₦airaland Forum

Ehrnie:
Post AOR question -

Please what's GCMS note and does one have to request for it post AOR?

I've researched this enquiry but couldn't find any useful information.

Many thanks!

GCMS note is like a workflow sheet on your application. It shows the level of activity/work and stages your application has gotten to.

Yes you can request for it. Especially if you are not comfortable with the timeline of event

vcole:
So many things wrong with this response in my opinion. The spouse can and i advise should transfer the funds to his wife who is the PA. He ony needs to write a letter of explanation that he did so to assist in meeting the funds requirement for their family size. To further support this,
he can opt to include his work history and reference letter under the employment section of his own form during eAPR just to show that he earns an income however this is not compulsory. The PA should submit her 6 months' bank account statement and any evidence the cooperative can provide to show how long the funds she invested with them were held for and so on. The spouse does not need to provide any evidence from the cooperative.
The PA should use her international passport as it is and should not use any 'new name' or fill any other name anywhere else as there is no evidence of such a name on any of her documents. A marriage certificate suffices to show prooof of relationship to her spouse.

There is absolutely nothing wrong with my opinion and yours is also okay. The primary applicant which is the wife is saying - look we have the money but some is coming from my husband and he liquidated his Cooperative investment, this is a letter to prove he actually had a cooperative investment.

She is also saying - I have a cooperative investment and I have liquidated it, please see evidence from my Cooperative society. Review my statement of account and the date of inflow and narration on the statement, it will confirm that the inflow is actually from the cooperative investment.

Why I want the spouse, who is the OP requiring explanation, to submit his own statement is because if he credits his wife account with the huge inflow and just explain with letter of explanation. The VO might raise eyebrow and ask why is the husband crediting the wife's account and where did he get the money from - these are possible questions. The aim of the application is to clearly satisfy the VO objectively that even if she/he takes the applicant application to a superior officer that same decision can be reached.

Letter of explanation is not a end to a means and is subjective. The VO does not need to rely on it to reach a decision. Your documents should satisfy such requirements. Rather why can't the LOE state I got this large sum from my Cooperative investment. Attached is the Cooperative certificate. My husband also have a fixed deposit for 6 months, attached the fixed deposit certificate or TBills certificate - simply or my husband also liquidated his Cooperative investment, see the certificate and his statement of account. The money is there. The VO reviewing these documents can trace where the monies are coming from.

C'mon two large sum credit entry in a statement of account and close to date of submission. That's enough room for someone to want to know more about the source.

What you are also saying is that someone's spouse can go borrow money, credit his partner with the amount and submit reference letter to say - hey guys it came from my salary. If VOs are that dumb - great idea for people struggling with POF

optionese:
Yes and also my cooperative is dropping my funds in June and my first ITA would expire July 10th wanted room for the money to breathe in my account or if there is delay. It's cooperative for government workers and sometimes there are delays.

Very good decision.

optionese:
Yes I have ITA, I would be credited with my cooperative moneyin June when salaries are paid) am a government worker) if I put my money in tbills and there is a further request for funds all I need to do is submit the tbills certificate that would suffice right ht?

Okay which means you have less than or up to two months left to submit your application. I don't know what date in June you will be credited.

Now your wife can submit her 6 months statement of account. Go ahead and buy the Tbills for 6 months and attach the certificate as part of the POF. Now you don't need to submit your own statement of account.

Alternatively, since your Cooperative is registered and I don't know if your wife's Cooperative is registered. If her isn't registered. Let her buy the Tbills after she has liquidated and you submit your 6 months statement of account with the fund intact.

Submit your application close to expiration date and also print the account statement close to that date, but you would have already purchase the Tbills. In short you should have purchase the Tbills like yesterday. The reason I said print your statement close to the expiration date of your application is because it will show that the money has stayed at least for a month.

However, you may be asked to submit statement of account again in the future. This is to satisfy the VO that the money is still in your account. The TBill certificate already will show that you cannot withdraw the money till after 6 months - so this is good.

