₦airaland Forum

@luvin, I have come once again EOD 03, save me from my car O! It is drinking fuel like water and I feel the engine is not totally relaxed, when I increase speed, just serviced it recently, I even added injector cleaner to the petrol, but its not taking off *as in turbo*ing* like I use to know..

No discussion

I am very sure that's Lagos O! Mehn a chick I know experienced same yesterday - her mothers tenant beat her up and she went to report the case rather then go and arrest the culprit she was locked up yesterday night *Lagos police are the worst kind of police anywhere in nigeria*

crusufixo: Hello House,

Bin having this issue for a while now. There is this whistling sound that comes from the rear tyres of my Honda Accord ( aka bull dog ).It comes every now and then, especially wen i apply the brakes and wen i make slightly sharp turns. my mechanic suggested that it wz the brakes, which I changed.But the whistling sound continued. Am really confused as to wat mit be causing this sound. Please has anybody experienced this before, what is the problem and solution.

I may not be right but their is this plate behind the disc plate that some times touches the brake disc try and use a screw driver to push it back a bit and if the noise continues it must be something else, sometimes bad roads cause the plate to shift back immediately you push it so the roads are also an issue which were you drive it into

Worked well only that my airtime was being consumed for those of us on BBC complete package does it work

Freiburger: Please, can a Good Samaritan out there tell us what an average Nigeria need to survive for a day in Lagos?

With 35k a month, no additions maybe a few extra bonuses of about #2-3k a week making the total about #8+ 35k =43k, anyhow families of 4 living on that and they live healthy.

[quote author=Erelu_Y]Our baby of the family is returning to Lagos from the UK and the lecturing job on offer pays around ₦130,000 per month. Can a single person used to UK lifestyle survive on this income in today's Lagos? If so, how? She's not extravagant but lives a basic, decent lifestyle: no partying, clubbing, etc, (her only weakness is she likes and does have a nice 4 x 4 which suits Naija's bad roads), just a typical acada girl. Your contributions would be highly appreciated. Thanks.[/quote]U are all sick she's being paid fantastic and you are saying she can't manage or can she manage? She would be living large

cegno: No nation can have better leadership than it deserves. Our political leaders today are simply a reflection of the larger society. Most of us if given the opportunity I am sure will not do better than the people there today. We need to change our consciousness, we need to imbibe the virtue of selfless service and sacrifice without which we cannot move forward as a nation.

Why would people not change their orientation, always lying to themselves and looking for who to blame- now the society is to blame abi?, imagine this statement *the society breeds their leaders*, so the society in the 80's breeded the likes of lawrence anini - abi? Or abacha? For your information its the leaders actions that determine how the citizens behave and what they become, when OBJ *baba iyabo was at the helm of affairs wasn't this country moving in a positive direction*- he had his issues though.
If that's to far an example look at fashola, that honestly wants to change lagos and wants to develop lagosians, lagosians automatically fell In line *yes their are a few bad eggs*, but things are happening, this President has shown his own agenda, and only a foolish person would not heed these, sign

.

qualified: cultist on prowl! Hope those that liked ds, saw d part saying cultism is not a crime in schools?
Or insinuating that what we are seeing now, is a spill out of those who were not cultists in school? What is d point in these, pls? Is d writer saying cultists are better citizens? Hmm

My point, these so called non cultist, Hon., members are even more devilish, then the so called cultist, but now to the issue at stake, does this nonsense make sense?

Our brothers from the south-south have done it again, the twin brothers and sisters of GEJ, the law has now been turn the majority would have their say, and the minority have their way, 5people impeaching 27people, PDP oooooO! No wonder they said jonah jangs 16 people won an election as against amachi 19, just imagine if it was a lame man on the street, they would arrest him for attempted assault, attempt to commit a heinous crime, assault with bodily injury in fact I can't name all the offences, and then he would be simply locked up, without any trial, imagine that bipi O, he wanted to divide the man head into 2, to with that stick, and u say cultism is a crime in schools, when what you are seeing now is a spill out of those that were not cultist in school, why on earth should a person like Hon., bipi - be on the surface of this earth? This country sef!! It spans beyond that O, how can 4 teams play 2 seperate football matches and 2 teams score 72 goals, in just one half and another team 61 goals what is our problem sef? And you say you don't want Buhari so this mess can continue?? Goosh!!!!

