₦airaland Forum

marylandcakes:
You will end up fighting to justify your ownership, any investment in Nigeria at the moment is full of stress it’s not worth it.

All hands are not the same.I have landed properties I have owned since 2005 till now nothing spoil

Tobexin:
where this one wake up from ?

nah relax i say make U relax,ur carry talk don doooh

LagosismyHome:
Welll that na if someone else doesnt steal it under your nose and sell it.

lol 2020 there are ways of securing it.

Shercorp:
Good morning everyone,

Please can one apply for a provisional driving license without National Insurance Number?

Thanks in advance.

I think you need it.however start application on line and see if it asks you

Monmarri:
I was told by an immigration officer that one can travel, when you get to Nigeria they will allow you and write something on the passport. But he said that one need to have an immigration officer at the airport that can easily pass you through. (Trust Nigeria) I will also advice you do emergency traveling document. I posted here bf on this and some1 said that the airline did not allow her/ he travel. So get necessary information.

if not for the britico P E nor go wrk.however he can say he lost it midair.

sammydoe:
abeg guys can someone travel to naija with expired naija international passport ? i also have a current britico passport.

TC

marylandcakes:
For a country to develop, the government needs the taxes to pay for infrastructure. There’s no hope for Nigeria. The citizens should do a referendum and sell to China.

multiple taxes are paid foct has nothing to show however u to their pockets lays the evidence

Tobexin:
it is written on there but that is not the factual truth.

guy relax. you dey make ur own rule??

LagosismyHome:
Nigeria investment equals to one chances

buy n hold land for ur retirement.

Tobexin:
here in northeast it only took two weeks to receive the one I did for a friend, a non British passport holder! I think it differs from one DVLA offices to another.

DVL Swansea is the only office that issues. That's where ur Log book comes from as well.

Tobexin:
here in northeast it only took two weeks to receive the one I did for a friend, a non British passport holder! I think it differs from one DVLA offices to another.

why could your friend not do it himself
sometimes we come online to tell fib jst to justify our claims. everything we apply for is set back by a minimum of 4 weeks cos of the backlog. there is no one in the office as they are all almost working from home. as we speak people who ha e been approved to get citizenship since April this year are still waiting for invite letters.

LeJeun3:




Just put it like that na....

it will deface the black bumper

LeJeun3:



No wahala thank God it's something small....

yep nah so, got it now though just need to paint it wen I reach!

Fran6ik:
You dont stay in PH i guess... have u ever been stucked in Garrison traffic arround 4pm?

Or Rumukoro

obembet:
To me the project is useless. How can normal person construct flyover without roundabout?

If you are coming from Waterlines and u are going to Trans amadi.. U need to go CFC and turn before going to Trans amadi. Same problem at GRA, Rumuokro flyover...

There so many thing he can spend the money on... Rivers state have the most jobless youth after Almajiri. He's working in just 2 Out of 23 local government in rivers State, He's building unnecessary flyover where is not needed..

Rumola flyover...

GRA flyover...

Garrison flyover

CFC flyover...

And all this place is not up to what u can trek in 30sec.

I never see traffic in rivers that last for 20mins

Wike need to invest the money in something reasonable.

Useless as Buhari

Una go just come on line to talk,I can beat my chest, u don't even own spare tyre ,

thebosstrevor1:
And then

Doesnt he deserve his promotion?

Can we seprate his job and his attendance on the panel.

So he shouldn't be promoted or what?

There are criteria in the army for promotion, as long as he meets them, i don't give a damn.

So bross u believe one panel will go against a people who can overthrow the FG? ahah even the Fg cannot go against the Army

Coldie:
Keep tackling the oil companies, little by little they will be leaving. Oil has got only 10years before it becomes useless, keep tackling yaay tacklers

it will be for the greater good.you tel us what and where they going to have ghana must go to share

4ckyou:
Bro, your governors are the problem not the federal government, Niger delta states have the highest allocation, what do they do with it? Go to gombe capital or even bauchi capital, they are more beautiful than some southern states capital, they are doing wonders with the little they get, yet the southern states that have the highest allocation cannot boost of anything, go to asaba it looks like a village in kaduna state.

you will be damned if you think what you see there is from the small allocation.

Eteka1:
Fools. Tackle your Governors instead.

Did you say this when the zamfara youths decided to sell its Gold directly to central bank?So I think these youths too should sell the Oil to central bank. what's the problem there?

PenuelFarms:
I think this guy should have a court-ordered visit to the psychiatrist, before he infects others with his celebrated madness.

U think, some people claiming holy than thou here have more than 6 girls on the go and some of them have done more than 10 abortions, so who are we to judge eh

GAZZUZZ:

My latest mercerdes acquisition a left handed

W211 2006 Mercedes-Benz E320 CDI V6 turbo diesel.

I now have a vehicle that can cover 1300km on a full tank of gas Lagos - Abuja and back

Smooth sleek and fast! Stable at high speeds and not a thief magnet.

Pictures and specs loading.


Sample (mine is factory left hand drive)


https://www.youtube.com/watch?v=v0SMuZscAUQ

Oh naha nah nah nah Oga U don see the Light?
U leave the Japs and Join the Europ awan toyota boys come and see Una Oga ohhh

Idiotmod:
Our name no dey inside bad thing this time around.

Wetin dey make people comment rubbish abi una no read ni

if you know how much they make from Nigeria in the name of VISA you will understand why our name is not included,

coldcandy:
Quite frustrating!
The annoying thing is that nobody knows why. So its difficult to plan ahead.
I want to stop paying rent next year so I am forging ahead. I will suspend my project when my acct reads zero.