Whichever you choose, you MUST explain concisely your POF in your letter of explanation. You can even indicate that you do not have plans to withdraw your funds till you get COPR.

optionese:
But @ottawaboi has the POF in his and his wife's account. So are they submitting the two accounts?

Yes nothing wrong in submitting two accounts. The only problem will be the document size. Because each document upload should not exceed 4MB, so they may have to compress the PDF file of their account statements and any other documents that support their POF.

Recall, in your EE profile, you would be asked - how much do you intend to come to Canada with. In this question column, you specify the amount you would be traveling to Canada with and then support this claim with official documents (POF). And when you land in Canada, you show them the fund (Settlement fund). Both remember that you must consider the minimum amount as indicated for your family size. So your POF/Settlement fund can be higher than but not below the minimum amount required for your family size.

Cheers!!!

optionese:
Let me just part of my money own is coming from my cooperative. My comparative is registered. What I intend to do is get a letter signed that the money belongs to me and all the the other things. I will also upload my payslips and my card which marks the deduction. My money hasn't been deposited yet but I feel like even if the money is deposited today and I print out my statement tomorrow am fine. And immediately my money is complete I am putting it in tbills. Cos the interest on it is necessary

My first question is when are you applying. Second question, have you gotten ITA?

Good to know your Cooperative is registered. Get a letter from them, including all the documents you specified above.

I don't know, just my opinion, I don't think it's okay to then buy Tbills with this same money again. You can leave it in your account (just my opinion) especially if you intend to submit your application soon.

optionese:
Well I didn't know this part of spouse can submit POF too. @ottawaboi be patient lets all deliberate on it for the next few days before you decide what to do.

Spouse of the primary applicant do not submit POF. The POF section in the document checklist will only be indicated for the Primary applicant. However, the statement of account that the primary applicant would submit can either have his/her name; the name of his/her spouse or a joint account in their names.

The POF should not be a joint account of the primary applicant with a 3rd party like for instance a sibling or a joint account of the spouse and a 3rd party maybe his/her father.

So if all the funds is in the spouse account. The primary applicant can just submit the bank statement of his/her spouse as POF. Rather than receiving a large sum of money and using gift deed. Marriage certificate is documentary evidence that you and your spouse are married. Affidavit for change of name indicates especially for women that you once bear a different name, when you were single, but now have another name.

Further questions won't be asked. So I was surprised when I read comments where husband's were transferring money to their wives, who is the primary applicant, and using a gift deed.

optionese:
I don't think cooperatives give certificates oo. You have a card like esusu where you mark the monies paid monthly. If the monies are deducted from your salary it will be reflected in your pay slips. I think that's sufficient proof. I don't know if cooperatives will write letters like bank and add their certificate of registration. Anybody who gets that is lucky . I belief that the deposit will reflect the name of the depositors, your payslips(as many as possible 12 random ones) to show the debit. A vo can decide with that

HA!!! Then this is a problem. I still insist that the funds be liquidated immediately because of time. According to the OP, it is their money - they didn't borrow. To avoid much issues - just leave the money for 6 or 7 months, then apply.

Alternatively, if they are in a hurry - do gift deed. However, the essence is WHY!!! Why gift your wife money that belongs to you both. Like I said, do gift deed ensure other documents are okay without issue - they are good to go. Oh! Don't forget to use LOE to explain. You can say you and your spouse operate your finances separately so you are gifting her the money.

dupyshoo:
You can liquidate the money from your cooperative funds into your account, then transfer it to your wife's account. A simple LOE from you will be sufficient for the money transferred cos you are an accompanying spouse.

However, for her own cooperative fund, she will need to show evidences that the money was hers in the first place. An agreement signed by her to start the cooperative, bank statements showing the monthly deductions from her account and a letter from the cooperative showing when she started contributing the money, total money contributed and explaining that the money transferred to her account is her contributions and that there is no repayment required might suffice.

