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Bamz's Posts

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Celebrities › Re: Femi Adebayo Poses With His Father, Adebayo Salami by Bamz(m): 12:58pm On Jul 15, 2019
I've met two of them before. Mr. Salami is such a cool man.

Travel › Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Bamz(m): 11:51am On Jul 15, 2019
abby2443:
Exam please
Only got a mock test.
Investment › Re: Treasury Bills In Nigeria by Bamz(m): 2:02am On Jul 15, 2019
The startup space in Nigeria is just getting exciting as the days go by. PiggyVest is probably one of the most fascinating of them right now. Let me gossip about them a bit.

So their funds are managed by AIICO Capital (who have a SEC license). Legit? Check
They've got a micro-financing license from CBN. Amazing? You bet!

Apart from the fact that I love the concept of their business in that it encourages savings, they've got a T-bills styled service called "Safelock". The interest you get is up to 13% pa (upfront) and you can set a duration between 10 and 1000 days.

For those averse to managing funds from software applications, LOL, here's an excerpt from the coy's portal:
"Our operational costs are relatively low - we do not operate multiple branches or hire a lot of staff to manage operations. We are also able to negotiate premium rates due to volumes."
I personally think this is the future of fintech. Most Millenials and Bitcoiners like me probably have no problem trading from apps anyways.
-----
chigo4u,
July 18
Health › Re: If You Cured Or Managed Your Psoriasis Effectively, What Did You Use by Bamz(m): 1:01am On Jul 15, 2019
AngryParrot1:
If u can find and eat any two of these everyday for 2 months, & avoid any packaged food or drink (drink only water), or anything fried, it is gone forever.
1. Raw tomatoes
2. Avocado pear (u can pieces & boil d seeds, and then drink d water once a day)
3. Oranges.
4. Any kind of Berry.
5. Water melon.
Hi, do you have anyone that has tried this? I'm asking for a friend.
Celebrities › Re: 2face: Seeing Alex Ekubo Kiss My Wife, Annie Idibia, How I Feel by Bamz(m): 11:29pm On Jul 14, 2019
JasonScoolari:
Watch which video here?

My friend don't be an unfortunate fellow, write the reply here.
Hustle oh grin
Travel › Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Bamz(m): 8:59pm On Jul 14, 2019
abby2443:
Please i need PTE voucher asap!
Mock test or exam?
Investment › Re: Treasury Bills In Nigeria by Bamz(m): 5:16pm On Jul 14, 2019
It's another auction week. Get your instructions ready.

I'm collecting tax on your returns grin

Politics › Re: Kwara Rehabilitates Three Major Water Works by Bamz(m): 6:41pm On Jul 13, 2019
simonlee:
4
ijmbXpert2:
Hi
Sanromeo:
I r
Topccy007z:
N
Wetin Ekaette no go see for Oga bedroom?

Romance › Re: How Come When White People Are Sitting Down Esp Opposite Each Other by Bamz(m): 5:09pm On Jul 13, 2019
LilMissFavvy:
smiley.....okay.
Um are you based in Nigeria?
Health › Re: Pristine Muscles by Bamz(m): 5:05pm On Jul 13, 2019
PRISTINEMUSCLES:
What about the pair of dumbbells? Don't tell me you don't have those yet?
To be honest, I don't like freeweights grin

What I do with them whenever I'm feeling up for it:
Squats
Lungees

I thought I answered your previous question in my initial post. I'm building to get lean muscle mass and add some 1.5kg while getting shredded.
Romance › Re: How Come When White People Are Sitting Down Esp Opposite Each Other by Bamz(m): 3:58pm On Jul 13, 2019
LilMissFavvy:
A busy weekend can still be a happy one, all depends on your activities. I don't reply PMs, but I may get in touch.
Not a problem. I just had my eureka moment with the L/M/F acronym. grin
Romance › Re: How Come When White People Are Sitting Down Esp Opposite Each Other by Bamz(m): 3:32pm On Jul 13, 2019
LilMissFavvy:
Hi....am good, happy weekend!
Thanks, it's not exactly a 'happy' weekend for some of us, a busy one here. I did send you a pm though.
Romance › Re: How Come When White People Are Sitting Down Esp Opposite Each Other by Bamz(m): 3:28pm On Jul 13, 2019
LilMissFavvy:
I do notice it as well and it's quite cool, I like it.
Hey, how you doing?
Sports › Re: “We Do Not Expect An Easy Game But We Are Not Afraid Of Algeria” - Super Eagles by Bamz(m): 1:29pm On Jul 13, 2019
internationalman:
Super Eagles are the only not North Africa team that play tactical football with technicality..
I loved your comments but what kind of immigrant English is this?

