₦airaland Forum

emmanuelewumi:
That is crazy, 20 times leverage. No wonder they get seriously burnt.

Brokers do give 100% margin loan. Meaning a portfolio of N10 million can get an additional loan of N10 million.


But the problem is the margin call, when the margin cover is below the approved level due to a fall in the value of the portfolio.

Reason why using dividends as the basis is better, a stock can't fall below 3 times of the dividend declared

Hmm, I get the picture.

It safer to take a loan using assets that are relatively stable (dividends, land) as collateral compare to using asset that fluctuate a lots (stocks, kryptò).

Prior to now, I was about taking some loans with my kryptò portfolio, if I have done that, I would have created a high, enormous probability of getting wiped out using loans. That kryptò of a thing fluctuate like leaves.

I will still be taking the loan but using usdt (virtual dollar) as collateral and not those leafy coïns.

I think there should be more education about using debt, the word goes deeper than it meaning.

hkidola00:
800

Thanks! It hard to believe at one time I use to buy it for #80, then #120 and I frowned at these prices back then.

It was the only thing I could eat while I was still in school, it makes the bulk of my provision.

epainos:
To be honest, lecturers in Nigeria are not good. So, I don't see any reason they should earn more. Could you tell us how significant those 4 publications you have written? Lol. Nigerian publications are worthless. Innovations we are seeing are from publications and papers written by universities and research institutes. So, tell me, how many made-in-Nigeria publications have you heard that CEOs and CTOs make use of? If Nigerian publications aren't used by anyone, it means that they are worthless.

Lecturers teach old stuff here. Lol. Where are the papers they write? Lol. The very few ones performing attached themselves to universities abroad. Go and verify this.

So, why should they earn well? Tell me na. Why? No innovation, no discovery, no significant improvement. They are experts in sleeping with their daughters in schools...sex for grades. Lol.

If I was the president, I would find a way to make them earn less. Lol.

Lol…So much Hate. Lecturers must have terribly dealt with you while in school.

airsaylongcome:
₦125k is roughly $100. That's pittance for a fresh grad

What would say for fresh Grad earnings one/fifth of that? Go out and see for yourself.

epondudu:
Because of this news the price of a bag of rice is now 10k, sardine is now 150naira,a tin of peak milk 150naira,petrol is sold at 80naira per litre.
God bless Jagaban.

How much is sardine now? Last time I bought it, it was probably 14 years ago.

guobe:
Do you know the people you just mentioned earn more than most Nigerians working and also if a woman does not have a supporting husband its difficult.

Can you believe it? In here, it not too difficult to find a food seller, bus rider and even Agbo seller that earns more than a Lecturer. It unbelievable!!

Yeah! Entrepreneur is great and all that blah blah blah. In a Normal country, micro-businesses should not earn one an income that surpasses that of the average citizen at any given time.

When the above fails to happen, then the standard of living has crashed significantly.

Smartguyboy:
That when I lost faith in karma.

There are people who have gotten so powerful that the laws of men can no longer harm them. They wield the power that could influence our lives. They have access to the best resources; so much that, it seems as if nature itself can no longer touch them.

Look, men in high places (the religious leader) could crucify an innocent man (Jesus Christ) out of envy and get away with it and even going further to crucify all those who stood with him.

That is the nature of the world we live in and I tell you the creator as accounted for all this. If you did not reap what you sow in this world, you will definitely reap it in the beyond.

The architect of the universe did not create a staircase leading to nowhere. We are all coming from somewhere and going somewhere.

WantsandMore:
interesting but individualism over the years proves this is not always the case, women seek for materialism when it's lacking or as a form of compensation. I promise you every baddie wishes to end up with an empathetic guy which of course doesn't mean if you're rich you lose your empathy.

Yeah! Who does not want to end up with a caring and reasonable partner or even a boss? Definitely No one!!

I have seen a lady asking the pastor to pray for her to find a Godly Yahoo yahoo brother. Can you believe that? She is An adult, a sister in God.

Women are materialistic, it within them. This comes first for them.

IAmHim1:
but some class of women fvck other guys and hand the money gotten from those guys to their p1mp -- money in exchange for feelings

and there are guys who use sex as a means to a womans purse. --- feelings in exchange for money

nature isnt 100% absolute.

Yeah! There is no absolute rule that guide life. One can follow an unknown, unconventional way and still end up at the desired destination. It why humans bet big on shortcuts, miracles etc

Lastly, I will like to point this out; women are highly materialistic and at the same time highly illogical (they are incapable of collecting real time data, information) and making decision based on this.

