and bowed down to King Solomon, and Solomon said, “Go to your home.” Adonijah worshipped Solomon too!

So people worshipped Solomon, Saul, and many others! It is not only Jesus!
But the hypocrisy is that only Jesus's own will be translated as worship others will be translated as bow down, Kneel down, fell down, etc.
And the same word is translated!

Old testament was written in Hebrew whilst new testament in greek. The lexicon, usage and application of word in both languages are different.
How proskyneson could be applied is different from shachah.

That's why I'm asking U why did Peter and the angel rejected worship- proskyneson within the realm it was applied whereas Jesus was collecting it up and down.

That's my question, don't deviate. If U don't know, say I don't know.
If U want to talk about worship in the old testament, open a thread for that and we will meet to give u
some lectures in ancient Hebrew language.

AbuTwins:
1. God does not need a son or helper in His dominion as He is All-Powerful to do all things!
2. Only Allah (God, the creator of All) alone deserves our entire worship!
3. God does not become man!
4. God does not debase Himself. He is at all times greater than all His creations!

Stop deviating from the question.
My question is based on what's written in your Qur'an.
If Jesus is indeed is the son of God, should he be worshipped?
If Allah had a son, should the son be worshipped?

Answer the question.

cjudy:
Oga stop deceiving people with one side scripture. This is a public forum and you’re sounding dumb. Where in the Bible did God condemn Polygamy? You’re still running around.
Point where in the Bible God said this is a punishment for anyone who practice polygamy? Mind you, the western are the one that introduced Christianity and forced it on you people and you accept to follow their ways. Same Western are now telling you same sex marriage, why don’t you accept it ? Oh you’re not slave anymore because you hate same sex marriage? Same your masters are introducing all sort of irregularities in Christianity and you’re running away from it why? As long as I’m concern, God never condemn polygamy. Even a verse in your bibles says time will come many women will run to hold on one man just to bear his name Abi no be your bible talk am? Hell fire go really full because una wey be deceiver don lead many to their grave.

So when God said a man and a woman will be united to become one, what does he mean?

Western man introduced christianity is the most stupid thing that ever came out of ignorant fools.

Show me one white man in the bible, just one and I will agree western men brought the bible.

All his ranting yet couldn't quote one bible verse to buttress his point.

cjudy:
Stop picking verse, start from verse 3 and see why Jesus said such: you people problem is you don’t read to understand bible: Jesus was only condemning divorce there and so he gave them an illustration. What happened to songs of Solomon? What happened to Abraham and David?

Let's go back to the beginning and learn God's original purpose for marrigae....

Genesis 2
24 That is why a man leaves his father and mother and is united to his wife, and they become one flesh


That's why Jesus said...

8[i] Jesus replied, But it was not this way from the beginning. [/i]

Divorce and polygamy was never God's original plan.

The way some of u will burn in hell due to your selfish and immoral desires....

U will see black and white in the bible but will start looking for shades of colour to defend your immoral and careless lifestyle.

Pray U don't end up like onan.

cjudy:
Stop dodging question. Where in the Bible did Jesus asked you to Marry one wife and one husband? Drop fact and not what other prophet wrote in your bible. Those David, Abraham, Solomon that married many wives in your bible, did God condemned or punished them? You’re not to marry 2 wives but una get almost 5 to 6 girlfriends. Dey play. You lorn the hard way

Matthew 19.5

and Jesus said, ‘For this reason a man will leave his father and mother and be united to his wife, and the two will become one flesh’?

IPIGSRSHALLOW:
Pastorprenuer businessman protecting his business.

Polygamy is bad but homosexuality is ok according to the White slave masters who wrote the Bible.
CLOWNS

Show me where the bible says homosexuality if ok. Since the white man wrote the bible it should approve homosexuality.

Sladem05:
The West contributed to East Asia’s rise. Nixon opened up China. The Americans forced the Japanese out of isolation. East Asians so that the only way to beat the West was to defend themselves against the west was beat them at their own game which was advancing in science and technology. And so they did so. East Asia is the only region of the world that is on par with the West.

So what's stopping Africa from learning science and technology from the west.
Who's stopping us from developing advanced technology.
Despite all the sanctions against Iran, they are almost self sufficient in refining capacity technology in oil and gas; and advanced drone technology.

Libya built the largest underground aqueduct system known to man with local technology at a time they were hardest hit by sanctions.

Sub Sahara africa had never been this sanctioned, so what's stopping us?

Aemmyjah:
i

SIRTee15

If YHWH is God's name as shown in the OT
And the NT is an inspired addition or confirmation of the OT and Jesus and his apostles quoted and made references to serve scriptures from the OT, shouldn't it be surprising that the manuscripts we have today which are just copies and dated some centuries after Jesus ascension did not show the divine name anywhere
Some other translations of the Bible have put the divine places in some places of the new testament

So when the tanakh was translated to greek called the Septuagint, the name YHWH was substituted for kyrios meaning lord/master in greek. The new testament writers simply continued the tradition of using kyrios for LORD in their epistles.

