thatthickgurl:


Why are you scared of commitment

Maybe I am ready for anything serious at this point

Nigeria

Hello guys it's urgent...how can one login...it keeps bringing up invalid password

Auxtan:
Ever since I entered the university and now in my 400L currently doing my 6 months I.T in preparation for my final year (500L) I haven't gone through my qualifications intently until this morning.

Here is a problem I discovered, I made my way to the university with a 2 sittings 2014 O'level certificates in WAEC and NECO because I made a D7 in English in WAEC which is a compulsory credit subject required for admission I had to use my NECO result where I made C5 in English to back it up for a 2 sittings result though I recall they ended up using only my NECO for the O'level certificate screening that time.

Now I am concerned if this might be a problem when I graduate and decide applying for a top job. My CGPA currently is quite impressive but right now I am afraid my O'level might not be good enough due to the D7 I made in English in WAEC.

Please I need good words of advice from the experienced ones amongst us here.
Thank you

Your neco result is complete"?

ALKARULEZZ:


Intermediate 2 or PE 1

Hello Everyone,

I would be grateful of the study pack for Foundation stage can be sent to me: fadeseretobi@yahoo.com....I am willing to pay a token (small money to buy data o).

Regards

tamdun:
Hnmm, even with high exchange rate people still dey import? Nigerians never learn anything, money still boku for Una pocket

It's not importation of goods... its refers to the attraction of foreign currency investment ( of different type)

NwaAmaikpe:



Great advice but my bible tells me that if the foundation is faulty, what can the righteous do?
With the interest rate on Fixed Deposit for some banks as low as 0.01% and interest rate on savings account pegged at 1.15% what other genuine source of money-making can a fellow make?

The strong native doctors who made money charms for us are all dead while the church has converted the few quacks remaining.
The new apprentices will rather extort than help you.

We can only thank our Chi for the abundance of Ponzi schemes disguised as Forex investors who can at least help double our savings.
But every good thing comes to an end...So what becomes of us when these FX investors eventually kaput?

The rephrase below is the summary of our plight.

Every day in our dear country we fight a new war against poverty; stamp duty on all deposits above 1000naira, increased VAT, fuel price hike, and imaginary electricity; there's a lot of ways to wind up broke trying to survive.
The fact that we survive at all in Nigeria is a miracle.
Because, every day we live, we face a 1000 ways to irredeemable poverty.

This guy has range.....

Billionaire in $ How many individuals are billion$ rich in Nigeria

Good problem bro.

TheCvBank:


Did you read the part where he didn't include the house when he ran for governor the second time and is expected by law to give an account of his assets.

Which is wrong I agree, accept this as the truth: a house worth less than $2 million isn't a big deal for an ex md of a shell subsidiary

TheCvBank:
This house wasn't financed. So the money used to pay for it is most likely Oyo state money. Once Seyi Makinde gets credible and concrete information, I'm sure they'll petition to have the property sold and proceeds returned back to where it rightfully returns. At least Ajimobi made the property's value increase over time, so Oyo people will be getting their money back with gain

I am not supporting him, but the property worth quoted there isn't big... the guy was the MD of of subsidiary of Shell..even senior mid level guys can afford it over a 5 year period

icestorm:

Bro, it's not only you who have the fear o. I have done it before and I promised myself never to try such again.
I met a girl on 2go that year, she came from Enugu to my place in Ibadan. She spent 6 months with me. Everyday, whenever she was sleeping, I would check if she was still breathing and I would say "thank God". None of her family nor friends knew that she was with me in Ibadan. The day she left, omo I dance Kukere o. That bitch hardly chat with me on Facebook now. Na so I got just waste my life because of one ogbanje

Interesting Enugu to Ibadan for sex.... human desires

Soteriahascome:
Who are those celebrating this show of weakling

NA should be ashamed for using 3 decades back abandoned tools to fight in the 5G age

Spits...

I don't even know why people think the Nigeria army can do any thing significant, military capacity has moved beyond jungle warfare where nations engage themselves in duels, As far back as 1990 Russia and USA had already developed intercontinental ballistic missiles. Nigeria doesn't even have 250 fighter jets. We are jokers in this country. The only time physical presence is required is when nations are involved in peace keeping or trying to neutralise guerilla warfare. The Nigeria military is overrated. No intelligence, No machinery, No research. An average westpoint graduate would is far above those local Generals.

pmoye:
This is the story of Sidi Osho. I am not exactly sure now whether to address her as a professor or as a doctor. After all she was called professor and vice chancellor at Afe Babalola University in Ado Ekiti between 2009 and 2014, after which she was demoted to a senior lecturer at Olabisi Onabanjo University, Ado Iwoye and dismissed for financial impropriety in 2016. She is definitely a woman with many twists in her story. Another twist, after her dismissal Ogun State governor would later appoint her as a commissioner in his cabinet.

