₦airaland Forum

rollykotex:
Hi everyone, it’s really been a while I posted. Though i read the posts and all. I am excited to share the news that we just bought a HOUSE. Asiinnnnnnn Home owner in the United Kingdom. It’s a dream come through and I’m super excited we’re living our best lives.
We moved to the UK in October 2021, I was the student with my husband and two kids as my dependents. We were determined and prepared for the worst that comes with relocation but as God would have it, it wasn’t as bad as we thought. I didn’t work in our first year as I had to take care of the kids and school. My husband alone foot all the bills and paid my school fees. I got a job immediately after school in October 2022, it was without sponsorship so my husband got the HCA sponsorship. We planned to save at least £2,000 a month in the beginning of January 2023 towards getting our own house and we were able to save that and more. By December 2023, we already had enough money for deposit. The whole housing process started on the 4th of January 2024 and here we are today, we got the key last week.
I’m glad we are in a country where you can have both short and long term plan and it will materialise, where we don’t need to have godfathers or know anyone to succeed and where hard work is heavily rewarded.
I am so proud of myself and my husband for the effort we have put in to see this materialise and super grateful to God that gives all beautiful things.
In case you may want to ask, we live in Wales, Swansea to be precise, we bought a three bedroom semidetached, 2 toilet and a bath, beautiful garden,the total cost is 26,750 which include 10% deposit, level3 survey, legal, search. Financed by Barclays.
We didn’t use a mortgage advisor, my husband and I got the lender ourselves. We read and did so many research and it saved us about £800 for mortgage advisor.
Our house is EpC B, council tax band B no ground rent and it’s freehold. We wanted a low cost maintenance and we got it. Our survey result was excellent and the house is super gorgeous . We did a 20 year mortgage plan our repayment is a little above £1,000 which include our house insurance cost and income protection cost as well.
Thank you for reading my long post.

Congratulations!

Houses in Wales are affordable looking at the figure for 3bedroom house.

Well done to you and your hubby.

Ogeneigbo1:
Thank you.

To be fair to justwise, I think you are saying the same with him if my interpretation is correct.

He is coming indirect if you can read in between lines , but you are coming more direct.

I have read the first page of this thread like justwise advised,and I see where he is heading to.

I am still analysing the situation at hand.

But let me ask you. Judging by what is currently happening in UK, if I pay 80 to 90 % school fees, do you think I will break even, I used the word break even because,at last na money I dey find come UK.

Ok i asked you to do that so as to know what it takes to study in the UK, so far you are taking the right step asking necessary questions .

fullclub did not do what you are doing now, he came to the UK with little or no money, used untouchable loan to get a visa and now paying the price. He is bitter because i called him out when he started a thread lying to people about the cause of hardship in the UK.


Don't do what many Nigerians like fullclub did by cheating the system to get a visa then get to the UK trying to work to pay fees and rent.

If you have the money to study in the UK without relying on part time job to pay remaining fees and rent pls do.


Finally you don't need any agent to get admission or apply for visa, avoid agent by all means, all the info you need is here and if there is anything you need more input on pls ask.

Ogeneigbo1:
Thank you for this question.

I can manage to pay at least 60 % of the tuition fees if I get a direct masters degree. Then pay the remaining 40% as I settle down.

You can but before then read the first page of this thread regarding financial and other requirements. Then let know what you think

Ogeneigbo1:
I have not paid anything, the offer just came in , I came here to seek advice first before going further .

My fears are; 3 months pathway course for 8k plus, pay another fees assuming you fail, then if you pass , you still pay another fees so as to run the masters proper.

I have seen some pathway program for 9 months to 1year. At least I can settle down before I start thinking of paying another fees. Considering housing, feeding and work issues , it will be hard to combine these and at the same time trying to pass my pathway exams ,all in 3 months .

Glad you clarified that.

So yes i understand your concerns which is valid but let me ask you this...Can you afford to study in the UK and how much do toy have?

Ogeneigbo1:
CAS will be issued if I accept the offer , submit necessary documents and pay the 50% tuition deposit.

Hmmm.

You can not pay school deposit even before you accept the offer, You accept the offer, pay school fees deposit then CAS is issued.

So how much did you pay for the deposit and which account did you pay it to?

Ogeneigbo1:
It was done by an agent.

This more likely a scam.

Were you issued a CAS?

Ogeneigbo1:
Thank you.

1. According to Oxford international, it's part of the masters program but applicant must pass the final exam to be able to continue with master proper.

2. The fee is separate from the main masters degree fee.infact the offer letter stated that they can't disclose the masters degree fees now.

3. The Course is Logistics, Data Analytics and Supply Chain Management.

Did you apply for this course your self or was it done by an agent?

Ogeneigbo1:
Good day everyone.

I just got admission for a pre masters program ( path way program )

program is just for 3 months before the main masters

Please I wish to know the advantages and disadvantages of such program.