Romance › Re: I Am In Love With My Colleague by Bamz(m): 1:26pm On Jul 13, 2019
donbachi:
U again?..what about ur 22yrs old girlfriend u've been dating for six months...now na ur colleague..dem use women swear 4 u?

Pets › Re: My Boy And Girl: A Nairalander Shows His Dogs (Photos) by Bamz(m): 11:39am On Jul 13, 2019
AllenSpencer:
All this dogs are not sweet

They just big for nothing. Fat you have all over them


If you cut them into a bucket full, you wont get half bucket after boiling.

Moreover, their meat is not sweet, even when you use the whole spice.

Only doberman is sweet when you talk about classic dogs.

Nothing beats Bingo a.k.a Nkita

Romance › Re: I'm About To Propose To My Sales Girl, Advice Needed by Bamz(m): 11:17am On Jul 13, 2019
Kneephy:
See question oo..

Don't marry her oo, find one beautiful olosho to marry.shebi u are still asking us ni ooo...











P:s u can gimme her number maybe me I should marry her,
I was the 500th person that liked your comment cheesy
Health › Re: Pristine Muscles by Bamz(m):
PRISTINEMUSCLES:
Very very much ALIVE.
Start date: April 2019

Target: Lean Muscle Mass (62.5kg to 64kg), shredded abs

PS. I haven't gained weight yet. Typically after a workout, I go from 62.5kg to 62.3kg or thereabout)

Yesterday's routines.
15 mins - Ellliptical trainer
5mins - Mixed plank
5s x 10r - Shoulder Press (70lbs)
5s x 10r - Leg Extension (85lbs)
5s x 10r - Inclined Bench (25lbs*)
5s x 20r - Leg Raise (Abs Dip)
3s x 10r - Barbell Squat (0 lbs)
5s x 30r - Bench Crunch

*Barbell weight not included

I need tips and advice from pros in the house.

Typically, I start warmups using elliptical trainer and/or stationery bike

Then I proceed to work on the arms with shoulder press and/or Barbell curls

Chest - Bench (flat)

Abs - Leg raises, Bench Crunch, and plank

Legs - Barbell squats

I tend to vary these from time to time.
Investment › Re: Treasury Bills In Nigeria by Bamz(m): 12:56am On Jul 13, 2019
One of the most effective things you can do to build better habits is to join a culture where your desired behaviour is normal behaviour.
Atomic Habit

This is the true power of the Financial Independence community. When you first realize what’s possible, it feels like you’ve stumbled on this huge secret. You can’t understand why everyone isn’t doing these things! Then, you discover that talking about finances in standard relationships with friends and family can be so awkward and counterproductive. Many people in your work or social groups are perfectly content to spend what they earn and borrow for more.

Fortunately, there is an online community of writers, bloggers, and podcasters that you can tap into for learning and modeling. There are comment sections, forums, and conventions for dialogue. However passively or actively you engage, you enter a culture where the necessary behaviours are normal.

Extreme frugality? Check.
High earnings/high savings? Sure.
Focus on investing? Yep.
High income, low income, side hustles, charitable giving. All of them!

Whatever you want to learn about, and whatever habits you want to build – you are in a community and culture that helps to reinforce the changes you need to make for success


Source: EducatorFI Portal
-----
If you can't start T-bills just yet cos of low funds,
+ Continue saving what you have.
+ Get a savings account where you don't withdraw money from (to be able to qualify for month-end interest)/ consider mutual funds, fixed deposits etc). Preservation of capital is key.
+ Don't loan out what you can't afford to lose
+ Don't cultivate the habit of borrowing money
+ Don't buy expensive clothes or material things that won't matter in the next 10 years
+ Live way below your means if possible
+ Don't be in a hurry to get an apartment if you can stay with your parents
+ About investments, diversify, diversify, diversify (I'm pleading embarassed)
+ Don't invest in what you don't understand
+ Don't be moved by people who brag out their net-worth, rather see it as a motivation to do better
+ Seek to know more, don't laze around to be spoonfed. Be voracious for knowledge
+ Read Books

If you hang around the barbershop long enough, sooner or later you're gonna get a haircut.
Health › Re: Pristine Muscles by Bamz(m): 12:36am On Jul 13, 2019
PRISTINEMUSCLES:
I even noticed my muscle shrinking despite my working-out everyday. I kept on making this same mistakes until i stumbled upon a very vital article on muscle-building and a new dawn began in my muscle-building campaign.
MUSCLES like every other tissues in the body need to rest.When training or working-out those muscles in the gym you are in fact tearing them apart, more like the muscles undergoing some mini destruction. It is during rest i.e outside the gym that the muscles actually grows.
And the muscles take at least 3-4 days to regain its maximum strength.So a gym-rat that trains everyday is in fact actually killing those muscles.
The muscles need rest to grow . Training 3 days in a week is preferable.
Wow wow wow.

