[quote author=donvoice post=100673255]I came across this picture online and after looking at it twice, I agree it is full of wisdom.

Nigerian banks really cashed out this covid period. No Nigerian bank has declared losses after tax from the beginning of the pandemic till date. But non of them gave succour to their customers. Not even to distribute the least 5k to customers on her database to help ease the burden of covid. It's not just fair.

BabbanBura:



Nice one, not there yet sha!

I thought someone gave them a nice emblem, why this same old school kindoff emblem nah!

Nice observation bro. The logo looks too tacky. They no want pay the designer of that new logo that's why they don't want to use it. I think....

daddytime:
Just keep telling her your name (that is, you are broke). That word dey repel dem like mosquito repellant.

Lmao. omoh you bad

Feelinso:
Good afternoon nairalander's
Pls i need advice concerning my girlfriend genotype , I love her so much and she best thing to happen to in 2021 ,

I think by cross matching genes, you guys would give birth to healthy AS children. This is okay. But your kids must not risk meeting people or marrying anyone with the S genes NOT EVEN AS..

Yes with my full chest. It's the wise thing to do.

NwaNimo1:

https://thenationonlineng.net/atiku-supports-proposed-privatisation-of-refineries-assets/

It's a good idea. Corruption is not making govt run those assets efficiently hence gross revenue loss. They should privatize them.

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

Take my 4m plus interest and hardship allowance (which he knowingly put me through cuz he had money and refused to repay me) which might amount to 5m total. Wil send back 10m. Anywhere he wan carry me go I ready use from that 1m on top carry lawyer. He is a very wicked friend.

mascot345:
An agent asked my friend to pay #1.3million for New Zealand 2 years Visa + work permit for 2 years too.
could this be a scam?

Should we give it a trial.

Any agent in the house.

Not an agent but bro new Zealand is very very alright.

If you see the opportunity guy move

rodeo0070:
New BlackBerry 5G smartphone will be publicly available in the first half of 2021.

CEO Peter Franklin, OnwardMobility (new operators of BlackBerry) announced agreements with BlackBerry and FIH Mobile Limited, a subsidiary of Foxconn Technology Group, to deliver a new 5G BlackBerry Android smartphone with a physical keyboard, in the first half of 2021 in North America and Europe.

Working closely with OnwardMobility, BlackBerry and FIH Mobile will ensure world-class design and manufacturing of these devices.

After failing to meet with the trend of smartphones, BlackBerry was first acquired in 2013. After that, it reached an agreement with TCL and BlackBerry Mobile in 2016 and launched several new phones.

At the beginning of 2020, the cooperation between the two companies ended, and OnwardMobility took over. Now, BlackBerry 5G phone, its first 5G device will come from OnwardMobility.

As of now, there is no official launch date for this device. However, OnwardMobility hopes to release it as soon as possible. Franklin also said, “We are promoting to customers and sellers around the world, introducing product sales plans.”

SOURCE: https://brandspurng.com/2021/02/15/blackberry-5g-phone-with-physical-keyboard-set-to-launch-this-year/

If they bring back bbm I'm buying. This time it should be only on bb phones.

yungsmart:
Hello, please i have been trying to activate MTN *121# or topdealsforme data bundle since yesterday but its telling me 'oops wrong code' of which it's not. What's the problem or are there any tips to go about it.

Have you upgraded your sim to 4G. If not do that first otherwise it won't work. The plan is meant for those whose sim has been upgraded to 4G.

Nicenancy:
Will u accept the coconut below from a girl?

Normally I dey with my big cutlass to divide them first before anything. So if na jazz she use am mean,I laugh am in ijaw...

Before a car breaks down like that it must have given you signs that you ignored.

Abia1stS0N:

https://www.bbc.com/news/av/world-africa-51553861

I changed my mind about moving to ph d day I saw a friend's ac filter covered in sooth rather than dust. Wike and the fg need to look into this. The air in ph is not clean.

GiwaMoore1:


https://www.vanguardngr.com/2021/01/be-involved-in-party-politics-tinubus-support-group-charges-youths/amp/

They would never give us youths the chance at governance. They just want us to get involved so they can use us to do the hard and dirty work and in worst case scenario, sacrifice our lives just for them to get into power. Pdp and apc all users of the youth.

Finished mine guys. Goodluck with yours..

Stop pushing it inside and just chook it inside. Try it and see.

lordmayor2013:
A street in Ibadan in 1976
www.nairaland.com/attachments/13055889_img20210127165706_jpegbcf2462b4ca32b749364180316c56345

The same street in 2021
www.nairaland.com/attachments/13055890_img20210127165654_jpegf57cf7c0a2f907bfdc08adc9df75c955

What is responsible for this massive change in looking from good to worse?

