₦airaland Forum

baby124:
When I lived there my insurance payment was about 400 a month. That’s with employer subsidizing. If I paid by myself, it will be a lot more. And that was not the best healthcare option. Just for one person at the time.

I wonder what new solutions Dr’s can provide, being that the health care salaries are responsible for the cost of healthcare. Seems most people are doing without insurance now to avoid the costs. Except the Dr’s are willing to take a pay cut.

Maybe one day those republicans will stop calling it liberal handout and vote for universal healthcare.

baby124:
About 70% of those who lived a big life that I knew are now in prison when they were finally exposed. . America is not for those who don’t have patience and are not content. The fact is most of them move because they want to live a lifestyle they see the ones who pose as very rich are living. Those ones have to spend what they did not work for to live like that.

well that’s terrible. I don’t feel sorry for them though

The purpose of this thread was to compare cost of living. Nigeria vs US. The truth is, there are some salaries you earn in Nigeria that you should not resign your job to travel to US.

again that’s true. But I’m on the side of those saying leaving a 24m/year job is worth it. Just my opinion though based on what I’ve seen. If the pay was more, I’d have said maybe not. Our currency keeps going down.

Most people taking that leap do not have papers. They do not understand the process and what it takes. Most are in their mid 40’s when they make this transition.

for the ones doing it without papers knowing they are going to be hiding and doing minimum wage jobs, it’s just foolishness. And makes no sense. For the older ones in their 40s, if they have a skill and a job offer in America, I can support them to leave. I mean they are technically expatriates. Lol

Without realizing America is age discriminatory when it comes to ageism/jobs. Though they like to deny it. Then you end up not being able to get a job in your career. After hustling about 5yrs or more to get paper. By the time they are ready to enter the workforce, they are about 50yrs.

I will say though. For healthcare we don’t discriminate. At Any age as long as you’re physically able, you’re welcome. We need more people. Begging folks everyday to come work with extra pay incentives etc. Yet people are running away. So age is not a barrier in this field.

For other fields though I don’t know.

baby124:
Don’t mind that guy. Lol. Some people had to sell their house to pay for their healthcare or terminal illness. They think America is like UK that has public access to healthcare. Your healthcare in America is as good as what you can afford. If you lose your job, you lose your healthcare. Even while employed, you pay and your employer subsidizes.

Yes healthcare in America is another beast to contend with. Topic for another day I guess.

Some doctors are doing a membership program now where you can bypass insurance and pay a monthly membership fee where you can get all your healthcare needs for an affordable fee. They also work with labs and imaging centers to boycott insurance. It’s kinda new but it’s catching on from what I’ve seen. Because both the doctors and their patients are tired of the insurance companies.

In my experience, Nigerians abroad are well respected members of the society. The majority are not into illegal activities. The ones that go into illegal activities will do so regardless of where they find themselves. And of course the media will use them for scapegoats thereby creating a narrative that many of us are into fraudulent activities. It’s all part of the racist propaganda.

And you’re right you have to earn your way. I never said otherwise.

baby124:
A lot of our people here have ended up in prison because they see a luxury life on Instagram and they do not know how much work goes into that. They do not realize that 80% of Americans do not live like that. In short time, these people get arrested for fraud.

Most people take time to find their way and even then, the cost of living is also high. When they see they cannot flex, rolling in luxury cars and luxury homes, they start to get desperate. I have seen this a lot. The face is in America and all these countries to earn that pay they will make you work for it. You earn your stripes and you pass through the ropes.

.

baby124:
A couple get married and have kids. Ok, they earn together over 100k. But you forget childcare will soon come which in some areas good childcare is over 2k a month per child.

Yes childcare expenses are a huge deal. I’ve been realistic about it many many times on here. You know sometimes when you speak about too many figures it appears to some people like you are showing off.

But at some point I paid more 1200/month for child care. I’ve been realistic about that. That phase does come and go. It’s not forever.
That’s why I always say people who have family members that they can rely on have struck gold. Our people always find a way. Some use church groups where the moms and grandmas baby sit each other’s kids.

Can’t discourage anyone from coming because child care is expensive. People come here and even have 5 kids. I don’t know how they do it but they do.

