₦airaland Forum

banmee:
They are the ones who paved the way for teckno, wizkid, davido to be successes today.

that was 2face' plantashun boys and remedies those two groups were the ones that paved the way not theses guys, granted they had some hits but they were never as big as the two groups above.

Cecero:
Accounts are of three tiers:Tier 1,Tier 2 and Tier 3. The tiers are based on what is called KYC (Know Your Customer). In simple terms, it means the level of knowledge you have of your customer, .

For Tier 1 accounts, you do not require any id card to open account for the customer. These types of accounts can be opened by customer himself online. An example of this is those accounts you can easily open with your phone like the DYA. However, this type of account can only accept a cumulative balance of only 300k. ie, you are not expected to have a total balance above 300k in this type of account. Also, you may not be able to deposit above 50k at once into this account. KYC here is at the barest minimum. Accounts here come under what is called Financial Inclusion.

For Tier 2 accounts, you require a verifiable means of id to open the account. For an id to be verifiable, it must at least have the customer's passport photo on it. It should also have customer's verifiable address. All manner of company and office id cards fall into this category. Some people are funny, they go to business centres to produce what they call PERSONAL ID CARDS. This cannot fly as verifiable ids since one is not expected to identify him/herself; your office or company can. This type of account can accommodate a cumulative balance of up to 500k only. You may not make a single deposit above 100k here. You may also be able to open a tier 1 and tier 2 account without money and you can also withdraw down to your last kobo, hence the term Zero Account.

For Tier 3 accounts, you need a valid means of id card to open it. It is also known as Full KYC Accounts because it is expected that you know the customer very well before opening this type of account for him/her. Below are the valid means of id cards as outlined by CBN:
International passport
Permanent Voter's Card(PVC)
National Driver's Licence
National id card and recently
The NIN slip
You can open a full kyc account with any of these listed id cards. The accounts thus opened is also expected to accept any amount of deposit in line with CBN and the individual banks debit and credit turnover limits.

The banks may also need to conduct Enhanced Due Diligence (EDD) on their customers from time to time so as to know their customers better or at the request of regulatory authorities or as the need may arise.

thanks for the detailed enlightenment.

amicable09:
CBN is the regulatory body here and banking is highly regulated, everything you see banks do, is passed down from the top and any bank that doesn't comply will be heavily sanctioned.

That said, NIMC temporary slip can only be used to open a tier 1 & 2 savings account not even tier 3. And that's because CBN is particular at this time about financial inclusion. Just so no one will be left out on the basis of not having a valid means of ID.

As much as I know, NIMC temporary slip isn't verifiable for now

what is a tier 1 or 2 savings account?

Amberon11:
Naija men will complain about naija women but they steady marrying their oyibo ancestors.

naija women no dey come with foreign passport and green card na?

AlwaysPad:
South Africa is a lawful country unlike Naija where IPOBS miscreant has littered everywhere with drug businesses and fake products. Now that ASUU don strike, the albino is currently using the jobless undergraduates as Biafra Secret Service

For her to surrender to police means she'd surely pay for the damages for the case to outrun court proceedings. A typical lawful country with good unbiased governance

FYI there are more drug deals in sa.

Blue3k:
If it's licensed by NERC shouldn't they be legally obligated to accept. Now its left for government to enforce rule.

was it not the same govt that said consumers should not pay estimated bills if they are not metered, but the discos disconnected such customers still and the govt did not sanction them.

uvalued:
haha you think the whites dont do ritial killing...de there de deceive yourself... check this out and you would know that no be only black man


http://www.independent.co.uk/news/world/americas/most-feared-gang-mara-salvatrucha-ms13-america-satanic-ritual-sacrifice-teenage-girl-satan-alvarez-a7623826.html

https://www.thesun.co.uk/news/2996809/ms-13-members-tortured-teen-killed-woman-sacrifice/


http://nypost.com/2017/03/03/gang-members-charged-with-killing-woman-in-satanic-ritual/


lol before you claim it was in the distant past... it all occured in 2017 in our hitech era read up

those gangs and rituals are mainly made up if Hispanic or south americans I.e. Latinos. Latinos are like blacks when it comes to juju and superstition, intact many Latinos worship the same juju u find in many African societies. this is not to say that whites don't engage in such practise but it is mainly dominates by Latinos and blacks.

Ohammadike:
I still don't know why anyone would use a network that takes 12467953 days to download one episode of game of thrones

Scamming network

na cheapatico wet dey run belle bros.

Baso2019:
Those countries you mentioned were attacked because they are either state sponsors of terrorism or terrorist havens which pose serious threat to US. NK has no terrorist tendencies nor do they harbor terrorists

but they have nuclear weapons which poses more threat than any terrorist could ever pose, remember Iraq? us invaded Iraq for non existent weapons of mass destruction, but why haven't they so with nk? because of nk's nuclear capability.

shervydman:
lobatan......na God them won protect?

does God need protection?

