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Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo:
Hello Folks,
Please which bank is at the moment responding promptly to tuition payment request via Form A. An idea of their GBP rate will also be helpful. Thanks
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 7:33pm On Sep 17, 2020
My advice, don't bring dollars to UK. The rates are never favourable. Sell your dollars and buy pounds before leaving Nigeria. If you doubt, check the rates those exchanges are offering and do the math yourself. You may lose up to $60 (N27k) on every $1,000 you change to £ here in the UK

Skymoore1004:
Honestly I don’t know bc the bank won’t change it for you, Best bet is to change it when you get to U.K..
try Euro exchange. They have outlets in most cities. They usually offer good rates.
Post office will not pay you enough.
Their rate is usually lesser
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 8:56am On Aug 09, 2020
Check right away, I can see first week in september being open in Ikeja (self service)

bimbos2007:
Good morning, please how can i get an earlier date. The date i got is 29th September. Around what time can one secure an earlier date. Some says midnight but around what time biko
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 8:16pm On Aug 03, 2020
solarinde:
£1 = #510.176. Use oanda. It has start to drop sha
Yea...oanda just got rid of the ex-abokifx guy who started with them recently.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 9:41am On Jul 26, 2020
duchess90:
I tell you... I recently had an argument with a friend who is applying for her tier 4, she said the reference exchange rate in the UK visa office is the day of Biometric submission, i argued that it is the date of application which is stated in the form. I made references and she didn't buy it.
What do you think?
To be quite honest, I really don't know which date they focus on. What I can tell you is that oanda also gives an overview of the last 30 days in the "Recent Trends" section. They can easily see the peak exchange rate within the period of your application and use that. So as we speak, July 25th rate has been the peak in the last 30 days and the upward trend may linger. Some more experienced folks can also share their opinions.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 9:09am On Jul 26, 2020
duchess90:
On a side note, are people looking at the crazy exchange rate on Oanda? Hopefully it won't affect all the maintenance funds gathered so far...(i had a look today for a friend and shocked shocked)
Folks, please pay attention to this: https://www1.oanda.com/currency/converter/ it could cost you your application fee and the time investment. It's been on the rise since July 20th. Your focus should be on buying GBP and "Ask" section. If it's getting too close, add some thousands to top up.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 12:33pm On Jul 16, 2020
Oloshi83:
UKVI definitely accept it for visiting visas so I would assume that’s the case for Tier 4. Hopefully, someone can confirm this.
Thanks everyone for the prompt response. I once used the online statement for uk visit visa too and it came out successful. Hopefully, it shouldn't be any different for tier-4.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 9:36am On Jul 16, 2020
Hello folks,

Has anyone used the signed and stamped statement of account from GT Internet Banking for tier 4 visa application. Currently in the uk and plan to switch to tier 4 from within before July 31st.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by cerezo: 2:57am On Jul 12, 2020
Chuukwudi:
Please, do you know if there is a regulatory body in the UK for Artificial Intelligence.?
As at today, there's no single body regulating AI in the UK. However, efforts to establish clear regulation for AI are
underway. Here's an interesting article to back my findings: https://gowlingwlg.com/en/insights-resources/articles/2019/regulation-of-ai-and-big-data/

If you have other follow up questions, please don't hesitate to put it out here. My guess is you are trying to pursue a program and perhaps you want to know a few things before diving in.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 8:00am On Nov 23, 2019
Definitely, there are charges when you withdraw cash on such cards. However, when you pay online, you don't incur any fees.

LagosismyHome:
Are they any changes when someone withdraws or pays using this account
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 10:20am On Nov 22, 2019
Maybe he/she can get pounds into a dom account and also request for a master/visa card attached to the dom account. With this card, having no limit, tuition payment should be a breeze. These are my thoughts.

STENON:
Goodmorning all. Someone was trying to pay UK tuition fees from Nigeria and the charges are too much to bear. Please who can explain the easiest way to pay UK tuition fees without paying some additional charges like swift or bank charges for international payment ?

Thank you.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 11:59pm On Oct 04, 2019
Thanks alot....i should have done that since.

justwise:
Yes and renew it when you get to the UK
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 8:46am On Oct 04, 2019
cerezo:
I need someone to help respond to this. My son's passport has less than 6 months validity. He has his tier 4 dependent child visa approved few days after the passport was less than six months validity. Can he travel to the UK with that passport or he needs to renew before he can be allowed in?
Can someone honor me with a response. His vignette visa is about to expire. We have been on the passport renewal for a week now. NIMC NIN isnt dropping at immigration end.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 11:40am On Sep 25, 2019
Submitted a family application on 26th in Abuja. Passports have been coming in in piecemeal since 20th. Up till now, one passport still with them as I write.

Nneamaka88:
Me too
I submitted since on the 27th
I called and was told a decision has been made, but no corresponding mail am very worried.
Any body with ideas
Would appreciate
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 8:50pm On Sep 23, 2019
I need someone to help respond to this. My son's passport has less than 6 months validity. He has his tier 4 dependent child visa approved few days after the passport was less than six months validity. Can he travel to the UK with that passport or he needs to renew before he can be allowed in?
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 9:09pm On Sep 12, 2019
When exactly did you do your Biometric and is it standard application?

