₦airaland Forum

Gamusgamus:
Hmmmmmmm, so I wasn't the only being caged by this devil's basket called on line loan, well was once like you until when Lcredit almost made me commit suicide, I went to a micro finance bank and took a loan which I used to pay up and uninstall all the nonsense loans, at least now my egg is in one basket and have a year to pay back

what did you use as a collateral?

Liverpoolfc:
How much are you currently owing now? Let help you out.

49k

emmyN:
You need to be in the right circle to see amazing things students your age are doing. I wish I had lots of the information I have now when I was younger. You have to be intentional about your growth. Get on your social media platform, facebook is good. Follow the right people, not gossip mills. Join intellectual groups, Headstart Africa is an example. Read content, digest them and apply. If you have writing skill, take up a course that could help you hone it, then apply to Upwork for gigs. And crypto is not bad too, but there is a huge uncertainty surrounding it and you have to know your onions very well to succeed at it, so I would advice you leave that out. You have a little time on your side now, use it!

thanks.

May God help me for dis one, I will never take loan from them again

Toks2008:
Hmmmm! Hardship everywhere. May GOD grant us succor

Amen o

nedekid:
If the loan company was not there nko?

I will use part of my rent and pay then.

gazilion:
How much did you borrow?

I'm owing 60k from different loan apps sir, I paid 11k dis afternoon( money) , i still have 49k debt to pay.

Plus10:
Better let your dad know about your situation than to go and borrow from loan sharks,nor use your hand dig your grave!

thanks for the advice man.

emmyN:
Did you ask them? Did you even ask your Dad first? You were his responsibility for the time being and it wasn't in your position to decide. You say you had no intention of defaulting, so how were you planning to pay back in the first place and what changed? I know all of this is irrelevant now. There are students earning good money while studying, you should learn from them so you could help yourself and not have to go on a borrowing spree? If you don't have a skill yet, start actively learning one now, because from what I see, you are in for a rude shock when you eventually finish school at the end of the academic year.

most of the students in my school are into yahoo, or crypto business, and my conscience no go gree me do am.

emmyN:
So how has the loan company ruined you? You took a loan when you clearly knew you had no means of paying back, so what were you expecting? Will you take similar loans from your friends and colleagues and not expect to pay back? Aside closing these loan sharks, I think the government really needs to deal with you defaulters because what you lots do is clearly an act of theft.

sir, if you read my message clearly. I had no intention of defaulting or runing away with their money, I just needed money to run my projects because things are really hard for us, my colleagues have gone far, in their project, I had no choice than to go for the loan, instead of going into yahoo, and other criminal things, because all my aunts and uncles are not willing to help me.

He can now go and chill with the big boys in kirikiri

I'm facing the same thing too. But my own case is that I'm a Final year student, and I needed money to start my project, plus other things in school I don't want to bother my dad( baba don try for me abeg) because he just paid my school fees of 160k, plus my Lodge rent and textbook money too, and he's also paying my younger sisters school fees, (100 level) too, plus my other siblings, now, it's time to payback and I don't even have any means, as I've used the money to pay for my project.

When I was still in secondary school, my aunts and uncles always promised to help me in school especially financially, but since I got admission into university from year 1 to my current level (final year) I didn't receive a kobo from any of them, each time I call them it will always end with the usual,
Let me see what I can do these are the people that my dad, trained and Paid their fees in school, And now they are very rich, but one thing is certain, I have learnt not expect anything from people, atleast my dad is trying for me, but I have made up my mind to do the same to my cousins too, They will not receive a kobo from me too, May God keep me till then sha.

Blue and Red House, always carry first and second while yellow na mostly last position.

brutal1:
Don't feel bad, most of us that grew up with our parents living in a face me and face you practically watched the process of the making of our siblings, there was just one bed and that's for the two of them so we had to sleep and the floor and me I even love to peep until my dad gave me a deafening slap one night...i still have this sharp pain in that part of my neck and ear till now as a result of that everlasting correction so dont feel bad...you can avoid looking them in the eyes for days but it will go away....also it is unfair on the part of parents to deprive themselves of fun because of the children in their own house ooo...i have two boys now and i know how difficult it is because these my own boys are investigative journalists...they work hand it hand ...if you put one to bed ...the other will be up...if you know how much carry over we get now ..im sure your parents must have been praying for the rain because you guys wont allow them do it when they want to ....and there comes the rain..(do you know how happy they were when the weather started changing?...you just ruined nature's gift for them) ...and you still went there at that time but u sef nor try ...wetin u dey find sef? What exactly were you looking for that you cannot wait till this morning??, it's no big deal...it is what it is ...they still continued after you left okay...wait, how did you think you got here ??

it's the deafening slap for me

Komu1048:
I remembered the day I bumped into my mum dressing, I was so ashamed of myself. Since then I always knock the door.

Btw today’s in my engagement/wedding with my longtime gf. I didn’t post or create a thread for this, I fear NL bashing

congratulations

You be mumu, common sense should tell you that before you enter somebody's room, not only parents, you have to knock and wait for response before entering.

Try this nonsense with my popsy and Maale, u go collect ASAP

Nbotee:
Samsung jus dey make their fones tire person. U go rock one until u see anoda one and den ur fone suddenly looks old

I'm telling you bro.
But why I like their phones is that they normally come with atleast 2 new version updates.
Atleast u won't be left behind.

Have u ever been chased, by a stubborn dog that doesn't listen to kai kai kaii, then u understand wetin I face that day, October 2008, around 4:pm , my mama send me to buy eggs, way we go take arrange yam and egg sauce, since I was the eldest so I went, when I got there,
the shop owner had a dog so they dog was sniffing me(as dogs normally do na) , and I was scared, I thought it will bite me, before u knew it, I took off, the dog kept chasing, even with the numerous shoutings of (kai, kai, kai) from my friends, for where?? but Jimmy no gree , he chased me till I fell inside a gutter, and Injured on my leg, and arm, before it left me.

It was later that I got to know that the dog was only playing with me, it didn't have the intention of bitting me o.

Since that day till we moved out of that street to my new house, I dey avoid that shop.

Still rocking my A50, if I see money I fit upgrade sha.

This life no balance this lady even get beards pass me, I no get at all, anyways I'm just 21, maybe God fit do am for me this year

Motorola phones dey strong, it can serve u for donkey years.

But you see Sony avoid am.

Honda accord 2007
Or Peugeot 406 prestige

Pls pick the iPhone

Anambra needs this rain o

Chai see as this woman open nyash, so this is how male doctor's go dey look my wife bumbum

obonujoker:
Primary school: I want to be a doctor

Secondary school: I want to be a lawyer

11 years later: its your boy DJ chicken �

stop derailing from the thread, make I no wipe you cord for neck.

Visit any aboki suya seller or herdsmen , and beg him to cut off ur 2 legs, in 6 months time new leg will grow.

For me it's

1.Abuja
2.Enugu
3.Lagos
4.Port Harcourt
5.Kano
6.Ákwá Ibom
7.Kaduna
8.Ebonyi
9.Delta
10.Anambra

I have been to these places, and many other states too.

Na so dem dey do.