What exactly is going on in our academic institutions? This is definitely not the first time that private universities would arbitrarily hand out the professorial cadre to undeserving individuals. ABUAD took this trend to another level by promoting several lecturers who have no PhD degrees or any substantial academic publications to the professorial office. I will do a comprehensive report of the list of professors in private universities in Nigeria without a PhD degree, including vice chancellors (e.g. ABUAD) who without a PhD degree have been awarded professorial cadres. I believe it is a big shame that the Nigerian University Commission has decidedly turned a blind eyes on quality assurance in our educational institutions, especially with respect to private universities where just anything goes.



https://punchng.com/oou-under-pressure-to-review-ogun-commissioners-dismissal/

This post is so shallow, so you dont display your ignorance again, you can be a professor with just your Bsc degree, and having a phd is no prerequisite for professorship. Additionally you can be a professor in a school and not be in another, internal requirements differ.

Regards

Meeloreh:
This is sad.
Failure to acknowledge the health sector as crucial in the development rate of a country - a developing one as ours.
At the rate or mortality and morbidity in the nation, attention should be shifted to the health sector. Endemic popping up in the north theses days is alarming.
Stop toying with the lives of Nigerians!
Well, an average Nigerian doesn't understand the risk but earnestly prays not to be affected.
My country!

Lol, i should have contacted you while writing it,

Nice submissions though, most Nigerians are just one sickness away from poverty

Is ₦427 billion enough?

Definitely not enough to address healthcare in the most populous Sub-Saharan nation.

Nigeria’s federal government has set aside ₦427 billion to finance the health sector in 2020, up from ₦365 billion in the previous year. Despite this increase, health spending is barely 4.5% of the government’s budget and significantly below the 15% benchmark set by the African Union in 2001 to promote healthcare delivery across the continent.

The story is similar at the state level. While states like Bauchi, Kano, and Kwara allocated over 12% to health in recent years, the average state’s allocation was consistent with the federal government’s.

Here’s another way of looking at it:

According to the World Bank, Nigeria’s total health expenditure (both private and public healthcare spending) amounted to 3.6% of GDP in 2016, and below peers like Kenya (4.5%), South Africa (8.1%), and Brazil (11.7%). This low healthcare-to-GDP spend helps explain the prevalence of poor health outcomes in Nigeria. In the Economist Intelligence Unit 2017 Access to Healthcare Index, Nigeria ranked 55 out of the 60 countries surveyed on the ease of citizen access to quality healthcare services.

The country can point to big-ticket wins like the being declared polio-free earlier this year and the successful aversion of an Ebola epidemic in 2014. Yet such stories are outpaced by endemic public health concerns like the 821 women (per 100,000) that die during childbirth or the 6000:1 patient:doctor ratio the country boasts, ten times the World Health Organisation recommended ratio.

The enactment of a higher minimum wage at a time when public finances are hanging on a thread means that the growing financial demands of the health sector must be met in other ways. Budget funding is simply inadequate.


The Limit of Government's Will

Government interventions have failed to address the challenges confronting the health sector. For instance, the National Health Insurance Scheme (NHIS) was established to promote affordable healthcare to Nigerians. 20 years down the line, three-quarters of health spending in the country was out of pocket payments made to health providers. When combined with Nigeria’s high unemployment and income volatility, medical challenges quickly become financial crises for many people.

The failure of the National Health Insurance Scheme lies in its ambitious but muddy vision of providing effective healthcare services to Nigerians without a clear path to actualisation. At inception, there was no clear onboarding plan for Nigerians in the informal sector, a segment of the economy that could be as much as two-thirds of the formal sector. No surprise then that less than 1 in 20 Nigerians has access to the NHIS scheme, compared to 69% in similar government-operated schemes in Ghana and Kenya.

One fatal flaw of the NHIS scheme is its unclear funding arrangement. Allocation of funds to the scheme is discretionary with direct funding from the central government revenue account, while premiums paid by those enrolled do not account for peculiar health risks and needs. As a result, healthcare maintenance agencies operating under the scheme are financially indebted to healthcare providers as a result of the government’s inability to meet its obligations.

Incessant pleas for funds on social media by terminally ill Nigerians and the limited health insurance coverage among blue-collar professionals are testaments of a failing initiative.

