₦airaland Forum

gthorpe123:
Dear Nairalanders

I hope you are having a great month. We have 58 tons of Your favorite NatSoil organic fertilizer left and available for sale.

Please see below 7 reasons why NatSoil is better than the rest

1. NatSoil is better than other organic fertilizers because of it’s high carbon content (up to 91% on a dry weight basis). NatSoil contains naturally available CO(NH2)2 urea, NH4+ ammonium, organic compounds with nitrogen (N) and fatty acids (carbon, hydrogen and oxygen). In the soil the carbon causes those micro-organisms (microbes) that cannot fix carbon themselves (for e.g fungi) to use the carbon for energy & propagate.

2.It contains chitin (about 20% of carbon content), which is the most important carbon compound in soil as it attracts 3x more beneficial microbes than any other organic fertilizer. Beneficial microbes are essential for nutrient/enzyme exchange in crops. Early appearance of these microbes and readily available nutrients for them to feed on ensures they propane faster than non beneficial microbes.

3. Chitin (from maggot skin) in the soil keeps soil PH optimal. it also increases nitrogen over time as microbes expand, die then decompose (allowing crops mineralize N in various forms over a long period of time).

4.Beneficial microbes in NatSoil enable the flow of auxin and other nutrients like protein (from N which is rated at 3%), K (3%), calcium, copper, magnesium, manganese, molybdenum.

4. The increase in soil activity and the readily available nutrients speed up *germination* and *flowering/fruiting process*.

5. We have composted our product to breakdown chitin, carbon, fat, cellulose and Nitrogen such that it is readily available for mineralization by crops. This ensure that our organic fertilizer is high in microbes.

6. The chitin levels in NatSoil are adequate to restrict the growth of harmful microbes and the composting process ensures that only beneficial microbes grow first and crowd out pest microbes, pathogens and insects.

7.Our customers note a remarked difference in growth of the crop compared with any other fertilizer. Customers have seen a reduction in mites, stem borers, wireworms, botrytis species that cause mildew, moulds etc.

8. We produce locally in Epe, composting insect manure from our insect farming operations (we make 50% insect protein meal as our core product).

Please do not miss out on this opportunity to try our product at a low price of N20,000 per ton.

Contact me directly for any orders on 08176499981.

Thanks and kind regards

George

MagProtein Nigeria Limited

organicfoods:
Fertilization: When you are planing for your vertical farm (cucumber) You must provide enough organic matters and manure for them. They grow very fast and don't waste time consuming nutrients. If not for my experience in the manufacture of cheap liquid fertilizer, I would have given up. You mus be prepared to supplement the nutrients in the sack, especially during budding and fruiting. They tend to demand a lot of nutrients. Fast releasing nutrients would do you a lot of joy. So to avoid nutrients depletion consider stuffing the bags enough with chicken poo and also supplements, it is a must or else you become an actor in the epic movie "Story that touch" lol!

Pest Management: One big problem I encountered is pest control....Kai, the pest love it like mad, they behave as if their lives depend on it. If you are not prepared to do battle with the pest then don't even go into cucumber farming. One short cut I will be adopting is planting varieties of other vegetables along side cucumber. Crops like celery, marigold and basil will be planted...They tend to confuse deceive pest that recognizes their victim by smell. I farm organically so I used Neem oil, Ginger/Garlic Extract, and plethora of other pest management procedures.

Water: Cucumbers love water and if you can't supply enough then don't think of risking it. There is this thing about mulching that I noticed. Mulching the sack with leaves can save a lot of stress. Frogs and lizards love to hide around the bags as well. I initially I never trusted their presence, but after careful study, I discover that they are working on my side. They feed on the pests attacking the plants. They can however become a nuisance in early stage of the plants life...they clip the leaves of the tender plant destroying them. Squirrels also are great nemesis.

Spacing: Three plants in a sack appears to be too much for the sack. I think two plants are good to go. Three can be so crowded

organicfoods:
Gradually we made some little progress on the field. The journey wasn't really smooth. My farm assistance used the short cut of bush burning before my arrival to the farm and I felt bad. As a proponent of organic farming, bush burning is a no, no. The reasons are not far fetched. The bio diversity of the land is further destroyed as many beneficiary insects and animals are killed. Besides the nutrients are made to be available in sudden large quantity on the field when you practice bush burning, which cannot be used by the plants because it takes a while for it grow and obtain such nutrients, hence exposing the nutrients to leaching, wind and water erosion when it rains.