Is the cooperative registered? If it is not registered, it might cast doubt on the authenticity of the letter from them. If she can get a Cheque from the cooperative, it will be better. She can then deposit the money in another account that she has, transfer the funds to your account and then you transfer the money back to her salary account.

My advice is this: think of any questions the Visa Officer might have with regard to your POF and ensure you have answered all the questions.

What you just explain here is the reason VOs cast doubt on lump sum. What is the essence of a husband transferring money to the wife and then support with gift deed? That's why Accra VOs frown so much with Nigerian applications.

The question the VO will ask is - why can't the husband just submit his statement of account because POF can be in the name of the spouse of primary applicant.

Your advice shows concealment. A gift deed can protect such concealment but it opens the applicants to intense scrutiny and delay in processing their application.

I will only recommend your advice if his Cooperative isn't registered and further add that ALL their documents must proofread multiple times for errors because one slight error leads to ADR and further delay.

ottawaboi:
Please house, i want more views than these as i have another option of liquidating the funds in piecemmeal and crediting her account gradually , say over 3 months or so...i just want to ensure that the funds do not raise any eyebrow as in all, its our savings over time and free of any incumberence.

Chief no need moving these funds from your account to your wife account. POF can be in your name or wife's name - abi you no dey follow her go Canada ni!

Liquidate your investment NOW - get a covering letter from your Cooperative on both investments. This is to show where your lump sum came from. If it was TBill or Bond from a Bank, there would be no need to liquidate, you can submit the certificate.

My only concern is if your Cooperative isn't a registered cooperative in Nigeria, because the letter head should show their CAC number. If it is registered, you don't have problem. If it's isn't - it is legally wrong to do business with an illegal entity.

edababa007:
Pension fund is allowed. I went to my PFA ( IBTC Pensions Managers) to confirm if only 25% of my account balance can be considered as POF for Canada PR Visa. I was informed that the total balance in my account would be considered. That though 25% is considered for those that are out of work and still in Nigeria. 100% is considered for those applying for Canada PR.

I just read a comment where this has been nipped in the bud. If your POF is complete and you still forward pension fund, it will be ignored. If your proof of fund is not complete and you use whatever percentage of your pension fund to support, you will get ADR (additional document requirement) asking you to provide documentary evidence to complete your POF.

I am certain Accra VO will send you an email.

For the guy asking if POF is different from Settlement fund - yes it is. POF is proof that you have this fund and you forward documentation to the VO, who will first review your POF document, confirm from your bank and express satisfaction that you have the fund.

Settlement fund is after you have collected COPR and you have landed in Canada. It is the fund you actually have with you (either in cash or otherwise) at the airport. You will be asked to show funds you came with. This could be cash, which must be declared, investment certificate, TBills, Cashier cheque etc. - now you can add Pension fund certificate and inform the officer that this fund will be credited to you soon even if you don't have the fund in your account. In this situation, you can even open your Nigerian account and show them your bank balances and tell them you are transferring your funds immediately you open a Canadian account. In some cases, customs don't ask for settlement funds, maybe they are tired for the day.

Chordata:
My people, I think we need to conduct more research on what constitutes or does not constitute acceptable POF. I've been doing some research and it seems like provident funds (PF) are accepted. PFs are quite similar to our Retirement Savings Account (RSA). Here is an extract from one of the provinces in Canada (Saskatchewan):

"The following funds will be accepted:

Personal chequing or savings accounts
Bonds
Cash value life insurance
Guaranteed Investment Certificate (GICs) or Certificates of Deposit
Mutual Funds
Provident Funds (an official letter from the provident fund organization indicating the amount of funds that are accessible is required)
Registered Retirement Savings Plans (RRSPs)
Stocks
Tax Free Savings Accounts (TFSAs)
Term deposits and time deposits (must be valid at the time of application and remain valid throughout the entire application process)
Treasury Bills

Debentures, credit cards, lines of credit, gold, cash, property or businesses are not accepted as settlement funds".