The need for private sector-driven healthcare reform is urgent. Asides the financial constraints the government faces, there are administrative and innovative worries. For instance, the National Health Care Act was signed into law in 2014 to set standards for rendering health services in Nigeria but was only implemented in 2018.


Nigeria's healthcare needs private capital

Across the World, private sector-led investment is shaping healthcare outcomes. Investors are attracted to the sector due to rising demand in both developed and developing countries, and limited exposure to economic shocks. Global consulting giant Bain in its 2018 Healthcare report, disclosed that the total deal value in the healthcare industry in 2018 was $63.1 billion, up from $42.6 Billion in 2017.

The compelling case for investment is especially true in growing economies. At the end of 2018, TPG, a global private equity firm, had an investment exposure of $600 million in India’s health sector, with a sizeable part in diagnostics centers and healthcare infrastructure. Development finance institutions are also in on the act. The International Finance Corporation, through its Africa Healthcare Fund, recently partnered with a group of investors for a $67 million investment in one of Nigeria’s leading healthcare providers.

Notwithstanding that investment, Nigeria is not an investor’s preferred choice. Going by recent foreign direct investment (FDI) numbers, countries like Egypt get nearly four times as much FDI as Nigeria.


India Paths?

Nigeria’s biggest selling point is arguably the long-term growth potential of an essential service in a country with a substantially large market and diverse population. Nigerians reportedly spend ₦400 billion on medical tourism and a similar amount importing foreign pharmaceuticals each year. Even with high poverty levels, such figures indicate the presence of a capturable market in particular health segments.

The pharmaceutical segment of the nation’s healthcare industry might be a good take-off point for investors. India offers a useful case study here, as the Asian giant grew its $35 billion pharmaceutical industry with a large helping of foreign investment over the years, as well as strategic partnerships in the vaccine value chain. The government was at the center of this transformation, as it focused on making the Indian market viable for investment. They launched a Pharma vision 2020 aimed at making India a global leader in end to end drug manufacturing, and one of the key initiatives was permitting 100% foreign ownership in the sector.

How can Nigeria replicate this success?

There are a few tried-and-trusted ways of attracting investment. Granting tax breaks, favorable patent legislation, streamlining bureaucracy, etc. Also, resolving the perpetual insecurity and the uncertainty of the current foreign exchange policy would go a long way. Finally, cracking down on fake drugs would provide a solid platform for manufacturers to build out a market. To hedge the risk of investors the country can take a clue from India’s whose comprehensive healthcare public-private partnership arrangement is driving access to healthcare through various models that are being executed across the healthcare value chain.

Africa’s largest economy’s healthcare sector needs private sector funding. Healthcare needs are rising just as resources become thinner. Enticing private capital ought to be health priority number one for Nigeria.

Follow this Writer on Twitter @fadeseretobi. Subscribe to read more articles here.

lexy2014:


Did u achieve all this cos u read sociology?

I honesty cant say, but studying sociology hasn't placed a limit on my ambitions...

Dear OP,

I majored in sociology, finished 2015.... and its been amazing so far.

Snapshot of my resume.

Bussiness Analyst: in a tier 2 Management consulting firm 2017-2018

Strategy Analyst in a top tier investment banking firm, 2018-date

CFA scholarship recipient

Volunteer Research Analyst: Lagos Bussines School

Policy Writer: Stears Bussiness ( Google to see the caliber of writers on the network)

For the sake of those who feel it's not very rewarding to study sociology, My salary is between 280-350 monthly.

In all, I have come to notice that the average sociology student falls under societal limitations/ assumptions.

You can achieve anything you set your mind to, as long as it is genuine, a friend of mine studied Guidance and Counseling and is now an associate at Bank of America......

Go to school, be good, gain practical experience through internships and never feel as if anyone is better than you because of your course of study......the competition is not your colleague studying that fine course but your mate who graduated at Harvard and is refined...

Bad Grammar

NwaAmaikpe:



There's no tangible evidence of Nigeria stepping out of recession.
Banks are shutting down branches and indiscriminately laying off workers.Cost of goods and services have skyrocketed, all the financial indices are not looking up either.

There is no enabling business environment, Power supply is epileptic, security is absent and the roads are a death trap.
How can business thrive in a land with non-feasible fiscal policies. Yet the interest rates on call deposits and Treasury bills keep falling while lending rates rise...still the loans are rarely even gotten.

Nigerians have simply accepted their fate.
It's such a shame that propaganda and falsehood like this still thrives.

Sadly, urchins whose cerebral membranes have been parboiled by hunger and perpetual blind praise-singing will believe these lies and praise Baba for an imaginary feat.

God help Nigeria.