In my personal experience living in both low and high paying states, I saved more being in a high paying state with the supposedly higher cost of living. The things they look at to judge how they should pay folks are things like cost of houses, milk and gas. That’s what determines cost of living estimates.

But you end up spending almost same in departmental stores like Costco, Walmart etc where you buy your daily needs. It doesn’t even out to be the same in the end because you may pay $1000-$2000/month more in rent but you’re making $4-5k more. Which one is better then?

Anyway I feel like I made my point which is that

1) most immigrants are not doing 2-3 jobs scraping to survive like they love to believe on NL.

2) that my initial post wasn’t suspicious. It’s a real pay.

3) that someone making the amount of money stated in the OP can leave if they want and it won’t be a financial mistake because they can make up for it.

I really don’t want to argue the other points. If they even make $40-$50 per hour, it’s still very very very decent pay and is worth leaving the country for. Especially if they are a working couple and they can both make $35-$40/hr each. That’s $145k-$166k/yr of household income. It’s nothing to be broke about.

That being said there are other high paying jobs that are not in healthcare.
I think we can agree that a couple making $35/hr each with both of them working are making a good salary. I hope you agree

baby124:
Most Americans don’t live in big cities and expensive states where the rents and cost of living is high. So they get paid less. When you factor in cost of living, the pay averages out. The fact is, nurses are paid that much and only of recent because in the past you will have to work a lot to earn that. It’s the demand that is driving those rates and the unions. Most regular people in lower risk jobs who are just as highly if not more specialized do not earn that much. What someone earns in a city will be higher that what one earns in a regular state. Even the minimum wage is higher in cities because you will pay a lot out of your pocket to survive.

When nurses salaries are taken on a national basis and averaged out, the rate is still with 40-50. They take into consideration as well those in regular states earning 50k but their houses go for 250-300k. At the end of the day, you save the same amount from your salary after living expenses.

baby124:
So people who do not work in healthcare also earn such rates or? The average salary for Americans is 50k. So everyone should work in nursing? These places where you earn this much, what is the cost of living? What state is this? You can earn this and how much will you spend on rent and buying a house? One of those jobs I looked up, average house price is over 700k

* I didn’t say everyone should do it. You doubted the post I made saying it was suspicious that’s why I went to all that trouble to prove I wasn’t making it up. That’s all I was getting at. I’m not saying this is applicable to everyone. But it’s more common to earn closer to that figure than to not.

* Mind you this average includes minimum wage earners who are usually high schoolers or people who are temporarily finding their footing, so it skews the average. Many established people with families and settled in a career of their choosing earn more than $50k. And that’s two parents working which brings their wages over 6 figures easily.

* Averages can somehow not paint a true picture. Mind you we are also talking about Nigerians here. Not the general American public. Most Nigerians hustle and get themselves into good positions because they understand they are here for a reason. The beginning of my argument in this thread is that it’s uncommon for us immigrants to be doing 2-3 minimum wage jobs and scraping by like the usual NL story goes. I’m not really speaking for all Americans. And I’m definitely not speaking for white people who are included in these averages.


Interestingly I’ve temporarily been in a state where they pay low because “cost of living is low”. In my experience It’s all a lie they tell to underpay workers hence they forbid unions that can fight for workers rights. Somehow even with their “lower cost of living” I still came out financially ahead in the so called more expensive states.

Personally my organization does 8 hour days but I can do 12 hours because they’ll pay me extra 50% for every hour after the 8th hour. That works for me because I take 4 days off each week sometimes 5 days off if I’m feeling lazy and still come ahead with plenty plenty of time for my family.

1stGenAmerican:
Haha!
You’ve posted a hard receipt proving that these abroad stories are just lies. One job, no overtime, no 12-18 hour days like these people claim we all have to work.
I’m waiting for someone in Ng to say that the money is ‘small’ and try to count her money by presenting a set of grossly overestimated expenses.

Baby124. Just a quick search of my county and nearby. Zip code hidden because of stalkers otherwise that’s not a big deal to share.

The first posting is for a full time position.