Lack of maintenance culture. We don't maintain anything in Nigeria.

Drinokrane:


https://igberetvnews.com/1380553/police-arrest-4-suspects-vandalizing-rail-tracks-niger-state-photo/

We are our own problem.

jumper524:
I swear e no go better for bet9ja owners.
see the waste bin of the bet9ja in my area just this evening.
yet the workers are complaining that no market.

No money na normal rich nigerian slogan.

GamalNasser:


But they have business holding assault rifle sha ?

You say you are an Engineer?

Bro anyone can hold a riffle. But I bet you I mean more business when you see me coming at you with an RPG.

PS: THERE WAS NO NEED FOR THE LATTER PART OF YOUR COMMENT. BUT I GUESS YOU JUST WANT TO BE YOUR USUAL SELF. STAY BLESSED...

Depressed101:
Imagine the caliber of weapons, no wonder they want to build a rail connecting Niger and Nigeria so that they can flush the south
Part 1

https://www.youtube.com/watch?v=ir2THt5hBgQ


Part 2

https://www.youtube.com/watch?v=UZHaRW5ukD8

If this is verified to be true then a herdsman has no business holding an RPG.

Yongi99:
What is the average salary a safety officer can earn monthly? And does having ISPON certificates (either General HSE or HSE 3) give a better advantage?

The sector depends on the salary.

While construction might pay an average of 50-100k for this role ,

The oil and gas sector might pay 120-200k on average. And yes ISPON certificates have an advantage especially in the oil and gas sector.

Doraty1:
https://www.nairaland.com/6369765/gov-akeredolu-tells-herdsmen-vacate



http://saharareporters.com/2021/01/18/our-agreement-ondo-governor-didn%E2%80%99t-include-vacating-forest-reserves-%E2%80%93-miyetti-allah

Why must you be in the forest? Ranch your cattle for f**k sake. It's not about religion, it's about upgrade, progress, innovation.

Gemid94:


https://www.vanguardngr.com/2021/01/15m-youths-endorse-gov-bello-for-president/

15million youths from where?. How did you count them to know they are up to 15million.

PaulJohn45:
I'm about to go into this. She's 22 and she has never dated before. Need ideas from those that have dated a girl like that before. How did it go?

Be genuine. If she bleeps up her loss

Ojemedad:


Very good to know there is peace now

How is light there, still stable light?

Sure. But more stable in obrikom. The. Next community.

[quote author=Ojemedad post=97807341]Anyone living in Omoku, Rivers state here?

I would love to know if there is peace now and how is the power situation there.

[/quote
It's calm now and lots of fun. U can visit pf golden hotels to chill out or chan krisha for some leisure. There are other nice local spots to visit where u can devour nkwobi and correct palm wine... For the night life u have Mr Dre lounge and old house.

LegendVibes:


https://www.facebook.com/672482079562653/posts/2393263280817849/

Neither pdp nor apc will enter that seat 2023. Whos with me?

Pochettino:


So who paid you to quote the entire post?

You did

Speak2klein:
Today, we live in a perception world. In fact, we live in an augmented reality.

Fact 1

Tesla’s market capitalization is currently greater than almost the entire established auto industry combined. To put it in perspective, Tesla is worth more than General Motors, Ford, BMW, Daimler, Honda, Hyundai, Nissan, Mazda, Aston Martin, Volkswagen, Subaru, and Fiat Chrysler combined.

In 2016, just four years ago, the market capitalization of these companies was;
Ford — $56.8 billion
General Motor — $51 billion
Tesla — $31.5 billion

As of 1st January 2020, Tesla was capped at $75.7 billion, and by September 2020, it had skyrocketed to $458.9 billion.

Fact 2

Tesla delivered 499,550 cars by the end of 2020, made a revenue of $20.79 billion, and is currently valued at $668 billion.
Ford delivered over 1.18 million cars by the end of 2020, made a revenue of $130.9 billion but valued at $34.9 billion.
It doesn’t make a lot of sense, so what’s happening?

The dictionary describes Perception as the process by which an individual selects, organizes, and interprets stimuli into a meaningful and coherent picture of the world. [/b]People's perceptions are far more important than their knowledge of object reality. People establish the meaning of something based on how you make them perceive that thing.

The media said Tesla stocks rose because it surpassed Wall Street’s revenue predictions for the third quarter in 2020. The first perception painted by Wall Street was a dark and gloomy future for Tesla, so even when Tesla did slightly better than the projections, it was perceived as an impossible feat achieved.