The implications of this is that women can easily be used and used against, deceived in such a senseless, unbelievable way. A person who has a real big business, fleet of cars, influential friends can easily lose his woman to a man who is living on Garrí but only if the man who is living on Garrí is capable of painting a bigger picture, promises of a bigger business, greater mansions and many many fleets of cars and thousands of influential friends will one day be hers, she will take this as real, something that has happened and sooner or later losing interest in the one with real business and cars.

This is what the story of Adam and Eve tries to depict. Women can easily be deceived. They can easily give away the great life they have for one that is not even true talk less of certain. This is Hard to believe. Sadly, it is how they are wired. Great or small. One who understood this, could easily hack them.

WantsandMore:
Most people think money is a priority for women, for some yes, but majority of women wants empathic men with money been the icing on the cake. Stop playing

It actually the other way around.

Men, we are attracted by the looks (big yansh, Boobs etc) and less concerned if she has money.

Women, they are attracted to the money and less concerned if he his tied to a wheelchair.


Men search for sex and will do anything for a woman to get it. Women search for materialism (gold, diamonds, mansions) and will give any man who has it her body in order to get it.

This is how we are primitively wired. This perception pushes humanity forward. It is majorly responsible for our evolution.

Hahahaha…If you are very handsome or notice the green light, go ahead. If not, don’t approach her. If you do, the rest of your short stay at the bank will become very unbearable. It is certain, you will become the object of ridicule.

Weigh the risk and the reward and make your move. As for me not taking a shot at something I want is a no no no no, I do not give a fùck what the consequence is going to be, I just do it. Till today, I have never regret any of my decisions even though most turned out to be very bad.

You are a Man, make your move.

I sincerely hope that this anticipated Bull-Run doesn't end up being boring.

[quote author= post=127463365]Another Shocker

Reading partners whatsapp/text messages has opened many Pandora boxes.

@Op,
You are not alone.
Kelechi our neighbor is still in shock at this time since he discovered the below....

He couldn't believe his eyes....
We are still on the matter as we type....
The Child involved is now 3 years old!!
Tins dey happen o.
We were shocked to read all the over 20 screenshots he shared with us,
It was so surreal 😢

Fear some women........
Cherish some women........[/quote]How do guys even end up picking all this type of ladies for marriage? There must have been a clue along the way that this woman cannot be trusted.

Jakumo:
Twenty five hundred dollars ($2,500USD) is the value of 2.5 million naira at today's currency exchange rate in which one thousand naira equals one US dollar.

It is absolutely astonishing that anyone in good health and who has the means to make a living would go to the extent of committing suicide over the loss of a piddling twenty five hundred US dollars. The man reported to have killed himself over losing the equivalent of $2, 500 was without question mentally disturbed and would probably have offed himself anyway over something just as trivial before long.

Will you give me just half of the money you called a piddling sum?

I know you are trying to inspire hope, motivate but you are going about this using the wrong words. This is exactly why people feels they are entirely useless and go on to commit suicide.

2.5 million Naira is a very huge sum folks, it is not easy to come up with such amount of money especially in Nigeria here. It takes considerable time, hard-work, careful planning, lots of setbacks along the way to make it but with persistence you will make it and when you do, the next 2.5 million Naira is inevitable and many more are bound to come.

Do not be carried away, sad and discourage when you see people spending, blowing that money you trying all hard to get on things wholly insignificant.

It taking you a little longer because you are not out there scamming, lying, manipulating, using people or selling your soul. Believe in yourself, keep pushing and you will get there.

No one is getting out of this world alive, so do not rush your death, be grateful for every experience; enjoy it. You only get to live once, live it to the fullest, meaning; enjoy everything life’s throws at you be it good, bad and even ugly.

Beremx:
Last two weeks I was warming ogbono soup on fire and I stepped out and told my son to wait at home lemme rush to get something. The soup started burning but my son couldn't switch off the gas because I have warned him never to touch the gas knobs. He ran out to call me as i was rushing to come home to come put off the gas. Everywhere was filled with smoke after turning off the gas. I started blaming my son for not turning the gas off since it was an emergency. The boy reminded me that he was told not to touch the gas knobs.

We had to wait outside the house for thirty minutes for the smoke to die down. Luckily for me my pot wasn't difficult to wash because it was non-stick

When I was a boy, I can faintly remember, always;hearing some adults around me saying “Let me go and take those things outside before those kids go there” The kids here refers to my neighbor’s children, siblings and I.

Several years later, I am in my room resting after being exhausted from watching the car, there were stuffs I was supposed to take in but forgetfully left them outside. While I was sleeping, i remembered that the kids would soon be out of school, I quickly jumped off the bed and ran outside to go pack the stuffs in.

I was telling myself “Let me quickly pack all this stuffs in before this kids come here” While saying this to myself, I had a flashback of when I was very young, seeing adults saying this in my presence. Over the years, the technology, fashions might have change but human nature is still basically the same.

