₦airaland Forum

I've said this several times and I'll say it again. One of the reasons why most young guys are broke is because they spend money recklessly.

The secrete here is to budget you spendings, avoid girls...look for ways to boost your income. You can easily do that by looking for any business you know moves in your environment and invest in it.

Good luck

PRADOleleyi:
NHIS JOB OR A MOVE TO THE UNITED KINGDOM

ALL IS SET .. infact I have my 2 years study visa ready.

Kindly help me push it to where people can share their ideas please

The UK isn't like USA where you can study and stay back, if you're doing your Msc in UK just bear it in mind that you'll be back in Nigeria upon completion of the program unless you work towards getting married to a Nigerian girl with UK citizenship, anything outside that, the immigration would be on your door step once you're done with the program.

So if you have it in mind to take the option of leaving Nigeria to the UK, you must work towards remaining there after your program.

What's with the average Nigerian guy and sex these days?

How far can 10k or 15k sustain her for a month?

That money can't even cover her basic amenities like sanitary pads, recharge card, data subscription, bathing soap, tooth paste, detergents, toilet tissue, cream, perfume... etc.

So what's the purpose of doing the job?

Let her learn a trade then source out capital to start and I strongly believe that she'll make more than 800% of that amount at the end of the month.

Good luck.

Patrioticbreed9:
1.E je ke ri nta?(what dialect).

2. Lufu eka ( what dialect).

3. Ele ihe e na ko? (what dialect).

4. Ma ne anyi amegu (what dialect) .

5. Ka'ma anyi amegu i he ona ko sef (what dialect).

6. Wa'ge o(what dialect).

7. Umu egiri'ma (what dialect).

8. Nde ivo oma?(what dialect) .

8. Ngere bured 50 (what dialect).

9. I di'oyi ? (what dialect).

10. I mere agha? (what dailect).

Add yours..
It might suprice you to know that aburum onye igbo, ma ne be'anyi no nsue..

Number 2. Ngbo dialect (Ebonyi State)

Number 3. general Igbo

Number 10. Amasiri dialect (Ebonyi State)

You didn't type the rest well...they look quite confusing. Maybe if you make more clearer sentences with them I might be able to get the dialect.




This thread should be moved to culture.

Cc Rocktation

seunH:
I disagree with your second paragraph sir, it wasn't stated anywhere in the article that after investigation they found out that "her scores were massively inflated". Moreover was it only her scores that were massively inflated? in that case a lot of lecturers would go down even the school examination board and the senate would be implicated because they were the ones who approved the "inflated scores".

You're sounding like a foreigner who doesn't know how Nigerian education system works.

Haven't you seen cases where a lecturer would victimize a student who probably snubbed his advances by deliberately squeezing and dispose her exam script and claim it got missing thereby subjecting the student to retake the course as a carry over course.

Does the lecturer go through any form of disciplinary action as a result of his carelessness?

This is Nigeria bro, those lecturers know each other perfectly so they cover for each other.
That girls exam script was obviously remarked and the score inflation was discovered that's why she was asked to go back to year 2 and retake her exams.

And she can't challenge the verdict because she knows that she'll loose miserably in court.

seunH:
I personally believe if she has a good lawyer, she would go scot-free. For the action the school took to be valid, there must be evidence of malpractice, as in solid evidences like witnesses, malpractice material (phone, microchips, textbook etc) etc. That she wrote it on her clothes is not valid enough to make her guilty, any body can write anything. For instance, if I write on my shirt "I am a yahoo boy" does it mean I would go to jail for Internet fraud. The highest the law enforcement agency can do, is try to investigate me in order to get solid evidences which would be presented to the judge. Presenting my shirt where I wrote "I am a yahoo boy" to the judge as their only evidence would be tossed into the thrash can!!!!

I disagree with you. Go back and read the University's verdict, her scripts were investigated.