The mantle of leadership further explain from the horses mouth and how it got to her
www.telegraphng.com/2013/07/mogaji-passed-iya-oloja-mantle-to-me-tinubu-ojo/?utm_source=&utm_medium=twitter

qualified:

LEARN TO WRITE WITH PUNCTUATION MARKS!
HABA, I COULDN'T READ WHAT U WROTE.
@topic, silence is the most honourable way to accept defeat, or accept u have run out of reasonable arguements. so imbibe it, as its obvious u have no meaningful thing to contribute to this thread again.ur brother, St_black js did that.

What ever the issue you have with tinubu, nah you sabi, but I believe your thoughts are ethnocentric, and smacks a sign just natural distaste*not points*, because if we, do some certain things, in a certain manner and -you, tell us our manner is not good enough - nah your problem, we have done ours, shekena! Hug transformer- come to think of it, no wonder every family and hamlet has an igwe ( without digressing- a typical example - look at the amount of governorship aspirants coming out, in anambra *they call it democracy O*- all of us are equal, forgetting that common sense sometimes, is not common allow the best) bunch of un-organised persons - and like I say, if my punctuations are you problem, don't read my posts

frankyychiji: now I know where Tinubu got his nmastery of enslavement from. But must u cowards remain slaves forever JAMB QUESTION. This is d expo http://disq.us/8dundl

After i read the post or the page i just realised you are from the same place as the president where they tie wrapper like women forward and backwards well thats you peoples problem sha! nigeria would definitely get better without your likes

qualified: hm u see, u really sound confused as u js changed ur stand. Thought u said d position is only for Tinubu lineage cos they fought NADECO? Now its d Oba, dont deceive urself, Tinubu has d Oba in his breast pocket.

I have forgotten that peoples brains don't process information like ours from the south west that's why I have to explain and explain, this is where I have to do 2 things either leave you to your ignorance, of other peoples traditions and way of life, or school you - the Oba position is hereditary, the Balogun and some others stools, the otunba is a ceremonial post but you must belong to a royal family from another community, iya oloja is selected at the discretion of the Oba but its a chieftancy stool * but in the case of this iyaoloja she just happens to be tinubu's daughter* if the Oba of lagos would simply look at her great great grand mother (the then iya oloja- madam efuroye tinubu) and she was a large sugar, salt apart from being a slave merchant before she even fought the slave buyers from europe(organised colonial slave traders), maybe she even sold some of your distant relations, in these modern times tinubu and his mother fought the military under the ergies of NADECO (capish) - a lion would always give birth to a lion -not a monkey, he may have the Oba in his pocket because like a parents like children that do well so also the Oba likes him for doing all these positive things in lagos, I wouldn't talk to much coz you wouldn't read my epistle, and you haven't lived in lagos from my point of view for a while to know how lagos was priorly and after he left power

qualified: didn't know some youths are still ds daft!
So, cos Mandela fought for South Africa, leadership of South Africa shld be left in his lineage?
Dont worry, very soon the scales Tinubu has over u people's eyes will fall n you u wil see things d way d really are.
Js because some guys call themselves opposition, they have refused to say d truth in any issue that involves them.
Time wil tell.

Has an Igwe title ship ever been past to another person, apart from a royal blood, In your land?, some statements are subjective and how does his daughter being installed as iyaoloja of lagos affect the price of garri in another state, more so its not an elective office its based on the Oba of lagos -will, the beauty of it is he tinubu didn't install her, she was installed by the oba of lagos as his eyes amongst the market women, so like I said look right and hug the closet transformer to you.

frankyychiji: At least u have put paid to the question that the A CN and their affiliates are only in the struggle for their selfish interest. The iyaloja title was the right bola tinubu dynasty not because they were in NADECO but because it was a title due to them, and a legacy they exhibited during the emancipation from military rule!!!!! Smh seriously! - *Good boy*

The fear of development/progressives is the beginning of wisdom, and like I said read this again www.en.wikipedia.org/wiki/madam_tinubu she was the great grand mother of tinubu and was also the iyaloja its not contestable except in the absence of one -offspring,

lateef4me: One day,the emperor of Tinubu ,built on false identity will come crushing ...Just one day !