I understand your fear as to why you won’t allow your boy to touch the Cooking-Gas, a very good decision and It simply because, I am screaming this out loud😱 KIDS CAN PLAY WITH ANYTHING!!!

This drives me crazy.

Ubdavis:
Maybe she went to log out.. but the thing com bk 🔥

There is no such thing as final log out, she go still log-in again. After some few months, Let the nigga call her and she will run over like a Dog 🐩:

Tynaclem1:
Why not just walk out of the relationship if you feel you're not getting what you want and save yourself the embarrassment of being caught cheating, called a LovePeddler and maybe exposed on social media thereby keeping your dignity as a woman?

You keep talking about what you MUST get from a man, you what are you contributing to his life? What do you have to offer? How are you an asset? To whom much is given much is expected

Your ideology about relationship make men out there see us as nothing but common sluts who can be used and tossed as long as a man can offer you money. It's wrong

I love you mum.

ahnie:
It's weekend let's have fun foodies
I decided to quickly arrange this redoil rice to hold body.


Ingredients

Blended crayfish
Bell pepper
Ginger/garlic
Redoil
Curry
Salt
Onion
Seasoning
Ochra spice.
Smoked catfish

I like it.

Magnoliaa:
- Women are incapable of love or any form of concrete feeling towards men at all, so "using" them as a sex machine is not the flex you think it is. I have been teaching a guy the rules of English language for a while now, so I will just extend that a little to you here- using something "as a x" does not make it an x, and that brings me to the study in contradiction y'all lives are. Insulting women for a sexual liberty you want to benefit from.

- Stemming from the point above, the fact that some women are incapable of loving men doesn't mean they can't love their children. Your gendar, especially the married ones, has proven that times without number. Women love their children more than their husbands, and they wished they hadn't gotten married. So why do you think it is a bad thing for you to fulfil the dreams of a woman who just wants children without the clamps of a marriage? Even if you say women are desperate for marriage, the desperation of a woman for a marriage doesn't translate to love for you as a person. She's just obsessed with the idea of what she can benefit from a marriage. But if you give her a child without marriage, you're just pushing her faster to the realisation that she doesn't need you in her life. As for the life of your own child, if you refuse to get involved in raising them, don't come blaming anybody if your baby mama trains them up with the finances of other men and values that she deem right. Like the man who wanted to cut the dreadlock of his son, when the boy doesn't even live with him. Don't also cry that she's poisoning the mind of the child against you. Note that this is me giving the leeway on whether you want to contribute to your child's life. Financially and all. But if you think following in the footsteps of animals who make babies and abandon them afterwards is right, go for it.

- Women don't also love rich men. They love their money. That said, your gendar is the one always bragging about how money brings women to them. They are the ones who feel entitled to women's company. They say things like "the society has no right to tell a man to stick to one woman when he's rich when they tell him that he doesn't deserve a woman as a broke dude." So when men brag about approaching younger girls, what are they approaching them for? Love? Sex? Anyhow. I'll hold my breathe on all men becoming like you.

- And finally, I am glad that we agree on loser men staying away from women. That's really all that matters to me. Because a loser man is more disastrous to her than a 'winner' man she has never met.

This is definitely the most pointless write up I have read in all my entire life.

Note; the reason for my view has nothing to do with the fact that you are a lady, although; that you are a lady might be the reason why you end up writing something entirely senseless.

Finally, I regretted to have taken my time to read it.

viyon02:
I do watch cartoon too, infact smart people watch cartoon.

Yeah! People with huge imaginations and love to drown themselves in fantasy.

henrycloud:
Hello NOUN students
I want get a computer science degree since my MCB degree no pay and am now working tech. My question is can I apply for admission today and start the program or is it too late for this academic session?

I don't really know how the NOUN admission process works. I don't want to apply for admission two weeks to exam.

PLEASE GUIDE ME NOUN STUDENTS IN THE HOUSE. THANKS.

Throw your certificate for one side. Explore the online world, money is now online.

We live in a digital economy now Bro. That industrial economy you have been preparing for is long gone. All you need to succeed in this new era is just a Smartphone, data and burning desire. The good thing is, this things are cheap.

Do not go back to school, school prepares you for a world that is long gone.

Dedicate 7 years of your life in searching for how to make money online. If you do this, not only am I confident that you will succeed, X10 beyond what you could currently financially imagined the online world could possibly give you but that one day you will look back and weep for the mistake you could have make today and thousands others like you are making due to old conditioning.

Lastly, let me drop this quotes for you. I came across it on this forum.