Meaning that from 200 level upwards what she wrote on her exam scrip didn't deserve the score that was awarded to her. Her scores were massively inflated.

Her scripts alone will end any court case in favor of the university.

The best she can do is to go secretly to the school's Senate and finish what she started by sleeping with everyone of them and paying a substantial amount of money for her stupidity then learn to keep her mouth shut.

This post is very enlightening...I've bookmarked it for future reference.

If you're hoping to invest your money for income, remove your eyes from the bank cos if fixed deposits were as lucrative as some people paint it to be, believe me banks will be overwhelmed by the heavy instruments being fixed on a daily basis, and sooner or later run out of interest to pay their investors.

Fixed deposits is just for funds you don't want to spend for a specific period of time, say like you have some money you want to use at the end of the year but you don't want to touch it at the moment, you can fix it till then.

But if you want to fix for profit, just remove your mind from it, cos you'll be terribly disappointed.

The mathematics of fixed deposits is that the interest is calculated per annum.

Meaning if the bank gives you an interest of 8% it will be calculated per annum.

So if you fix N1m for 90 days with an interest rate of 8% per annum, at the end of the 90 days your profit will be roughly about 19k. Would you call that a business?

Of course not.

Any employer paying his staff a salary of less than 30k to his employee naturally shouldn't expect him/her to stay there forever.

You're a man and you aren't getting any younger, sooner or later your aged parents will start bugging you to get married and settle down.

Back to your laundry business...I don't know your location, but to be honest with you laundry business is an urban area business. It doesn't move very well in rural areas, reason being that you don't have so much working class people there, and the few who are working earn peanuts which will make them feel that taking their laundry to the drycleaners is a waste of money.

If I'm to advise you, I'll tell you to look for a business in that location you know moves very well and engage in it.

Good luck.

maikbanj:
Good evening. I got transferred to a new office and my boss is just the direct opposite of the Previous.My current boss is a bit nice but then doesn't have managerial skills. She really doesn't know how to handle her subordinates. At a slight mistake, she's all shouting the roof down. She exaggerates a lot and looks for every means to put a blame on you when things don't work even though it's not your fault.
E.g, you're working on something and probably you have network issues and can't complete or round off on time, she'll just look for a way to put in on you.
Now it's almost affecting the way I work. Asking her questions sometimes is almost difficult and then I do it my way. There are just so many complains and I can't afford to lose this Job right now.

In front of you she's acting so nice but behind she's all saying dirty things.
I'm getting fed up. Coming to work seems tiring now.

Please how do I handle this?

Just avoid direct confrontation with her at all times...most especially if the jobs pays well. If it doesn't then start looking for something much better.

pocohantas:
As a lady, you owe yourself your safety. Learn how to drive. If you hangout with your man and you see he has had too much to drink, collect the damn keys and get everyone home safe. Ain’t no drunk man driving me.

You wan kill me for my family?

Truth is most girls would happily jump out of their houses at the sound of free flexing, a random girl picked in a club or a distant female friend being driven home by drunk guys for a happy ending can't request for car keys.

Girls of this generation should learn to respect their lives, few bottles of liquor and some cook-out isn't worth dying for.

HRHQueenPhil:
Thanks ..don't know how to download thru youtube

Just open it, you will see the download icon, click on it and it would begin downloading.

HRHQueenPhil:
I recently started watching Dunamis TV. Their worship sessions are wonderful. please were can I download the songs? can anyone post the ones dey av or send d links?
please treat as urgent
thank u in anticipation

Go to YouTube and search for it there, then download as many as you can find.

Good luck.

What's your story?

elated177:
El Elohe Yahshrael!

Hebrews 1: 13 To which of the angels did God ever say, “Sit at my right hand until I make your enemies a footstool for your feet”?

This is for those who claim that Yahushua the Messiah is the Father. Was Yahushua the Messiah telling himself to sit at his own right hand?

El Elohe Yahshrael! Hallelu Yah!