Lagosians and south westerners have history, and they keep it, its traceable, even those with brazilian histories are all well known -

The small history of the lineage of the tinubu's. www.en.wikipedia.org/wiki/Madam_Tinubu. (Copy and paste in your browser handle to take you their-just in case we have to localize it read this article www.saharareporters.com/article/house-tinubu-built the beauty of what his great grand mother the mother of habibat mogaji - the iyaoloja of Nigeria - cry fowl do anything if not for them NADECO - maybe! maybe not, we would still be doing a transition programme, her grand mother was one of the biggest traders and freedom fighters, she also became a fighter against the military and pasted it down to tinubu (NADECO) so its their family chieftancy title the iyaoloja, its not contestable

mobile.punchng.com/output.php?link=http://www.punchng.com/news/ibbs-sap-destroyed-civil-service-imoke/
I am a core believer in the principle of structural adjustment, but when I see people that want nigeria to stay as a consuming economy, which relies only on one product, then I ask why are these kind of people in power at any level, how can structural adjustment destroy the civil service, when we look at the role of the civil service in relation to the civilian populist its supposed to service -education, roads, power, health,transportation and agriculture and bring up policies for the betterment of people and in situations where they can actually be directed at the masses, these people would oppose the closing of nigeria's borders for the inward looking of our development - which can never, be done by people from outside this country, for us!

Did these 2 chicks actually shoot this video, can't believe it - hahahahahaha, I guess they were just catching fun GTB OooooO!!!

okeymadu: This thread is quite interesting. It has been long I saw a serious intellectual discussion like this on Nairaland. Lol.

I believe we are in the era of cheap funds and long tenor. Take for instance the CBN N500 billion restructuring fund for commercial banks loans to manufacturers and the Power and Aviation Funds. I won't elaborate on this initiative but the beneficiaries will testify how successful it is. This is a typical example of purposeful government interventionist programme handled by CBN-BOI. The model is now being replicated in other African countries.

My challenge is people trying to use text book economics in Nigeria. It doesn't work here. We are living in a country that require special approach something of outlier. This is why no PHD scholar who had not passed through the system had been successful in any national assignment. I'm sorry to say this, the writer of that article won't do well if given the opportunity to lead a financial organisation in Nigeria because his analogies are rooted in textbooks.

Reduce MPR and the naira will fall. Who bears the brunt? The Masses. The manufacturers will now buy their equipment which are usually imported at exhorbitant prices and the spare part as well will be expensive. The cost will now be passed unto the consumers.

Remember Structural Adjustment Programme?

What we should be concerened with now is why is it that we don't have capacity in engineering, science, technology etc. Without these competencies and competent hands investments made in power and infratructures will not yield the desired effect. That is why despite huge allocations for the critical segments nothing is happening. I use this medium to challenge all undergraduates and other students to rise to the occasion and begin to think in direction of application and not theories.

Finally, the quote above is let the quoted know that the loan given by BOI to his company, which he said was going bad, couldn't possible have been influenced by anybody except his proposal. The failure is not because the loan is expensive - you got it for 5% and the tenor is determined by the cashflow you submitted except you have no proper knowledge of your industry before applying and collecting the loan.

I think that goverment is trying. We need to do our bits as youths to grow this country.