Here are two other perceptions that have caused Tesla’s stock rise that may be untrue. I call them [b]perception against objectivity.
The market is pricing the stocks with the idea that Tesla will eventually gain 100% market share of the global automobile market, which is highly unlikely.

Investors believe Tesla’s EV model, tech, battery power, and infrastructure create an entirely new industry instead of disrupting an existing one. Although this one is close to the truth, Tesla now has some serious competitors like BYD, which is already a giant in China and is one of the fastest-growing auto companies globally.

But the real question here isn’t why it’s unfair for Tesla to be worth this much compared to the other companies. There’s a lot to learn, especially how we can apply perception marketing theory to our own endeavors. In today’s world driven by likes, shares, thumbs-ups, and social media influencers, you must take perception marketing seriously if you’re going to succeed.

Perception marketing is the deliberate effort by which a seller influences its potential consumer's external stimuli and experiences so that the consumer “naturally” chooses the seller's product subconsciously.

For example, Facebook uses persuasive techniques technology to change your behavior without triggering your awareness. Facebook created “tag a friend” to get you back on the platform. When you receive a tag notification, it automatically triggers your sense of curiosity, and it’s almost impossible to ignore it.

The two factors that create perception are;
1. Stimuli from an external environment
2. Expectation based on past experiences

Now let’s talk about them individually. Let’s begin with Stimuli from an external environment. If you’re going to create perception through stimuli from an external environment, there must be;
Problem recognition (internal and external). You must sell/highlight a problem even if it doesn’t exist at the time. Steve Jobs sold us the idea that there was a problem with phones which had buttons.

If it does exist, it must be exaggerated.

When you watch a Nike ad, it sells you the perception that if you were ever going to play like Michael Jordan in a basketball game, you had to be wearing an Air Jordan. But the truth is Michael didn’t start out doing legendary slam dunks in a Nike. Michael actually wore Adidas and almost didn’t sign the Nike deal because he preferred Adidas.

[b]Information; [/b]you must provide insight into that problem and educate your users. Some brands exaggerate problems or undermine existing solutions. Heck! Some brands actually create problems, then help you solve those problems.

It’s been widely speculated that Microsoft began creating viruses that attacked their software, then created anti-viruses and sold them to users.
Cigarette companies sell the addiction and sometimes sell the solution too; Nicotine patches and gums to help quit smoking.
R.J. Reynolds is the parent company that owns Niconovum, a Swedish brand that sells innovative nicotine therapy solutions such as Zonnic pouches and mouth sprays.

Determinant attribute/decision making. [/b]While providing information, you can direct your consumer's thought process to specific determinant attributes that your product carries.
In the mid-2000s, as diabetes and obesity became prevalent in the US, consumers began to express concerns regarding the quantity of sugar used in Coca-Cola’s Coke drink. Sensing the behavior change, Coca Cola began to sell an alternative diet and zero-sugar coke. By 2018, Diet coke sales had surpassed sales of the classic coke.

[b]2. Expectation based on past experiences.
The media is the most powerful tool to shape and change perception. The media engages our senses, and because of its character of mass acceptance and repetition, it is the most effective tool for perception marketing.

You can create experiences that shape perception through the following process;
Redefine concepts => Reinforce new concepts via experiences (using media, industry experts, consistency, etc) => Societal Acceptability (policies, norms, infrastructure, etc)


In 1937, the US passed the Marijuana Tax Act, effectively prohibiting the use of cannabis on a federal level. By 2016, it had become legal for recreational use in California. Artists like Snoop Dogg and Wiz Khalifa had begun to push for the social acceptance of marijuana through their music videos: young, wild, and free. It has become a part of the hippie culture most young people emulate. Today cannabis is estimated to be the largest cash crop in California, with a value of more than $11 billion.

In conclusion, the only way brands can truly differentiate themselves in their customers' minds is by taking the responsibility to build a perception in their minds. Now the moral ethics that guides each organization becomes the challenge. How far can brands go to make you addicted to them?

American system pays your for just dreaming...
That's what they sold..

legacystore:
Yes this year 2020 has been a very rough one indeed from coronavirus to end SARS to recession to dollar rise etc

My investment in mba fx is looking like a mistake already. My saviour is that I have a diversified investment portfolio. I remember one guy then with 3 accounts in mba worth 10m, that was crazy, his ROI then was bigger than most people investment n everyone was hailing his ROI

Lesson - Have a diversified investment portfolio never put all ur eggs in one basket. Investment is a risk u either lose or gain. That it pays today is not a guarantee it will pay tomorrow.

Let's learn from one another as we prepare to continue our investment journey in 2021.

Not buying Bitcoin wen it was sold to me for 10$/Bitcoin.

I'm going to invest in etherum.