₦airaland Forum

Me too

NellyDiva1:
Where are you spending your Christmas holidays, place and location. You never can tell whom you will meet.
Mine is at imo state owerri.

Look at you. Come Sangotedo/Lakowe/Bogije you will run. One day on, two weeks off, two days on, one month off.

I agree with you totally.

I bought a land for 6m around ajah in 2008 and when i was buying i was told a multinational was coming to build an estate there. They never came and road to the area was never built. I can hardly get a buyer for the land even at 10million. Imagine if those funds were locked up in T bills how much i would have. Again, poster said "good location" i guess that is the key.

LeoT1:
Good write up but the realities on ground are very different. I was an advocate of real estate and I have invested millions into property (houses, flats, lands, shops etc) over the last 5 years. I took time to do the maths recently and I realised that the opportunity cost clearly outweigh the ROI from these ventures. Here are the facts:
1. I had an opportunity to invest on treasury bills or by a shop in lekki for 5m . I opted for the later. The rental income was a paltry 250k per annum gross without discounting for maintenance cost and estate management agent cost. The asking price of the shop today is 6m. At treasury bills rate was 18% for 5 years. Do the maths.

I have other experiences that are less palatable than this. Rental income is normally between 5 to 7%. Normal property appreciation could even be lower. There are "trophy property " that could bring a lot of returns but they are one and far between. Go to the cemetery of lost investments from real estate, you may never touch it again from a dozen feet away. Remember only successful cases make the news. It's like a lottery.

Do find a way to forgive him. You guys should see a counsellor. You go to church together?

desreek9:
Please take time to read this, I really need your advice.

I am a working mother of four kids (2 sets of twins) been married since 2012; I and my husband communicate well, our sex life is great (we explore diff. styles) and I make sure everyone is contented and satisfied or so i thought.
How i found out he was cheating

I noticed I didn't see my period for two months which is weird, I checked if i was with child but it was negative, before then I noticed burning feeling when i pee and pains so i decided to see a doctor, that was how i received the greatest shock of my life. I was told i had STD, I was in shock, crying and shaking cos i know i got it from my husband, was told to do an HIV test.

After the longest wait of my life and vomiting due to anxiety and panic, it was negative. Three months later was still negative, I went home thinking of ways to kill my husband. Later that night i first asked him if he was cheating he blatantly denied but when i showed him the test result, he was dumbfounded and started begging, i asked him why with tears rolling down my eyes, he couldn't give any reason because he knows everything was great btw us, i told him we would never make love anymore that i can't risk my life because of sex, he was begging me saying he would change, i told him i can never trust him cos once a cheat, always a cheat.

My people, it's over a year and we've not had sex, he can't chase me away from the house because we both built it and the land is in my name, sometimes he comes home late but i really don't care since we have separate bedroom. He said he can't leave because he will have to tell his and my people but he doesn't want the embarrassment.

Apart from all these, every other aspect is great at home, so my question is this; is my decision too harsh or am i justified?

No blame us, na our parents cause am.

tunnamaniah:
alright, I need more, ogunsbaba10@gmail.com

This whole controversy on the use of tithes will be solved when the religious body regulatory bill is passed into law. Then religious bodies will be forced to publish yearly audited accounts so it will be transparent.

But no, churches are kicking against it and making it look like a battle against the lord.

dayowunmi:
The claim that payment of Tithes enrich pastors is unnecessary. Tithe was meant for pastors welfare in the first place. Perhaps Freeze forgets that some of these churches have thousands of pastors working on full time and some even have missionaries, tithes is meant to be used for paying them salaries! He makes stupid comments as if the G.O's are the only pastors of their respective churches. Don't be surprised if some of these G.O's don't even touch tithe money! Look at the words of Paul "In the same way, the Lord has commanded that those who preach the gospel should receive their living from the gospel" 1 Corinthians 9:14 Tithe, offerings and First fruits are all scriptural and are means through which the church is meant to generate income to take care of salaries, building projects and general church maintenance and other programs. I seriously don't get what the ruse is all about

Sorry about your refusal.