Another explanation is that by the time of the 2nd temple, the Jews had forgotten their original language which Hebrew and now speak Aramaic as the native language. Thus very few could pronounce the name YHWH properly.

To prevent corruption of the word, the priests actively discouraged people from saying the name; and it's been said by the time of Jesus most, Jews had forgotten how to pronounce the name YHWH and they substituted it for other names of God like elaha, elohim or Adonai.

That's why I'm asking maxindhouse to tell me the exact words used by Thomas when he said My Lord and my God,
Layman like Thomas wouldn't be able to pronounce
YHWH and would have called God by other names.

AbuTwins:
These are what you should tell your parents so that you stop worshipping them right?

Why didn't Jesus stop them from falling down for him?
Because Jesus is a messenger of God!

And messengers of God are His representative on Earth!

The word Shachah and Proskuneo aaccounts for more than 80% of what is translated as worship in the old testament and New Testament.

Example
Then the LORD said to Moses, “Come up to the LORD, you and Aaron, Nadab and Abihu, and seventy of the elders of Israel. You are to worship (shachah) at a distance Exodus 24:1

Whenever the people saw the pillar of cloud standing at the entrance to the tent, they all stood and worshipped (shachah), each at the entrance to their tent. Exodus 33:10

The same worship (Shachah) is used below for humans:

Genesis 19:1 The two angels arrived at Sodom in the evening, and Lot was sitting in the gateway of the city. When he saw them, he got up to meet them and bowed down with his face to the ground. Lot worshipped Angels!

Exodus 18:7 So Moses went out to meet his father-in-law and bowed down and kissed him. They greeted each other and then went into the tent. Moses worshiped his in law and kissed him! Na same Kiss o!

Genesis 23:7 Then Abraham rose and bowed down before the people of the land, the Hittites. Abraham dey worship humans!

Genesis 33:3 Then Jacob went on ahead. As he approached his brother, he bowed to the ground seven times before him. Jacob worshiped his brother!

Genesis 42:6 Now Joseph was the governor of the land, the person who sold grain to all its people. So when Joseph’s brothers arrived, they bowed down to him with their faces to the ground. Joseph's family worshipped him!

Matthew 18:26 “At this the servant fell on his knees before him. ‘Be patient with me,’ he begged, ‘and I will pay back everything.’ Is this worship too?

1 Kings 1:23 And the king was told, “Nathan the prophet is here.” So he went before the king and bowed with his face to the ground. Is this worship too?

2 Samuel 14:22 Joab fell with his face to the ground to pay him honor, and he blessed the king. Joab said, “Today your servant knows that he has found favor in your eyes, my lord the king, because the king has granted his servant’s request.” Is this worship too?

1 Samuel 24:8 Then David went out of the cave and called out to Saul, “My lord the king!” When Saul looked behind him, David bowed down and prostrated himself with his face to the ground. David worshipped Saul!

1 Kings 1:53 Then King Solomon sent men, and they brought him down from the altar. And Adonijah came and bowed down to King Solomon, and Solomon said, “Go to your home.” Adonijah worshipped Solomon too!

So people worshipped Solomon, Saul, and many others! It is not only Jesus!
But the hypocrisy is that only Jesus's own will be translated as worship others will be translated as bow down, Kneel down, fell down, etc.
And the same word is translated!

Let me ask U a question.
According to the Koran, if Jesus is indeed the son of God, should he be worshipped?.

AbuTwins:
From head to toe you stink of hypocrisy!
When people bow to non-living things you claim the Glory of God is on them!
When people bow to humans you claim it is paying homage or greetings!
When Muslims do same to the House of Allah you claim we are pagans!

You are simply a hypocrite!

Now no need to go emotional. U were the one who came here claiming your pagan practice of bowing before a stone is validated by the bible.
No need to start foaming if we use the same bible to cancel U out.
All I'm saying is as an African man, U dont need to travel to Saudi arabia to venerate a stone, there are countless sacred stones in Africa that can do the same job like the one below...

Please just say white men and child molestation.
Thanks.

AbuTwins:
The title of this thread is about Muslims worshipping Kaaba!
You are the one derailing the thread!
I didn't validate anything!
The topic is not about Allah or Qur'an!

But U opened the bible to validate your pagan worship.
Why did U refer the Christian to the bible and started quoting bible verses to explain idolatry practice in Mecca.
Is that not where we Christians came in to show U no person in the bible bow to a temple void of God.

Next time use the Qur'an to explain your pagan stone worship and we will leave u alone.