This is by far one of the most intelligent mini comment I have read this year on social media. The reduction in Fixed income rate however good isn't sustainable. The government needs to borrow in the long run....and this would force rates up.....

Great Analysis Sir

15ssDRIVE:


Baba,Woman Na the only sword with multiple edges. As in Na Baba God Dey give person wife,no
Matter of I sabi choose.

At this stage,the 2 options is peace,peace,peace.

Just Dey watch like Mumu,senior people says. Suru lafi se Oko obirin.

She go begin fear,when she realize that no more,questioning or counter arguments.

When she says,I am going to Ibadan. Tell am safe trip,may God go with you.

If she want go kafancha.... Salam alaikum.

She want go New York,tell am make she greet Donald trump for you.

Try to engage yourself in some hobbies,that needs time and attention.

For me as Igbo smoker...... I just Dey watch you like Dele Giwa.Till the day way,Gods kingdom go come in our life.

Best Advice

xammax:
So am in level 2 going to level 3 and i just saw my cgpa, it's 4.73 and the guy leading my dpartment has 4.84. My dream is to graduate as the best student in my department. So how do i overtake. Am studying accounting.

Not a bad aspiration...but is it necessary? Probably No.

My advice:
Finish with a first class
Make sure you know accounting really well
Take Acca
If you like finance start CFA in your final year.
Buy a laptop and learn financial modelling
Apply for internships

Regards

sarrki:



You lack morals

You also lack sense of reasoning

Dear Sarrki,

That's disrespectful, you should take your advise.

Regards,

sarrki:
That’s nothing

We the progressives will show Obasanjo that Buhari means a lot to us

Integrity means a lot to us

Dear Sarrki,

I have always watched with disdain the height of Sycophancy that resides in you.....For the records, i support neither Atiku nor Buhari....

How you support a man that truncated Nigeria's democracy in 1985 speaks ill of your sense of judgement.

Not 1 economic indices has improved under the administration of the Messiah you follow, to be sure Nigeria got into recession during his administration and only got out of recession because of the surge in Oil prices.....

If local media and sentiments are biased, please take a look at the economic report from other climes that indicate that the destiny of the common man is becoming a facade....

For the past 2-3 months university lecturers have been on strike, and yet the president still has the guts to smile in public and brandish his modest achievement.....

For a period not less than 3 months the president received medical care in a British Hospital, the same year Dr's went on strike and the budget allocated to the Health Sector was just slightly higher than the budget for the Presidency"

Soldiers are losing the battle with armed bandits, and lucky graduates are earning 30k in an economy with a double digit inflation rate.


There is nothing progressive about Your thoughts and this government.....

May it be that your Mother's son was killed by bandits in Borno.....Would you be happy...

May it be that your best friend in secondary School was killed during a civil protest in Abia through Operation Python dance.....would you be progressive....

May it be that your company has lost share price due to low investor confidence and you lost your job............ would you be progressive.

May it be that your Son dies of malaria in an hospital because of drugs weren't available.....would you be happy...

This is an economy that cant seem to find the bottom of bad news, i challenge you to state your point, if you feel otherwise, but please with data............In God I trust every other thing must provide data...

Dont be a coward....defend your stance..

missidy:
Please did anyone get this invite from AXA Mansard for entry level test? I can't remember applying for it and I've been calling their customer care but no single response. I have checked online and they don't seem to be recruiting, their last recruitment was 2017.
Don't want to waste my Tfare going there.

It is real, Please don't quote me neither should you ask for response..........Its a 2 years Graduate rotation program, before they decide which unit or department to dump" you.......

SlimHan:
Am tired of all these Nigerian guys. They are not romantic,they cheat and makes it hard to believe there is true love. I love variety and want to try out obodo oyinbo guy for true love o. So I need tips on how to meet one (not interested in juju things o)

Dont go too far,

I really might not be able to marry a Nigeria girl....and have got fears for my life. How would a girl equate love with sex......humans(guys) generally have the innate desire to try out multiple sex partners......so if any lady is taking sexual connection for love or anything tangible...its fraud....

On the love side, i honestly have no opinion on that.

Beautiful Couple

NwaAmaikpe:



What better evidence does anyone need to prove that ethnic sentiments supersede national interest in Nigeria's voting pattern?

The only way tribalism and marginalization can end in Nigeria is by dividing the country along major ethnic lines.
Minor ethnic groups won't suffer the victimization or feel as pained as the major ethnic group feel now.

It's sad that the only reason a set of people won't accept a political candidate is because his vice is from a certain tribe when his choice of vice is the only reason his government looks tenable.

Dear NWA,

I would like to use your first sentence In an essay, can I?

Regards

..