₦airaland Forum

kaynine59:
Standupguy this is what makes a man.. The thing still de pain me I can't lie bro. But as ur name implies consonants..... "stand" "up" "guy" man must pick d pieces and face it squarely..

I got refused days to my birthday. The birthday don pass twas nt a fun day cos the way i woulda celebrated if I had med call up ehn... Lol.. But God get reason.


Man up bro.. There are tougher hurdles in front asides dis as a man. We only pray for God's grace and Make sense Nike spike shoes make we fit de elevate de scale dis life's hurdles

So those your program have a may intake or are you looking for another school?

CIC sent me another message to check my portal and there was nothing there.
Abi them just wan remind me say them throw way me

kaynine59:
VO say I neva satisfy am I'd leave Canada at d end of my studies... The reasons are thus;

*Travel History

*Lenght of proposed stay in canada

*Purpose of visit (I wan go farm whale from mosquito mouth for one village in vancouver)

*Your current employment situation

*Your personal assets and financial status



These were dia reasons for refusal... Only me all dis many tins.. I got confused about this SOP of a thing cos I dnt think I wrote a separate letter. I only joined this forum afta I submitted my docs (which I gravely regret). There was a form like a questionnaire that was what I thought was the SOP and I filled it well... Stating reason I wanna go for my course in Canada and how I'd come back and input all av learnt in Canada to Nigeria and I mentioned global warming this that that Nigerian tertiary institutions don't have what it takes to broaden our scope as regards that. It was when I joined this forum I realized one has to draft an SOP and SOP is different from the questionnaire. I am a very careful and efficient guy... I know I studied that checklist for 2weeks before I applied and provided all docs. But I guess the checklist isn't sh*t.

These are d docs I submitted.

*sponsors proof of financial commitment to me (sponsor is a blood bro who earns well in an oil firm in the USA. He's a citizen too)

*SOA of $29'000 from sponsor (closing balance for last 6months afta all expenses)

*sponsors US passport data page

*sponsors work ID

*sponsors tax receipts from 2013 and 2014

*acceptance letter and estimated study expense list from Niagara College. Fee expense for a year is $23k (accommodation tuition and all) tuition is 14k. Paid 7k afta I submitted so ddnt include d receipt.

*all docs (application forms, nysc cert, transcripts, WAEC result, uni result, uni certificate, police report,)

*my final year dissertation (summary) on pollution from agro based insecticides, how it affects man and the environment. From consumption and etc

*I studied Marine science. Going for environmental management and Assessment. I work in a real. Estate firm.



I ddnt include land docs (which my late dad has I ddnt see it important to add my mistake)

I ddnt include employment letter and study leave. I filled in d cic form that I work tho.

I have been to Ghana and 2 oda African countries. Passport no de carry dose si I guess de ddnt believe but I filled all dat in d form




House pls added inputs in refiring would help. Thanks

We dey The Same boat bro, its called Bewilderment

justwise:
You are being unnecessarily defensive for nothing, you still don't get it.

You did not answer the question.....is the 25m her business profit or her business capital? Did you include her tax certificate? How many people did she employ in her business? E.g tax certificate will give an idea how well the business is doing. Your sister can only sponsor you with her net profit and not the gross.

Having 25m in her account as a business woman does not mean that she can afford to sponsor you.

The most important thing is cash availability for you throughout the duration of your study.

Bro no defense here, trying to ascertain my loophole simple
Just wonder who is that person liking your post without putting his/her own input.
There was no tax certificate, have no idea where to get that, i also had a co-sponsor, care to through light on that too?

akanni:
Not true cos where i work, i got a study leave for 2 years.You just have to open up your mind and tackle whatever reasons given for your refusal.All the best as you refire.

Yeah of course there is always an exception, about 0.002%. Tell me you would go back to that job when better offer is presented by another company home or away.

akanni:
Is that the ONLY reason ticked? If yes, the fixed deposit and treasury bills are ok, let her just have some liquid cash in her account.You can list them on your SOP in your conclusion i.e items attached are as follows:Treasury bill certificate worth........,FD certificate of......

