₦airaland Forum

[quote author=wwwkaycom post=86041540]I gave my house documents to my cousin to take a bank loan of 3 million naira but I like to retrieve my documents back because of the way he and his wife have been doing things since October, 2019.

He is involved in sales of agrochemicals. He discussed with me on how profitable the business is but that he didn't really have money to put into it.

The wife lost her job in the bank and had to join him in the business. Being a close cousin and friend of mine, I gave out my house documents to him as collateral and the bank actually came to do some inspection in my house and I signed some documents.

The big issue now is that my cousin have not paid a dime back since August last year when he got the loan and between then and now he has done 3 parties that I'm sure gulped lots of money. The wedding of his younger sister in October, wedding of his brother in law in December and 40th birthday of his wife in January. These were serious lavish parties which I think could be done modestly.

I asked him on Monday about the loan and he said his moratorium will expire in February and there's no cause for alarm. This is different from what he told me before I released my documents, he said he will have gone far in repayment even before the expiration of moratorium. I reminded him about this but he said there is no problem about his ability to pay back since the business is lucrative.

I also discovered that one of our uncles actually borrowed him 2 million naira in 2017 which he hasn't paid back till now, he hasn't paid a dime back, I didn't do due diligence before releasing my documents to him.

Uncle told me yesterday that he would have discouraged me from giving out my documents if I had informed him before the loan was granted. Uncle also told me that he disagreed with him about his clubbing and partying lifestyles as a struggling businessman but that instead of appreciating his concern, he and his wife fought him and boasted his 2 million naira will be paid back before mid 2018 but till today he hasn't paid a dime. Hope I haven't shot myself in the leg with this help which I think I rendered to a friend and family?

The worst part of it is that my wife was not fully in support of my intention to help him then.

Where do I start from good people?

He promised to start paying by January ending, if he fail to do this, is it possible to break that bond and retrieve my documents from the bank? Can I tell him and the bank that I'm no longer interested in guaranteeing the loan? I'm afraid, kindly help.[/quote]you do nothing wrong by helping your cousin , unfortunately him pay you bad for good , I wish you are in my state right now ,him will pay the money before ending of the month ,contact your lawyer sharply .after you collect your document stay far away from him even at him point of death

why this shameless criminal dey open teeth .

this man need to be arrested scammer ,u need 410,000* 250,000. to appeals in a case .this money never reach to build Estate .

This man is absolutely mental ,ur mother was kidnap to raise up 1m is another things for u and ur lovers , when you are taking this bribe did you inform us do u knw how many of my ticket you spoil , now you are demanding for 250,000.00 Euro not naira .most you work with FIFA ? me too I want to travel to American I need 2m naira from Nigeria lovers thanks

mrbenjame:
I think I need matured minds to advice me because I’m very confused right now. Please take pains to read my story.

I dated a lady called Susan (not her real name ). For 4 years. I loved her so much and she did too. I met her when She was preparing to enter the university. 6 months into the relationship I went for service. Came back and it was already clocking 2 years. Whenever she visits I always try to make her comfortable. So she took advantage of my care and always wanted me to serve her all the time. Even when she visits from school she would be operating her phone and watch me do what on a normal terrain she should assist me do. As a young guy I try as much as I can to let her know that at least once in a while it would be nice to get my meal served by my woman even if I prepared it (since she doesn’t like entering the kitchen). Most time I overlook it because probably she’s very tired and all that. Sometimes I thought I was just being selfish but I really wanted to feel that woman attributes but I wasn’t seeing it.

Each time we fix time for a date she comes very late and that piss me off to my bone marrow. She never keeps to time. I endured this for a long time because she never turned up early in any appointment. She calls me at late hours and when I try to explain to her that it’s late she gets angry ( I’m talking of 12 am or there about) and I’ll go to work the next day. Anytime she offends me she would want to be romantic so I’d forget her wrongs just to calm me down. But I was suffering inside.

I felt very weak emotionally and decided to take things easy.

Until I met this lady called Benita (not her real name). I liked her. I admired everything about her. So I approached her while we were going back home from work. We had good conversations and I was happy because she was fun to be with. We exchanged contact and we started chatting. Forgive me because I became happy again just talking to her. Whenever we say goodbye when she gets off the bus she times when I’d get home and immediately I step my foot in my house she calls.( already I’ve told her when I’d be home). I invited her to a date in an eatery and she turned up 10 minutes to the time. I was shocked.