Amhappy:
The line 'The pepetuators will go scot free' got me. I hope this never happens.

the probability of that happening is more than the probability of justice being given to the victims. Everyone is talking about it now but in a few weeks from now we would move on and no one will remember it after a few months, that is when money will exchange hands and the case will be buried.

agbonkamen:
The babe set oo but some guys dey enjoy kpomo o

are u a lesbo? why are u eyeing a fellow lady?

problem with power sec. is the federal govt and their archaic policy which makes them believe they have to control everything even when they are failing woefully. why does Lagos for example need to seek permission from the fg before embarking on a power project?

ivolt:
Email cannot deliver physical products,
there are no reliable and widespread Nigerian delivery agency.
Foreign country originated parcels often go missing due to poor addressing system.

goods get missing becus of thievery by nitel staff not poor addressing system.

billycayana:
My baby

women too like money. because of money now him don't turn to ur baby?

Cutezt:
it was actually a mistake bro, I wanted typing apple, didn't know how Google came in

k, cool.

Donald3d:
Feeding all the hungry kids in Nigeria and putting them in school

buying a top player like neymar is not only for the goals he will score, the club will also make money from various marketing schemes using the player's image.

Ehiscotch:
Neymar's fee is far more than the total IGR of the SE.

LOL. dats is wicked guy.

idoncare440:
*vomits* leaves thread*

abegi when u are giving ur boyfriend head a.k.a. Mouth Action don't u swallow cum.

Cutezt:
Of course, nothing online is totally unhackable, just that Google products are much more secured than windows, but yes, it can happen.

Mac is not a Google product, it is made by apple.

erico2k2:
I would have copied it but they are deep down in a tunel as we speak.l wrk.

OK, cheers.

erico2k2:
We bought the fork lifts 2016 from Deawo . They are very efficient I can tell you that for sure.

what's the capacity of the battery? anyway forklifts are usually optimized for heavy lifting unlike cars which are designed for travelling.

erico2k2:
cos we have electric fork lift at work and we also have gas powered ones . Have you used an electric vehicle b4?
Do you know how much it cost to charge a car for 24 hrs slow charge ?
Or are you confusing Hybrid with these ?
Why do you think charging points are only within towns not on highways in the west ?

oga we know the capacities of the batteries in those vehicles e.g the new tesla has between 60 to 100 kW battery capacity. how much is a kW? presently about 19 to 24 naira and a fully charged battery will go for more than 500km. the problem with ur forklift might be inefficiency as is often the case with old vehicles and devices.

AntiWailer:
Solution might be easy. Come up with a model that charges the car on the road as it is moving.

can u do that with petrol cars? can you fuel dem while they are moving?

erico2k2:
That's why this electric cars are myth . Electricity is more expensive than petrol

who told u electricity is more expensive than fuel?

Earthquake1:
Asari Dokubo and co when they see this car...

what about u? u no did chop from the oyel money?

hemartins:
I went to church today and not a single picture was taken.

u no be cele abi celeb na. LOL.

Dione007:
I just want to see how Samwell Tarly cures Ser Josh Mormont of his disease...
Theon Greyjoy is the biggest coward I've seen in a movie

he was emasculated and reduced to a mere anal when he was in captivity, that has left a very heavy psychological toll on him.

zoedew:
Medicine after death! Where were they when MTN in collabo with corrupt and unpatriotic public servants kept MTEL prostrate for
MTN to dig in? All we got in return was killings of Nigerians in SA. STANBIC-IBTC plus those unpatriotic and corrupt deserve the big stick.

why do we specialize in blaming others for our shortcomings? before Mtn came to Nigeria why was Nitel, which later became mtel not doing well?

martineverest:
it is... But it's against the law... I remember that law was made during obj tenure

don't misinform people, there is no such law. why would any foreign investor bring in money if they know they cannot take out their profits.

kitaatita:
First look at our laws. So called foreign investors are allowed to being in capital and to repatriate the profits 100%. So what the foreign companies have been doing is to bring in miserly forex and open shop here. They go to the CBN and apply for forex for spares and sundry items. They use the opportunity to move forex out of the country in the name of profit and spare parts. Besides, at the slightest volatility, they close shop and leave. They are not foreign investors.

so when Mtn was investing billions to build their telecom infrastructure across the country did they not bring in the money from outside? the goal of Any foreign investor is to bring in their money and invest so that they can repatriate their profits back home.

neoOduduwa:
You must be his vice. There's no distress we're going through (political, economic, social and so on) that developed countries didn't go through. Jungle justice, electoral violence, racism, tribalism, recession, Civil Wars, just name it.

It's hurts me when I see blacks saying things like "Oyinbos wouldn't do this, oyinbos wouldn't do that". If you watched the latest Beauty and the beast movie, there's this scene where a baker told Belle "Here you are teaching another girl how to read, like one isn't enough". That's the harsh reality of how things were with white people back then. Humans are all the same.

And if you're so convinced that black nations are never-do-goods. Georgia nko? South Africa nko? Nigeria sef nko?

what a delusion. Nigeria is doing well? joke of the year.