₦airaland Forum

theTranslator:
that's why I believe real federalism would solve Nigeria's problems

When the north sees that there is no free money and government anymore
They would sit up

Northern billionaire elites would rather die than see any change in the status quo. Do you know why they only marry within the same class? It's deeper than you think

OP, southern unity or not, Somalia is what the north is degrading into, a wasteland faction used by tribal and radical warlords. The seeds were planted in the early sixties, the Kaduna and Jos crises of Obasanjo era watered it, the hatred for Jonathan blantantly fertilised it, now Buhari's bigotry tells us it's harvest time. Let the bandits solidify more factions, a great harvest is coming. Go and read up the Somalia civil war. I live in the north, the vast chunk of uncivilised and ungorvened landmass is shocking. That is the playgrounds of "yet to be coordinated warlords"(with due respect to Gumi the enabler).

Kennyking1234:
WAS GOING THROUGH A BOOK AND SAW THIS?

Pls apply caution, that portfolio is for those that put safety above capital gains(older investors above 50yrs). With that portfolio, you could be getting annual return of between 5%-9%.
The younger you are, the more growth and penny stocks you should have in your portfolio, plus crypto and metals.

This aircraft has a design defect which leaves the pilot with very poor "real ground visibility". Better off as a UAV.

FalseProphet1:
I see the former boss and the thief reaching an agreement on how much the thief will be paying to him per month since he now has a shop of his own, I see the police encouraging the former boss to accept the agreement, I see the thief not being able to fulfill his side of the agreement after his former boss agrees to it, I see the thief being arrested again, I see his former boss taking over his shop permanently. This I have seen.

I see the police going there at night with the culprit, to completely empty the shop, because the complainant refuse to "settle well" ontop 7million matter

They are still shopping for a mat sitting gworo chopper, they won't confirm him. We know them

I have reported Trump! Let's wait and see if they will pick him up after his tenure

benedictuyi:
That's what I plan on doing

that is Nice, you can use ur email to signup as newsletter free member, then occasionally check ur spam/inbox for promo discount. this way you may get a flash discount for as much as 65% discounted. happy investing!

benedictuyi:
If you consider using the motley fool, you can pm me let's get a subscription together

motley fool is the best stock advisor service no doubt, but note that its best for midterm investing, a minimum of 3 years holding. and be ready to own as much as 20 stocks while continually adding to you positions as they usually advice same stocks over time.

Leggitsam:
An advise from the web.

Many expats, Americans and non-Americans, want to gain access to the US Stock Markets whilst reducing tax risks.

The answer to your question depends on if you are American or non-American.

If you are non-American it is best to get access to US Markets with funds domiciled outside the US.

For example, regardless of whether you are a DIY investor or going through an advisor, it is best to invest in a non-US platform (say Swissquote, Saxo or whatever) rather than a US platform (Interactive Brokers, eToro as an example).

That is because there is always the small risk of US estate taxes, and other problems, even if the W8-Ben form is signed.

Second, it is best to buy the S&P500 domiciled on the London Stock Exchange, or indeed another stock exchange like Ireland, rather than on the NYSE.

People forget this basic fact. These days, you can buy the S&P500 ETF fund, in both Pounds and USD, on the London Stock exchanges and other exchanges.

Vanguard, BlackRock and iShares have all created USD products held outside the US, because they know about the estate and other potential taxes non-Americans could face. The fees and performance will be identical.

So by using a non-US broker, and investing in index funds or ETFs which are tracking the US Markets but are domiciled in Canada, the UK or Ireland, you can avoid the US tax web entirely.

Not just avoid it, but avoid many risks in the process. It is harder to do it this way if you want to buy individual shares rather than the whole market though.

If you are American, on the other hand, it can make a lot of sense to invest with a US-domiciled company that holds the money in America.