Thanks.

quote author=olajide_07]
I beg to differ on your reference to BOI, I am a beneficiary of Dangote funds, though it took the intervention of SLS to assess it, the only challenge is the repayment its crazy we need at least a 10year breather, they are only giving us 2years - look at the cost implication, look at our staff salaries, then consider rentage's on properties where we occupy, as I speak most of us that were given loans, are already getting out of business and folding up, the *BOI* are now looking for how to repossess and sell the equipments they financed I just received a threat call from them also (- the solution longer repayment periods single digit loan interests) further exposure to business opportunities *so they can recover their loans without defaults* the states and the BOI, already have agreements on counter part fundings (50-50) so its available at states the problem is will the state governors allow the people that need the funds have assess to it? Coming to the issue at hand the ministry of aviation has come with aero-tropolis, commerce should come up with industrial cities, like for example if the whole area 1, or Gudu district in abuja could be turned into an industrial area, it would be easier to provide consistent 24/7 power - but because of the level of direction*lessness* they wouldn't do such a thing. loans. M

Get out of your own bubble of Jonathan arse licking- I can smell it!!! You are telling us to look at other directions rather then in your front, have you forgotten that everything in life is a vicious circle!! we should think about science and engineering and sustain it with our teeth, while saying we should forget SAP, how can you develop, without forcing people too, the average person is a lazy person we don't want to work that's why everybody wants a civil service job where they promote, level and grade them.
Well, let's start like this, a policy was started by the military and continued by the OBJ govt., I think it was by the then, CBN governor felix oguwma., not to sure right now, lets see some of us tried to assess the 5% set aside from the profits of banks, then before the policy was changed, then manufacturers revolving loan scheme, was funded solely by the CBN as a result of the economic engineering of SLS, it is assessed, by the bankers of the manufacturers, meaning you must have been in business for 3years prior to when the loan scheme was introduced, and the collateral range from fixed assets ranging to 150% of the amount being borrowed, secured through the lenders bankers, working capital would still be provided by your bankers, you had to belong to the manufacturers association of nigeria (MAN), which would take 6months prior registration a certificate would be issued which takes another 6mths before you can have access to these funds with the yearly payments done, - now a form is supposed to be picked up at the customers bank Preferably a commercial bank, and then processed on behalf of the customer by their bankers with all the documents, believe you me N500billion was made available and virgin nigeria got N40b(jimoh ibrahim- egbon forgive me), Arch., barnabas germade group got so much, peugeot got N1b, transcorp, I have a dorsier of how the money was shared, small organisations were sidelined and their was a case of selective disbursement because the BOI even confirmed that the money was resident with the banks and approvals were only given when all these criteria were fulfilled (the nigerian factor) now when making reference to text book economics talk to NOI, making reference to these issues of wrong or bad proposals you should have asked if what I/we gave them was accepted, for your information they collapsed a 5-7year repayment cashflow plan into 1yr 6months that the loan, we assessed/ collected was a micro-credit loan and these kind of loan are the loans, small scale organisations are given, I wouldn't want to explain more because, I see from the way you typed that you haven't experienced the challenges of assessing finance, I started looking for this loan for 5years prior to assessing it then, look at this, Dangote engineered creating employment through his foundation and the government was just used as a tool, in fact, I was at Dangote office stallion house prior to the BOI -FG grabbing it off Dangote shelf, I can talk more but let's leave it- talking about economics of it, looking at it I believe nigerian's, are more matured and if you think information is not sufficient, about how to handle things you may be wrong, think of this we nigerian's want to listen to nigerian music, we are more informed now and SAP would work, just look around you

brito: mermaids!

Just my thoughts

lammie01: I think the Author made reference to regional or state development banks as a panacea to low penetration of funds to actual real SMEs. BOI sitting in Abuja will continue to be hijacked by briefcase business men like Jimoh Ibraheem who diverted 40 billion aviation intervention funds.

The issue is not a simple black and white option but what is sure is that what is been done at the moment is not working and a change is required.

