₦airaland Forum

Robbers enter a house, asks for all the money and valuables.
After they collect what they can, they give the man of the house a gun with instructions to shoot his wife or else he be shot himself. The man gets the gun, points it at his wife and hesitates. He is thinking of what he has gone through in life with his wife and how she has suffered and sacrificed for him.
He hands back the gun and says, “I am sorry I can’t do this…

“The boss of the robbers silently grabs the gun from him and passes it on to the wife with the same instruction.
The wife gets the gun and without any single hesitation points to her husband’s head and pulls the trigger. But at last, the gun had no bullets in it.
The robbers get their gun and walk out of the house laughing.


QUESTIONS FOR DISCUSSION
1. If you were the man in that house how would you react towards your wife?

2. If you were the wife, what explanation can you give to your
husband!

3. If you were invited to bring peace between this couples, what advice would you give?

Drop your Comments & this should really be an interesting topic to discuss.

A journalist who has spent over a decade documenting the criminal dealings of the mafia has named Britain the most corrupt country in the world. 36-year-old Roberto Saviano who wrote the best-selling exposés Gomorrah and ZeroZeroZero, made the comments at the Hay Literary Festival.

He has been living under police protection since publishing revelations about members of the Camorra, a powerful Neapolitan branch of the mafia, in 2006.

He said: “If I asked you what is the most corrupt place on Earth you might tell me well it’s Afghanistan, maybe Greece, Nigeria, the South of Italy and I will tell you it’s the UK.
“It’s not the bureaucracy, it’s not the police, it’s not the politics but what is corrupt is the financial capital. 90 per cent of the owners of capital in London have their headquarters offshore.
“Jersey and the Cayman’s are the access gates to criminal capital in Europe and the UK is the country that allows it. That is why it is important why it is so crucial for me to be here today and to talk to you because I want to tell you , this is about you, this is about your life, this is about your government.”

Mr Saviano also weighed in on the EU referendum debate, Britain will go to the polls next month to decide whether to leave the EU or remain and he makes a case for remaining.

He said: “Leaving the EU means allowing this to take place. It means allowing the Qatari societies, the Mexican cartels, the Russian Mafia to gain even more power and HSBC has paid £2 billion Euros in fines to the US government, because it confessed that it had laundered money coming from the cartels and the Iranian companies. We have proof, we have evidence.”

Source: Independent UK


https://nigeriacamera.net/journalist-mafia-expert-says-britain-worlds-corrupt-nation/

Is there any moral justification for renewed hostilities by the group called Niger Delta Avengers in a country that has spent more than N500 billion alone on the Niger Delta Amnesty programme in the last 6 years? In a country were over N621 billion was allocated to the Niger Delta Development Commission in 2014 and 2015 alone? This is definitely an anomaly.

Am entitled to my opinion and hence these:

1, Rumors have it that they ain't targeting oil facilities this time around.

2, They only blow up pipelines, Pipeline repairs is nothing. Let's pray they don't blow up any onshore facilities or an offshore platform. It's gonna be a disaster.

3, If they drop akara bomb for any onshore facilities ,...na war dem don start be that oh.

4, Too bad the Nigeria army are filled with rootless soldiers and those guys will be so happy to turn south south to desert. And it's very easy to curb this guys if they go overboard.

5, What the Niger Delta Avengers are doing is very bad, because you don't fight a war in your own backyard no matter your grievance. You can't be risking the lives of the people you claim to be fighting for.

6, Should they be foolish to cause harm to any expertriate, they will be in some shit.

7, I sincerely think this is not a fight for the course of the people of the region as they claim.

8, I keep hearing every day itsekiri people warning them not to even come close to their lands. Likewise the urhobos. Most part anyways.

9, They stated that they will be coming to NLNG.. Some weeks back.

10, What the government is doing now is currently fair.

11, You don't negotiate with militants who don't have the minds of their people in their quest.

12, The govt is trying to speak with the stakeholders in the region as well as looking for the Niger Delta Avengers.

13, If this administration repeat what the previous administration did,... Just know that we are in for shit.

14, You know the amnesty that was given before was not properly done. Alot of the guys were not affected so they were angry. Actually, The amnesty only made the Lords or generals millionaire and billionaire.

15, This government have a primary goal,.. Which is what they are working on.

16, This administration is trying very hard to fight corruption,... Which other administration didn't do for 16 years irrespective of the party.

17, I can't imagine some chiefs and elder statesmen advising Buhari to negotiate and grant them amnesty by reinstating the amnesty program.

18, Guys, I was in ughelli some months ago suddenly I heard siren and people were clearing from the express, lo and behold it was Tompolo in a convoy of about 12 Bentley all bullet proof painted black and red. It was crazy.

19, There's no basis for this renewed hostility, especially one borne out of outright mischief and of no relevance.

20, Nigerians must rise up against ethnic and clannish
sentiments and see this more as a national affront. Not also in a period where the price of crude is beginning to show promising signs and our production capacity is dropping due to the activities of the militants.

I would like to add that something is fundamentally wrong
somewhere with the Niger Delta region and its agitations.

Guys, just have faith..... Things will get better.


Let's keep our fingers crossed.

Ziggyzito:
The rear light has been damaged. What's your final price?

Call me, or contact me via WhatsApp 08037300144.