On CIC website, they say the following about POF:

These funds could be in the form of:

-cash,
-documents that show property or capital payable to you (such as stocks, bonds, debentures, treasury bills, etc.), or
documents that guarantee payment of a set amount of money, which are payable to you (such as bankers’ drafts, cheques, travellers’ cheques or money orders).

The only issue for now is probably that no one has tested this. I plan to write them to get an opinion soon so maybe we can get clarity about the whole issue.

I can confidently tell you that Pension funds if submitted will not be calculated as your POF.

Let me explain - you need to prove you have funds to settle in Canada and take care of your family for the meanwhile. This fund MUST be available to you at any point in time - Pension fund isn't.

Now when you get to Canada - you can show your Pension fund as part of your settlement funds. That will be accepted to enable you gain entry. Please note settlement fund is not proof of fund.

POF is before you get COPR. Settlement fund is after you get COPR and you are landing in Canada. What you disclosed above is what you will show border control when you get to Canada. They will not ask you for 6 months bank statement. However, the VO must ascertain that the fund you claim you have is actually yours.

AlexanderGreat:
Does anyone have an idea of where I can get a document notarized in Lagos and cost. It's a 2-page document to be precise.

Go to the Federal high Court Igbosere. I think its N500 per page. It may have increased oh!

ottawaboi:
Hello Fam,

Myself and Wifey have saved up (not loan) the required POF in 2 different cooperative societies with our different names. We intend to liquidate the funds into her account because she is the PA.

My concerns are:

-Since one of the cooperative funds is in my name, it means the funds will have to be liquidated into my bank account and I will need to transfer it to her account. I intend to get a letter of introduction from the cooperative informing CIC that the funds is NOT a loan, rather it Is my savings towards our quest for immigration and the letter will be attached to our application.

Is allowing spouse to transfer money into the PA’s account allowed at all? If it is, how do I explain the huge lodgement made to her account at once, say 1.5M?

- Since she will also be liquidating her cooperative too, how can she explain the huge lodgement, say another 1.5M without flouting CIC requirement especially because all the funds will be less than 3 months old in the account as we are sure to get ITA in the next draw.

- Her international passport is still in her maiden name, and she needs to renew it early next year, should she maintain the name on her new passport to avoid complications or do a new passport with her married name.

Note: her maiden name is on our EE account and IELTS result and we have a marriage certificate from a federal court.

Thanks Gurus, I will really appreciate your response to these burning concerns.

POF can either be in the name of the primary applicant or in the name of the spouse. Nothing wrong in POF being in your name. No need to transfer to your wife.

Please note that this is just my opinion. The supposed problem with your POF is your cooperative, because the VO will need to confirm objectively that you have the money you claimed in your application and I do not know how your cooperative will satisfy that. You can either get a certificate from your cooperative after you liquidate the funds to show when the investment was made and when it was liquidated. This can assist the VO to form an opinion that the money in your statement of account is actually from your cooperative. Also, like I said previously, no need transferring the money again to your wife. It may appear you are trying to conceal something. Please note that I said, it may appear. Then you can explain your proof of funds in your letter of explanation. And if you can liquidate this cooperatives investment today, please do, but get the certificate and letter from them and also hope your cooperative is registered.

On your wife's international passport, she has two choice - wait next year to get a new one or apply with the old one. Also, the name on her passport must be the same on her application. There is a section for applicants who have other names - she can then put her new name there. Then support with marriage certificate, affidavit and newspaper column for change of name.

merrymum:
And I am angry because this thread is very helpful. Last year someone told my hubby and I about Express Entry. I searched on Google and saw this thread. After reading the first page, I went to every single link Zandora shared there, did our ECA and IELTS and created our profile. We got our ITA and now waiting for PPR.

In all this, I don't think I asked more than 1 question for clarification on this thread.

So if you think this thread is not helpful, please look for another you think will be helpful and take your laziness somewhere else.