New grads start at $90k/year now because they increased pay due to inflation. More experienced employees can make up to $172k/year. Full time. No overtime or bonuses included yet

Other postings are for various counties for comparison. I feel the need to do this because you said my first post was suspicious and then said “if that’s truly the rate”. I wouldn’t make stuff like this up when it’s easily verifiable

In fact many of the nurses I know hate overtime unless there’s an extra bonus on top of the standard extra 50% that the law requires. They work their 3 days complain about it and run away to come back another time.

The one below is a base hourly rate. All healthcare workers that are not management are usually hourly based. It’s only the management that are salary based.

This one worked 74 hours in a pay period. That’s two weeks. Therefore only 37 hours in a week. That’s not even full time in some fields . So definitely not working any overtime. No bonuses, no holiday pay nothing. Grossing 5920/ pay period brings this one’s income to $153k/yr. All these are before taxes. therefore, they take home less than than that but it’s still a far cry from what the information on NL states.

I don’t know if people that lie about their pay do it so that others won’t know what they know therefore won’t join them and compete with them. I’ll be bringing more numbers.

My girls are now wondering what I’m doing with their pay information .

baby124:
Regular doctors do make from 150k and above. These are non specialized doctors. Not the cardiologists and all those. I don’t have the details of what you are posting here so I can’t argue it. But the average pay of the average American is a lot lower than that. In healthcare the difference is overtime. When it averages out it’s not that different from a regular days job.

If the pay you post is really that rate, it will be a base salary and there would not be an hourly rate. Most unionized people are protected because their skills really should command a lot less pay in a regular capitalist society.

No true executive or director which is the rate of that pay can belong to a union. Even in state jobs that are the most unionized.

baby124:
Average nurses salary rate is about 40-50 dollars. This rate is based on the annual salary earned. A 14% jump from a year ago definitely signifies a lot of overtime. But that’s just how I read it. Plus you have to be a really specialized nurse with specialized training to make that 80. Plus years of experience. I have a relative who is a doctor of nursing.

Again it depends on your state. As a new grad with no experience , $40+ was my starting pay years ago.

I’ve heard of nurses in the south say they pay them $25-30/ hour. I feel bad for them. But Republican states are notorious for that

Yes you’re right. Doctors are not the average folks. The only reason I even mentioned them is because you said that $149k/yr looks like Dr pay. Doctors make way more. That was my point.

Here’s another nurse’s job offer. She’s also my colleague. In fact I’ll be posting numbers henceforth since words don’t seem to be enough.

At $94/hr working only 36 hours a week 3 days week, she’s making $175k/year. No overtime. In fact her organization is unionized therefore every shift she works that’s is over 8 hours she makes extra 50% per hour on the hour.

I’m waiting for another friend to text me her pay stub.

Let’s put a stop to misinformation

baby124:
Before a doctor can make 500k/yr it’s not beans at all. A cardiologist takes at least 4yrs of bachelors, 6yrs of medical school and specialization if not more. 6-8yrs of very hard schooling and residency. That’s about 12yrs-14yrs if not more. During residency they make about 50k actually.

Then you have to prove your merit and also work long long hrs before you make that money. I know that system like the back of my hands. America does not give you anything easily. Why do you think so called successful people keep being caught for fraud? ?

Go and ask spouses of doctors how many times they see them in America. Lmao. If America is paying you that money you will almost lose all your blood.

baby124:
Hmm. This is suspicious because I know you can’t make this rate in 7yrs except you are a doctor. For nurses to earn this there is a lot of overtime involved. A lot. Annual raises in pay are definitely not 14% more like 2% if any and that is with a very good review. Except you get a significant promotion. This looks like overtime work where the person is working a lot. That for regular hrs their salary will be half that pay.

I also know a doctor friend here. He’s Yoruba and he’s a cardiologist. Makes close to $500k/year. So $149k/ year is not a typical doctor’s salary here. They make more

baby124:
Hmm. This is suspicious because I know you can’t make this rate in 7yrs except you are a doctor. For nurses to earn this there is a lot of overtime involved. A lot. Annual raises in pay are definitely not 14% more like 2% if any and that is with a very good review. Except you get a significant promotion. This looks like overtime work where the person is working a lot. That for regular hrs their salary will be half that pay.

I think the hourly it said on there was $80/hr.
Most nurses usually do 3X12 = 36 hours per week which makes it around 2880/wk

Multiply by 52 weeks/ year this makes it $149k/year.