I beg to differ on your reference to BOI, I am a beneficiary of Dangote funds, though it took the intervention of SLS to assess it, the only challenge is the repayment its crazy we need at least a 10year breather, they are only giving us 2years - look at the cost implication, look at our staff salaries, then consider rentage's on properties where we occupy, as I speak most of us that were given loans, are already getting out of business and folding up, the *BOI* are now looking for how to repossess and sell the equipments they financed I just received a threat call from them also (- the solution longer repayment periods single digit loan interests) further exposure to business opportunities *so they can recover their loans without defaults* the states and the BOI, already have agreements on counter part fundings (50-50) so its available at states the problem is will the state governors allow the people that need the funds have assess to it? Coming to the issue at hand the ministry of aviation has come with aero-tropolis, commerce should come up with industrial cities, like for example if the whole area 1, or Gudu district in abuja could be turned into an industrial area, it would be easier to provide consistent 24/7 power - but because of the level of direction*lessness* they wouldn't do such a thing.

rubbish, that's all

Lagosboy: Restriction of imports if done in a strategic manner is good for a nations development. For Nigeria, for it to be successful, a west African coordinated approach has to be mapped out. This is where our foreign policy should be hinged upon. We should be flexing our economic strength in the West African sub continent by restricting west African imports and strengthening trade within. If this is not done, imports restrictions will only benefit Togo, Niger, Chad and Benin Republic.

Also if restrictions are placed on imports, and there is no corresponding strategic approach to industrial policy we will not benefit as a nation in terms of real developmental progress. Only a few billionaires like Aliko would.

we have something other countries in the sub-region don't have the population (170m) the funniest thing we haven't buttressed more is that, most of the imports done into Nigeria come from cotonou and togo they rely on us and make the best use of it, some countries will naturally die if we don't import from them, the only challenge i see is that our economy is mono-inclined, but let us look at this picture, imagine if our government encouraged toyota to establish an assembly plant, with a bait *that all taxi's used in Nigeria would be a specific brand of toyota*, it would create jobs directly, then imagine them opening car repair garages all over Nigeria for the maintenance of these cars, standardization of maintenance, imagine the training these unskilled and skilled people would get that would create more employment then agriculture, across Nigeria, and then the west African sub-region, imagine a restriction on importation of components parts of telecommunication items such as memory cards, phone chargers the casing of phones, phone jackets, etc while they allow for the importation of the core components of the phones, imagine the textile industries receiving the same change, imagine the economic revolution, yes they insist the cost of production is a very pertinent issue, but if we could have industrial clusters why not if not, where landlords would not charge manufacturers cut throat costs for rentage, but when people come together they can contribute funds for the purpose of power generation, if the loans are more flexible and industrial clusters are developed imagine me and my organization having funds for 10-15years at 5% interest with a flexible repayment, while the borrowers do the job coming to inspect to see how they could help me if things are not working well by introducing me to other customers that may need my services that is what they call a revolution, and this involves selling the dream to the larger Nigerian society. i think i talk to much and these group of people don't have it they are just lost.

Nice one, but just thinking why can't they relax the inflationary thing, hold it at a double digit, reduce the MPR, close our borders from importation for about 10years*SAP*, I think it would hurt those selling goods to us and force us to manufacture, and they also would be force to establish manufacturing plants in nigeria, their by creating real employment, standards and real wealth, then we can export and then devalue the naira while winning on all fronts just my idea-

Is it true? If it is in the smallest bit, God, why? What makes a place attractive, the level of activity, either positive or negative and the amount of money flowing their, I guess. Well from my point of view, The level of kidnapping has dropped which makes the place unattractive *no more ransom charges for whitty*- the militants have started making billions off the federal government by stealing oil (they promised to man the pipelines but Why man them? when you can make *10 more by just stealing it), so rather then create fun they have found work to do! And they say Portharcourt has lost its glory, oil companies are moving out of portharcourt and its ameachi.
Because he bullshitted the natural order of turn by turn nigeria, even when mediocrity was being celebrated on the alter of merit. Oh nigeria--

el bin manny: So, she will be the first public figure to undergo cremation karma is a bia-cth !
I hope that Bola Ahmed Tinubu is ready to cremate his mother now that his successor and fellow progressive has passed the #cremation bill in Lagos state.