Go to Psalm 110 you'll see the real message there, God was talking to David and not himself.

sonmvayina:
What of " if Allah is the real God"?

I'm talking based on my own experience...and there are no "But's" in it.

Workch:
please just give me a testable evidence. I have had a lot of preachings already

Seek him, that's all...ask him to reveal himself to you.

Workch:
Any testable and repeatable one.

I used to be in your shoes about a decade ago on this very section, unitl I had certain experiences that made me change my mindset.

The first step you must take towards discovering God is to believe that he exists, cos once your mind is stereotyped into believing that he doesn't exist, you would argue with whatever evidence that's presented to you and find fault in every action suggested to you to carry out.

Secondly you must change your morals, Jesus never preached Christianity on Earth, he preached good morals, be honest, be truthful, be kind, help the poor, assist the needy, avoid fornication...etc.

From here, once you begin to the journey towards attaining perfection, build a relationship with God, (read your Bible and pray regularly) continue this process and sooner or later God will make contact with you through his holy spirit.

Workch:
If he does exist then why can't no one ever provide evidence for his existence.

Everyone seem to be lying and cooking up stuff of his existence.

What evidence do you seek?

kenzysmith:
If one is poor he is a potential criminal, cause someone that does not wear good cloths, good shelter, or has enough capital to feed his family u expect him to be righteous? Lol na so so evil thing go dey enter is heart. If you are poor your chances of commiting big sin is higher than those that are poor. The chances of a poor going to hell is higher than the rich causes they will keep commuting crimes, A rich man will have just 3 kids but a poor man that leave in a room will have 13 children.
Rich men save more buh a poor man will finished is money within days. If a rich man have 50k he will want to invest it to triple the amount but give a poor man 50k ashawo quarter, baba ijebu, ogogoro. In summary poverty is a sin. If u poor your chances of making heaven in Nigeria is slim cause your mind is polluted

Your choices in life has nothing to do with whether you're rich or poor. It's all about the kind of person you are.

I read on this forum where someone posted of his trip to an African country (can't remember the exact one) and after completing his stay there he decided to return the car he rented to tour around the city, according to his story, he dropped it of with a security guard whom he has never met in his life, and pleaded with him to help him return it.

On getting to Nigeria he got an email from the company (where he rented the car) thanking him for successfully receiving the car.

On that thread more than 99% of the posters agreed that if he had taken such risk in Lagos he would have bought the company another car cos the guard would abscond with it.

Many Nigerians have wicked hearts, and it has nothing to do with their financial status cos even the so called rich are worse.

That's why you'll see a governor lavishing billions on unnecessary travels, underaged girls, cars, properties...yet he's owning civil servants in his state for over 2 years and counting.

If you're a bad person, matter how much money you make, it won't make any difference, likewise if you're good, no matter how poor you are, you'll maintain your integrity at all cost.

It's all about your personality...who are you?

Polynek:
Good day all, a friend of mine mistakenly recharge #50,000 recharge card from His bank account when He was trying to recharge only #500, please what can we do about this, your solution is needed please

Send me a dm...I'll buy 5k worth of airtime from him.

Continue selling it like this and he'll get his money's worth before the end of the day.

Awaiting your dm...

I'll advice you to learn the digital skills your friend is proposing to teach you. 25k is peanuts compared to what you'll be making once finish learning those packages. Besides teaching is what you can always do anywhere you find yourself, it's not something that should make you halt any plans of acquiring relevant skills.

From your narrative, you don't have any reasonable excuse for quitting bank A aside not being in a department of your choice, so why throw away 20 months of relevant experience because of that flimsy excuse?

What if after accepting bank B's offer things become worse over there, what will be your next step?

My advice is that you remain in bank A and keep working hard towards changing your department, I strongly believe that with time, your request will be granted.