I feel ur pain, I was shocked wen I got told it was N4k then 3900 in PH

Labisco9:
I need a very good Rewire for Lr 3 diesel

you need LeJeun3

LeJeun3:


As seen in traffic.....

More than a close call

Vilage people at work aha this was how one taxi came out of nowhere to hit me in the front and got the surround of my fog light to come off, b4 we park to go and pick it trailer mash the thing.The guy go price am dem say N8k so I just told him to leave it and will replace it wen I return!

House/builders, how is everyone coping with the cement prices,The season is not smiling at all.

qdlvy:
I'm comparing investment options, all which can be done while living in Nigeria. You don't have to live abroad to invest in foreign stocks. Both are not mutually exclusive. My comparison is based on returns. I cited sources for data I used and so far nobody has been able to cite any in rebuttal.

Recently, the NBS put out conflicting data about the inflation rate for the month of October 2020 after a certain professor pegged it at 33%. Source: https://nairametrics.com/2020/11/21/nbs-hits-back-at-prof-hanke-says-nigerias-inflation-is-not-33/
If that doesn't scare you I don't know what will. We just recently slid into another recession when we haven't even recovered from one.

We have a right to our opinions but not to facts.

Show me data that prove investment returns in Nigeria is better and I will change my mind.

All these relocation to Naija, living abroad, comparing abroad etc, are irrelevant. You people just go off on tangents that are not central to the argument one is making. It screams insecurity to me.
I love Naija but I'm not stupid to passively invest in Naija.

That up there is the problem, you won't understand unless you kind of settle in Nigeria and learn how to do things the Nigerian way, you are asking for data from Nigeria, I laugh, do we have anything like a secured database? a;; what you see as data from 9ja are mare fraud, they do not in any shape or form represent the true reality on the ground. The Micro and macroeconomy in 9ja are ambiguous to those who do not participate in it. My younger brother works at the federal ministry of statistics in ABJ, I have been to their office loads of times when I stopover, In two days there is no electricity some times. The forces of demand and supply work in some commodities and do not work In other. To many self-imposed parameters and wide open ring for manipulation, From all of ur submissions upstairs you are gearing 2qRDS STOCKS, THESE ARE WHAT YOU SEEM TO KNOW BUT ITS THE LEAST OF INVESTMENT WHEN YOU COME TO AFRICA, Food for thought, in most federal prisons, of the west be it US or Uk, prisoners buys and sell goods and services but there ain't no money in jail.

qdlvy:
Reading and comprehension are apparently not your strong suit. Where did I compare Nigeria to the West?

when you start using derivatives from the west to adjudicate your response to Investment in Nigeria it amounts to comparison as far as you quantify the buying currency to the $$$$, I can make the same argument with the Pound sterling.I use to think the way you are thinking right now until I began my journey of relocation back to 9ja 12 years ago. I know you won't understand right now but time will tell,I have invested in both world and dare say you are wrong but I respect ur own opinion!

qdlvy:
You're correct on this.



Let me first admit I don't know too much about finance and investment but I have been forced to learn by myself on how to manage my own assets and money. With that been said, I will never invest my money in Naija TBills, stock market or real estate for that matter . I'm sorry but the economy practices and instability in the country doesn't fill me with any confidence.

In regards to real estate investments in the country, I'm willing to bet the majority of them lose money when intricate number crunching and adjustments are made. Yes, you're right that domain knowledge might mitigate these risks to turn a profit but only very few shrewd and prudent (or lucky with inheritance or government lobbying) will make money. The lack of verifiable data is also one big problem to making educated investment in the country as opposed to the slew of anecdotes I have seen people making here. Sorry, I can't take all these stories of "my clients, my neighbor or the alhaji down the street" seriously. I need verifiable data and if the shambles that is the naira is anything to go by then I'd rather invest in somewhere else.

Take for example, average exchange rate usd-naira in 2010 was 122 naira to 1 USD (source: https://www.exchangerates.org.uk/USD-NGN-spot-exchange-rates-history-2010.html). Today it's 470 naira to 1 USD. If you had 100k USD in a low cost index fund like the VTSAX or VFIAX from 2010 to 2020, you're looking at 6% annual return (adjusted for inflation) compounding to $179,084.76. (source: https://americanfundsretirement.retire.americanfunds.com/tools/calculators/investing-results.htm https://dqydj.com/sp-500-historical-return-calculator/). Yes, it does comes with its own risk which can be minimized with diversification but the potential return will be lower. The advantage is you don't have to do anything. Just leave the money there, you don't have to worry about tenants, repairs, omo onile etc. And your money will be in a strong stable currency.
Land bought in 2010 for 12.2 million naira (100k USD) can become what in 2020? 45 million or 50 million which is sadly still 100k USD today. Yes, location and domain knowledge matter but I'd rather just take the trusted and easy route.

Here we go again comparing the west with 9ja.two different world my friend!

iCode2:
#1000. Some sell for #1200. That big Eva bottle.

so whats the savings for going fru all that abeg abeg stress

BestAccessories:
She either doesn't know how to express herself very well or got some secret she is hiding.

The place might be a place she must[b] not be seen by her parents [/b]or she is promiscuous lady forming holier than thou for him.

Either way, the OP doesn't play his card well.

At the bolded, what should one be doing with such? if her parents control that part of her life then she ain't matured!