Yes it was the only thing ticked.
I can only assume that they needed to see huge physical cash in the SOAs, that all i can think for now.
Will re-apply with same docs, the SOAs should be much liquid now.
My headache is that May doesn't have related programs, and most schools don't have either.

akanni:
Is that the ONLY reason ticked? If yes, the fixed deposit and treasury bills are ok, let her just have some liquid cash in her account.You can list them on your SOP in your conclusion i.e items attached are as follows:Treasury bill certificate worth........,FD certificate of......

Yes that was the only reason highlighted.

The value of the fixed deposit and treasury bills were clearly written there. Both were due to mature later on the same month of my application.
the SOAs had very good flow, just that but one had almost zero naira in it while the other had 1.5m

Sodikworld:
i'll like bring your awareness to something about fixed deposit because i also used fixed in application of my TRV: what i did was: telling my account officer to issue me something like fixed deposit cert with bank letter head paper and stating on it that after maturity the fixed cash should be roll over for the next three months, because VO are wise: so they'll the understand the availability of the cash for my studies

That is exactly the same thing i was issued bro.

blink6:
what reason(s) was stated in the refusal letter?

Insufficient avaliable resources

blink6:
A job offer waiting for you after your studies abroad, is one of them.

Of course i indicated that on my app and SOP, working in my sisters company, which she also indicated in her letter of support.
Even though i didn't put a letter of employment (which i will do in my re-application).
But the truth of it is no job will be waiting for anyone for 2yrs while you are away for post graduate, less of it in a country like Naija.

Tsola6:
May God bless u

Bless him for saying what exactly? unless you are telling me the fixed deposit and bank issue treasure bills are useless
and that they just need to see cash in the bank account,then i don't understand what you are trying to say.

luvly3:
Going for post grad?

Yes

luvly3:
What course did u apply for.... An important factor is Course correlation and academic progression, I think @redribs missed that in his write up, also a proper explanation of any academic gap which including a CV would do...

Studied Mechanical/Prod Engr, applied for Robotics and industrial automation.
They are very related

luvly3:
.... What did you use as your home tie? , u kinda need a strong home tie to naija considering u have ties in Canada already... If ur home tie isn't strong VO might think u won't come bk home especially for d fact dat ur brother is here in Canny

What exactly serves as home tie? (Landed properties and stocks can always be sold off)
My entire family lives in and works in Naija including my aged parents.
Only one of my brother is away.

justwise:
1. If she earns 8m a year and her account is running low what does that tell you?

2. If a business person has 25m in the account, how much of that money is actual profit?

1. I provided a treasury bill of 10m that was due to mature in a week bought through her bank and certificate issued.

2. 25m was fixed deposit also due to mature in a week as at the time of my application.

You probably didn't read details of my app sha,
I provide both account SOA and fixed deposits of both sponsor and co sponsor.
Unless you are telling me that fixed deposit are not valid.

redribs:
@pchax I understand your concern and the idea you are proposing. Using PMs (and emails) still can work...and is safer too. Using a cloud method simply brings back same issue you are trying to address; the problem of having so many advises and not knowing which is best to choose. I am of the school of thought that "you are the best composer of your SOP" because... well, it's your purpose and not anyone else's... only thing one could need help with is how to use the words technically and properly (punctuation and grammar edits, basically) and this can be gotten from friends, family and even anonymous friends here on the forum (using PMs and email).

I have also been analysing this rampant refusals because really, it is getting worrisome ... but contrary to your idea, addressing the SOP was not even on my list (maybe I'm missing something). First thing we should understand, is that, simply listing out docs submitted does not give a true and exact picture of our file. It only gives hints and ideas. Having said that, I prefer to play within the stated reason for refusal because... well, at least it points me in a direction to start with my analysis. The only reason I suspect that can emanate from an incoherent SOP will be "purpose of visit"...and that's not as common as the baba of all the reasons; "insufficient funds". Ok, maybe the letter of explanation might explain the financial docs to a clear perspective but if anything, I think being able to display sufficient funds from a reasonable sponsor can even be self-explanatory... as per u know? MONEY TALKS na.

Been trying really hard not to drop long posts these days because I dread my medicals not coming in this part 6 but since I've started lemme just kuku finish. Pardon my long talk, I'm a very expressive guy . Besides it might give good insight to people that have plans to apply.