Remember the bio build up of a particular land consists of many living organism and micro organisms thriving on it, so also many weeds, some deep rooted others perennial. Deep rooted dig deep into the soil to extract nutrients locked there. When such plants dies they make available these nutrients for other plants that doesn't have a well developed root system to extract nutrients, burning such plants and releasing those nutrients without using it, is waste of nature's effort and resource to nourish the soil. So consider dropping bush burning as a method of bush clearing.

organicfoods:
Farmers vs. Gardeners: Unraveling the Contrasts


Are you a Farmer or Gardener?

In the realm of agriculture, there are two distinct roles that often overlap but carry their own unique characteristics: farmers and gardeners. While both involve cultivation and nurturing of plants, they differ in scale, purpose, and approach.

In this blog post, we will explore the contrasting aspects of farmers and gardeners, shedding light on their roles, goals, and methods. Join us as we unravel the fascinating differences between these two important contributors to the world of agriculture.

Farmers: Sowing the Seeds of Food Security

Farmers are the backbone of our food production system. They engage in large-scale agricultural practices with the aim of producing food for the masses. Farmers typically own or manage extensive plots of land and utilize mechanized equipment, such as tractors, for cultivation. Their primary focus is on growing staple crops or raising livestock to provide a sustainable food supply.


They employ advanced techniques, including crop rotation, irrigation systems, and modern farming technologies, to maximize yields and ensure efficiency. Farmers play a crucial role in ensuring food security by producing significant quantities of crops or animal products that can sustain entire communities or even nations.

You can read more about this topic and many others on my blog.

https://earthfarmer..com/2023/06/seize-harvest-reap-rewards-power-of.html

organicfoods:
Organic fertilizers

Organic fertilizers are essential for the growth and development of crops, including sweet corn. They provide essential nutrients to the soil, improve soil fertility and structure, and promote healthy growth and development of plants. In Nigeria, there are various organic materials that can be used to make organic fertilizers for sweet corn farming. Here are three organic fertilizers that can be produced for a sweet corn farm using locally available ingredients:

Compost fertilizer:
Compost fertilizer is one of the most popular organic fertilizers used in sweet corn farming. It is made from decomposed organic materials such as animal manure, crop residues, and kitchen waste. To produce compost fertilizer, the following materials can be used:

Animal manure:

Cow, goat, or poultry manure can be used. These are readily available in Nigeria and can be collected from farms or livestock markets.

Crop residues:
Crop residues such as maize stalks, rice straw, and cassava peels can be collected from farms.

Kitchen waste:
Kitchen waste such as vegetable and fruit peels, eggshells, and tea leaves can be collected from households.
To make compost fertilizer, mix the animal manure and crop residues in a heap or compost bin. Add the kitchen waste, and water the heap to keep it moist. Turn the heap every few weeks to ensure that it decomposes evenly. After a few months, the compost will be ready for use as fertilizer.

Fish Emulsion Fertilizer:
Fish emulsion fertilizer is a liquid fertilizer made from fish waste. It is rich in nutrients such as nitrogen, phosphorus, and potassium, which are essential for the growth and development of sweet corn plants. To produce fish emulsion fertilizer, the following materials can be used:

Fish waste:
Fish heads, guts, and bones can be used. These are readily available in Nigeria, especially in coastal areas.

Water:
Clean water is needed to make the fertilizer.
To make fish emulsion fertilizer, chop the fish waste into small pieces and put them in a container. Add water to cover the fish waste and let it sit for several days. Stir the mixture occasionally. After a few days, the mixture will start to smell bad. This is an indication that the fermentation process is complete. Strain the liquid through a cheesecloth or a fine sieve. Dilute the liquid with water and use it as fertilizer.

Bone Meal Fertilizer:
Bone meal fertilizer is a dry fertilizer made from crushed animal bones. It is rich in phosphorus, which is essential for root development and seedling growth. To produce bone meal fertilizer, the following materials can be used:

Animal bones:
Cow, goat, or poultry bones can be used. These are readily available in Nigeria and can be collected from abattoirs or meat processing plants.
Mortar and pestle or a mechanical grinder: This is needed to grind the bones into a fine powder.
To make bone meal fertilizer, clean the bones and remove any remaining flesh. Crush the bones into small pieces using a mortar and pestle or a mechanical grinder. Grind the crushed bones into a fine powder. The powder can be used as a dry fertilizer for sweet corn plants.

organicfoods:
Sweet corn is a type of maize that is grown primarily for its sweet kernels, which are eaten as a vegetable. It is a popular crop in many parts of the world due to its versatility, ease of cultivation, and nutritional value. In this article, we will discuss the benefits of growing sweet corn, including its economic, nutritional, and environmental advantages.