It's very clean, 2002 model.

1.3m.

In my opinion, He wasn't a good defender.

However, I think he has done well for Nigeria, and I think everybody knows and appreciate that. To get to over a 100 cap isn’t easy.

I wish him the best as he moves on.

In a saner country this won't be happening, but because sentiment has blurred some Nigerians reasonings that's why militants were given that job when we have military men. PMB doesn't want to kill these touts because some people will call it killing of Niger delta people.


However, This is another example of the flip flopping of this government. After allowing so much to be destroyed as well as letting our armed forces be disgraced, they have now conceded to what was obvious and inevitable to every one except them. Only God will help us.

godofwar666:
please can you give me tips on how to start these kind of business.. Course have been thinking on how to start... If you don't mind you can mail me on sodeindetoyosi@yahoo.com, Will looking forward to ur reply. Thanks sir

Check your yahoo id.

Details from the 2013 audit and financial report of activities in Nigeria’s oil and gas industry which was conducted by the Nigeria Extractive Industries Transparency Initiative (NEITI) have shown that Nigeria made $58.07 billion from her hydrocarbons industry in that year.

The report also showed that the country lost $5.966 billion and N20.4 billion in the sector from the operation of Offshore Processing Agreements (OPA) by state oil firm, the Nigerian National Petroleum Corporation (NNPC); crude oil swap and theft.



The NEITI report which was presented to the public on Monday in Abuja by the Minister of Solid Minerals Development, Dr. Kayode Fayemi, also showed that the sums of $3.8 billion and N358.3 billion are still outstanding payments which the NNPC and all of its subsidiaries owed the federation.

Also, the sum of $599.98 million was reported in the audit as underpayments to the federation from petroleum profit taxes and royalties by oil and gas companies as a result of the use of different pricing methodology by the government and the companies because of absence of a new fiscal regime.

More to follow.


http://www.thisdaylive.com/index.php/2016/05/23/neiti-audit-nigeria-made-58bn-from-oil-sector-in-2013-lost-5-9bn-n20-4bn/?utm_source=twitterfeed&utm_medium=facebook

The Federal College of Agriculture, Ishiagu, Ebonyi, says
it has began the exportation of processed bagged
cassava produced by the institution.

The Provost of the college, Prof. Justina Mgbada,
disclosed this in an interview with the News Agency of
Nigeria (NAN) on Saturday.

She noted that the institution was committed to
actualising the Federal Government’s agricultural
objectives.

Mgbada said the institution designated about 30
hectares of land for sustained cassava production to
meet the domestic and external processed cassava
needs of the country.

“We have expansive cassava processing unit in the
institution which has been given immense facelift since I
assumed office over a year ago,” she said.

She said that the cassava was being cultivated and
processed by students in line with the government’s
directive of practicalising agricultural tutorials offered
students.

“We have experts who handle the students in cassava
cultivation and processing as this applies to the
production of other crops and agricultural ventures.
“The institution’s mandate is basically to train middle
level manpower through high-skill acquisition in form of
theoretical and practical training.

“We have lecturers and instructors for agricultural
courses offered in the institution for theoretical and
practical training respectively.

“The courses’ curriculum is formulated to assign 40 per
cent of scores to theoretical aspect and 60 per cent for
practical, both in the class and the farm respectively.
“We also designated 12 hectares of land for increased
pineapple production and 27 hectares for oil palm while
expanding our fisheries, poultry, piggery and livestock
production-capabilities.

“We have also enhanced our capabilities in mini-livestock
production such as snail and rabbit among others,” she
said.

She said that the institution had enhanced its honey
production capacity and secured registration from the
National Agency for Food Drug Administration and
Control (NAFDAC) for its honey.

“We recently released N600, 000 for the procurement of
modern bakery equipment while also embarking on
renovation of the facility.

“The equipment would enable us bake at least three bags
of flour per day from the original half bag to meet the
demand of students and our immediate community, ”
she said.

Mgbada also said that the institution was training rice
farmers in Ebonyi as its contribution to the realisation of
the state government’s rice production objectives.
“We can assist the government in developing a template
and empower its ‘implementors’ through adequate
training to achieve overall objectives.

“We will create the necessary awareness needed to
achieve this as we are currently making arrangements to
procure and develop the most current variety of
seedlings being a research institute,” she said. (NAN).


http://www.financialwatchngr.com/2016/05/22/agriculture-college-begins-exportation-bagged-cassava/

Former militants have called for a halt to a resurgence of
attacks on oil and gas facilities in Nigeria’s Niger Delta,
saying it is an unnecessary distraction for President
Muhammadu Buhari’s administration.

The defunct Movement for the Emancipation of the Niger
Delta (MEND), a group of former militants who previously
targeted the oil-rich region, made the call in a statement
late on Friday.

Buhari said on Friday he had heightened the military
presence in the region where attacks in the last few
weeks – mostly claimed by a group calling itself the
Niger Delta Avengers – have driven the country’s oil
output to a more than 20-year low.

“We should give President Buhari the opportunity to fulfil
his promises to the Niger Delta people by maintaining
peace in the region,” former MEND members said in the
statement.

“The current resurgence of militancy is an unnecessary
distraction to the current administration,” they said.
Nigeria, which relies on oil sales for 70 percent of
national income, is going through its worst economic
crisis in decades caused by low crude prices.