So as I was saying, financial statements, as simple as they might seem, they can tell a lot about a person's financial behaviour. (Especially for the fact that the one CIC requires is over a stretch of 6 months). People are highly trained to be able to analyse these docs. I can imagine that these VOs are ACCA professionals and stuff. I'm just trying to point out that it's possible that these VOs actually do immerse themselves in these financial docs to the extent of getting really personal. Like they can use the financial docs submitted to make out a story that they think you are trying to portray and if a confusing part of the story can not be explained, they tell you they are "not convinced". That's what I suspect really happens. I even heard (but don't quote me o) that they also contact the banks during the processing time to verify the authenticity of the financial statement and as well as the funds/balance at different times because they are legally bound. It's a plausible thought because really, why else will it take so many weeks to process an application?

In summary sha, applicants should ensure a good bidirectional flow, a reasonable balance, a reasonable sponsor, an authentic sponsor's consent and lastly, ensure that the balance remains reasonable throughout the application process ... and this is where I think most people need to address. Also, if you are using a sponsor that you are not a direct dependant of, I suggest you try to pay your full tuition for a year and have some reasonable funds in your personal account to cover living expenses for the first few weeks/months.

Just my thoughts sha, cos really, I don't know sh*t.

Mr redribs
Nice insight but let me tell you why my app was a shock to everyone.
My sponsor is a senior banking offical with annual package of more than 8m, still single and blood siblibing,though balance was low, it was actually her salary account. co sponsor was a business owner with a very high volume of transaction in her business account and a fdp of 25m, Still blood sibling and single.
I am the last sibling and every other person in the family has a permanent good job including my bro who just finished his pdg has a good offical job in canny.
So insufficient funds was the last excuse anyone expected to be the reason for refusal.
My SOP i consider very brilliant because I addressed every aspect of my life and benefits of the program.
I read this thread everyday and i have reasons to believe that between sept and November the VOS got really harsh.
Which makes me beat myself why I didn't apply really early as i had my admission since may-june, i was waiting for a program from another school but when it wasn't forth coming,i decided to use what I already have.
Plus I felt I should let them treat sept applicants, now I know better.
I will give it one more try adding a few more things to my app and my sure there is liquid cash in the SOA.
We can only do what we can and hope for on God for the best.

redribs:
@standupguy sorry about the refusal. I'm really shaken by the development cos trust me, watching an applicant right in front of you get hammered out is a really scary and discouraging sight...but God dey. Just like someone suggested already, you could reapply with the same docs (which btw I think were not bad) and your application will be approved. What to do now is to contact your school about the refusal and ask if you can be considered for the next available semester. You might need to pay a new application fee and fill a fresh app form but they will most likely still have your transcript so a decision will be reached in a few days or weeks. If that happens, I guess you can just wait it out will till then. Might seem like a long wait but you shouldn't let it bother u. Good things take time.

Thanks bro, honestly I felt the weight of it this morning. After going through all my docs sha and considering that my older bro used only one of my sponsors for his, i could only conclude that the VO that handled my app is nut job.
My main headache now is getting a program, the one I applied with has only one intake per session and nothing closely related for May. The school has already offered to refund the tuition I paid.

Anugoson:
Just be on ur feet bro...challenges make a man! Try and see if ur program has May intake,then u can defer ur adm...if not u can find a related course if u can't wait till sept.

Thanks will look for a related program.
The program does not have sept, plus sept is far away.

Anugoson:
Bro i know how devastating it could be...u guys shuld be strong ok,cic do act funny clips sometimes,add ur co-sponsor's stock details and all ur sponsor's purchase invoice u can lay ur hands on...u will get it when next u apply ok...Goodluck dude

its painful, even more painful that i have had this admission since June but didn't apply because i was waiting for a better program.
Now i don't have time to re apply for Winter, and May have no reasonable programs to offer me.

Tsola6:
Hi,
I think the issue is with ur SOA. I might be wrong tho.
ow long is d fixed deposit for? Asin wen is it suppose to mature? I think d problm myt b dere. If it wont mature b4 january, dey wud wonder.expecially as dere isnt dat much cash available.
As for ur oda sponsor, u cant sponsor sum1 with a balance of 0.85naira. Evn if d credit debit is 80million, d available cash matters too.
Like i said, i might b wrong.