Economic benefits of growing sweet corn:

High demand:
Sweet corn has a high demand in both local and international markets. This makes it a profitable crop for farmers who can produce high-quality sweet corn.

Good returns:
Sweet corn is a high-value crop that can provide good returns on investment. The market price for sweet corn is usually higher than that of regular maize due to its higher quality.

Multiple uses:
Sweet corn can be used for different purposes, including as a fresh vegetable, for processing into canned or frozen products, and as an ingredient in animal feed.

Short production cycle:
Sweet corn has a relatively short production cycle compared to other crops, with some varieties ready for harvest in as little as 60 days. This means that farmers can harvest and sell their produce quickly, reducing the risks associated with longer production cycles.

Employment opportunities:
Sweet corn production can provide employment opportunities for local communities, including farm laborers, transportation workers, and packaging and processing workers.

Nutritional benefits of sweet corn:

Rich in nutrients:
Sweet corn is a rich source of several important nutrients, including vitamins B and C, magnesium, and fiber. These nutrients are essential for maintaining good health and preventing diseases.

Low in fat:
Sweet corn is low in fat, making it a healthy alternative to high-fat foods. This makes it an ideal food for people who are trying to lose weight or maintain a healthy weight.

Good source of antioxidants:
Sweet corn contains antioxidants such as lutein and zeaxanthin, which are important for eye health. These antioxidants help protect the eyes from damage caused by ultraviolet light and other environmental factors.

Good source of energy:
Sweet corn is a good source of carbohydrates, which provide the body with energy. This makes it a great food for people who engage in physical activities such as sports or manual labor.

Environmental benefits of growing sweet corn:
Low water requirements:
Sweet corn requires relatively less water than other crops such as rice and sugarcane. This makes it a suitable crop for areas with low rainfall or limited water resources.

Soil improvement:
Sweet corn has a fibrous root system that helps to improve soil structure and prevent erosion. This makes it a useful crop for restoring degraded soils and preventing soil degradation.

Low pesticide use:
Sweet corn is relatively resistant to pests and diseases, which means that farmers can use fewer pesticides than they would for other crops. This reduces the environmental impact of agriculture and minimizes the risks associated with pesticide use.

Carbon sequestration:
Sweet corn can help to reduce carbon dioxide emissions by sequestering carbon in the soil. This is because the crop has a high biomass production, which means that it can absorb more carbon dioxide from the atmosphere.

Growing sweet corn has several benefits, including economic, nutritional, and environmental advantages. It is a versatile and high-value crop that can provide good returns on investment, while also providing essential nutrients to the human body. Sweet corn has a short production cycle, making it an ideal crop for smallholder farmers, and it can also provide employment opportunities for local communities. Furthermore, it has a low environmental impact and can help to improve soil quality and sequester carbon dioxide from the atmosphere.

organicfoods:

https://www.youtube.com/watch?v=en4ZxfkOaFA

organicfoods:
I will be using this new thread to share my experience in vertical sack farming. This will serve as a learning curve for many up starter. During the journey so far, we have witnessed the emergence of this phenomenon concept called "Vertical Sack Farming" which was introduced to Nairaland by Pavore9, as a result of the little success, a lot of vertical sack farmers are emerging everyday with astonishing concept and improve version of the idea.

It is a great joy for me to be part of this revolution. Vanpeele, ishaqteejay and several others had improvise on this concept to a point of perfection. The agriculture community should be grateful to these guys for daring to sustain this form of farming thus far.

The pix outline how we started.

Kalusam:
Lucrativeness of farming has been promoted by several bloggers, newspapers and "Agribusiness Consultants", so much that everyone, young and old, rich and poor, men and women are trooping towards it, in many cases blindly. This interest in farming is a good sign, but the concerns of what really drives young people towards farming remain. Below are 5 things to posses before going all out on agriculture in order to reap the much mentioned success in the sector.