I feel is good I seek advice from experienced people here before I make any move

cc justwise
Lexusgs430
descarado
ReesheesuKnack
missjekyll
Other experienced UK residents

Thank you.

1. Is this part of the masters program or do you have to apply for masters after the 3months pre-masters course?

2. Is this included in the whole tuition fees?

3. What masters course will you be studying?

missjekyll:
Too harsh but they owe her nothing. This is for people who argue that she can claim Bangladeshi citizenship. She can't.

Too harsh you said? How about those who were killed by IS? How about those her husband killed and showed off on videos?

She can claim Bangladeshi citizenship but that comes with a reward which is not willing to receive.

Do you also spend time to remember innocent souls they wasted and do you fight for justice for their families?

Ogeneigbo1:
Good day everyone.

I just got admission for a pre masters program ( path way program )

program is just for 3 months before the main masters

Please I wish to know the advantages and disadvantages of such program.

I feel is good I seek advice from experienced people here before I make any move

cc justwise
Lexusgs430
descarado
ReesheesuKnack
missjekyll
Other experienced UK residents

Thank you.

Pls post this here https://www.nairaland.com/7767052/uk-student-visa-tier-4/243

missjekyll:
1. She was born here, never been to Bangladesh in her life. She was radicalised in the UK at 15 years old ie a child. Why does the UK get to export this frankenstein that they nurtured? I say bring her home ,investigate her part in IS and throw her in jail.

2. Bangladesh has said she will face the death penalty if she enters the country. She is now stateless. The UK knew that removing her citizenship would make her stateless and did it anyway.

3. I am a bit worried as it appears there are 2 tiers of citizenship. An irrevocable and a revocable one.
How many generations down the line will my offspring have to be to acquire this irrevocable citizenship.

These are the 3 major arguments i have heard against the government's position.I havent read her lawyers argument so there may be more.It's a Landmark case and will likely get to the Supreme Court.

I haven't addressed "supporting terrorism" as I believe its too easy to disprove that theory.

https://www.theguardian.com/uk-news/2024/feb/23/what-happens-to-shamima-begum-now-and-what-are-her-legal-options?CMP=Share_AndroidApp_Other

What is wrong with that?

wonlasewonimi:
I'm always wary of doing bank transfers. If the guy is dodgy, drug dealer or financing terrorism, you'd now be subjected to a rigorous forensic audit having paid him before. Even though, you'd be exonerated, you would have to prove your non relationship with the person over and over. A mischievous one could even say you're one of their drug customers.

Bank transfer is the only receipt you have if anything goes wrong with that transaction. Cash payment leaves you exposed. Meeting at town centre or park to carry out cash transaction implies that you are not innocent.

wonlasewonimi:
That's the easiest way to fall into scam. I have seen some people who have no history of selling anything on there listing the latest iPhone. They might be genuine but I would run.

As long as you bought and paid through eBay you will get your money back scam or no scam.

Goodenoch:
Very glad too.

The entire case is a travesty and an insult to the victims who lost life and limb due to the murderous actions of she and her ilk.

This country tolerate a lot from certain people. Her parents are still living here happily but the blood hungry little rat traveled to kill innocent souls. Strangely some expect the govt to welcome her back.

ReesheesuKnack:
My fellow Naija people. Please train up your kids (in the way of the Lord/Law).

Years ago this lady's case generated a massive argument here, many Nigerians in this thread supported this terrorist.

I'm glad that the govt won again.

ReesheesuKnack:
I guess there is some mix up in my presentation.
What I actually meant was:

1. I will never pay by bank transfer untill and unless I have met the person. Inspected the good(s), and I am satisfied.

2. I will never pay via PayPal or bank transfer to an account supplied via Facebook.

3. I can pay cash if I meet the seller at the town centre, or the retail park. And I test the goods. And I am happy with the items.

I agree with your number one point but disagree with the rest.

2. It doesn't matter whether the account details were given to you in facebook or in church, if your bank accepts the bank details then no prob.

3. Its a bad idea to make cash payment to an item you bought from facebook, if anything goes wrong with that deal you have no cover or evidence. If you are unlucky and someone sold stollen item to you and police get involved you are in a big mess. retail park or town centre is not shop or business address. Collect from an address so as to have a cover.

wonlasewonimi:
I actually like Ebay. You just need to buy from a reliable and well known seller with good reviews. Never buy from an individual seller.

If there's a dispute, eBay would deal with it for you. I buy my laptops from Ebay

Why?

ReesheesuKnack:
Wait Justwise… pay by bank transfer, to someone you just ‘met’ on Facebook marketplace?
That is a No.No for me

For me, Facebook marketplace is a community market. I only buy from sellers who are near enough for me to meet at the town centre or the pub or under the fourth lion on Trafalgar Square.

Yes i will pay by bank transfer rather than cash or Paypal.

What are you afraid of by paying by bank transfer?