I am sure you can wait out the period and apply next year. Good luck!

bestbuyer:
Hello All et Justwise and gurus,
I only got my refusal message this week since July 12, 2017 online submission. REASON STATED- PURPOSE OF TRAVEL. I guess because in the application for me and family i stated we are going to US for child delivery and may visit Canada briefly as our custom is during our family trips to visit different countries in a vicinity to know the different cultures. Anyway, child birth at US was done and completed and we are back to see the Canada refusal message.
I am presently not in a hurry to apply again since i don't have any immediate plan for trip, but while requesting for the GCMS NOTES through ATIP i realized only citizens or residents at Canada can ask for the notes.
Please @Justwise and others, how can you help...
Thanks everyone for your efforts to make this thread a reasonable source for information.

Thanks.

overlord77:
Am in PH,sent mine in via UPS on a Thursday and got it back by tuesday. Since you are in Lagos, it will definitely be faster

Thanks,

I am a first time Canadian visa applicant.

I even have a small problem, i will be traveling to south africa and wont be back till end of next week. Does anyone know how many days it takes from submission of passport to visa issuance?

manlikegb:
Congrats @megastu, especially with the speedy response before ur scheduled travel date. Are you a first time applicant or is it like a renewal?

Well,

They did answer me within 7 days and visa approved.

megastu:
Bros send them a mail.

I had applied on July 17th, they responded with a refusal on October 19th, 2017( exactly 90days) because my travel agent put Ontario in Los angeles as port of entry and departure, so they denied it for that reason. Atimes i feel too much docs is a problem for them. Just stick with the right documents.

My travel date was November ending. I quickly re applied again and hope they answer me within one month. lol.

All the best bro.

I did Online.

juddy234:
Hello megastus, sorry for your denied application but as long as you have faith God will turn their eyes to your favor this time around. Sometimes this agency can be funny, some have never left the shores of this country. Did you applied online or paper application. Mine is now 85days and hoping to hear from them before the end of this month. I'm encouraged knowing that yours took 90 days. Pls pray for me house ooo

I agree with you. You need to pay particular attention to these things.

My travel agent ruined my application by booking Ontario in LA. Although i looked at it, me seeing Canadajet airlines made me over look it.

Please pay attention things like ticket, invitation letter etc. If you like have 100million in account, little things like this matters.

juddy234:
I will advise you change your airline, that price showing on your itinerary might cost you a big problem with the consulate. But if your account shows more than 2m like 5/7 m then you are good to go, but with 2m in your account and a flight with such a price might be a very big concern with the visa officer.

Bros send them a mail.

I had applied on July 17th, they responded with a refusal on October 19th, 2017( exactly 90days) because my travel agent put Ontario in Los angeles as port of entry and departure, so they denied it for that reason. Atimes i feel too much docs is a problem for them. Just stick with the right documents.

My travel date was November ending. I quickly re applied again and hope they answer me within one month. lol.

juddy234:
Hmmm I have been following this threads for days now, thus canada visa if a thing na wa ooo. It has given me sleepless night from the day one to date. I have never come across any embassy with a processing time at canada. Well I need advice house, I applied for TRV for a united nation program under education coming up by 19th of November 2017, everything has been paid for, I included the receipt of the hotel, the program and a person bank statement of 9.7 million naira, letter of employment, my income tax certificate, marriage certificate, leave letter from my company, certificate of incorporation of my side business and a letter explaining about the funds in my account. My worries is the time left for the program to commence. I submitted my application on the 31st of July 2017, I do have travel history to schengans only. Pls anyone here that submitted his or her application same as me.

The earlier people understand life the better. Just live life the way you should. Do not trust anyone as you can be betrayed by anyone.

In Nigeria, what most people care about is money and nothing else.

alcmene:
The fact still remains that many people are embittered over the whole saga.

The way Davido handled the whole issue added salt to the injury.

Imagin partying in Benin while one of your 3 friends that died mysteriously was being laid to rest in Anambra.

No condolence whatsoever, no representative...and he expect nerves not to be frayed

Please does anyway have a suggestion on this. Thanks

megastu:
Hello all,

An application was made on July 17th (online ) and biometrics done 2 days after. The application was refused for the following reason;

1. Purpose of travel; further explained: No Canadian destination on Itinerary. Upon a look at the travel ticket it was realized that the agent booked Ontario Airpot, LA. So both the man and his wife were denied on that reason.