1. Information/knowledge. How much knowledge about farming do you possess. Like any other profession, farming requires expertise, in fact it requires a great deal of expertise because of the dynamic aspects of agriculture. Information such as weather patterns, what crop to farm on what soil and when and how do one get the best market, are very important. If you are truly keen on going into farming, roll up your sleeves and learn first.

2. Passion. How much do you want to farm? What motivates you to become a farmer. Many young people are lured into the trade with the glossy stories of success in the media without acknowledging the potentially disastrous risks involved. If you are not so much into it, the returns wont be too much into you either. Without passion, you may totally lose interest and miss out of the opportunities in the Agribusiness sector after a first failed attempt.

3. Capital. Young people interested in farming encounter their first hurdle in terms of capital. This is normal. Remedy for this can be found in the many agricultural support loans being given out by organizations, banks and even the government. The most important thing is the information on how to access these financial services. However, I personally advise you make some money first from other sectors before venturing into farming, or if you have friends and family who will be ready to invest in you and your dreams then you are good to go!

4. Total Commitment. There is a new crop of young farmers who engage in farming “via proxy”, mobile phone farming or absentee farming. From my personal experience, this does not work at all. Even if you have a good farm manager, there a number of things that will go wrong without your actual presence. For greater rewards in farming, you need to be on site. If you are very busy, I advise you start out a small farm near your house, even on concrete floors you can grow in bags or plastic containers.

5. Persistence. You are more likely to be disappointed by your farm in the beginning. This is called the learning period and giving up should not be an option. Wrap the failures under the folder of experience and use it to become better. It is important to expect misfortunes and be ready for them. Just remember NEVER give up, even if you fail several times in your farming attempt despite receiving previous training know one thing...you are building yourself up for greater things, when other farmers see dangers you will see opportunities, those periods you will be the only one taking to the market and make good profit.

Bubayaro:
Join Golden Crown Agricultural Foundation in collaboration with Bunkasa Agritech to learn innovative agriculture at Songhai Farms on 21-05-2021.

Call or WhatsApp 07062679299 or 08037047271 for inquiries and booking

GeoMeridien:
Good to know about your interest. We frequently take people there for crash courses, 2 weeks, 1 month, 3 months and 6 months apart form the group tour. Looking forward to you joining us next year.

GeoMeridien:
Are you interested in venturing into agro-entrepreneurship? Songhai Center is the place to be.

Learn the development of integrated programs, resilient and multi-sector, that creates an interrelationship between agriculture, industry and services.

Join a group of inspiring farmers traveling to Songhai to experience first-hand integrated farming at its best on 24th, 25th and 26th November, 2017 for a weekend of learning integrated farming, networking, relaxation & fun.

Call 07015866695 or 08069726086 for enquiries and bookings

Tour packaged by @geomeridien and @everythingagric.ng and proudly supported #AfrcanLeadershipForum and #WeMedia

Bubayaro:
Are you a #BellPepper farmer? You can consider supplying to Mile 12 International Market Lagos.

Visit https:///message/RUKE5P3G54VKA1 for more information on how to supply or received Offtakers in your farm. or call/whatsApp us on 08037047271

organiza:
please do contact me when you want to get your seed yam/yam setts..white yam(Efuru)

organiza:
Only God can save we farmers, this crawled close to me under bench on the farm, and we entertained it but no one was hurt.. mama came to say goodbye... we pray for your protection oh Lord in this 2021..

phollar:
Gomade agro-allied enterprise (a registered company with CAC) is inviting interested investors to invest in her yam investment plan.

We are currently on the way to cultivate 10 acres of farmland for yam production. We are looking to find interested individuals who will be willing to make an investment.

The farm site located at bakatari, Apata, along Abeokuta - Ibadan express way, which is currently been cleared for commencement of cultivation, the project is to run for a period of 10 months after which all acquired revenue will be shared according to signed agreement.

Investment proposal will be made available to interested individual upon showing interest.

Interested persons should kindly reach out to Gomade farms Proprietor, Owoeye Gbenga through 07081379378, gomade_agroallied@yahoo.com for more details.

Owoeye Gbenga

Mofun:
Hello! You can save some of the cost incurred in buying some farm produce just by gardening. And, yes, you can embark on gardening without limits even if there appears to be limitations.