Former members of MEND, many of whom secured
lucrative contracts to protect pipelines under an amnesty
agreement, are influential, although whether this extends
to those responsible for the recent attacks is not clear.


http://www.financialwatchngr.com/2016/05/21/ex-militants-call-end-niger-delta-pipeline-attacks/

Yeah, Rightly so.

Am so gonna love next season. I can't wait for the season to commence.

I just wish one of the English clubs could sign Diego simeone....
No doubt, it's gonna be an explosive season.

The Governor of the Central Bank of Nigeria (CBN), Mr
Godwin Emefiele said N55.46 billion was disbursed to
24 power firms as electricity market stabilization facility.
Emefiele said this at the 4th tranche disbursement of the
facility in Lagos.

He said that three distribution companies got N8.67
billion, 14 generating companies and Nigerian
Independent Power Project (NIPP) had N35.83 billion,
Service Provider; N459.68million and six gas companies
got N10.49 billion.

He said that the disbursement was a major milestone in
the effort of the bank, in collaboration with the Federal
Government, to further address the challenges of the
sector.

According to him the disbursement will also feature the
signing of Power Purchase Agreement (PPA) by the
Nigerian Bulk Electricity Traders (NBET).

He added that the signing would signal activation of
industry contracts for power generation under a contract
based market.

The CBN boss said that there were new entrants into the
scheme.

Emefiele said that the new entries were the two
distribution companies in Benin and Jos.

He added that others included eight generating
companies that include two independent power projects
by Agip/Okpai and Shell and six NIPP plants at Alaoji,
Geregu, Ihovbor, Olorunsogo2, Omotosho2 and Sapele2.
“By the end of today, total disbursements to the Discos
will be N49.73 billion representing 91.7 per cent, Gencos
with N54.29 billion, representing 62.5per cent.

“Gas companies got N15.73 billion reprsenting 36.9 per
cent and service providers N0.46 billion representing 1.7
per cent.

“With today’s event, the total disbursements under the
initiative will be N120.2 billion, representing 57 per cent
of the total amount earmarked,” Emefiele added.
The Minister of Power, Housing and Works, Mr
Babatunde Fashola, said that the government was
committed to ensuring that power supply becomes
stable.

Fashola said that the government was committed to
addressing all the challenges that had been militating
against steady power and revenue collection.

He also said another challenge was the issue of over
dependence of the participants in the value- chain.
He urged every member in the value chain to contribute
to the success of the sector.

The minister said those vandalising the pipelines should
stop adding that the government had embarked on a
cleaning programme of the affected areas.

He urged consumers to also ensure that they pay for
their bills to allow power firms to generate more
revenues to ensure better service delivery.

He added that government planned to embark on the
construction of more hydro power plants.

Fashola said government would soon come up with a
framework that would boost the production of solar
energy, reduce cost and increase its usage.(NAN).

http://www.financialwatchngr.com/2016/05/21/cbn-disburses-n55-46b-to-24-power-firms/

An exercise in futility.

Corruption must fight back.
No saint anywhere.

The Real Reasons 70% of Black Women Are Single: It's Not What They're Telling You!



We’ve all heard on Oprah, CNN, ABC News, and the Washington Post that 70% of black women are single, and 42% are unmarried. We’ve even recently heard a young black women (Helena Andrews) say that she is successful, black and lonely and that “Bitch is the New Black”. Helena’s story is probably the most heartfelt as I can relate to her, when I was in my 20s that is... but now at 40, I can say that there are many things that I have learned about Black men and 2 that stand out the most are that:

1) “Being a bitch” was never going to get me the love I desired from black men. (Note: Being a bitch as in being mean, argumentative, hard to get along with, bitter, etc.)

2) Our "credentials" don't attract men! Just because WE feel that we are successful, independent, professional and educated doesn’t mean that’s we’re attractive to men, or even datable for that matter. I have learned that it is our EXTERIOR that gets a man's attention (smile, look, personality, non-bitchy attitude, confidence and overall attractiveness) and our INTERIOR (our love for God, family, friends, being honest, supportive, respectful, emotionally stable, goal-oriented) that keeps a man coming back for more.

Even though many news organizations have provided the statistics I mentioned above, I’ve rarely seen these media outlets offer any real solutions. In fact, I’ve yet to hear anyone really explain the REAL reasons so many black women are single, as its much more complicated than the “numbers.” I personally don’t believe in allowing the media to exploit this issue and give an appearance that Black people have issues and challenges that we cannot solve on our own. As a single, successful black woman, I refuse to allow the media to make me feel bad or desperate about the plight of the “single black female,” especially given the personal and professional success sistas have made in a male-dominated world. So, Black men and women, WE can facilitate our own discussion on this challenge and identify real solutions that work for us. I’ll begin by offering a 2-part article to address this challenge. In Part 1, I will discuss the real reasons why so many Black women are single... because you know the media isn’t telling the whole story and in Part 2: I will offer 10 practical solutions for women who are looking to find a “good man.” Please feel free to share other suggestions!


The Real Reasons So Many Black Women are Single:

*Note: Some of the reasons could apply to women that are not black, but the focus of this article is on Black women because that’s all we keep hearing about in the media these days.