I became more involved with her. I invited her home. She went to my kitchen and she said “ your plates are not washed why? I just smiled and told her I’ll take care of that. Before I knew what was happening she’s started washing the plates. I begged her to stop because I didn’t send her to do that and besides it’s her first time in my house. But she refused. I let her (though the plates were not much but I was happy). She started visiting often with food items to cook. And I obliged to assist her. She refused again. We argued until she had her way. I just sit with her in the kitchen and gist while she cooks. To me I felt I was punishing her because all I wanted is that things of such can be done by her once in a while. (I sabi pity person o. Lols!). And secondly I’m not used to a woman doing things for me for a very long time now.

She calls all the time. Talks so lively and very funny. She’s not the miss romantic type but very smart and reserved.

After a while, you can’t cheat karma. Susan found out. She came to know about Benita. And since then it wasn’t easy settling between two of them. But Susan won’t just give up and I think I’m cool with Benita.

Today Benita is in her 100 level while Susan is about going for her service.

Now I’m trying to be responsible to settle down. I talked with my mum and some close friends of mine but they’re tipping Susan for me because she’s out of school and it would make things much easier for me than settling with Benita. But I love Benita now. She makes me happy. What do I do?

my brother go for Benita ,mk sure u study her very well befor u promise her you wnt to marry her

I was in Dino house yesterday discussing this particular fakes news .,any way house help needed female

Yoruba's Una education is useless .Igbo get sense aboki get power Yoruba get education ,but there education is useless

IMO girls una too like dick waiting hapn self

how e dick take stand up ,ur daughter for that matter .I cancel Sprite Satanism in anybody here in NL doing such

this man fall my hand.ooooo

Tinubu is a guy man

IMO girls one dick no dey satisfy them nah there way

Yoruba's Education is useless

Trump should go and seat down , where is Cameron Mali niger and chad on the list this the country the boko haram are coming from to fight Nigeria

this not the first time cut him head off is a boko haram suspect

good and seat down

I was there wit ibb,obj,Danjuma,Buhari, and general oche James when that particular area was set up for Navy training ground

if mr Green cap didn't satisfy with the result ker him go to World Court .rubbish

NaijaRoyalty:
Buhari should crush this nuisance terrorists group to pieces

Amotekun or whatever it's called must not see The light of the day because it's a terrorist group .

I'm glad the federal government already declared their activities illegal.

most u always display ur foolishness in NL

Yoruba are fool there education is nonsense aboki there power is authentic

I'm far better than Orton intense of Good Governance

aboki nah dem get power , Yoruba get education , IBO get sense .

I wish I be Orton I for empty the state account since last week cos Orton is going nowhere

Governor should make sure those police officer's should be dismisse from service

olu is a stupid drugs dealer Governor by mistake .what is saying here total banned of okada and keke napel in Nigeria .but okada is existing befor u before the Governor right And okad is using to campaign for u right , na u are against those guys cos u have created a job for them ,nah go far for this later

Jesus Christ this lady have the extra ordinary mind to kills those innocent baby .well she will see the part 2 of this soon thanks God those baby are innocent heaven is sure for them

stupid efcc boko haram are trouble northeast let dem.be deploy there, e dey easy to do Yahoo

dancing cos ur son is not among the killing solider , Solider catch boko haram Buhari Government release them all boko haram catch solider General dey dance .common one boko haram solider buried alive general ask to investigate those solider that dem have no right to kill boko haram in such way .I called on Nigeria solider to drop all there guns and leave the battle field pls

17 children in Nigeria , I wonder why some father there dick go dey raise up in the present of there daughter .this man need to be forget in prison

cos ur boss is very nice to you , and u wnt to collect 10m from him wit ur stupid plan habi , anyway u are too fresh to Bleep from dey back

hisexcellency34:
So bloody civilian fit kill soldier

dey guy too na solider serving in yaba hospital Lagos ., moreover no be boko haram dey killed us too soldier no get blood for body habi

Witchersunited:
ordinary OPC we all saw how bad that got, bulk of the cults in the south west are core opc members, if each state want to form their own vigilante its ok but regional is tribalistic, what happens when each zone starts doing it? Who is in charge of the so called units? When they go rouge with guns, who will call them to order, the states pushing this agenda can't even pay salaries

Is it this ones they will be able to pay, everybody is using sentiments to reason, Nigerians love distractions, this is keeping you busy forgetting that even with opc then, bad things still happened, this so called unit will only cause more harm than good

Let the states push forward the funds they have and let the police force recruit more police men and spread them there but this method is going to divide Nigeria, check points checking and robbing people, I can write up 100 pages of faults that will come from this.

must you always show ur stupidity in NL .you are typing this cos one u are fucking one Fulani girl or u are from the north side .