Stephforme:
I was also sent a mail by ukvi that decision was made since 9th of sept, and am yet to hear from Abj TLS office
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 11:00am On Sep 03, 2019
Use the school address, more like you'll be staying in the school-owned accomodation.

Qlip:
Hello folks

Please i need a little help, i am yet to get an accomodation as I plan to stay in a hotel for 2 days and get accomodation close to the school. While filling the form online, I was asked where I would be staying and i gave this same explanation. the problem now is the IHS form cant be filled without providing an address as it keeps asking me where i want to stay. You need to state whether you are applying to stay in the Isle of Man, Jersey or Guernsey. What do I do about this?
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 9:15am On Sep 03, 2019
I want to appeal to us to lessen the attacks and threats. I dont get to read comments like this on other forums. Let us argue constructively and provide proofs where possible. For those that have power to withdraw other people privileges, lets not scare people away from voicing their mind. We all learn by speaking out.

I have taken my time to read the whole question and solutions proferred from the moment it came up. I am yet to see anything wrong with the op going ahead to submit his application as long as the statement is not older than 31 days and the balance didnt drop below the mark for the 28 days. I have read the whole tier 4 guidelines, i am yet to see where it is written that the money must be in your account after the 28 days. I stand to be corrected and many folks who have gotten their visas here can testify to this. You may argue that it was stated that the money must be available to you for your study whilst in the uk. But i havent met many people who keep money in savings or current account forever.

To fulfil the 28 days requirement, people liquidate interest yielding mutual funds, treasury bills, fixed deposits etc. Once you fulfil the 28 days, i believe there's nothing wrong in moving your funds back to these security instruments even while your application is being considered.

Just so that you know, the banks are not obliged to disclose any account balance to any visa office other than to confirm authenticity of the bank statement presented. This is the reason why visa officers look at trend and not closing balance which often time could have changed before the application is been considered.

For tier4 visa, the 28-day rule is simply 28 days of maintaining a certain balance nothing more. The ukvi knows many folks do all sort to raise this fund including borrowing, but they have also deviced means to combat that by demanding the sponsor i.e the school report every irregularity if any is observed to the home office immediately after you resume in school.

Please lets educate ourselves by being open and factual, and not by intimidation for no man knows it all.


LaaJiblik:
Wait a minute dude... what nonsense are you spewing out here?
Are you saying it is ok to print the statement. The. ‘chop’ the money even before putting in the application?

What then is the essence of having the money?
I thought the rule said the MAINTENANCE fund is supposed to be available to you for your stay whilst in the UK.

And you said it’s a lawyer that told you that?
That lawyer must have been high on piss.

Fellow genuine Nairalanders:
Please kindly ignore these type of outrightly fraudulent manoeuvres. Do not allow yourselves to be deceived.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 8:25am On Aug 29, 2019
I did my Biometrics in Abuja on Monday 26th, being a Bank holiday in the UK I was told there wont be any interview. Is this the case with anyone here? Also, I am yet to see any mail that my application has been received at Sheffield. Any cause to worry?
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo: 10:14am On Jul 14, 2019
On two occasions I have used the signed pdf stmt from GT Bank internet banking and the applications came out successfully. One for me, the other for my parents. I just felt since one will have to scan and upload everything, why bother? Fear not....
QueenieDar:
Thanks dear, the deed has been done already. I just wanted to know if am the only one in that dilemma. Poor me...
Travel › Re: USA Visit Visa Part 4 by cerezo: 10:47am On Jul 08, 2019
You stand a good chance if all you have said about your travel history and job are true. I'll just add that you book hotel stay and you don't need any invitation whatsoever. You don't have to know anyone in the US to go there on vacation.

Individual85:
Hello all, pls guide me, I wanna apply 4 american tourist visa, am single, have gud job,av been to more than 12 countries, as a sailor,
My moms friend is in usa, can I say I will stay in her apartment?
Will hotel booking boost my eligibility?
Do I need invitation from anyone in d USA?
Thanx all, I will be glad to hear ur positive answers,
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo: 8:17am On Jul 07, 2019
Travel evidence section is it

Seeyat:
Hello @giselle327 @justwise and other gurus in this great forum,

I want to upload the visa page on my expired travel passport but I don't know which section to upload it on eDossier

Also do i need to upload the visa page on my new travel passport?


Please guide me through.

Thank you
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo: 8:14am On Jul 07, 2019
I'm happy for you and confident you can now guide others. I did 2yrs visa for my parents in May and twas successful too. By just following what I shared with you, there shouldn't be any problem. I'll tell my parents to watch out for you and your mum in the uk grin


Marytee2:
Good morning my people. I just came to thank @Cerezo and you all for a good input when I asked few questions about how to fill Uk visit visa for my mum.
She submitted her application on June 10 at Ikeja (Standard application). She got her passport yesterday, with 6 months visa which was issued since June 27. This was her first application.
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo:
There's absolutely nothing wrong in attaching a fixed deposit in your application. Infact, I always do this with my mutual fund account. And the idea of people thinking you must have alot in your salary account is not ideal. Nobody does that and visa folks are quite aware of this. One glaring mistake is you claiming to have £6000 plus for this trip when in actual sense what you have is your N1.3m. There might be other issues like the build-up of the N1.3m which is very very key.