Btw U are yet to explain to me the difference btw these 2 worship. Both venerate a stone to worship their deity, but one will call the other a pagan.
Abu twin, help me make sense out of it.

AbuTwins:
Of what use is all these when Satan too is God in your Bible?
son of God is God!
Human is God!
Angel is God!
Even the father is God!

So it was satan that called Abraham from heaven and blessed him forever.
It was any kind God that told Moses his name is I am that I am.
Its any kind God that is called El Roi- the ever living one.

U not making sense anymore. Abeg rest.
🥱🥱🥱 Go drink kunu, you will be fine.
So this one is dusted. Let's move .

Eriokanmi:
I'm not bragging. Its a reality. You may ask insurance companies that question or auto dealers. They'd tell you how many. Once a car is launched by the car manufacturer, in a matter of months, you'd see it on the Nigerian roads. The buyers don't go for APR wahala. They paid 100% , but over there, they spread payments with interests.

Oga rest, Only 13,000 new cars were sold last year in naija.
That's how depressing the new market is in naija.
South Africa sold 300,000 new cars, Morocco - 140,000 while egypt- 130,000.
That's why no car manufacturer is building anything in naija. Its also the reason imnoson and other domestic car assembly will struggle to breakthrough or become competitive enough to take on global car manufacturers.
Without car loan, no country can have a viable car manufacturing sector.

And don't make it look like Nigerians are rich enough to afford to pay for new car in full. They don't - Nigerians are poor, that's why only 13k new cars were sold last year.
Note- I mentioned new cars and not used or tokunbo.
So I really don't understand the pojnt of your bragging.

https://www.focus2move.com/nigerian-cars-market/

Digmygold:
DEFAULT and FORECLOSURE. Can you guys just let these two words ring in your brains for a minute? There are down sides to Mortgages too. Stop sounding silly.

U are the very foolish one. Default or foreclosure, U get what U put in the house and the equity.
The person renting gets nothing.
Who's worse off. Mr penny wise pounds foolish.

The wealth of white Americans today is deeply rooted in the generational property investment.
Indians and Pakistani in UK understand the game and are buying properties like mad here.
Yet some foolish ones are saying blacks should continue to rent.
Are U not tired of being slaves to other races. What exactly is wrong with the black man...they can't think beyond their today.

christopher123:
A MORTGAGE HOME ISN'T YOUR OWN TILL FULL PAYMENT

Spewing ignorance with confidence.

WhiteWood:
You just don't get it, do you? -- nobody is trying to discourage anyone from purchasing a house with a mortgage -- Speaking for myself, I'm simply trying to make him understand that the term "own" he used is a bit too definitive for a house acquired through a mortgage.

They own the house. That's the appropriate word.
If they are filling a form, they will be asked do U own or renting?
What do U want them to tick? Mr too definitive.

Eriokanmi:
Abi how many nigerians dey buy cars on credit you bin wan talk

Come and see the rate at which Nigerians throng usa embassy, Canadian embassy, UK embassy etc for visa. You go fear nah. There's money in Nigeria for Nigerians to tour with. I remember a day i went to pick my passport at the DHL office , isolo which was dispatched by the usa embassy after a drop box application. Na that time I know say naija dey travel...no parking space that day. Most of the houses located in the eyebrow areas of our main cities were built outrightly. Our people no like gbese oo. They see it as a taboo lol. You sef know this

Who even goes to bank for loans to buy car? Which bank dey grant loan even with all the requirements being met? Nigerians prefer to buy outrightly. I was encouraging my friend who lives abroad recently to go and get my type of floor tiles. Guess what he said...na big man you be nah, na big man dey do that kain tiles oo. Tell me how many Nigerians live on mortgage? Mortgage that's not even there?

FYI, my passport ( speaking for myself) doesn't restrict me oo and I'm not tired of applying for visa which i always get with ease.

Let me ask U a question? With all your bragging, how many new cars are sold in Nigeria every year?

Digmygold:
Go and sit down. If you aren't a Multi-millionaire buying a house abroad just makes you miserable and you know this.

Buying a house is an investment in itself abroad. The equity is yours and not the bank.
If U don't buy a house the alternative is to rent and be paying for someone's mortgage.
So tell me which is more foolish? If U lose your job, will U continue to rent for free?

franchasofficia:
It's mostly married Nigerian ladies abroad that celebrate owning a mortgage house, Nigerian men, the sensible and wise ones don't celebrate it.


If you are a Nigerian man abroad, before you think of getting a mortgage house abroad, please make sure you have acquired two or three solid commercial buildings in a bubbling city in Nigeria. Don't be in a hurry to get a mortgage house as a Nigerian man.


Don't be deceived, houses and lands appreciate a lot in Nigeria too.


I know some properties and lands I bought some few years back how much they are today if I am to sell them.