The fixed was just for 3 months i guess and it was set to be mature by the end of last October.
The Treasury bills were also ready to be mature the end of last October
The SOA was actually stupid in my own view but then when you work with difficult people its hard to make them understand.
We argued and quarreled over that balance but she reminded me of how she has been to many countries and how many years she has worked in a bank and that only the cash flow matters.
Wetin man go do when na beg you dey beg to documents.

tianadiva:
hws d house doing today

Not fine for me

Anugoson:
@ standupguy...sorry dude...this pple can be funny sometimes,don't be surprise if u apply again with these same docs they will approve it...when applying next just add ur sis main account this time around also a notarized letter of sponsorship and co sponsorship explaining their sources of income,finally wt the killer SOP u added b4..U re good 2 go..

Source of income was fully explained brother.
Main Sponsor is a business owner and (CAC was provided).
Co Sponsor is a senior banker ( Letter of Introduction with full salary was provided)
The refusal shock the entire family bros.
I intend to added co sponsors stock portfolio and sponsors purchase invoices
Including mine too.

lassky:
@standupguy did u include letter of support from ur sponsors? Is d closing balance of ur co sponsor is 85 naira or thousand? Has ur bro gotten his trv wt d same co sponsor?

Yes i included letter of support and affidavit from both sponsors.
Yes 0.85 naira and certificate of treasury bills purchased from a bank.(10M)
My brother used only her as his sponsor back in 2012, he has graduated and now works in Canada.
I decided to make her co sponsor in my app after much argument with her that the statement of account she gave me was useless.
She had other account but just didn't want to give it to me.

librasat:
where is your statement of purpose? Try write a good one, VO is more interested in your SOP.

Sorry i forgot to put it there .
I wrote a beautiful one.

Very bleak day as CIC did not grant my application.
I am thrown into absolute confusion as to why i was refused even though the only reasons highlighted was insufficient funds.
These documents listed was used my older brother who graduated 4 months ago and now has a job.

Sponsors Certificate of incorporation
Sponsor SOA Bal. 1.5m, Fixed deposit 25m, Total debt and credit over 108m.
Sponsor Passport (Blood Sister).
Sponsor baptismal certificate (birth certificate eaten by rats).
Sponsor letter of support
Sponsor affidavit of support




Co Sponsor (Blood Sister)
Co Sponsor Letter of Intro. (Head of Operations leading Nigerian bank)
Co Sponsor Property doc.
Co Sponsor SOA 85 Naira Total credit/debit 22M (very funny she didn't want to give me her main account. she said all they needed was to see the cash flow, we argued the thing tire)
Co Sponsor Certificate of treasury bill 10M
Co Sponsor baptismal certificate (birth certificate eaten by rats).
Co Sponsor letter of support
Co Sponsor affidavit of support
Co sponsor Passport
My Passport
Police report
Nysc discharge
Family I.Ds
School fees receipt (7000k) Paid
Beautiful Statement of Purpose

Actually my brother used only my co sponsor as his only sponsor and he applied only once.

I have personally seen a bill of 1.8m at a low key bar and lounge in lekki.
For those who doubt this, it means they have no idea what is going on in this country.
The financial disparity amongst the citizenry is outrageous.

mrnilobrawn:
Biko CIC release our medical request...
The progress is very slow this dayz.

Baba once notification enter my phone na so I dey rush.
This people no go kill person.

mrnilobrawn:
@ standupguy, redribs, meritdee, Cufs..etc hope u guyz hav got ur medical fee ready.,,,,

Its good news from now on....

A resounding Amen.
Like I said earlier, I dey here dey observe even though i no fit shout.

kaynine59:
My advice.... Put letter of employment sir. Bless

Already applied bro

OK finished school 4yrs ago, worked Pre -NYSC, and finished service last Year.
Indicated I worked in my sponsors company post service till date but didn't include letter of employment.
Sponsor stated so too in her letter of sponsorship.(Sponsor is blood sister).



An abstract question, does having a blood brother in Canada who finished PGD and works in canada now an advantage or disadvantage to one's application?

Siga:
... yea... makes life better if one can claim to pay tuition and travel while the other claims he will be in charge of monthly expenses... pleading that will help...and if u are working... please include ur bank statement, job letter and pay stubs...

Include your own SOA after using a sponsor and a Co sponsor?
Wow