Why can't people just be sensible some times, what was the last time you went to Yaba cementry or passed as if you were going to akoka unilag, *thats if you have ever been to lagos* that place smells badly,BADLY!! and on a weekly bases people bury more there, corpses are being exhumed and human parts sold by ritualists, so also at ikoyi cementry, its full also, theirs practically no space, the private cementry at lekki has been fully bought, people are burying their dead in their compounds, making it difficult to use as collateral and in some cases to sell, now look at this real life scenario, around onipanu their is this abandoned house, that I was told, belonged to this rich man before he pasted, when he was alive he sent all his children abroad, and when he pasted away they didn't come back home, so they buried him in the house, now their is no one to take care of the house and his families are not interested in the property, he settled all of them well, now they can't put the house for sale because, they will have to exhume the corpse, that place/property is a waste, now imagine that round the whole of lagos, sooner then later, the ground water would be contaminated and then another epidermic - think for once * that's a-l-l*

pmc01: Just like what I told my Aunt when I first saw the news on AIT that Nigerians have become so insensitive that they will attempt playing politics with the news. Have we never felt the pain of losing dear one, that we can't even be human enough to leave a word of sympathy for the bereaved family. Why should concern for state funds that are yet to 'wasted' displace our sense of pity? Should our condolence only be reserved for people we do not have any beaf for? I am sure even the President will send his condolence, despite differences in ideology and party affiliation; that is calledbeing genuinely human.
Have we become this debase?
How did we even get to this pitiable level of inhumanness?

Since the day a clueless man became President, and militants started getting contracts to guard oil pipelines in the niger delta corruption increased with the outright stealing of the first quota capital budget allocation - and the same president would pay people to manage his image on nairaland

ozolity: i think u re d most clueless being I ve ever cm accross for calling ur elected president clueless. U re only exposing ur ignorance. If u re telling urself d truth, tell me any other past leader in our past 2 decades that ve fought corruption like dis man u tagged clueless, tell me any other that ve exposed corruption like him. D 2013 budget 2nd quota release was done last 2 weeks. So stop displaying ur ignorance.

How naive can a human being be? the likes of reuben abati jump to the aid of a man living in a presidential bubble and your likes are talking, how old are you sef!! ignoramus
Moreover, i am privilegded to deal with a few of these MDA's, i guess you are a salary earner and 30days make a pay for you. And for your information it takes approxiately 3weeks for the released funds on paper to get to the MDA's, they only released the budget on pages of newspaper 2weeks ago and that being the second quarter what happened to the first quarter? if you also read this thread you would find out they have frozen their accounts for investigation, meaning it hasnt been released to buttress more *schooling you* we would use an hypothtical scenario NPHCDA published tenders for capital expenditure 2 weeks ago, and just this week gone by they reshuddled the opening of most of their tenders and spread them, why? you must know for a fact the law that states that no MDA's should spend money except they have the funds in their accounts, so draw out that picture, and i am not sorry to repeat it i didnt vote for this government, because right from the unset they did not give me a vision they wanted to run with apart from agenda's, nonetity *when people talk your likes should shuuu* -thats all.

how pathetic can this situation be, they are now trying to hid under the umbrella that their are some hidden funds in some banks by agencies, when they havent even implemented the 2013 budget proposal and they are also mopping all funds in circulation under the pretext of reducing inflation, offices businesses are closing down daily, well i dont have so much tosay other then what i have been saying severally in the past this President is clueless, and he doesnt even know what is happening, https://www.nairaland.com/1251492/myopic-nigeria, corruption is at its peak both administrative, and executive lawlessness and corruption how pathetic can this situation be, they are now trying to hid under the umbrella that their are some hidden funds in some banks by agencies, when they havent even implemented the 2013 budget proposal and they are also mopping all funds in circulation under the pretext of reducing inflation, offices businesses are closing down daily, well i dont have so much tosay other then what i have been saying severally in the past this President is clueless, and he doesnt even know what is happening, https://www.nairaland.com/1251492/myopic-nigeria, corruption is at its peak both administrative, and executive lawlessness and corruption