But before you buy any land or property in Nigeria, especially in Lagos, please get a competent property lawyer to go to Alausa secretariat to check the status for you, dont be in a hurry to buy, check the status first.


If you are Igbo, focus more on buying lands and properties in Southeastern cities like; Owerri, Onitsha, Enugu, Aba (though lands don't appreciate fast here dunno why), and maybe Asaba.


Avoid Lagos and Portharcourt if you don't live in Nigeria. Buying land in Abuja as an Igbo person living abroad is even better than buying in Lagos and Portharcourt. This advice is mainly for Igbos living abroad because currently, with the Lagos state government policies of recent, buying land or properties in Lagos if you are not a Yoruba person or you don't live in Lagos is risky, avoid it if you can.


Botswana is another nice place to invest in.

Ivory Coast is also okay.


Avoid Ghana, Ghana used to be good but situation seems to be changing of recent, guys are selling off now.

If U are living abroad and has no plan to return soon, pls ignore this terrible advice. The worst thing U can do for yourself is building houses in Nigeria when U can buy house abroad.

Proceed from rent is meaningless, how much will it fetch u? U will use over 40 million to build a house only to rent it out for 500k per year.
Renting a mortgage house covers both the mortgage plus extra profits that goes into your pocket.
Property abroad is real wealth, the earlier U enter the better for U and your kids in the future. Its a powerful wealth leverage.
Houses appreciate better abroad than naija and U get better return on investment both short and long term.

Purchase of cast acre of lands is the only thing I will advise abroad guys to invest in Nigeria.
Take this from someone writing from experience.

WhiteWood:
boy --Just so you're aware, I don't reside in the UK, and I believe I've never spent more than four days there on each visit -- What are you doing in the UK? assisting with incontinence care ? I doubt you even have a room to your name -- you waste of air

Then keep quiet and stop giving opinion about a place U never lived.
Harbinger of false information.

WhiteWood:
Johnny Just Come -- you'll understand when the time comes -- Just to clarify, I've been self-employed for most of my time in the West. Wishing you the best of luck.

Mr Man pack with your false information.
Methulaleh of uk...na so Una do, Pakistani and Indians bought the whole of UK while U people sat down for donkey years doing nothing but renting.
Its only among blacks U will see someone who has been in UK for 30 yrs still renting.
Imagine if he had managed to buy his council flat 20 yrs ago, by now he would have retired quietly choping the proceeds from his rent.
Today Indians have moved away from home property and they now buying up care home. Some are also buying up chemist.
Thank God some Nigerians are waking up to the game, I even know Nigerians who are are building and selling properties- another crazy money.

WhiteWood:
Boy, before you even thought of leaving Nigeria for the UK, I already owned a few properties in the West, all fully paid. While I appreciate the importance of having a place to call home -- I can tell you lack understanding in this matter. My intention is simply to clarify that we should be honest when discussing such matters. The property you currently reside in is not yet truly yours, you are merely occupying it until you can repay at least 80% of the loan used to acquire it. Regarding equity, was the loan you received from the bank interest-free? -- In a few years, when the house is supposedly valued at 250 thousand pounds as you mentioned, will the price of coffee remain the same? Capital NO -- this is not equity as you may have been led to believe, but rather inflation. While I'm happy for you, I believe it's important for you to understand these realities. have a good day.

U don't know what U talking about and I doubt I own property anywhere not to talk of western country.
Where did U get the info U need to pay 80% of your loan b4 the house can be yours...who told U that?
If it's help to buy, once you pay off your equity loan, U can rent the property out and pocket the profit off the rent.

I know people whose mortgage is 600 pounds and they rent their house for 1,300 pounds. Sot down there and be doing bad belle. They are just 5 yrs into their mortgage payment

I know people who bought houses in London for 60k in early 2000s, today those property are over 300k. Which yeye inflation wants to devalue such appreciation.

Pls if U can enter the property market, do so fast. U are already in western country so do as they do.
Drop all those your naija mentality and learn the game here.

WhiteWood:
FIXED

A mortgaged home is a property that has a mortgage loan secured against it. In other words, the homeowner has borrowed money from a lender (such as a bank or mortgage company) to purchase the home, and the property serves as collateral for the loan. Until the mortgage is fully paid off, the lender holds a legal claim on the property, and if the homeowner fails to make mortgage payments as agreed, the lender has the right to foreclose on the property and sell it to recover the outstanding debt.

Another bad belle.
If the house appreciates and they decide to sell. Who will take the equity- them or the lender?
If they buy the house for 200k and it appreciates to 250k, them they decide to sell...
Who will go with the 50k? Them or the lender?
See why U are bad belle.

The earlier U climb into the property ladder in western countries the better, not even this period with so much uncertainty and spiraling interest rate.