₦airaland Forum

OTayobami:
Lol see that man with white agbada...agbada dey fly lolzzz

Freshguy007:
Its simple. Just uninstall and install your WhatsApp. As you signing, they will show you to option.

Duggedised12:
my own is when there is an objection ,how does the person objecting go about it? e.g my sister from another woman is applying for letter of administrative over our fathers bank accounts ,how do i object?

pocohantas:
Following the thread on unrecovered funds from a deceased's bank account
https://www.nairaland.com/5314151/how-banks-bankers-getting-richer

I noticed the reoccurring misconception of the next of kin. I will like to address some of these misconceptions and how to recover such funds (to the best of my knowledge).

THIS IS FOR PERSONS WHO DIED INTESTATE (WITHOUT LEAVING BEHIND A VALID WILL)


1: Who is a next of kin (NOK)?
The NOK is the closest living (mostly) blood relative to an individual. For some people, it could be their spouse, parent, siblings, children…even friends.

2: What is the NOK entitled to?
NOK is just a contact person, he/she is NOT AUTOMATICALLY ENTITLED TO THE DECEASED’S ESTATE. Emphasis on automatically because there are situations where the NOK would eventually double as the BENEFICIARY.

3: Who is a BENEFICIARY?
A beneficiary is someone who receives all or part of the deceased's estate.

4: What then is the NOK for?
You might be wondering, since the person won’t be given your funds without paperworks, why fill that space in your Account opening forms? Well, the NOK is that person to be contacted in event of emergencies or whenever the need arises. It shouldn't be a minor.


PROCEDURES TO RECOVER FUNDS FROM A DECEASED'S BANK ACCOUNT;

A:—The survivor(s) to the deceased should head to the Probate Registry in a High Court to apply for an administration of deceased estate/properties. This application must be accompanied by a DEATH CERTIFICATE and can be done IN PERSON OR THROUGH A LEGAL PRACTITIONER.

The process to get the LETTER OF ADMINISTRATION is very much the same across states, though there might be slight differences. Application must contain the following;

-Full names of deceased.
-Date of death of deceased.
-Last residence before death.
-Name of proposed administrators

You will be guided on every other form to fill or required documents and identification.

Persons that can apply for the letter of administration are generally called NOKs and are classified in this heirarchy;

– Surviving spouse(s) of the deceased
– Children of the deceased
– Parents of the deceased
– Brothers or sisters of the deceased of full blood or the children of such sibling.
– Brother or sister of the deceased of half-blood or the children of such sibling.
– Grandparents of the deceased
– Uncles and aunts of full blood or their children

B:—The Probate Registry would give you a letter of confirmation to be taken to banks, financial houses as well as stockbrokers the deceased shared business relationships with. This will enable them disclose the deceased's financial standing as of that date.

C:— Return the confirmation to the Probate Registry. They will add up the deceased’s balances and apply their charges. You will be required to make payments. After payments, the paperwork for you to be administrator would be concluded.

D:—Upon issuance of the Letter of Administration, it should be taken to all the (SUSPECTED) banks where the deceased had accounts for claims. The beneficiary can then decide to open an estate account to move the funds or take it cash. When he/she opts for the latter, the bank would issue a bank draft.


NOTE:
>>2 guarantors (preferably with landed properties) would be required to fill some documents, to support their application to the probate registry, before the letter of administration can be issued.

>>The process could take some time because publication would be made in the gazette or newspaper. This is to give any interested person the opportunity to object and file a caveat to the grant of letter of administration to the applicant.

>>Objection may be raised within specified period for filing a caveat. In the absence of any, the letters of administration would be granted.

>>There are various fees to be paid before its application is evaluated and approved.
However, once approved by the Probate Registry, an estate fee of 5-10% (depending on the state) of the estate's value is paid to the State Government where the Letter of Administration is made and approved.


>>Is there a statute of limitation on filing for the estate of a dead relative? If there is, how long is it?

No, there isn’t. Whenever the relatives are up to it, they would be given the funds upon presentation of necessary documents.

>>What happens when the relatives do not know all the deceased’s bank accounts?

In this era of BVN, the relatives can state this request at the Court. They would help with an order mandating the bank to make known all accounts linked to the deceased.

Texman21:
dont worry she is handsome

TheFacelessMan:
Actually read the Hadley Chase. Read 88/92 available books...

Vultures would do exactly as described. I hope you don't find out by experience.

TheFacelessMan:


Years back, i was an infantry man in the Congolese Army.

https://thumbs.gfycat.com/ImpishThankfulBeetle-small.gif

While on a reconnaissance mission, we got ambushed.