It is also essential that:

People have a portable solution. If you are living in country A, and then you move to country B, it is important that the brokerage won’t close down your account. I will give you a simple example. I have a friend who opened up an account with the Dutch broker Derigo. He should have invested with a platform that is domiciled in a more tax-efficient country, such as Swissquote, but that is another issue (capital gains taxes and so on). What really hit him was he moved from an EU country to Asia. They closes down his account as they can only accept for 18 European countries. So that meant he had to sell his positions, go through hassles to open up another account and pay capital gains taxes. So going with a platform that can accept for at least 170–180 of the world’s 190+ countries is important. As an expat, you could be moved almost anywhere in some industries.
As per the point made above, having a portable account domiciled in a country which doesn’t charge capital gains tax is important. Simple example. If you are an expat living in Saudi Arabia or the UAE (no capital gains tax) or somewhere like Singapore (no overseas income or capital gains taxes), you can pay 0% capital gains tax if you domicile your accounts with a broker based in a 0% capital gains country. This doesn’t apply to people from countries that tax by citizenship, like the US or Eritrea, but does apply to most nationalities.
So the bottom line is, with a little bit of planning, people can avoid tax risks associated with gaining exposure to the US markets as an expat.

this is deep!

75% of my portfolio are based on numerous ETFs, so i appreciate this insight, can you provide the link? thanks

Torontoraptors:
Yes boss. I was all over the North east, west and North Central for over 10 years before i left.

While back Home, Bauchi used to have some of the most tempting roads in the North. So smooth you will not realize you are over-speeding. We used to race Bauchi -Jos back then early Saturday mornings. Another madly tempting road was Jos - Manchok- Kafancha. Where the road passed in between rocks/ mountain. Then once you do kafancha - kwoi- kagarko and come out at Jere junction, you can kill your self until you get to Lokoja on your way to Lagos.

Chai! I know that feeling

Unfortunately, the roads mentioned are in bad shape presently in comparison.

nyiamfrank:
If those officers were found guilty, then, they deserve a punishment. refund of the money is not punishment because the money actually belongs to the man.

but whoever has stood on top of this matter, must have heard from both sides. that is my point.

moreso, some senior officers who have better things to do may even just remove money from his pocket and settle the civilian if the money is his problem and go and continue with something more profiting. than coming to waste time and energy on 30k

you and I are just hearing report but can't tell the circumstances surrounding the whole case.

I still stand my point that there are some things that fellow failed to say.

Like I said earlier, if the officers are found guilty, refund of the money is the first step before meting the punishment that will serve as a deterrent to others.

the victims money was refunded and apologies tendered! yet you are still typing long epistles! that shows bias. end of matter

nyiamfrank:
Mr trader, if you were a judge in this matter, would you draw a conclusion without hearing from the police? It's a simple question, please.

Mr Officer, the victim has been refunded by the wicked crooks, with clear apologies too(based on Force headquarters directive). if you were a judge in the matter, what would be your next line of action?

spyder880:
I like this design

chief!
What causes the highlighted part to be regularly soacked and ugly looking in 70% of buildings? and how can it be avoided?

nyiamfrank:
The criminal side of the story is what that young man won't tell you. No sane officer would want to detain anyone for a civil offence. I am believing that something is missing out from that young man's statement which only the police can tell. that is why I don't jump into conclusion in any story I see here, without hearing from both sides. a typical Nigerian will only paint the picture to beautify himself

I mean no offence, but you reason like a typical policeman. May your god help you overcome the darkness inherent.

Ikpumbe1:
I had them on tape demanding for the money and confirming the one they collected earlier. If I was as wicked as they are and want them to be punished severely, I could use the tape as an evidence. I am not wicked and heartless and won't allow anybody's behaviour to me no matter how bad to turn me to one.

I bet you those same policemen are back on the same spot, adding more victims to there wicked portfolio. If you bury the matter because u got you 30k back, you are part and parcel of the systemic wickedness.

Grace001:
Don’t use your stabilizer with generator, because a generator already comes with an AVR

t

what if the AVR fails, or its a gen without one?

theres nothing wrong with stabilizer on gen

fineboynl:
the only problem is the battery. the battery doesn't go more than one year. during that time it will be so frustrating and annoying. so plan to change. battery every year. so after you do your calculations you will be able to decide.