There are many factors that have lead to why so many Black women are single, but I believe the most significant factors are listed below:

1. The Black Man Shortage (as I read on Essence.com):
42% of Black women are unmarried. 70% of professional Black women are single. The numbers don’t lie and there is a real gap between “datable” Black women and men. Even if there is some degree of inaccuracy in the numbers, if you just talk to Black women, many will agree that there are some challenges finding a “good black man, ” that is... one that is not behind bars, gay, or with other races. I’m also fully aware of this challenge due to the number of Black women who write me about it every week. So, the statistics do play a role in this challenge, but it does not tell the whole story. Please read on!

2. Too Many Black Women Have Bought Into the Stereotypes On Who They Are:
The perception that Black women are hard to get along with, mean, bitchy, argumentative, bitter, etc. has become a reality for too many black women. I know, because I used to be that way (and still have relapses on occasion but irrational behavior and constantly “going off” on people, especially your man, is not an attractive quality to have when trying to maintain a relationship with a man. I had to LEARN that just because I was running things at work, didn’t mean I was going to run things with my man. So, I had to “check my attitude” at the door when dealing with my black man. Maybe a man really needs to be the head of the household, and if you don’t trust that he can be, then leave him alone and move on. A wise man once told me that anything with two heads is a monster, so only 1 can be head of the household, and for me, I prefer it to be my man. Sistas, we know we have carried too much of the financial and emotional burden of raising our families alone, but we should use that to draw strength from and not allow that to make us emotionally weaker. I remember being in my 20s at a management consulting firm I worked for and this brother told me that I would definitely make Partner but no one would ever like me because I was so damn mean, and I actually was naïve enough to take that as a compliment; not realizing that my “meanness and bitchiness” had spilled over into my personal life and keeping me from attracting and keeping good men in my life.

3) Many Black Women Have Made a Conscious Decision To Be Single:
I know you’re saying yea right. But this is actually true. I know personally for me, I have been married before, but I prefer to be single, especially since I don’t want to have children. Personally, I am not looking to get married again, but I’m not opposed to the idea either. If I meet someone who makes me feel that being married to them is better than my freedom and the luxuries of my single life, then I would consider getting married again. The most important thing to me is to have quality, meaningful relationships with men with similar dreams, goals and interests in life. People fall in love and marry because it’s the tradition. Men and women have been getting married since before recorded history. Until recently, America was the most “married” nation in the world. But now many ask, “Do I have to be married to live happily ever after?” In today’s society, people have a strong desire to simply be happy, whether that means being married or unmarried. Being single is not synonymous with being “alone”. Many single people do have a meaningful love relationship in their life. Society makes people think that end goal of two people who love each other is a “traditional monogamous marriage” but I don’t believe everyone fits that model. Whoever said dating has to end in marriage? If marriages were so great, why do more than half of them end in divorce? So, there are really some women who are happy being single... Seriously!

4) Black Men Don’t See Many of the Qualities That They So Much Admire in Their Mothers and Grandmothers:
To say it’s just a shortage of black men is only a small part of the problem, but as Black women we have to re-evaluate who we are and who we’ve become today. Black men don’t see the strong, quiet strength of their mothers and grandmothers; neither the homemaking/cooking skills either. In my book Why I Love Men, I have a section called “Never Underestimate the Relationship Between a Man and His Mother” that discusses this further. A wise woman understands the precious bond between a man and his mother. You’re not going to change it nor would you want to. A mother is very proud of her son, especially if he’s a good man. His mother values him. His mom and grandmother has loved him unconditionally all his life, and well, you, not so long. If you want a smooth relationship with a Black man, be sure you understand WHY he loves his mom so much and it will help you build a stronger relationship with him. And, if you don’t know why he admires and loves his mom so much, ask him. In fact, a huge red flag for me is when a guy doesn’t have any relationship with his mother, and she is still living. Or if he speaks to his mother in a disrespectful or harsh manner, he will likely treat you the same way.

5) Black Women Have Spent Their Best Years Pursuing Their Education and Career Goals not Realizing that Their Strongest Assets (e.g., Looks, Fertility) Decrease With Age:
I know this may be unpopular, but it is the truth. A woman who wants to have a family should capitalize on her looks, age, and fertility while she is young instead of only focusing on chasing the high-powered career. I believe (and of course I could be wrong) that a man would more likely be with a young, fine woman that is less educated and makes him feel good (in terms of stroking his ego) then an average looking woman with a great career and education.) If marriage and having children is important to you, you may want to NOT focus as much time on pursuing your career goals, but spend more time pursuing and developing meaningful love relationships while you’re young, perky and fertile. If you want a husband and family, you have to pursue it with the same focus and attention you did to achieve your career goals, and by all means, don’t let you looks, fashion sense, and overall attractiveness go downhill. Note: In my book, Why I Love Men: The Joys of Dating, I share insider secrets, practical advice and techniques that any woman can use to maximize her physical beauty without cosmetic surgery, because as shallow as it may sound, how physically attractive you are is very important to men, and should also be to you if you are seriously looking to attract and keep a man.