So I think that’s accurate. If she did over time it would be way more than that I guess.

Which is another reason why I believe folks don’t bother to disprove the NL beliefs because they’ll be called liars anyway.

Also I didn’t state that this person was a nurse.

Also your state of residence matters.

My disagreement with you is that it doesn’t really take that long. But yes everyone to their own.
If someone has a well paying job that is not a result of their high skills and qualifications, they should definitely keep it because the loophole they used to get that job may not be available in America and they might end up being worse off if they have no skills here.

But if they have those skills and education, no one can take it from them. then they won’t need 7-10 years to assimilate.

I just asked one of my friends who has been here for 7 years to show me her pay. Would you have advised this person to stay back in naija because it took her 7 years to get to this level? Mind you she’s not considered a highly paid individual in her field. Many Nigerians are also her bosses and seniors so they definitely make more than her. This was last year and she’s due to another bump this year.

I hope you guys stop believing all these “they do menial jobs and 2-3 jobs and don’t have $1000 in their bank account” that people always say on NL. It’s not representative of reality.

Even if this person paid for their education, they can recoup that in short while. So..?

SeaTrade:
I was also talking about legal immigration.
Higher education isn't free,whose gonna pay for him?
Your guess is as good as mine.
So he had to work and pay his tuition and living expenses,
This will take time.
Then after that ,job hunting takes another time too before you settle.
7 years don pass.
You'll not start making great money from the start except for very professional courses which cost way more to have school wise and takes more time.
Before you work your way up and start making decent income,get a mortgage and things like that,time don go well well..
He would have done more in Nigeria with that 10 years and won't need a mortgage then,e go just go lekki buy house..
Well,long and short of this is for everyone to suit themselves.

SeaTrade:
You had a benefactor,
It would have taken you a lot longer had it not been for "you know who" and you were struggling like everyone else to work minimum wage and pay for your tuition and living expenses and IRS.
These minor details you keep omitting makes all the difference.
And I'm not insinuating anything,just discussing.

Very correct. That’s true.

But I’m not omitting any details. That’s why my initial posts says traveling the right way. If he’s traveling legally meaning he had a job offer before he left, or admission to higher education that offers path to employment after graduation or green card from a family benefactor etc. those are all traveling the right way. Those people are recognized by the govt and won’t have to scrape and struggle to make it.

Traveling the wrong way is

1) coming for visit and overstaying your visa.
2) Coming for education and refuse to leave after you graduate.
It seems like that all we talk about when we talk about immigration. Because people are leaving the weird and not straight forward way.
Then yes you will suffer and do minimum wage jobs to get by.

Again remember I and 1stgenamerican are talking about legal immigrants. Not wayo corner corner immigration.

No they do not need 7-10 year if they are leaving legally with a green card, work permit or even possible citizenship .

Mind you I’m speaking from an American perspective. I don’t know anything about UK. I do realize they are very different. So if I’m wrong it’s only about UK. Someone from the UK can correct me.

As a new grad after I finished school here, I started with over *** with no experience. (States are different and I’m only speaking for my state as well. Red republican states are notorious for poor pay, so I encourage Nigerians who live there to leave and come to the side of light ). It’s been years and obviously the price has gone up. It definitely doesn’t take years upon years.

SeaTrade:
A year or 2?
Which kind play be this?
You'll burn better 7-10 years to catch up,no jokes.
Have you also thought of what he or she could have done in Nigeria in that 10 years growth wise?
If you're young 18-24 without anything substantial or a clear cut achievable vision,you can move.
But anything above that is most likely setting oneself up for a lifetime of "averageness".
No be beans to leave third world country to go and be exceptional in the most capitalist nation in the world.
It happens on very RARE occasions.

SeaTrade:
Leaving a 24m a year job to go and start afresh in a place you've got no leverage is daft.
People also grow in Nigeria from 24 to 30 to 50 to 100,
No be only for Anerica them dey grow.
Anybody that earns that with income security won't even consider moving so I don't even know why I follow una dey argue.

if they are really starting afresh then it’s different. But someone with a professional background, experience and skills will not technically be starting afresh. They might need a year or two to assimilate but they’ll be ahead in a few years and won’t regret it.

