₦airaland Forum

WantsandMore:
Sorry about your experience op, but what's your end goal? Your exit Strategy If things don't go your way? Everything you've read here in support or lack off should prepare you for any eventuality. Don't forget self preservation is bigger than Ego

Thanks man
I will appeal if it doesn’t go my way at first trial . I have lost everything, I have nothing more to lose . But it’s unfortunate that I’m born in this country

thesicilian:
Cowards like you are part of the reason this country is the way it is. What you don't understand it is better to ask further questions
Look up the meaning of Vicarious liability, as long as that staff works for the bank and came to harass him in his capacity as a staff of the bank they are responsible. He has a very good case against them.

The same legal system you are complaining about is serving justice to millions of Nigerians everyday. But it's only the bad cases you people will hear about and broadcast.

I myself in 2014 took a bank and at the end of the day they begged to settle out of court. Unfortunately I cannot reveal the details for my own anonymity protection and because it was part of the settlement agreement.

He's doing the right thing, he has taken all the necessary steps and I fully support him.

are you on WhatsApp?

nansng:
Just look for correspondence chapel, that’s where all media outfits gathered in every states. Is easier to access them from there and may cost less, you know everything in Nigeria is bribe.

Good morning bro .
I don’t even know what “correspondence chapel “ means . How do I locate one in Lagos state ??

thesicilian:
If the case is in court, then you shouldn't be discussing the details online. Of course it is not illegal per se but you shouldn't. Discuss this with your lawyers

I perfectly understand bro . I know how publication of suit works . I narrated what happened without any additional quantity. It’s for the sake of my business and I haven’t even in anyway talked down on the defendants . They did worse than what I even narrated but I hate talking down on other business .

I have a limit and I haven’t exceeded it . Thanks anyways

otomatic:
Having sued them, should you still bring the matter up for public discussion?
Isn't it sub-judice?

I have not seen a law that prohibits publication of law suit . I will still brief all news outlets in due time .

My customers are everywhere and them Knowing that we have taken a legal step would further convince them that we are actually not guilty of the Said accusations .

You can further clarify me if it’s against the law bro

Jogs1900:
If you know you will insult us with your post, you shouldn't have brought it to a public forum..

Have sense with your utterances.

Sorry about my outburst bro . I’m very sorry ok

nansng:
A case like this needs social media coverage, I will advise you liase with credible media organizations. You can begin by visiting the corresponding chapel in your state or better Still, look for a way to reach out to fij.ng or Sahara reporters. We leave in a country that worships money, our judiciary cannot be single out of the corruption menace.

I have this in mind . Was thinking of going to their offices instead of contacting them online

Jogs1900:
You are smart...No evidence the bank knows about it...He should have asked them to apologise first officially which they may do using their letterhead and use it against them later in the court and claim damages.Now, OP has given them room to deny their actions.

Imagine you talking about smartness , with this your IQ level , lol

Beer parlor analysis. I should have consulted you instead of SANs . I just figured out I wasted my time based on your analysis, lol

The Commissioner of police was even joined in the suit , maybe he would deny that he didn’t send the DPO and The DPO will deny that he didn’t send the IPO then the IPO will deny that he didn’t send his boys.

Even my little nephew knows of “Vicarious liability” . Anyone can intimidate you and walk away bro

So many things is just wrong with this country

Thundafireseun:
Mstheeeeew

You can never win this case ….. Your legal team just want to defraud you

1…. The bank will sack the staff and claim that he acted on his own without the approval or consent from sterling bank

2… Nigeria legal system is terrible…. Instead of the bank to pay you for the damages and deformation of character…. The bank will simply take a token to the Judge in charge of the case….
And the Judge will either frustrate you the more by adjourning your case until you get tired

This is a fight you’re not designed to win Oga

Lol
Nice analysis . Till then bro

The Two Suits are filed at ; THE HIGH COURT OF ANAMBRA STATE
IN THE ONITSHA JUDICIAL DIVISION
HOLDEN AT ONITSHA . Suit Adj; 24th April, 2024

Ground : Defamation and Fundamental right enforcement ( Separate Suits)

I’m Bonaventure Oluka , Director at Horizons Eagles Ltd

So what actually happened??

Before the briefing , We are into thrift/daily collection (Ajo) . Trust and Reputation is the key in our business

Some time last year , I narrated how Sterling bank through her agent Stormed my place of business in the presence of my customers and alleged that we fraudulently obtained a loan from them . This happened on the 12th of august 2023 at 3pm .

The angry looking policemen who lead this operation left us speechless . They were all looking like they would shoot anyone who says a word. The fear in the eyes of my workers and customers who were around was something I have never seen before

They immediately pounced on my operational manager who happens to be my brother , turned him to a punch bang , before taking him away on handcuffs. They made sure he was beaten till he couldn’t raise an arm . They bundled him into their vehicle and went away .