6) Black Men Struggle More Than Any Other Group of People in Society and in the Workplace:
You have to ask why are there so many black men in prison and under-educated? Why is the unemployment rate so high for black males? Why is the suicide rate so high for black males? Why are so many black men absent in their child’s life? Why are black males struggling more than other group of people? We have to better understand the struggles of Black men to really increase the number of “datable” black men...and I’m no expert on the answers to these questions and I know when I’m out of my lane, but there are others who have studied Black males and written on this topic and could surely provide some answers to these questions.

7) Black Women Haven’t Adjusted to the New Hypercompetitive Dating Environment That Exists Today:
Many of the traditional rules of courtship don’t exist, for better or for worse, Black women have to do things differently to attract and maintain a long-term relationship with a man. And, if you think about it, most of us have never been taught how to date to find a compatible partner. There was no college course for it. Yes, many women have received advice from family or friends. We may have taken advice from other single women. But most of us are winging it as we go. There are some women who are obviously better at it than others. In Why I Love Men: The Joys of Dating, I’ve consolidated the best strategies that I have learned from friends, relatives and my own experiences and frankly some of the best practical advice that I have ever received and successfully applied to attract the type of men I wanted in my life and they did show up. These strategies have worked for others and they can work for you. You can’t continue doing the same thing and expect different results. It is time to change your approach to dating!

So, those are my thoughts, I’d love to hear why you think so many Black women are single and please be sure to read Part 2: 10 Things Single Black Women Should Do to Find a “Good Man.”


http://www.blacknews.com/news/reasons_why_black_women_are_single101.shtml#.Vz_-Ono1jqB

Very True.

I had to resign from my previous place of work. Now I have my own coy, registered with CAC as expected.

Am into supply of AGO.

We are 100% committed to ensure our client's satisfaction by delivering high quality, pure and unadulterated diesel , at a competitive rate.

Pure, unadulterated diesel delivered to your home, office and business.

My intention since the start had been to create a more independent and flexible lifestyle.

nicerichard05:
Thank God o, I nd som of my colleagues just left that route now o. Thank God I am home.

With this level of hungry I knw robbery will be on te high side.

I blame Buharrii for this

You guys always have someone to blame.

Smh.

maupe:
www.thisdaylive.com/index.php/2016/05/19/ijaw-group-to-jtf-steer-clear-of-our-land/

Edit it if you can.

There are only three people that deserve to be on that bus this season and they're not on it.

De Gea was our best player all season and he doesn't even make the side of the bus.

However, Good luck Man United.... I have no doubt we are winning the FA Cup by beating c/pal in the final; we simply have to, yes, we can! We've come so far; let's make it count!

Let's Remember to respect c/pal; by respect, it certainly does not mean being respectful, compassionate, as well as awestruck; it means playing with 100% competence + commitment at all times!
Let's treat it as though we're facing Liverpool or "Man City"!

United we stand...

Equities trading on the Nigerian Bourse maintained an
upward trajectory on Monday, May 16, as market indices
closed in the Green.

The stock market capitalization improved by N130 billion
following price appreciation by some highly capitalized
stocks.

According to the News Agency of Nigeria, the market
capitalization which opened at N9.098 trillion jumped by
N130 billion or 1.43 per cent to close at N9.228 trillion.
In all, a total of 320.99 million shares worth N2.11 billion
was traded by investors in 4,524 deals, compared with
567.59 million shares valued at N3.58 billion which
exchanged hands in 5,523 deals on Friday.

http://www.financialwatchngr.com/2016/05/17/stock-market-capitalization-swells-n130billion/

The chairman, Board of Directors Jaiz Bank Plc., Alhaji
Umaru Mutallab, yesterday, disclosed that the Central
Bank of Nigeria (CBN) has granted it a national license,
which enables it to establish and spread its operations
to all the states of the federation and the Federal Capital
Territory (FCT).

Alhaji Mutallab, made this revelation when he led the top
management of the bank on a courtesy visit to the
Sultan of Sokoto, Muhammadu Sa’ad Abubakar III.
The Sultan also said that the bank will set up an
insurance company called Jaiz Takafuz Plc to enhance
its financial base.

He noted that Jaiz Bank, which was established about
three years ago, now operates 25 branches, a feat he
attributed to hard work and transparency the bank had
exhibited over the years.

“To us, this is a great achievement because we’ve been
looking for an opportunity like this, and now we are
adorned with a national charter. Once we obtain the
license, we are also setting up the first Islamic insurance
company so that people can see the difference between
the conventional insurance company and an Islamic
insurance company.” he said.

Highlighting the nature of the insurance, he noted that
the difference between the conventional insurance and
the Islamic insurance is that, apart from the
compensation paid for claims, the customer is also
treated as a shareholder.

In his response, the Sultan of Sokoto told the bank’s
directors that the challenge was now upon them to rise
up to meet the demands of people who would be
grappling for their services.

He noted that Islamic banking is developing
progressively internationally even among Christian-
dominated countries

As part of its social responsibility, Jaiz Bank has also set
up the Jaiz Charity and Development Foundation and the
Jaiz Zakat & WAQF Trust, which would operate
independently of the bank to take care of a number of
interventions, including assisting the Internally Displaced
Persons (IDPs), disasters and fire incidences.


http://www.financialwatchngr.com/2016/05/17/cbn-grants-jaiz-bank-national-license/

“While there are many problems facing us all at our jobs, we have one ultimate solution and that is to trust fully in God.”