The question is should they apply immediately and rectify that error. Also travel date was end of November for a particular reason. Bookings were all made around that reason of travel.

Is it advisable to quickly apply again, rectify the error. If so, will fresh documents be attached like updated bank statements etc. will a fresh online profile be created or the old one used.

Thanks for the anticipated advice.

Sorry, notice of refusal was given today.

Hello all,

An application was made on July 17th (online ) and biometrics done 2 days after. The application was refused for the following reason;

1. Purpose of travel; further explained: No Canadian destination on Itinerary. Upon a look at the travel ticket it was realized that the agent booked Ontario Airpot, LA. So both the man and his wife were denied on that reason.

The question is should they apply immediately and rectify that error. Also travel date was end of November for a particular reason. Bookings were all made around that reason of travel.

Is it advisable to quickly apply again, rectify the error. If so, will fresh documents be attached like updated bank statements etc. will a fresh online profile be created or the old one used.

Thanks for the anticipated advice.

Chisos!

Oh boy you harsh oh. Lol

tennyson10:
. Bro stop d hate,that's my advise for u cos its really killing u. LJC is recognised as d best secondary sch in west africa according to waec, according to jamb they're d best in nigeria. All dis records weren't bought with money, if you can show me a student from your school or any other street school that has scored up to 342 in jamb or 2400 in SAT den I'll shut up. Stop using all dis to console urself bro, go and work hard so ur children can go to one of d schools

I have just replaced 2 split unit airconditioners in my house. The ones i removed are for sale. One is N35,000 and the other N45,000.00. All bought brand new years ago. Call me on 08037178687. I also have an Hyundai 6.5kva generator for sale - N65,000.00

I was good friends with an officer, who worked closely with him. He stated that the man had lots of technology devices and has also undergone loads of training abroad. In addition, the guy was fearless.

Campusity:
He (Abba Kyari) needs to teach others his tricks or his methods should be made to a practice manual for operations. Of what use is having just one man being so efficient. If he retires or kaputs, then the police is helpless?

Dont vouch.

You go shock when it hits you like a Log.

However, take advice granted.I think her desires for you have diminished so bad that you really need to work on your self. Also she might want some kinky, rough sex while you are there thinking that as a "virtous" woman, you need to be very gentle with her.

Try spanish fly as suggested.

Good luck.

victovrry:
She's not the type , i have never seen her in such act, she loves me but na this sex of a thing besides I'm a security expert and tracking someone's is very easy for me

Extremely on point.

My clearing agent, in 2013 told me he got an american visa, i was so scared for him that i was thinking he was scammed. I started asking him if he actually got inside the embassy.

kokoye:
Sorry, while you (the intellectual) were denied, some not-so-smart people have been granted U.S visas. This is a mistake some of us Nigerians make - unnecessary arrogance.

Dont go back there with this mindset. At the point of the interview, their word is ye and amen, regardless of their 'intellect'. Sad..but that is the reality we have to deal with. If our country was any better, we wouldnt require a visa to visit the U.S or U.K.

Like someone mentioned earlier, appeal in a respectable manner. This is key. They should ask ask you to re-apply in normal situations.

The U.S embassy does not have time to verify your documents..they are trained to be mind readers and are looking for your confidence - With your demeanor, make them believe you dont send their country and you are going there for a few days to spend your money; you will not hesitate to go somewhere else to spend that money.

Good luck.

Thats not true.

My first yankee visa was given when i was earning N2million per annum, but my confidence was like a person earning N10million per annum.

mavinc4u:
I don't think so. I think it has something to do with how much he earns. He earns 6 million a year and want to spend 1 million just on vacation with his family which is also not possible.

Oh boy your faith is big oh. A stranger will just deposit N5million in your account just like that? in this naija?

Good afternoon fellow nairalander,
Please i really need help with sponsor since they will refund the money back to the persons account. I CGPA is 3.58 and i will like to run my msc in uni of bergen or norwegean school of life science.. God should send me my helper pleaseeeeeeeeeeeeeeeeeeeeeeeee

I will suggest you write a long letter of explanation of what happened and how the situation has now changed.