There are various gardening methods/approaches especially when there is no direct soil (that is bare, natural) ground available. So, we employed a few of them in our paved compound.

Manure source: organic matter (natural items that can decompose) such as left-over food, fruit and tuber peels, animal dung, extracts (waste) from fish/meat being prepared for cooking, etc. Nothing is actually allowed to waste. This way, we don't necessarily have to buy vegetables, okro, ewedu (the leaf used to prepare the Yoruba signature soup) all the time. Also, for some fast stew of little proportion or just something to quickly spice up some food we can simply dash into the garden to harvest pepper.

PS. Our landlord recently visited from the UK and he was so thrilled that he decided to go and do something similar upon his return there.

Justseyii:
https://gazettengr.com/floods-reptiles-humans-compete-for-dry-land-snakebite-kills-village-heads-wife/

iwaeda:
https://www.vanguardngr.com/2024/01/breaking-kidnappers-invade-army-estate-in-abuja-abduct-two/

abobote:
Your description is on point

ZUBY77:
Airpeace Lagos to Accra.
Emirate Accra tk Abidjan

DanseMacabre:
That's the Hellenic (Greek) pronunciation.

abc115:
The FCT Police Command
@FCT_PoliceNG
wishes to confirm the arrest of one Chinaza Phillip, a notorious Abuja kidnapper by police operatives of the Kaduna State Police Command on Thursday 18th January, 2024.

ZUBY77:
More from Naija CIV game

Pic 2- Ademola Lookman. High work rate.
Pic 3 - customizer shirts for the trip

Pic 4 - Arriving Abidjan with Emirates

ZUBY77:
Let's meet up.
I am Cocody Area

Kobicove:
I have partial solution to this...all my bank accounts are tied to just 1 SIM card and that SIM card is in a cheap torchlight phone which I keep at home permanently

An added security measure is that my SIM card is locked with a PIN code

Workch:
Johannesburg

Workch:
I know Lagos is probably the most developed city in Nigeria by landscaping and second to Abuja infrastructure but going outside of Nigeria, Lagos and Abuja may not be able to compete with their contemporaries infrastructural wise.
This post is not to meant to undermine Nigeria but for us to see that we have a long way to go as a nation.
When I mean infrastructure, I refer to transport system, aesthetics, public water, organization and quality of life.

1. Johannesburg, South Afria
2. Cairo, Egypt
3. Durban, South Africa.
4. Cape Town, South Africa.
5. Oran, Algeria.
6. Casablanca, Morocco.
7. Tunis, Tunisia
8. Pretoria, South Africa.
9. Alexandria, Egypt.
10. Algiers, Algeria.
11. Rabat, Morocco.
12.Nairobi, Kenya.
13. Tripoli, Libya.
14. Addis Ababa, Ethiopia.

bennybuhari:
Elder statesman and former Chairman of the Presidential Advisory Committee Against Corruption (PACAC), Prof.Itse Sagay (SAN) on Wednesday said it is surprising why the newly operational Dangote Refinery has decided on producing diesel and aviation fuel while neglecting petrol that is most needed by Nigerians.

Speaking in an interview with newsmen, Sagay said in May 2023, Dangote dashed the hopes of Nigerians when he invited former President Muhammadu Buhari to commission the refinery only to discover that work was still ongoing at the site.

According to him, even after the company announced the commencement of operations, it only said it will produce diesel and aviation fuel while petrol that is needed by most Nigerians was not produced.

He said “A month before Tinubu was sworn in as president, I granted interviews where I said that his government should not remove subsidy until we start producing petrol locally. I said we should hold on until the Dangote refinery and those belonging to the federal government is ready. Once those refineries are ready and you remove the subsidy, there will be no negative impact on the masses”.

“What is making petrol so expensive now is the transport and various charges of importation and exportation”.

“If that advice had been taken, I don’t think we will be going through what we are going through now. But I am a layman and we are talking of a government that is advised by all the specialists in every field in the world. So, I don’t think I can insist that I am right”.

“Unfortunately, this is the outcome of the immediate removal of fuel subsidy when we are not producing petrol locally. However, with Dangote coming in now, I hope things get better. I understand he is not producing fuel now but diesel and Aviation fuel. Why is Dangote so much interested in punishing Nigerians? You know that the main product Nigerians want now us petrol yet he is now producing diesel and Aviation. Why should you do that?”