In Nigeria today, so many people are unemployed. Some are fearful of being laid off. Others wonder about promotions. Many are looking for better jobs. There are a number of issues facing our country today regarding employment.

Here are 7 prayers that you can pray about specific needs in the workplace.


(1) Prayer for Work.

Most Merciful Father,
I’m at my wits end, Lord. I feel like I have tried every avenue
to find work and yet I have not gotten a single phone call
about my applications that I have sent out. Lord, I want to
provide for my family. I want to make a steady income that
can pay my rent/mortgage and provide meals for my spouse
and children . Lord, you know what is best for me and I lay
these burdens at your throne now. You are good all of the
time, Father, and I am placing my trust in you this day. I love
you Lord! Amen.


(2) Jobs at Risk.

Blessed Lord,
You already know before I speak what I am going to say.
Nothing I say is a surprise to You and yet You yearn for my
voice daily. I love You, God, because You love me as Your
own child. I bring you a huge burden today, Lord. My
company is downsizing because they are losing money. O
gracious Lord, my department was told about potential lay-
offs. I plead with You now, Father. Please keep my position
safe. I am scared for my future, Lord. I pray for Your peace
that truly passes all understanding. Give me an ease of mind
as I continue to work at my job. Lord, if I am laid off, it is
because You have allowed it and I pray that You would have
another open door ready for me to walk through. You are King,
Father, and I trust in Your will this day. Amen.


(3) Possible Promotions.

Wonderful Lord,
You have blessed me with so much, Father. I have a
wonderful family and church family. I thank you for Your love
and I must lay a burden at Your feet. Father, You know about
the promotion that I may get. Lord, it would be a huge
blessing to receive it. I am not putting my faith in money,
Lord. My faith is in You only. If You allow me this promotion,
I will use it faithfully as You see fit. I will be responsible with
it and pay off existing debts and I will continue to tithe at
church. Father, I am giving this completely to You and
whatever Your decision is, I will thank You because You are
loving, gracious and generous even in poverty. I love You,
Abba Father. Amen


(4) Career Decisions.

Loving Father,
I praise You because You love me in spite of all of my failures
and weaknesses. You wash me in Your Word and clean my soul up more with each passage I read. Father, I bring You a
burden this day. I feel like I am stuck in a dead end job with no possibility of promotion. I am barely floating above water
right now. You have blessed me with other talents that I could potentially use in other career fields. Father, if You are willing, I pray for You to open a door to a different career for me. I would love to use the talents You have given me to provide for my family. Where You lead, I will follow. I praise Your name, Lord! Amen.


(5) Am I Transparent?

Holy Lord,
Blessed be Your name always. You have set my feet on a
solid rock, Jesus Christ. I thank You, Jesus, for Your bravery
and love that saved me from my sins on the cross. I will
praise You forever! Lord, I feel like a doormat at work. I have
tried to promote ideas to better the work environment while
cutting down on costs. Management usually pacifies me with
words they will not follow through on. They say, “we will
consider it" but I know they forget about me as soon as they
walk away. Father, You have provided me this job and I am
grateful for it. I pray that you will soften the hearts of the
leadership there. I don’t even care if they reject every idea of
mine, Father. I just want to them to actually care and consider
my suggestions. I just want to be seen as a person and not an
object to make them money. I love You, Lord and I will follow
You wherever You lead. I love You! Amen.


(6) Struggles with Co-workers.

Beautiful Lord,
You are abounding in grace and mercy for Your children. I am
so thankful that You call me Your child. Lord, work is getting
stressful because of the environment I am in. Father, there are
many people who hate You there and they make my life
miserable because they know that I love You. I trust in James
as it says, “Count it all joy, my brothers, when you meet trials
of various kinds." (James 1:2) I realize the benefit of being
persecuted for believing in Jesus and I gladly accept whatever
comes my way. Lord, I pray that You would soften the hearts
of my co-workers. I will keep planting seeds, Lord. I pray that
they will let you water them. I love you, Father. Amen.


(7) Tragic Circumstances.

Oh Merciful Father,
My company has lost a great man to a tragic accident and his
life was taken from him. Father, many people at work really
loved this man and everyone is lost right now. Father, I pray
for strength while I am grieving. Lord, use me to show Your
love to all of those hurting at my job. I want to be the light
that shines in the darkness, Father. I really need Your strength
though. Carry me, Lord, as I help carry others through this
difficult time. You are my strength when I am weak, Lord. I
love You, Father. Amen.

Conclusion
While there are many problems facing us all at our jobs, we
have one ultimate solution and that is to trust fully in God.
God knows what is best for us in all circumstances. I pray
that you will trust in God fully with your employment
burdens, wants and needs as you continue to live a life
worthy of the calling. God bless you all.


http://www.whatchristianswanttoknow.com/7-prayers-for-employment-or-work/

temitemi1:
Prayer for my country

Father, through trials and tears, through victories and
challenges, you have guided this nation.

We pray today for your hand to guide us.

Your Word has said, to whom much is given, much will be
required. O Father, how you have blessed us! Our soil can
feed the world. Our strength can secure justice. Our
dreams can heal nations. But without You, we can do
nothing.