Mind you, you have to show, with very clear evidence, how your circumstances have changed from the previous position.

Good luck!

Starmish:
Hello,

I need advice. I was recently deported from the US and I need your advice on what to do.

I have travelled to so many countries because of my profession and have been to the US before on a professional exchange visit visa. I have also always returned at the stipulated time and have no criminal records.

Things got a little bit harder for me here in Nigeria and I decided to apply for a US B1/B2 visa masking that I wanted to visit even though I planned to work. The visa was easy to get having had a sort of relationship with the US guys in Nigeria.

I arrived at the POE and through hardluck and very stubborn immigration officials, it was discovered I had another mission. The incriminating messages on my phone and social media accounts were searched (which clearly suggested I was in the US to work) made it easier for them and they recorded this against my prints, name and I was deported.

I was equally not prepared for the questions because I assumed I won't face any scrutiny having been to the US before so I was a little bit honest especially after discovering I was caught. This made the immigration lady to offer me two options:

1. Withdraw my visa willingly and reapply anytime I want or

2. Be banned from the US for 5years and be forcefully removed.

I of course choose the former and returned to Nigeria quietly and still facing the challenges I thought visiting to work in the US will solve. Infact, I'm now in deeper debts.

Now my questions.

1. What should I do with my passport especially if I want to travel to another country? The US immigration officer cancelled and really destroyed the Visa on my passport with ink. Would this not raise a red flag if I present it elsewhere?

2. I have professional engagements in the US early next year. What will nairalanders advise me to do? Write the US embassy to apologise or how can I atone for my sins?

3. Is it ever possible to enter the US again given my story?

PS: I owned up to my mistake and have come clean. Kindly just advise and don't insult me please. I made a terrible mistake and I know it. I just want your advise.

Regards.

Dont mend sensational headline.

She was referring to Lagos. Go further up north, who shouts?

eleojo23:
Why won't they shout in Lagos when over 10million people are occupying the space meant for about 3-5million?
Even the land beneath their feet must be shouting for help too.
Lagos needs decongestion.

She should try visiting other parts of Nigeria next time before drawing her conclusion.

Reading your other post and this one, i would only say one thing; at 25 yrs you shouldnt be married and after three months your husband leaves you alone. You are too young for that. However, i suggest you get some close relations to move in with you. Also, get some business to try your hnads on.

Good luck!

Did at 38+( just very recent)

You will enjoy The Netherlands. However, if your plan is to work while studying just forget it.

I used to be a lover of road trips, but when i tried it in West Africa, i almost regret. Seme border alone was 4 hrs. I enjoyed my stay at Ouidah though.

Just be careful oh. Its better to take the cab with your money than to try those subways in NY especially when you are a tourist.

wanderlustian:
Hubby wanted us to take a Taxi... who me Take a taxi? In New York? What happened to the subway?

The last time I personally took a taxi from JFK was in 2013, and I paid almost $100 just to Bellerose, in Queens. After then, I said 'Never again". Anyone else, I will hop in, as long as you are paying... but hubby caught wanderlust, and if he wanted to explore, he has to go the whole 9 yards wanderlust style!

So, we took the airtrain to Jamaica Station, and bought metro cards for $1, and topped up with $10 each. A ride from JFK terminating at Jamaica is $5, but within the airports, from terminal to terminal is free. Then we connected the MTA subway to Penn Station. From Penn Station, we took another train to the Ferry heading to Staten Island, where I had booked a really cheap accommodation option. If you had read any of my previous thread, you would know I'm a sucker for cheap accommodation cc @originalsly . Don't worry Bro, I researched Staten Island and saw that it was one of the safest places to be in New York. Hubby could not understand why of all the places in New York, I had to get a place across the water!

Did I mention the ferry to Staten Island is free?

So, In total, I guess we spent $16 to get to our destination.

The other option would have been to take the NYC airporter to Penn Station, but it was $18 per adult! Hell No!

We got into New York just in time to see the sun set upon Lady Liberty... It was just breath taking!