“In Nigeria, it is easier to make $500 than it is to make #500,000”

Mayormoffy:
I have always dreamt & imagined how snow ❄️ is and feels.. Back then after watching Home Alone the movie ,with all the thrills & fun with snow..I decided from then that I must act my own scene of snow play...long story short after over 2 decades I finally experience the joy of fulfilling one of my life long dreams...not just me alone but with my wife & kids...
The euphoria that came with it is unbelievable 😍 & can't be fully explained until you experience it...see me that use to off my shirt upandan because of heat for naija..I never fit open chest except to bath..The cold ehnnn e sweet & at the same time tough but as Nigerians na we must sure overcome..
Moral of this my brief story you see that your dreams & desire don't give up on it ..no matter what Believe & Faith it..above all trust God..He will sure make it happen in His time..mine took decades but yours can weeks just Faith it.. God is Amazing 👏

This moments must feel magical, live and enjoy the moments mate. Merry Christmas 🎄 in advance.

Your daughter snow ball⛄️ seems quite scary. I doubt she have seen Home Alone.

Geminita1:
If you want o

Of course I want. Where are you from?

chariisGRACE:
Nice guy, gentleman, cool etc. these terms were manufactured by women.

Whatever you know you won't do for a bro like you, don't do it because of a pvssy wielding human.

Don't be nice. Be humane.

PussssyWorshiping, when I have the time I will say something about this.

Men and Ladies are not the same. The idea of treating ladies as your equal is all wrong, even though they might be out there fighting for this, it solely due to blissful ignorance (Life has been too comfortable in modern times). I am not saying treat your fellow guys bad, no! no! no!

Yes! I am saying try to give ladies special treatment. Treating them special does not really mean they are special, it because they lacks the privileges you enjoyed as a man. You are far stronger, faster, smarter than them. You can easily rise to dominance, success in any field compare to a woman (look around you and you will see it in anything). This is nature's doing. Men are engineered to bend Nature, all a woman can really do is to influence a man and that is all.

Knowing this gifts nature has bestowed upon you is why you treat ladies special, "With Great Power Comes Great Responsibility". It is Just as you treat children, you are nice to them, look out for them because you know they do not know the things you know and if the two of you are left out there to survive on your own, they definitely won't make it.

Please, I am not saying you should kill yourself, ruin your life in the name of treating ladies special. Yes! Try to walk a little miles for them but not at the expense of your life, your future. I am against a man being stupid. I see men out there being stupid all the time, this number seems to be growing by the day. They fail themselves and pass the blame onto women.

Things will be easy for you in life; when you align yourself with the works of creation, performing your responsibilities.

MetalJigsaw:
What is this one saying

Do not confuse kind, Nice with being Stupid. They are not the same.

YouandiAllofus:
Why so much fuse about an individual's refinery?
The Nigerian state owned three that are not working!

You said it yourself “they are not working” Now, we aré about to have something that will work.

luminouz:
I like this ..

Women don't want or desire nice guys. They may sing it, chant it, or fart it but they never RESPECT a man who never puts them in check when they go wrong. If you are not strong enough to correct her, she assumes you are easy meat for other women. Women desire masculinity. There is something primal about being controlled by a dominant man that women can't resist.

But simps would have us buy her iPhone when she disrespects us or throw tantrums because women are fragile beings and they should be petted and feted. Lol, simps go learnnnnnn!!!

What is the meaning of the word "Nice"?

If a father was to allow is little, innocent boy to put his hand inside a fire 🔥 because he keeps on crying and really want to do it and the father badly want to pleases his child, then he go on to allow it; fully knowing the implication of this, would you say such a father is being “Nice”?

You guys are reinventing the meaning of words and even the true meaning of the red-pill message itself.

This is exactly what you did to the Bible until it lost it true message.

Hmmm, my little brother is currently battling this ailments. You will get better, stay away from alcohol 🥃.

ElohimShenRa:
Habaa! You do not know anything about these uncouth & vacuous people from Alaigbo.

ALL OF THEM” were bathed with that cursed water of crime, hatred & irrationality right from their birth.

It doesn’t matter whether they’re educated or not, men or women, young or old ; you can spin it anyway or anyhow you want - ALL OF THEM ARE THE SAME.

The Nigerian International Passport has lost its prestige and now useless because of them.

They denigrate & curse the land that nurtures them from birth and expect to be blessed or prosperous? Never! E no possible naa.

This is the reason tragedy, calamity & misfortunes keep swallowing them up in their enclaves by the minute.

Xenophobia season 2 will soon kickoff in South Afrika because of these brainless dolts whose parents refused to train & discipline.

But how can their parents train & discipline them when they themselves lack the ethics & moral compass? I shudder!

The Naira is useless. Passport useless!!