Now, this is what I do very often. I don't keep any fund in my bank account. But anytime i have to apply for visa, i do a part liquidation of my mutual funds to show enough funds for the trip. I also ensure i get a letter from the firm stating that the funds are readily available whenever i need it within 24hrs. Stanbic Asset will give you such letter plus the stmt of account. Lastly, I'll attach a letter of explanation detailing the rationale behind these actions. I have NEVER kept an amount double the figures i intend to spend on a particular trip in my salary account.

You really need to check how you raised these funds. They like seeing regular monthly income and they know Nigerians invest in money market instruments alot. Nothing totally wrong in your fixed deposit, your application probably was not well put together. You definitely need to learn more from the gurus here.

Hacuttie:
You are right considering extract of the refusal mail pasted below.

"note that in support of this you have provided a bank statement in your name
(account ending xxxxx) showing a closing balance of 1,370,146.50NGN (£2,925.00).
However, you have stated you have £6,338.00 available to you in the form of
savings. There is no evidence of these extra savings in your supporting documents.
Given that you have also stated that you wish to spend £1,800.00 for the duration
and this is the majority of your life savings I cannot be satisfied that your expenditure
is consummate for your visit to the UK. Therefore I am not satisfied that you are
genuinely seeking entry as a visitor or intend to leave the UK at the end of your visit."
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo: 7:57am On Jul 06, 2019
Sorry about this. Your financial figures look pretty strong, but a lot goes into some of these visa applications which I believe following this thread would help you address. Chill and learn from the gurus. Please feel free to ask questions where you are not clear. Truth is I did put in an application for my parents sometime in May, with about the same figures, and it scaled through. So, it's really not about the figures but how they are put together that matters.

Hacuttie:
The decision mail finally arrived yesterday after 70 days, unfortunately the visa was refused. The reason given for refusal was inadequate fund despite having N1.37m in salary account and 3m in fixed deposits with intention to spend £1800 on the trip

They claimed evidence of fixed deposit was not included which was not true. Copy of certificate of investment from a reputable bank was part of the documents scanned by TLS.

May be the application could have been better packaged if I had known this forum before submission

We intend applying again by November or December I hope it won't be too early.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by cerezo: 7:59pm On Jul 01, 2019
I need info from experienced folks. Is it possible to convert Tier 4 Dependent into Tier 4 General without leaving the UK. By this, I mean after a spouse must have stayed in UK as a dependent, and then try to enroll in school after the other spouse must have rounded off in school. I appreciate your responses.
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo: 6:33am On Jun 24, 2019
This got me rejection in 2014. The refusal was based on the fact that the FD is not readily available for the intended trip. I'll advise you retain some substantial money in your account for your trip beside the fixed deposit. In other words, do not keep all the money in FD. Say for instance, some 500k in FD, also keep at least enough money to fund your trip in your savings/current account. Another point to note, make sure there's a trace of the money for the FD in your account.

Osama10:
Can one use a fixed deposit for UK Visitors Visa as Proof of Funds?

Funds has been fixed since May 1st, 2019.
Travel › Re: Canadian Express Entry/federal Skilled Workers Program - Connect Here Part 8 by cerezo: 11:04pm On Jun 23, 2019
Good people,

I wrote ielts Jun 24, 2017 and requested for remark which came back with a section upgraded in Sept 28, 2017. I want to know when will such result reach it's 2-year validity?
Travel › Re: General UK Visa Enquiries - Part 4 by cerezo: 4:45am On Jun 18, 2019
You can only do that by booking the same appointment time for submission. Though, this is pretty difficult if you are looking for free slots but somewhat achievable else you can opt for the paid flexible appointment. Someone once mentioned how she went about this on this thread. But for me, i booked same day, different time slots say 12:30 and1:30 for them. When they showed up for biometric, they told them at the gate that it's a family application and they were allowed in together. They are both above 65 though, dont know if that played any part in the whole show.

TIGER1001:
please house how can link up my parents application(group) on TLS page ? i need your help urgently
Travel › Re: Canadian Express Entry/federal Skilled Workers Program - Connect Here Part 8 by cerezo: 6:43am On May 25, 2019
Go for remark...those folks are just taking Nigerians for granted.

Skillfo:
How do I sign up? This IELTS writing matter is becoming an embarrassment for me because I am a Communications/Web Specialist and writing is a major part of my work. My 1st attempt: L - 8.5 R - 9 S - 8.5 W - 6.5. 2nd attempt: L - 9 R - 9 S - 8 W - 6.5
Travel › Re: General UK Visa Enquiries - Part 3 by cerezo: 9:15am On May 21, 2019
For now, the tls are having issues with the upload page. As a workaround, they have published that anyone who cannot upload up till the appointment date will be assisted free of charge at their center.

Baggie887:
Good morning everyone, has anybody been able to use the self-upload recently and document uploaded successfully on tls? Just want to know before i make my payment.
Thanks

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