This is no need for you to be angry. People are different and nobody can or will be like you. On canadavisa.com, all questions, regardless of how ridiculous, are being answered. Also, there are separate threads (PRE ITA, ITA and POST ITA phases). Advising someone to go back to a thread and start reading from the beginning is not encouraging because you do not know the person's circumstances or time pressure. In view of this, I salute those who go as far as answering every question regardless of type.

Another thing I need to state here - how did people come about gift deed? It was actually from the Indians on Canadavisa.com. If we do not deliberate to sort out issues, we are not helping.

A lot of people actually think getting ITA is the end of it and that is because of the emphasis being placed on getting ITA. Actually getting ITA is just the beginning. Also, someone said nobody has ever been rejected based on digital photo and I want that person to submit the wrong specification first.

There is nothing wrong to comment on POST ITA issues here, but it seems sidelined by PRE ITA issues and those on POST ITA phase seem to go elsewhere to get information.

colegold100:
it is becoming important that the issue of PROOF OF FUND/ OTHER REASONS FOR REJECTION POST ITA be addressed by the Gurus in the house and probably be included in the first page of the thread. Many people lack experiences on how to go about it(them).
cc: Guru/Experienced

True. Alternatively, a POST ITA thread should be opened to discuss these issues. If you review these thread, you will find out that many of the issues are mainly on WES and IELT (PRE ITA) and very few of POST ITA. However, POST ITA is the main phase of the application and there are a lot of bottlenecks. Even people get rejected for just Digital photo alone.

I am not trying to disregard PRE ITA phase. However, the separation will assist participants with concentration and questions will be customised. This will definitely assist people with how to tackle PRE ITA phase and when the individual is successful with ITA, he/she can then move over to the POST ITA phase.

Little is being said about the processes undertaken by VOs during POST ITA phase - How background checks are carried out, what type of digital photo you need, whether distance learning education requires PCC (a major reason for rejection), how to avoid gift deeds and pension as POF etc

ysmd:
Hello house on this Pof issue. A friend payed 3million into my account to help boost but am willing to wait 6 months before I finally update my score on the pool for ITA. Is that OK cos I don't want to use a gift deed.

First, this account your friend credited, is this the account you want to submit to CIC? Second, is 3 million the only POF for your category. If yes to question 2, buy Treasury bills with that 3 million and only submit TB Certificate as POF. If no, you might need a gift deed.

Alternatively, you can wait 6 or 7 months as stated, but that huge inflow should not be indicated in your statement. I don't know what narration your friend used. However, waiting will be only if your CRS score is higher than 450 and you are sure of ITA any time.

dannio:
Seriously hmm man na wa o

Yes oh - Using gift deed opens your documents to more scrutiny. They know that 99% of gift deeds are actual loans, but with legal documents supporting the gift, there is nothing they can do. Rather they would review your documents very well with the view of finding errors and not completeness. In cases where slight errors can be ignored, they would hold it against the applicant.

These are not my views, but from someone who just got COPR.

My view - I will advise anyone who intends to use gift deed to avoid it at last minute. If your lender can spare the money for 6 months, use another account to collect the money and buy Treasury bills for 6 months or agree with your lender to credit your account with narration - PURCHASE PAYMENT OF ASSETS/CAR/LAND. Then go and get documents to support sales. If you still want to use gift deed - ensure your documents are over complete without errors.

I hope the Visa officers are not reading this comment sha.

Babachi:
search the forum for discussions on gift deed. you can also use a declaration letter from a relative giving you the funds using his letterhead. I used that and didnt have any problems

My advice on gift deed. If you can avoid it, please do and if you cannot - please ensure all your documents are tight-slipped, no room for errors.

MummyJaygirls:
You can't use ur pension fund as main PoF, however, u can submit as supporting funds by getting a letter from ur pfa where they will mention that u will have access to 25% of ur total funds when u are out of job for 4 months.

You can get a letter from ur pfa and ur hubby can get from his pfa and u attach all.