He did the same thing too when he invited Buhari to come and commission the refinery when the fact was that the refinery was not ready. The refinery was commissioned in May 2023 but it became operational now in 2024. That is about eight months. So, he raised our expectations only to dash it”.

“Now that the refinery is open, he decided to delay the production of the very one that will bring economic change to Nigeria and reduce the hardship being faced by Nigerians. I don’t understand Dangote at all”.

“I think once the refinery in Port Harcourt which has been completed and is going through a process of trials, starts producing and other small ones start producing fuel, I believe we will see prices coming down and the naira will regain its equilibrium and start doing better. Right now, it is such a disaster”.

https://worldviewafrica.com/refinery-i-dont-know-why-dangote-is-so-much-interested-in-punishing-nigerians-sagay/

Svoboda:
So much exaggeration about CNG and electric cars. Petrol is going to be far cheaper and more accessible even in 100 years. Multinationals are still investing billions of dollars in fossil fuels. Congo dr is selling off oil blocs to big corps to fund its budgets. Lets not run faster than our shadows.

You think dangote and bua never carried out due dilligence on those projects?

omohayek:
Your comments here are much more cogent and fact-based than the one you started the thread with, or the follow-up in which you insinuated (while carefully avoiding being explicit about who you were referring to) that Yorubas prefer northerners to people from the SE - which is rich with irony, given how many of the comments responding to this thread have been by the usual tribal warriors from that region gleefully mocking your "road to Damascus" experience or indulging in childish gloating.

Perhaps you ought to reflect on the possibility that any apparent lack of fondness for the SE you might be seeing just might stem from the unrelenting hostility, arrogance and hypocrisy of so many who claim that region as their place of origin (as witnessed on this very thread). The fact is that one hardly ever sees Hausas expressing such malicious intent towards people from the SW, and it is beyond reason to expect people to love those who seem to hate them intensely, despite millions of the group expressing said hatred having lived in their millions amongst the people they despise for decades, all the while unmolested and allowed to prosper. That said group seems to hate the northerners as much as it hates people from the SW is hardly any kind of redeeming feature.

Now, returning to the points you've made above, I agree with you that Cardoso has yet to prove himself being close to fit for the role of CBN governor, and I said as much on here, on the very day his appointment was announced. A good CBN governor needed to be someone with a strong economics background, as well as the backbone required to hike interest rates as needed no matter what Tinubu or other politicians might have wanted. Cardoso clearly lacked both qualities, which was why I foresaw he would be a failure in the role. It's clear that Tinubu has lost all appetite for serious reform after the backlash to his half-hearted effort at abolishing the petrol subsidy (which is still in place no matter what they say to contrary), so the last thing he wants is a CBN governor who is determined enough to bring down inflation to cause serious economic pain. Anything even slightly controversial (like deregulation of the power sector, or privatization of money-pit "parastatals" ) has been put aside for meaningless "palliatives" and other such measures to appease the masses. The consequence is that Nigeria's economy is now doomed to another 3 years of lackluster growth as we wait for the next electoral cycle to begin.

Having said all the above, what you need to ask yourself is not whether supporting Tinubu was the right thing to do, but whether any of the alternatives would have done better. Neither Atiku nor Obi have magic wands they could use to wish away the pain from abolishing the petrol subsidy, but they would still have been forced to start their terms by doing so, as the alternative was Nigeria defaulting on its foreign loans, and then being shut out of the financial markets for decades. Where would the funds have come from to offer more meaningful "palliatives" to appease the public wrath?

In addition, there is the question of whether either Atiku or Obi have shown themselves in word or deed as being even an iota more principled, honest or intelligent than Tinubu, and the answer is a clear NO. Atiku made his fortune by abusing every one of his public offices to award himself favorable concessions, while Obi refused to pay salaries or maintain roads for months on end, so he could skim the interest from parking the funds in a bank he had a share in, a sin he compounded through his theft of security vote funds (for which he was nabbed red-handed), his use of public money to prop up a brewery he controlled (by using his parents as fronts), and his opening of an offshore account in a foreign tax haven 4 years into his governorship. That was bad enough, but then look at how both men have pandered to the public at every turn since losing the election - neither has been honest that Nigeria was headed for serious short term pain no matter who won. I won't even get started on the reality that Obi could never have passed any legislation or got a single appointment through a NASS in which both the House and the Senate are controlled by the APC (and therefore, by Tinubu).