Just the thread I was looking for. I would read every bit of it, but is this thread dead or alive? embarassed I'm looking for extra motivation.
Celebrities › Re: DJ Cuppy and Anthony Joshua hang out together in Lagos by Bamz(m): 9:24pm On Jul 12, 2019
davillian:
Aj you have started playing again ba. ?
Ruiz is taking no days off for his training.
He doesn't know what's going on angry

Sports › Re: AFCON: AS Roma Congratulates Nigeria, Super Eagles Responds by Bamz(m): 8:16pm On Jul 12, 2019
[quote author=Sanchez01
Whatever happens, I pray Drake does not famz us and wish our dear Super Eagles well.[/quote]I see what you did there mate.

Investment › Re: Treasury Bills In Nigeria by Bamz(m): 4:13pm On Jul 12, 2019
RESHARPENED:
Thanks for your input.

I have gone through the thread and I came across that. I only asked because that particular information was given a while back and might not represent the current situation. Plus it's more of a range than a definite figure.

I also saw that I-invest accepts a minimum of 100000. But I wanted to know about banks' minimum threshold.


Thanks again!.
Standard Chartered would even tell you that you need 50m to partake in the primary market but the information I gave applies to most banks. If however, you need a bank specific information, do not hesitate to contact them directly.
Have a nice day.
Investment › Re: Treasury Bills In Nigeria by Bamz(m): 3:52pm On Jul 12, 2019
RESHARPENED:
I understand the fact that people here are BUSY people but can someone help me to address this questions, PLEASE?.
feelamong:
Officially you can invest as little as N1000. But because of the paper work involved and for the fact that the fees u pay to them is very low, most banks and discount houses insist on a min of 100k to N1M.

If you are interested send me a mail to feelamong@gmail.com ..I will introduce you to a friend in a discount house.
A simple search or scan through the thread saves us the stress of answering previously answered questions.

Thank you in advance for your cooperation.
Investment › Re: Treasury Bills In Nigeria by Bamz(m): 8:11am On Jul 12, 2019
I've not used iInvest as I have not had need for it but their offer is not "too good to be true' considering they hold on to your returns till maturity.

More details about the company is on the Web.

They are licensed and regulated by the Securities and Exchange Commission of Nigeria and FMDQ.

Acidosis seemed to clarify their legitimacy here too
https://www.nairaland.com/878880/treasury-bills-nigeria/826#80173275

Sports › Re: 23 Times Grand Slam Champion, Serena Williams Reaches 11th Wimbledon Final by Bamz(m): 8:22pm On Jul 11, 2019
Angelfrost:
I hope she wins, as a recompense for last year's fiasco.
You are a liar. When are you going to give me my apology? Say you are sorry angry

Investment › Re: Treasury Bills In Nigeria by Bamz(m): 10:06am On Jul 11, 2019
OvaSabi1:
I hope these guys are not running a mini ponzi scheme sha.
Lol then what would you say about MBA FOREX that offers 20% in a month?

Sports › Re: The VAR Used In Nigeria Vs South Africa Match (Photos) by Bamz(m): 10:29pm On Jul 10, 2019
ahnie:
Na only God knows who go win the match.imagine Nigeria playing against super eagles grin in CARIO stadium.
You think ya funny

Romance › Re: Mention One Habit You Can't Tolerate In Your Relationship by Bamz(m): 10:27pm On Jul 10, 2019
eleojo23:
So this is actually a valid problem? grin grin
Yels, home training is important angry
Sports › Re: Nigeria Vs South Africa: AFCON Quarter Final (2 - 1) Full Time by Bamz(m): 9:53pm On Jul 10, 2019
fecta:
Goal,

I have been hiding from my South african friends on twitter.

But now I can go back.
Hahaha they are on NL too.
Sports › Re: Nigeria Vs South Africa: AFCON Quarter Final (2 - 1) Full Time by Bamz(m): 9:47pm On Jul 10, 2019
Get in boys! Come on you Eagles!
Romance › Re: Mention One Habit You Can't Tolerate In Your Relationship by Bamz(m): 9:27pm On Jul 10, 2019
Eating the meat before finishing the rice. angry

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