Hi not to discredit your response. However, I just felt I should comment on this because this got me confused and is a reason for not submitting early. Hence, there is the need for clarity on this issue.

Please note that you cannot use Pension fund as POF. The reason is that the fund cannot be liquidated almost immediately. It requires time for the fund to be made available to you. Even if you submit it, it will not be calculated. It will be noted, yes - but will not be included as part of your POF. So it is better you have your POF readily intact to avoid rejection.

It takes up to 5 months, after resignation, for your Pension fund to be credited to your account. 4 months after resignation to apply for the fund and possibly 1 month for processing and subsequently crediting.

LordSebastian:
Some of these things, I believe, are not cast in stone. In my case, I have two work periods with the same company with an educational period between those work periods. The company only opted to prepare one reference letter with both work periods stated on the letter. In the end I uploaded the same reference letter in both sections (since I have two work periods) requiring separate letters. I backed it up with a LOE.

Whether this is okay to do is not certain. But this is what I did and I explained it clearly in the LOE. In all honesty, I do not see anything wrong in doing this. The gurus in the house can say more.

Cheers.

Thanks I think I will do likewise and explain too

ugoiyke79e:
Does the three positions have three different NOCs? If you answer yes,

1) did your company list out the different roles/reponsibilities for each of the duties? was the number of years in such capacities specifically mentioned for each?
If yes, then u may wish to upload d same document in each placeholder and attach a LOE citing this.
If no, pls get another set of reference letters for each NOC/Yrs of experience ...and upload for each.

this is my opinion.
let seniors contribute.

Yes the three (3) different job duties are different NOCs and each role/responsibilities and the time period spent were stated in the reference letter.

The concern is that should I upload the same reference letter in each section of the e-document upload or just upload a single one since its the same reference letter with 3 different job duties

Good morning Guys,

I work in three different positions for the same company. The company has given me a single reference letter with the three (3) different duties included.

In the e-document upload section, I observed that there are three different sections based on the different duties indicated during EE.

I want to know if I should upload the single reference letter or get additional 3 reference letters again

freeradical:
I mean in totality. Canada work experience can only suffice if you can prove it with the reference letter. It doesn't matter if u have worked for x number of companies as long as u can get each of them to give u d letter and the job description matches d NOC u r picking. In essence you can combine several work experiences just ensure they r all under d NOC class required for EE.

Hardship claim is just another name given to the 25% withdrawal permissible by the Nigerian pension act.

I'm not too sure on who should hold POF between u and Ur spouse but for sake of being cautious I'd advise that you guys xfer the funds to the PAs acct and attach a LOE for any lodgements from the spouse. In this case there is no need for a gift deed.

Thanks I duly appreciate your comments. I think I will leave the POF in my wife's account and use LOE to explain. She has a dom account and I don't, so I cannot get the money even if she transfers. Also, I want to avoid gift deed at all cost, because the Visa Officers are aware of its manipulations and in cases where slight errors should be overlooked, they may decide not to let it go because they feel the applicant is manipulating his/her POF by using gift deeds.

Thanks all the same.

freeradical:
1. What matters is the start date on the reference letter given to you by your employer for the work experience you are claiming points for. That is what CIC will use to calculate your eligibility when the time comes. Harmonise your eAPR questionnaire to reflect this if the difference still meets the 3 years work experience which gives you maximum points but if less and your point drops make sure it doesn't drop below the minimum CRS of the draw u got ITA from. If it does you may need to decline that ITA.

3. It's okay to use pension funds provided you have already liquidated them. Things like 25% hardship claim becomes liquid cash once u process it and r paid. I am also using my 25% pension hardship claim to augment my POF because I have an additional family member post ITA. What I plan to do is to add a LOE with attached bank statement for the period my RSA made the transfer to my POF account, as evidence of the transaction.

Thanks man for your response.

When you mean 3 years work experience. Do you mean work experience in totality or work experience in a relevant field/skill - NOC.