It was an unfair contest, we were outnumbered and outgunned 10 to 1.

Out of nowhere, a small ball came from the sky and i heard "GRENADE"

Seconds before i heard a deafening explosion, felt excruciating pain and DARKNESS.....


I heard grown men screaming, i smelt the coppery scent of fresh blood, my body aching all over and DARKNESS as i fell unconscious again.

I was woken up by the buzzing of millions of flies and a sharp searing pain on my left leg.....

I looked down and i saw i was covered from knee down with.......

[img]https:///media/8-29-2015/g7SdOU.gif[/img]

VULTURES!!!!

I was being eaten alive!

They were as startled as i was and they flew off with my blood dripping

from their beaks, strands of meat on their ugly necks.

They flew off just far enough from my reach..... watching me with beady evil eyes.

The scent of the blood pouring from my leg was irresistible and they moved closer and closer....

I shouted, they flew off, they moved closer and i shouted. We repeated this cycle till they realized my shouts were impotent and

They became BOLDER, striding forward confident, I was LUNCH and they wouldn't be denied

PUSSYHOE:
Ser gregor clegane elder bro of sandor clegane. My FAV character sandor clegane

funmisticqueen:
Any human being that wants to body shame me. May you lose business opportunities like this man.IJN.

TheFacelessMan:


So touching. Mothers are the best..

That reminds me of an encounter i had rescuing someone from an inferno back in the days.


https://thumbs.gfycat.com/HairyMammothArctichare-size_restricted.gif

I was quietly smoking my marijuana and blasting Bob Marley's songs ...

when i started smelling what was definitely not weed

Thick smoke was billowing from bellow the door next to mine.

I banged my shoulder into the door, crashing in and my left shoulder turned instantly into half-cooked suya.

I saw this girl lying down, crying weakly, all the curtains and the couches were ablaze

Everything i touched seared my palms so i rushed into the bathroom to look for something wet to douse the fire between us.


I wrapped the girl in the towel and i discovered the entrance was aflame and no way out

I took her in my arms, took a running start and crashed through the window facing the street.

There was a loud WHOOSH and the increase of oxygen made the fire roar louder behind us.

While plunging through the air, i remembered to my dismay that........


WE LIVE ON THE 5TH FLOOR!!!

[img]https://media./images/50d98e7ec2398b81fbc588bea3c3b52e/tenor.gif[/img]


TO BE CONTINUED...


Culled from "The Memoirs of The Faceless Man"

GOFRONT:
He is back!!!!!

I saw him on one Abortion Thread!!!

EXLOVER:
I don't know if we all are created different, but i think kerosene is running through some humans body instead of blood, people too get heart. How can you behead your fellow human, not even poison.

I remember the last time i killed a ran, I really felt pity for the rat, cause the rat was pregnant and has kids also, how will the husband feel? how will the kids feel? what about the unborn child and friends and relatives of the rat?


Humans are really heartless, especially Nigerians.

remi1444:

I hope for the best... I pray make law pay my bills

remi1444:
Chaiiii... There are tons of them currently in my faculty especially my class, they're always forming celebrity.

thesicilian:
So after 8yrs he should keep looking for her weak point to activate? Even the buttons to nuclear weapons don't take that long to locate.

remi1444:
Those lawyers that find attending classes as boring? lol

VillagePipu:
That's why Obiano is building prisons for your children to attend. That one is big enough for you to see.

You would die of frustration, hatred and jealousy yet you would never attain what the SW achieved 50 years ago.
Dumb mofo.

OboOlora:
Lmao, Toyin! Toyin!! Toyin!!! How many times did I call you? I know it’s not easy to pay schools fees for your kids at MeadowHall but u don’t always have to stoop so low!

From having a 3some with Akinsiku of Lagos and Segun Oniru at their bachelor of at the back of The Palms to sleeping with dirty yahoo boys like Atunrase6 and prettyboyrmd

U r way over 35yrs and can’t always do anything for money.

It already costs so much wearing the adult
Pampers u wear everyday cos of the ‘leak’, don’t add to ur woes!

KingAzubuike:
Where is the proof that they came second? The story doesn't even have a source . Nigerians are very useless set of people.

There is no proof it was hosted in turkey neither is there any proof 27 nations took part. Mind you , you don't expect the best secondary schools around the world to be in this kind of competition. Here you find Otumokpo community development grammar school and their equivalents in Syria and Haiti.

queenxey1:
You've dated 10 girls and broke up wit all of them because they don't understand you. My brother are u further maths