The only thing they could say was “come with the money you owe to Central police station “
I immediately left for Central police station to actually understand what was going on .

On getting there, they said that the DPO was not around and they can’t listen to me unless I give them the money we owe . I became more confused . I was hearing my brother’s voice from the inside where he was been tortured .

In his voice , “I didn’t take the loan I only recommend my mum “ . The IPO later came out to say the same thing they told my customers, “that we defrauded the bank “ . When I got 5 mins to talk to my brother . I asked him if he obtained a loan in my companies name , but he said no . In fact , he said that he obtained a personal loan from them in the past and paid in full . That he recommended our mother afterwards to the same marketer but he doesn’t know that my mother was yet to offset her loan in full

I asked her if he was a guarantor to the said loan , but he said no . Was the loan in any way obtained for or in the name of my company , but he said no . I asked him of a Nexus between the said Loan and my company , but he said non. He further said that the marketer only knows where he works

They kept my brother for 3 days even when my mother went there to tell them that the loan has got nothing to do with my brother . And that she only defaulted for 2 months after the death of my father . They insisted on keeping my brother while inflicting more injuries on him

My siblings out fear and against my stand sent them ( the bank ) 200k , this was the amount they demanded after keeping him for 3 days

By the time my bother was out , everything had turned around in my company . The news went far and near . That was the beginning of our bottomless downfall , the rest became history . No one ever want to trust a fraudulent company . Everyone believed it , because it came from a commercial bank

I wrote to Sterling bank narrating everything that happened and the impact on my business and my brother’s health conditions . They replied in a vague way (promised to look into it ) after apologizing on call .

I waited to no avail , I moved from anxiety as a result of unending pressure from my misinformed customers to full time depression. I started taking Amitriptyline to fight this disorder . My staffs started resigning out fear of our misinformed customers . The ones that didn’t want to resign were forced to resign by their parents/partners

That was when I remembered the statement made by agent of the bank in the police cell “go to court “ . I demanded for both loan agreement and loan Offer later from the said loan . I figured out that neither my company nor my brother ( my operational manager was indicted ) I started gathering evidences . I got everything I needed, then proceeded to make consultations in both legal and bank sectors .

I realized that everything they did was illegal and would still be illegal even if my brother has taken the said loan , even though he didn’t .

After waiting for 2 more months and they didn’t say anything aside “sorry” , I reached out to my lawyers and demanded that they come up with a legal team.

We worked tirelessly for one more month before establishing a very strong ground for the “Enforcement of fundamental right and Defamation of character “ . We filed today and we hope to see them in court soon .

EverythingPhone:
You sure say you fit win sterling bank ?

Why not opt for out of court settlement

My father is not the judge lol .

But people will be aware of their evil practices and might end up avoiding their products at the end .

We do give unsecured loans too . We had many defaulters . We never arrested any of them not to talk of going after their relatives .

If a judge validate their action , then we would have a ground to arrest the relatives of all who owe us .

But then , it’s wrong and against the law

The Two Suits are filed at ; THE HIGH COURT OF ANAMBRA STATE
IN THE ONITSHA JUDICIAL DIVISION
HOLDEN AT ONITSHA . Suit Adj; 24th April, 2024

Ground : Defamation and Fundamental right enforcement ( Separate Suits)

I’m Bonaventure Oluka , Director at Horizons Eagles Ltd

So what actually happened??

Before the briefing , We are into thrift/daily collection (Ajo) . Trust and Reputation is the key in our business

Some time last year , I narrated how Sterling bank through her agent Stormed my place of business in the presence of my customers and alleged that we fraudulently obtained a loan from them . This happened on the 12th of august 2023 at 3pm .

The angry looking policemen who lead this operation left us speechless . They were all looking like they would shoot anyone who says a word. The fear in the eyes of my workers and customers who were around was something I have never seen before

They immediately pounced on my operational manager who happens to be my brother , turned him to a punch bang , before taking him away on handcuffs. They made sure he was beaten till he couldn’t raise an arm . They bundled him into their vehicle and went away .

The only thing they could say was “come with the money you owe to Central police station “
I immediately left for Central police station to actually understand what was going on .

On getting there, they said that the DPO was not around and they can’t listen to me unless I give them the money we owe . I became more confused . I was hearing my brother’s voice from the inside where he was been tortured .