What do you mean by hardship claim for Pension Fund

Again - the spouse issue on POF

Good morning Guys,

I have got some concerns and I need assistance.

First, I was a trainee with an organisation commencing in July 2008 and I understand employment while one is a trainee is not sufficient work experience. Hence, I did not include that. However, after passing all conditions, our provisional employment letter was replaced with an employment letter on November 2008. This date, Nov 2008, was included in my EE profile as commencement date. When I approach the organisation for a reference letter, the commencement date stated in my reference was December 2008. I recall we were given two weeks vacation and asked to resume in December 2008. Every other thing apart from this date is okay - I'm worried about this.

Second, immediately we, myself and my wife, agreed on relocating. I started moving funds to her for safe keeps and advised her to convert to US dollars during the currency fluctuation period and also invest the money in TBills. The dorm account and TBill are in her name. My concern here is I read other comments where primary applicants get gift deeds from their spouse. I know I read that POF can be in the name of the primary applicant, their spouse name or in a joint account of primary applicant and spouse. Reading other people's comment got me worried and concerned. I am the primary applicant here.

Third, we have been able to raise sufficient funds as POF and also intend using Pension funds. I have to blame myself here because my wife keeps telling me our POF is complete. However, I decided to research further. I know people have been asking if Pension funds can be used as POF i.e. 25% of the pension fund (myself and my wife). This amount in naira is about N1million and I believe CAD4,200. I need some clarification here. I also know Indians use the pension funds, which is also called Providence funds. On the other hand, I still read about conflicting comments here and I would be grateful if this can be clarified before we submit.

Thank you for your anticipated response.

miella:
Hello Sir,

I want you to note that the fact that you were told to read page 0-50 is for your own benefit. And I think you are wrong by saying 70 percent is all about WES evaluation. This permanent residency journey is a journey of PATIENCE and PERSEVERANCE and one has to have in depth knowledge in order not to make any mistake. I'm not yet in the pool but I read page 0 to the last page when I joined this thread. Was it easy? NO! Was it worth it? 100% YES! I know a lot of information about both PRE-ITA and POST-ITA. Yes, I know we are all different and have different schedules but as a management student, I know the essence of planning and having in depth knowledge about something before starting.

I just had to respond because you kept on referring to the person that told you to read page 0-50.

May it end in praise for all of us.

I think this will be the last time I will comment on this. For me to tell you that over 70 percent is on WES should let you know that I have read through.

Adeniyitob:
A friend wants to know if she can include her husband's niece along with her kids in her application..Is der any implication ? Maybe at the medical stage will they have to run a paternity test ?

Someone should pls help..

Has she been adopted? If not kickstart the adoption process because you need to show evidence for that. They don't do DNA test for Medicals

lacord5:
What is the meaning of this your 'human beings sha'?
So if I create a post ITA whatsapp group, we'll stop helping people? or you believe that there are no express entry/visa groups on whatsapp? Those people are still here contributing in different capacities. I am not trying to take away what we have here, I just want few people who can call up each other anytime and ask questions which need immediate answers....a more personal group.
If you feel its not adequate, no problem, am not here to lure you away so please ignore.

There was no need to answer him. Someone also advise that I read 0 - 50 when 70 percent is all about WES evaluation. Another person said it would benefit me because I have to search through for my own request. What they forgot is that people's issue maybe different and on the spot answer can save time and money.

What is the essence of this thread if people cannot provide on the spot answers rather than referring people to read 0 - 50. You can refer newbies, but not those who already have ITAs or excepting ITAs

perks:
I personally don't think it's a wise idea to create a different group for post ITA. The reason is dat post ITA questions answered here will assist those coming behind. Also, those that may not ve ITA yet may still able to answer ur questions. For example, am not even in d pool yet but I ve answered alot of pre n post ITA questions here n even over d phone.

I don't think there is anything wrong with it either. You have people asking questions and also been referred to read page 0 - 50