Please continue your criticism of Tinubu (criticism he richly deserves), but you don't do your argument any favors by giving it a tribal coloration suggesting he's in office because Yorubas are somehow particularly guilty of tribalism. If they were, Obi wouldn't have won in Lagos and Atiku in Osun, even as 90% of the SE gave their vote to a man they themselves called a "do-nothing" mediocrity while he was governor. If anything, it's the relentless, mostly baseless, and very clearly tribal nature of the attacks on Tinubu emanating from certain quarters which makes it harder for Yorubas to hold him to account. If the loudest voices against Tinubu are motivated purely by tribalism without regard for political ideology or personal records, what do Yorubas have to gain by abandoning their own for someone else's tribal champion who has nothing to offer beyond skewing appointments to his own "kinsmen"?

Rubyventures:
Mastering your money has a lot more to do with psychology and mindset than we might think.


That's what Napoleon Hill preached in his bestselling 1937 book, "Think and Grow Rich," the culmination of his intensive study of over 500 self-made millionaires.

Self-made millionaire Steve Siebold, who has interviewed 1,200 of the world's wealthiest people during the past three decades, agrees. As backwards as it sounds, getting rich often has less to do with the money than the mentality, he writes in his book "How Rich People Think."

Here are 21 mindsets of the wealthy that you could adopt today:

1. Rich people believe poverty is the root of all evil

... while average people think money is the root of all evil.

According to Siebold, there's a certain shame that comes along with "getting rich" in lower-income communities.

"The average person has been brainwashed to believe rich people are lucky or dishonest ," he writes. "The world class knows that while having money doesn't guarantee happiness, it does make your life easier and more enjoyable."

2. Rich people think selfishness is a virtue

... while average people think selfishness is a vice.

"The rich go out there and try to make themselves happy. They don't try to pretend to save the world," Siebold told Business Insider.
The problem is that middle class people see that as a negative — and it's keeping them poor, he writes. "If you're not taking care of you, you're not in a position to help anyone else. You can't give what you don't have."

3. Rich people have an action mentality


... while average people have a lottery mentality.

"While the masses are waiting to pick the right numbers and praying for prosperity, the great ones are solving problems," Siebold writes.

"The hero [most people] are waiting for is maybe God, government, their boss, or their spouse. It's the average person's level of thinking that breeds this approach to life and living while the clock keeps ticking away."

4. Rich people believe in acquiring specific knowledge

... while average people think the road to riches is paved with formal education.

"Many world-class performers have little formal education, and have amassed their wealth through the acquisition and subsequent sale of specific knowledge," Siebold writes.
"Meanwhile, the masses are convinced that master's degrees and doctorates are the way to wealth, mostly because they are trapped in the linear line of thought that holds them back from higher levels of consciousness ... The wealthy aren't interested in the means, only the end."

5. Rich people dream of the future

... while average people long for the good old days.

"People who believe their best days are behind them rarely get rich, and often struggle with unhappiness and depression," Siebold writes.
"Self-made millionaires get rich because they're willing to bet on themselves and project their dreams, goals, and ideas into an unknown future."

6. Rich people think about money logically

... while average people see money through the eyes of emotion.

"An ordinarily smart, well-educated, and otherwise successful person can be instantly transformed into a fear-based, scarcity-driven thinker whose greatest financial aspiration is to retire comfortably," Siebold writes.
"The world class sees money for what it is and what it's not, through the eyes of logic. The great ones know money is a critical tool that presents options and opportunities."

7. Rich people follow their passion

... while average people earn money doing things they don't love.

© Aflo/REX Sheryl Sandberg, Chief Operating Officer of Facebook
"To the average person, it looks like the rich are working all the time," Siebold says. "But one of the smartest strategies of the world class is doing what they love and finding a way to get paid for it."
On the other hand, members of the middle class take jobs they don't enjoy "because they need the money, and they've been trained in school and conditioned by society to live in a linear thinking world that equates earning money with physical or mental effort."

8. Rich people are up for the challenge

... while average people set low expectations so they're never disappointed.

"Psychologists and other mental health experts often advise people to set low expectations for their life to ensure they are not disappointed," Siebold writes.
But, he says, "no one would ever strike it rich and live their dreams without huge expectations."

9. Rich people use other people's money

... while average people believe you need money to make money.