In his voice , “I didn’t take the loan I only recommend my mum “ . The IPO later came out to say the same thing they told my customers, “that we defrauded the bank “ . When I got 5 mins to talk to my brother . I asked him if he obtained a loan in my companies name , but he said no . In fact , he said that he obtained a personal loan from them in the past and paid in full . That he recommended our mother afterwards to the same marketer but he doesn’t know that my mother was yet to offset her loan in full

I asked her if he was a guarantor to the said loan , but he said no . Was the loan in any way obtained for or in the name of my company , but he said no . I asked him of a Nexus between the said Loan and my company , but he said non. He further said that the marketer only knows where he works

They kept my brother for 3 days even when my mother went there to tell them that the loan has got nothing to do with my brother . And that she only defaulted for 2 months after the death of my father . They insisted on keeping my brother while inflicting more injuries on him

My siblings out fear and against my stand sent them ( the bank ) 200k , this was the amount they demanded after keeping him for 3 days

By the time my bother was out , everything had turned around in my company . The news went far and near . That was the beginning of our bottomless downfall , the rest became history . No one ever want to trust a fraudulent company . Everyone believed it , because it came from a commercial bank

I wrote to Sterling bank narrating everything that happened and the impact on my business and my brother’s health conditions . They replied in a vague way (promised to look into it ) after apologizing on call .

I waited to no avail , I moved from anxiety as a result of unending pressure from my misinformed customers to full time depression. I started taking Amitriptyline to fight this disorder . My staffs started resigning out fear of our misinformed customers . The ones that didn’t want to resign were forced to resign by their parents/partners

That was when I remembered the statement made by agent of the bank in the police cell “go to court “ . I demanded for both loan agreement and loan Offer later from the said loan . I figured out that neither my company nor my brother ( my operational manager was indicted ) I started gathering evidences . I got everything I needed, then proceeded to make consultations in both legal and bank sectors .

I realized that everything they did was illegal and would still be illegal even if my brother has taken the said loan , even though he didn’t .

After waiting for 2 more months and they didn’t say anything aside “sorry” , I reached out to my lawyers and demanded that they come up with a legal team.

We worked tirelessly for one more month before establishing a very strong ground for the “Enforcement of fundamental right and Defamation of character “ . We filed today and we hope to see them in court soon .

DrAda:
Fantastic. Unfortunately, I only use the free version of chatgpt for now.

A quick tip, to generate images for lightweight projects, use Microsoft designer. It's completely free

how do I download the particular one you use

Wait ,
She know say you broke?

I would suspend him indefinitely as the VC

naturalman:
Police steal because they are not being paid well by criminal politicians.....protest against the root cause and not the act

Same way your wife will cheat because you don’t give her enough money

Keep justifying evil

Nigerian police is the most useless institution in Nigeria . I detest them with passion including my greedy police uncle .

They are all the same .

Seunpapa65:
How much do you buy a gallon or drum and where in north are you located let's talk business I can supply you

which state are you in ??

This is not Kaduna , it’s pitaObi region . They are the only region suffering now . The rest are living their best lives .

Long live Jagaban

ify2016:
I wouldn't have believed all these deaths saga initially not until i remembered my Boss calling me yesterday night narrating how he couldn't sleep after experiencing BP developed during super eagles game. He was seriously shivering while on call with me after watching the match. I was even scared too. On resumption this morning, he's so happy with me for saving his life.

Men, avoid watching football if you know you're hypertensive. It get why.

home breaker . Goan marry

They are not from Niger , they are OBIdients . OBIdients are the only people that buy food at a high cost

The students in quote are from the Pitaobi region .
The rest have paid with their student loans . They have jobs in the oil sector awaiting their graduations

All the students complaining are from Peter Obi region . The rest gets their USD at #317

CHRISTFUCKER:
Transport to Onitsha and thank me later

Is the market in Onitsha better than Lagos ??

northbird:
Ditch the idea. 3 reasons

1. You don't have a structure for distribution and storage.

2. Transport costs incurred are high .

3. Market unions will frustrate your efforts

1. Same reasons why we are in this mess today (structure)

(2) Got this figured

(3) The biggest union asked for 350k , covered too

Now wish me luck

stacyadams:
..if ur price dey fair I go patronize u boss

you sell food stuff ?

Eddie2024:
yes.... Alot of them

can you write me on WhatsApp??

Eddie2024:
I stay on the island

Do you have any food market on the island ?

Eddie2024:
if you need helping hands I'm in, can also help you advertise it around my area

Which area are you in ??

dawnomike:
It is a good idea. But there is a market union you must join. Else, they won't admit your good into the market for sale

which market ?

You later F*ck that night ?

I recently came to Your state (Lagos) from Kano for a three months training. I’m physically busy twice a week here and I have the rest of the days for anything else I want to do

I went to a market here in Mainland to buy egusi(melon) , beans and other food stuffs , only for me to figure out that the prices are extremely high .

I was disappointed with everything I bought after comparing them with what I used to buy in Kano town , not even the villages .

I think I should create a side hustle around this niche and also use the avenue to subsidize the price as much as I can .

I have the money for these venture as my only concern right now is the market to explore and the means of selling out cheaply as I’m new here in Lagos.

What’s your thought please