Ivebeenafool:
I didn't put up this post to ask for help, it has passed that level.
I'm not here to scam anyone, below is a screenshot of my apps, the loan apps are listed there.
The bottom line is that I've messed up and there seems to be no remedy.

The question is, all the money you've been borrowing, what have you been using it for?

I got one of their messages last week, I knew the guy involved so I called him and to inquire how much the loan was that they had to embarrass him this way, I was shocked when he told me that he borrowed 14k. To be honest 14k cannot solve any financial problem for you, it won't even successfully pay your bills for a week. After promising to assist him in clearing it, he finally opened up to me that he used it to play bet9ja, I was shocked, I mean how can you collect loan from a loan shark just to play sport bet. I immediately knew that he's not the only one in this mess, so many young guys are in his shoes and that's how their lives have become useless.

You claimed to be gainfully employed and earning about a 100k...with that salary, your bank can give you a reasonable amount of loan. My advise is that you approach the bank you receive salary from and request for a loan to clear those loan sharks (Your bank should be able to give you at least 500k, with that you can clear 95% of them) then your bank can be debiting your salary gradually until your loan has been fully cleared.

To be honest I was very disappointed with his interview on Arise news.

I listened to his response on banditory and listened to his response on IPOB/ESN, he literally declared war in the east by trying to sound like a general but on the pressing issue of bandits, he tried to push the responsibilities of securing lives in the north to the security agents. That was a clear revelation of his hatred for the Igbo race and his love for his fulani breathren despite the atrocities they've committed and are still comitting.

And calling the east a dot, is only laughable, cos Nigeria who has the full circle like he claimed, has access to ports, international airports, resources, markets... etc. What can they boast of? Electricity...dead, roads...in bad shape, refinaries...non functional, security...non existent, education...in a pitiful state... etc. Even Trump called us with our full circle a shit hole.

So Buhari can go with his dot and circle theory, cos there are so many African and European countries that the Biafra land Mass is clearly bigger than, and they're doing far better than Nigeria in all areas.

I don't expect anything new from his broadcast both tonight and tomorrow, cos it's glaring even to the blind that Buhari is out to protect the interest of the North and nothing more, other regions of the country will continue to remain on the receiving end.

Xscape047:
Upon all the rice importation ban...

N CBN agricultural loans SUPPORT to farmers


A bag of rice remain more costlier than the national minimum wages...

That's because local production isn't enough to satisfy the high demand of the product in the market, imported rice helped in the past to saturate the market and controlled the prices cos you will always have varieties at more cheaper rates.

The only way to solve the problem of rice is for the government to allow importation, once bags of rice from cotonu hit the markets at the rate of 6k per bag, local dealers will have no option than to reduce theirs since people will opt for foreign any day anytime thereby elimatimg the scarcity and high cost.

These stories are real.

I remember when I was still in school (200l) to be precise, my campus fellowship vice president (who I'm older than) visited me, I was playing one of Duncan mighty's song on my sound system (he was reigning then) that's how my VP just yelled at me....

He's exactly words were are you mad, what kind of silly song is that, better off that satanic music before I slap you I just changed my countenance and told him to leave my house since it's a satanic house, there's no need for him to come in.

He was trying to form this I'm your papa nonsense, but when he saw I was very serious and could change it for him, he left.

How can my junior threaten me in my own house for playing music on a sound system I purchased with my own money? Religion has really destroyed this country.

If your uncle has promised to sponsor you, please grab the opportunity and read up to PhD level.

Most start up business in Nigeria fail because of the harsh economic policies, with your PhD you can become a lecturer and earn a reasonable pay, you can even publish books and make it compulsory for your students, that's another channel to make money from.

Why not start your own laundry shop, then approach family members and friends to assist you in getting a shop and a generator, you can buy the rest once you stabilize financially.

To me it's much better than your current state where you work yourself out only for another person to pocket your efforts.

FortifiedCity:
It will be a great disservice.

Read my comment again.

Oops my bad.