Give us the bread of reconciliation and d cleansing water of forgiveness. For Yours is the kingdom, power and glory, forever!

In Jesus name, Amen.

The House of Representatives in Nigeria on Monday
began a special session to deliberate on the Federal
Government’s announcement of an increase in the price
of Premium Motor Spirit, also referred to as Petrol.

However, plenary degenerated into a rowdy session, as
lawmakers of the Peoples Democratic Party (PDP)
refused to allow the Minister of State For Petroleum, Dr.
Ibe Kachikwu, to be admitted into the chamber.

The Minister was invited to brief lawmakers on the
situation in the petroleum sector.

But the PDP lawmakers waved the National flag, singing
protest songs and were hell bent on not allowing the
Minister entry into the Representatives’ chamber.

Dr. Kachikwu on May 11 announced a new price band of
145 Naira per litre of petrol, linking the hike to the
difficulty in getting foreign exchange and the inability of
the nation’s refineries to produce at optimum capacity to
cushion scarcity that has lasted for over five months.

He said that the deregulation of the sector would
promote competition which he believes will force the
price down within the next six months.

But critics said the increase from from 86.50 Naira to
145 Naira would cause further hardship.

Labour union is also insisting that the government
should revert the increase or face industrial action.

The lawmakers, who were on recess had convened a
special session to question the Minister on the decision
of the government to hike price at a period the nation
was facing its worse petrol scarcity crisis.


http://www.financialwatchngr.com/2016/05/16/rowdy-scene-house-holds-special-session-petrol-price-increase/

The nation’s power sector crisis deepened weekend
following the mass disconnection of historic debtors by
all the electricity distribution companies, DISCOs to
protest the huge unpaid electricity bills by this class of
consumers.

For now, all historic debtors, including residential,
commercial, Industrial and government establishments
across the three tiers of government would have to find
alternative means of electricity supply until this debt
issue is resolved.

As at last calculation, government establishments,
including the military and security agencies alone owe
the DISCOs some 93 billion. The figure comprises 39.1
billion pre-privatisation of electricity assets and 39.5
post-privatisaBASSEYtion. Also thrown into the debt
calculation is the outstanding interest of 15 billion,
which the Bulk Trader charges DISCOs for late payment
of their electricity bills, a situation that occurred as a
result of non-settlement of electricity bills as at when
due.

Two weeks ago, all the DISCOs took pages in national
newspapers where all historic debtors were given
deadlines within which to pay their debts or have their
electricity supply disconnected.

Sunday Oduntan, Executive Director, Association of
Nigeria Electricity Distributors (ANED) said at the
weekend that his member-companies had to carry out
their threat when it became “obvious that there is
nothing on the table.”

Oduntan further said: “Although we appreciate the efforts
of the Vice President, Professor Yemi Osinbajo and the
Minister of Power, Works and Housing, Barrister
Babatunde Fashola, but the stark reality is that there is
nothing concrete to hold on to. No allowance for MDAs
debt to DISCOs in the budget, even though we started
discussion before the budget was passed. The
indebtedness has become so huge that we are truly
troubled about how the government would resolve this
without a budgetary allocation. ”

Oduntan however made it clear that the current mass
disconnection protest embarked upon by DISCOs is not
an exercise targeted at MDAs, “but all historic debtors.”
He emphasised, “Our position is that this indebtedness
is killing us; it is seriously impacting negatively on the
entire value chain in the power sector equation. Don’t
forget that only 25 per cent of this debt actually belongs
to DISCOs, the rest are for other companies in the value
chain – generating companies, the bulk trader, gas
suppliers etc. So, if you don’t pay and you accumulate
debt, what you are looking at is a possible total collapse
of the entire power sector. That is what we seek to avert
by this action. We need this fund to energise the power
sector; to ensure electricity supply and to grow the
sector.”

Oduntan noted that the operations of all distribution
companies are hampered by huge indebtedness of these
historic debtors. Government establishments,
comprising Ministries, Departments, Military formations,
security agencies, owe each distribution company as
follows;

Abuja DISCO 18.6 billion, Eko DISCO- 8.6 billion, Kaduna
– 8.2 billion, Enugu- 7.2 billion, Ibadan- 6.8 billion, Ikeja-
5.9 billion, Port Harcourt-6.8 billion, Benin-5.8 billion,
Jos-6.5 billion, Yola 2.4 billion and Kano-1.2 billion.

While electricity consumers across the country expect
the distribution companies to provide modern facilities
such as transformers, pre-paid meters etc. and render
world class services, their ability to deliver on these
expectations has been seriously constrained by fund
shortage of funds caused by huge indebtedness and
government’s inability to implement the power tariff
structure which would have made funds available to
them.

Energy analysts contend that unless this funding crisis is
resolved through prompt payment of the huge debts and
the implementation of the new power sector tariff
structure, the nation’s hope of improving power supply
may remain a mirage.

Realising the enormity of the financial challenges the
discoss are facing, the Minister of Power, Babatunde
Fashola, weeks back, called on them to divest 60 per
cent shares in the utilities, in order to access more
liquidity.

This suggestion has however, been roundly rejected by
energy experts, most of who contend that the
privatisation agreement the discos entered into with the
Bureau of Public Enterprises (BPE) was emphatic that no
investor would be allowed to sell beyond 5 per cent of
their shares in the first five years.