Sad but true.

Battery cost and it's regular replacement makes solar/inverter options not wise for small-scale users now.

Uyi213:
I can’t afford another engine

Hidden cost and followup cost could take your mechanics price up to additional 20k(he won't tell u).

Save up, buy another engine as advised earlier. A ringed engine ( based on cost saving) has no guarantee, no matter what

interior is hell difficult to clean

exterior: me, bi-weekly
interior: car wash, quarterly at least

YesWeCan11:
Please how do you trade live on Meritrade. Can only see where to place orders but no real live trading.
Helping someone with it manage his account for a short while.

on desktop only...
it takes some time to get used to it. But play around these steps....
in step 3.... type in the name of the stock in the box, then click the purple search icon beside it!
step 4 will give you a dialog box to fill, after that double click submit button to send ur order(never buy with "Market order" rather use "limit order" and set your comfortable price ).

ositadiima1:
That may be true though, I use the Yochaa app to track my portfolio. I believe transaction wise they are ok.

That's the point. A newbie using only morganCap is setup for occasionally trade entry and portfolio assessment miscalculations. My dashboard was not updated for over 6 days after nov12 , I hope that wasn't the case with you too

S007:
Chai. See bad mouthing o. Why don't you just sell your own product.

We have had enough of this debate on this forum already.

morganCap has best fee no doubt, but has terrible user interface!!!
if truth is too bitter to accept, Counter argument is more sensible than tantrum!

safepaulooo:
Please does investment one have a real time trading platform like MorganCapital and how do their fees compare?

I use morgan, it's online platform is way below average. However it has the lowest cost/fees for active traders.

Go for any other broker like investment1 as suggested for now.

Limitless72:
Those initials enclosed in the brackets, what do they stand for?

Also what does acronyms like
ASI
RSI.......really mean

All share index. ASI
Below listing requirements BLS
Missed regulatory fillings MRF
RSI.... Leave that one for future future ,


Avoid such stocks where possible, those are warnings from SEC, before such companies are heavily sanctioned, or delisted from the exchange after prolonged infraction

Toluway:
It is very sad that pecuniary Hollywood type of investors have taken over nsem. And unfortunately, they're the ones who drag loads of money into the market. They would all cart their loads of money in into an impending bullish market and as well drag out the money as soon as the bull is subsiding and taking the market back to square one.
Are we no longer having investors? Have yahoo boys taken over eveverywhere ?
This manner of investment mentality can be disturbing to a man's sagacity.

No! Rather blame it on mobile trading apps and 247 online access. in the US they are called robinhood generation! constantly overtrading

suaveBrother:
... If you are in tech you would know that the concept of passwording is an illusion...

That burglars can break a hole in a wall, does not mean locking your front doors is an illusion. There are different levels of hackers. Big timers are not a danger to us, it's the small fishes.

Recession indeed!

How low can we go under this monumental disaster called General Buhari? This is Depression we are in! Let's call a spade a spade!

@ all the posters. Let me share with you how to have strong password and still avoid reuse issues.

I use similar codes for 3 classes of websites I registered with. The classification is personal and based on how sensitive I see my data on the site.

Below are some examples from bottom to top in tense of sensitivity...

Vanguard News.com ...... VNews*123*
Chopfood.com...... Cfood*123*



Facebook.com......... bookF:*666!
Nairaland......... LandNaira:*:555!


Email........ Yahoo+606(yah)+!
Banksite....... ZEnith+2626(Zen)+!



Not forgettable, easy, and coded. Note: those are not random numbers, they are embedded on the sites spellings. If you understand u can have upto 50 and not ever forget one.

Monday696:
Hello guys,

Please which site can I get history of dividends paid by coys as far back as three years?

download yoocha app on google playstore. its gives you what you want in simple and easy graphical formats as far back as five years