And like we already agreed on, it’s only for those who know what they are doing.

SeaTrade:
Rest,most won't give because the digits aren't impressive.
If you know what you are doing in Nigeria,stay.
If you don't,move.
It's that simple.

Most won’t give digits because y’all will claim they are bragging. So let’s rest it.

I do agree that if you know what you’re doing you can stay back. I’m not an advocate for everyone to leave. But I won’t be among those doing salary mathematics to condemn those that leave .

1stGenAmerican:
They like telling themselves that people move abroad and have to work 3 and 4 jobs?

my one job that I only go to 3 days a week is already doing me like I should reduce it to 2 days a week even

Who has time for 2-3 jobs? I understand that some low income families might need to do that once in a while but they are by far not the majority and when they do, it’s only temporary.

Africans here do very well from what I’ve seen. They are not traveling to remain at a $20/hr job indefinitely.

This nairaland and misinformation ehn.

SeaTrade:
Remove living expenses and IRS money and tell us how much will be left.
If you want argue ,you can start by telling us how much you've saved in dollars since when you moved to America since you say its so easy to make money in the states.

why would anyone give you their personal information like that?

Even if they did y’all would say it’s a lie anyway. So what’s the point?

That’s what they like to tell themselves

1stGenAmerican:
Nobody in the US or the UK is working 3 or 4 documented jobs in a 24 hour day and the rent aren’t very many who work 3 or 4 jobs in a month. Stop it.

Goldmaxx:
Really? Is your own race gonna live forever?

they’ll go first

NewSoul:
24 million is $50,000 in USA

Some people living in some parts of USA earn less than $35,000 per annum . Then if you stay in NYC that's very expensive you can do $80,000- $120,000

This na village people doings. When you get there body go tell you

Maybe he knows his potential and what he can earn.

einsteine:
There are mid level managers in oil and gas earning 36 million per annum who have done express entry to Canada. These are people I know.

Because in Canada they can save that much apart from their other expenses. They know it’s worth it

Can’t speak for uk but USA is worth leaving that salary for. So congratulations to him for finding what’s better for him. All lives are not the same.

What makes her a milf? She looks the same age as him. Maybe even younger. Is he not 32?

He’s not a baby himself

FiremanX:
Jada Padlock,,,,,Wizkid likes milf sha

See the kind classy and sweet woman wey machala dey climb because he get money,,,,may God bless us too oh,,,

I just knew there was gonna so much BS on this thread

Kingcalls:
How is it racism, or dint u also see a black cop there... blacks just like telling themselves the truth ... do u know how many cops get killed each year in the USA... he asked for what he got... if he dint resist arrest , this wudnt hv happen to him ... I saw a video where another black guy resisted arrest and he swung a metal pipe at the officer and bloodied his face and kept on wor... they tazed him , but it dint hv an affect on him ... it took the effort of about 7 officers to pulling him to the ground he took them on a mile work... blacks are just stubborn and aggressive.... they do that alot

Really embarrassing

Like a white man will see him and say “hey african I love you. It’s the African American that I don’t like”. Lmao

magicminister:
I still maintain that Nigerians living in Nigeria should keep quiet on issues concerning racism as they can’t relate.
Do you think a racist cares if you’re from Nigeria or America? Your black skin ignites their hatred and causes them to treat you unfairly regardless of your background!

Your comment is embarrassing!!!

A white cop views you the same probably less than an African American. They’ll make you feel like you’re better because then they can divide and conquer between you and your fellow black man

So you drink the coolaid and the AAs drink the coolaid and keep fighting each other while he the white man walks away victorious. I wish some of us Africans and African Americans can get some sense sha.
Busy hating each other like your enemy wants you to

Chiraq77:
You would be surprised with the High Level of Hate these Black Americans have for Africans,These Lost People don't like to be Called Africans because they feel they are somewhat better than us,They Complain That we take all their Jobs,deny them access to Grants and call Us Filthy.

So Now When ever I see the Police treating them like Shit,I really don't have any sympathy for them.

abobote:
Very fresh and beautiful at 47.
Her freshness de make me reason like say my wife used football age. How can she be 31, but look older than Rita Dominic that's is 47.

Happy birthday forever Young

if you have Botox, filler and facelift money your wife will look the same way