ReesheesuKnack:
My only issue with CeX is their exploitative tendencies.
CeX will buy an iPhone for £100 from a customer, and sell same for £250.
I would still prefer Facebook marketplace (with eyes wide open and only pay after I have collected and tested the item, never ever ever bank transfer). Or eBay.

I disagree, pay by bank transfer for record keeping in case things goes wrong with the deal.

Cash payment is a bad idea

ubby26:
Hi people,

Please where is the best place to buy an iPhone (new or refurbished ) here in the UK. Someone mentioned back market a couple of days ago, not too sure. Which is better to buy? A friend in Nigeria is asking to know whether it is better to buy here in UK and ship down or buy in Nigeria.

Thank you.

Ebay or facebook marketplace

obaalasepe:
Thank you so much @justwise
Please permit me to ask you another question?
A friend said you can extend your visitors visa on medical ground like complicated pregnancy?
If the doctor are able to issue a "not fit to fly", is this true?

My question is if you are on visitors visa in Uk with your children, and you apply for extention on medical grounds, will your children also qualify for the extention?

Thanks once again.
Please no vex, we need clarity on the UK immigration palava.

Yes that is true but expensive because you have to pay for the medical bill and you have to provide the payment receipt in your next visa application, yes your kids will be included if they are under aged as they will not be able to travel back to Nigeria alone.

obaalasepe:
@justwise please help
If the wife come with visitors visa, she will use the opportunity to search for jobs and return home to apply if she gets the job

Or

Stay in Uk on visitors visa and extend it until the husband finishes school and start working

Note: The main applicant will start paying the loan 6 months after graduation. The loan only applies to UK masters and not MRes or PHD.
Thanks

I suggest you take the first option, avoid the second option by all means, she can not renew her visiting visa in the UK and overstaying that visa will be a serious mistake.

pansophist:
Ireland is wealthy on paper.

Wonder why these countries have really high GDP, but poor standard of living.

I never thought there were homelessness in Europe until I visited the UK and Ireland and saw young and old people sleeping on the street.

Are you sure you have ever visited any country in Europe apart from the UK and Ireland?

wallchat:
Hello Guys.

Please Kindly help with some valuable advice and insights.
My uncle, who resides in the UK, has generously offered to support me in relocating there through the study route. He suggested pursuing a Master's degree program.
However, as I have no prior experience with this process, I'm eager to learn more about what it entails. I'd be incredibly grateful if anyone who has successfully relocated to the UK using a Master's degree program could share their knowledge and experiences.

Specifically, I'm keen to understand the costs involved, What is the typical range of costs associated with tuition, living expenses, and the visa application process?

Additionally, please let me know if there are any other crucial aspects I should be aware of that could impact my decision or the success of my application.

All the info you need is here https://www.nairaland.com/7767052/uk-student-visa-tier-4

ReesheesuKnack:
Was this how Zimbabweans felt it in those days in 2008?

You log in to transfer 20£ to your aburo. It’s 40,000 naira.

Between the time it takes your phone to refresh, the same £20 has now become 46,500 naira.

That is an ‘increase’ of 6,500 in a few minutes…

E be like say Tinubu & Cardoso dey carry us go where we no know.

Yes and i hope we are not heading that way, we exprienced this in Zimbabwea. it was cheaper to use the Zim dollar as tissue rather than buying one with the money because you will need a bucket loads of it.

Price changes as you shop, we have to travel to SA for shopping as there is nothing in the shops in Zim.

SavageResponse:
I'm sure you know it's a typographical error

No its not.

Lexusgs430:
You people are like hyena's........ 😜🙄🤣

I really don't like it when people start acting like grammar police officer online.

profemebee:


Professor can't review his own english.. hehehehe..

this life sha

SavageResponse:
I used the word "Tautology" for want of a better word to convey the import of what I said, not because I do not know the meaning of the word

It pisses me of when Nigerians use sentences such as "Borrow me your book" instead of "Lend me your book" or "Am going to the supermarket" instead of "I'm going to the supermarket"

It is true that we are not native speakers of the English language but if you have lived long enough among native speakers of English I expect to see some improvement

@ToshoTosin my post was not meant to diss you so please don't think too much of it

Pisses me off not of

BorisJohnson:
Hello people (especially AmEx users).
Can I transfer or donate my Amex BA companion voucher? I do have one companion voucher which will expire in March.

Also, I just maxed out my avios for the year (I spent £12,000 and have got a new companion voucher. Will any more spending accrue more avios for me? Or I have to wait till June to start getting avioses?

I know one can transfer to nectar as I have done before but not sure about donating.


I have maxed twice but only transferred few points to nectar. Don’t even know that those points can expire until I read your post now

claremont:
Best time to build a house in Nigeria is now.

lol and how much is cement or a trip of sand now?

A month ago we bought for 4500 naira but today it’s more than 10.000 naira. Sand was bought for 27000 and now it’s 35000.

Naira is going down while cost of goods and services are going up

@SavageResponse

How are you feeling now? lol