What the government should do, according to these
analysts, is to promptly pay the huge debts of the MDAs
so that the disco could access funds for their
operations.

These experts also urged the Federal Government to
pursue its plan to secure 309 billion Bond to finance the
shortfall in the Nigerian Electricity market.

Oduntan agreed with these experts: “One indisputable
fact is that the power sector needs to be well-funded. In
other climes, governments don’t compromise making
such a sector have access the needed funding. In
addition to immediately ensuring that the MDA’s
indebtedness to the sector is settled forthwith, the
Federal Government should also pursue this bond which
is targeted at financing the shortfall in the Nigerian
electricity market.

“It is a major way out of our electricity crisis. It is the
shortest route to industrial growth, as there can’t be
industrial growth without stable power supply,” Oduntan
said.

http://www.financialwatchngr.com/2016/05/16/fresh-power-crisis-discos-pull-plugs-historic-debtors/

Most of the time an average Nigerian bank customer thinks that having account officers is exclusively for rich and influential customers. This is the main reason why most account holders do not know who their account officers are. The truth here is that all accounts are tagged to an account officer, which means that as an account holder you have an account officer.

In this article am going to write on the benefits of knowing and using the services of your account officers in Nigeria. Since customer service is now the difference maker in the industry, every bank is now trying as much as possible not just to get the customers, but to also have a relationship with them as well.

The above is the reason why most banks refer to account officers as “relationship officers” and in reality the bank expects these officers not just to manage accounts, but to also manage these customers and have a cordial business relationship with them.

Now let’s go right into it, these are what you will benefit by using the services of your account officers:


(1) GIVES YOU UPDATE ABOUT YOUR ACCOUNT:
When you are indisposed to come to the bank to make
inquireries about your account, just call your account officer on phone and he/she will get the job done.

(2) QUICK CHEQUE CONFIRMATION:
When you issue a cheque, simply call your account officer before your beneficiary gets to the bank, this will eliminate thedelay that comes with the confirmation process.

(3) ACCOUNT REACTIVATION:
Yes even your account officer can come to your home or office to collect your documents and reactivate your dormant account while you are cooling off somewhere.

(4) ADVISES YOU ON FINANCIAL MATTERS:
That’s his job! they need to keep you in business so that thosemoney will keep rolling in. They intimate you on the best and latest credit facility that will keep your business afloat.

(5) CASH YOUR CHEQUE ON YOUR BEHALF:
Although there is no standard policy on this, but then this is where relationship comes in, while you are busy with some important matters, you can call your account officer and send a cheque across and he will bring the money right there in your door step.

This list is by no means exhaustive, but more benefits of a cordial relationship with your account officers can be cultivated as the need arises. Don’t know your account officer? don’t worry, just walk into any branch and go straight to the customer service desk to make inquiries, demand for his or her phone number and it will be given to you.



http://www.financialwatchngr.com/2015/10/20/benefits-of-knowing-your-account-officer-in-nigerian-banks/

omoyemirally:
I hate men who cheats.

Well I think it's due to selfishness and the lack of spirit of contentment.

But does it mean that those men cheating on their wives, they don't love their wives wholeheartedly?

OYINBOGOJU:
Eko O Ni Baje oo

Itesiwaju Ile Yoruba loje wa logun.

One Fact

Lagos has the 4ft largest economy in Africa.

Very soon some parts will require visa to enter SouthWest.

I think they have the 5th biggest economy in Africa and it's the centre for the growth of Nigeria.

it is a cosmopolitan state where the largest concentration of
foreigners live.

It's just like New York.

Let us be the first to show you the new Mercedez Benz C Class 550 worth N12 million recently acquired by singer May D.

The last time May D got himself a nice ride, with a customised number plate, was inSeptember 2012 when he bought a Nissan Maxima.


The singer is currently in Ivory Coast for theAfrican Basketball League weekend games.

A toast to greater heights Mister May D. Please drive safely!

http://thenet.ng/2016/05/may-d-spends-n12m-on-new-whip/?utm_source=&utm_medium=facebook

Targets 10% increase in revenue generation.

The Lagos State Government has said it has re-engineered its outstanding internal loans, a decision that has reduced the burden on its internally generated revenue (IGR) and saved N3.8 billion monthly.

The state government has also said it has been able to save N5.99 billion for adopting the Treasury Single Account (TSA), thereby enhancing transparency and efficiency in its financial management.


The figures were contained in a presentation made by the Commissioner for Finance, Dr. Mustapha Akinkunmi, at a news conference to mark the first anniversary of Governor Akinwunmi Ambode in office.

The commissioner addressed the conference alongside his Information & Strategy counterpart, Mr. Steve Ayorinde, and the Accountant General of the state, Mrs.Abimbola Umar, among others.

At the conference, Akinkunmi said the state government successfully re-engineered the state’s outstanding internal loans “to reduce burden on IGR and technically saved N3.8 billion per month.”

He disclosed that the proceeds from the re-engineering of the state’s outstanding internal loans “have been applied continually for the execution of capital projects. In different parts of the state.”

FURTHER DETAILS LATER


http://www.thisdaylive.com/index.php/2016/05/15/lasg-re-negotiates-domestic-loans-saves-n3-8bn-monthly/