Siebold says the rich aren't afraid to fund their future from other people's pockets.
"Rich people know not being solvent enough to personally afford something is not relevant. The real question is, 'Is this worth buying, investing in, or pursuing?'" he writes.

10. Rich people know the markets are driven by emotion and greed

... while average people believe they're driven by logic and strategy.
"The rich know that the primary emotions that drive financial markets are fear and greed, and they factor this into all trades and trends they observe," Siebold writes. "This knowledge of human nature and its overlapping impact on trading gives them strategic advantage in building greater wealth through leverage."

11. Rich people teach their kids to get rich

... while average people teach their children how to survive.

Rich parents teach their kids from an early age about the world of "haves" and "have nots," Siebold says.
While many people have argued that he's supporting the idea of elitism, he disagrees.
"[People] say parents are teaching their kids to look down on the masses because they're poor. This isn't true," he writes. "What they're teaching their kids is to see the world through the eyes of objective reality — the way society really is."

12. Rich people find peace of mind in wealth

... while average people let money stress them out.

The reason wealthy people earn more wealth is that they're not afraid to admit that money can solve most problems, Siebold says.
"[The middle class] sees money as a never-ending necessary evil that must be endured as part of life. The world class sees money as the great liberator, and with enough of it, they are able to purchase financial peace of mind."

13. Rich people would rather be educated than entertained

... while average people would rather be entertained than educated.

While the rich don't put much stock in furthering wealth through formal education, they appreciate the power of learning long after college is over, Siebold explains.
"Walk into a wealthy person's home and one of the first things you'll see is an extensive library of books they've used to educate themselves on how to become more successful," he writes. "The middle class reads novels, tabloids, and entertainment magazines."

14. Rich people just want to surround themselves with like-minded people

... while average people think rich people are snobs.

The negative money mentality poisoning the middle class is what keeps the rich hanging out with the rich, Siebold says.
"[Rich people] can't afford the messages of doom and gloom," he writes. "This is often misinterpreted by the masses as snobbery. Labeling the world class as snobs is another way the middle class finds to feel better about themselves and their chosen path of mediocrity."

15. Rich people focus on earning

... while average people focus on saving.

Siebold theorizes that the wealthy focus on what they'll gain by taking risks, rather than how to save what they have.
"The masses are so focused on clipping coupons and living frugally they miss major opportunities," he writes. "Even in the midst of a cash flow crisis, the rich reject the nickle and dime thinking of the masses. They are the masters of focusing their mental energy where it belongs: on the big money."

16. Rich people know when to take risks

... while average people play it safe with money.

"Leverage is the watchword of the rich," Siebold writes.
"Every investor loses money on occasion, but the world class knows no matter what happens, they will always be able to earn more."

17. Rich people find comfort in uncertainty

... while average people want to be comfortable.

"Physical, psychological, and emotional comfort is the primary goal of the middle class mindset," Siebold writes. "World class thinkers learn early on that becoming a millionaire isn't easy and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty."

18. Rich people expect to make more money

... while average people expect to struggle.

"Don't listen to the naysayers who tell you that life is supposed to be a struggle and that you should settle and be grateful for what you have," Siebold writes on Business Insider. You have to think big. Why not $1 million?

19. Rich people are obsessed with success

... while average people believe obsession is a bad word.

"The truth is wealthy people have a healthy obsession with getting what they want, which includes money," Siebold writes. "The wealthy see business and life as a game, and it's a game they love to win."
Think about what you want and exactly how you're going to get it, advises Siebold. It will take a certain level of discipline to "win."

20. Rich people see money as a friend

... while average people see it as their enemy.

"Most people have a dysfunctional, adversarial relationship with money. After all, we are taught that money is scarce — hard to earn and harder to keep." Siebold writes.
"If you want to start attracting money, stop seeing it as your enemy and think of it as one of your greatest allies. It's a friend that has the power to end sleepless nights of worry and physical pain, and can even save your life. The rich see money as a special friend that can help them in ways no other friend can, and these positive feelings lead them to build a stronger relationship every day."

21. Rich people know you can have it all

... while average people believe they must choose between a great family and being rich.

The idea the wealth must come at the expense of family time is nothing but a "cop out," Siebold says.
"The masses have been brainwashed to believe it's an either/or equation," he writes. "The rich know you can have anything you want if you approach the challenge with a mindset rooted in love and abundance."