₦airaland Forum

happytbaby:
Are we talking pension or gratuity as POF? Please clarify.

Seems StanbicIBTC is the most prominent PFA and they will give you the letter you require. You just send an email and specify which of their branches you want to pick the letter from. Is your gratuity the one run by your employer or you are still referring to the Pension Contribution scheme?

Thanks for your comments.

You know, the Pension act 2004 made pension contributions mandatory but did not scrap gratuity even though it is silent on its administration.

So some employers including mine still maintain gratuity payment alongside the RSA.

Presently, I have a RSA account and a gratuity account.

The gratuity is paid almost immediately after resignation and it's based on our collective bargaining.

My question is that there is no part of the Pension act that I can extract to proof to IRCC that I can get access to my gratuity after resignation.

4Barr:
Madam or Oga (Whichever applies) I am not telling you theory o, I am a Legal & Compliance Officer with a renowned PFA in Nigeria. I am telling you what applies in practice.

Good day to you.

Kindly suggest a PFA for me. I am confused about the one to choose, but all I want is

A PFA that can issue letters in IRCC format without any ambiguity,

A PFA that will be fast in paying my 25% of RSA in 4 months.

My employer runs a CPFA and I want to transfer my RSA to a PFA within this week.

Secondly, I intend to use my gratuity as well for POF but the issue is that the pension act is silent on gratuity administration. So there's no part of the act that I can extract to prove that my gratuity will be readily available to be used as POF.

Pls what's your advice on this.

Thanks.

Jantz:
I stated the info I stated in my LOE, every1 got their plans, resigning after PPR, money available during the 6 months before landing. A colleague got his 25% after 13 weeks of resigning.
And the rest is available, even if you're not up to 50 but have relocated permanently from Nigeria. A friend just got his after applying that he doesn't want to come back to Nigeria again, He's not 50 yet. So the Law is one thing, it's applicability is another.

Pls give more details.

What year did your friend get the rest of the fund.

For how long after resignation was he able to get the rest fund.

Which PFA

KweenCee:
Hello guys,

Who recently used GT Bank Naira card for transaction? How much did they charge per canadian dollar?

Thanks.

#296.78 on 26.02.2018

hayor2014:
. all these will be sent to you via mail...

Ok thanks.

Just wanted to know whether the tests are held in the morning or noon.

bestdiddy:
Hi ALL,

I am so sorry but I feel bad for being ignored
Can anyone help out please
I need to start my application asap
Please I am begging

I learned from this thread that WES doesn't assess ICAN as they consider it a professional certificate.

Someone confirmed few pages back that WES assessed his AAT.

Just search this thread, you will also find page 0 very helpful.

The best time to jump into the pool is when you have your ECA and IELTS result.

hayor2014:
.

around 80 of us were in the hall,speaker was very audible,though I learnt that they just acquired head phones for use in the listening test,it's basically same way with BC..

Pls what time are students expected to be there for the speaking test and LRW tests.

Just trying to factor in traffic to my movement.

happytbaby:
I couldn't agree more. While at it, check all sections when requesting for the AOR.....maybe we can get the money back even if you do not get the 7 in writing.

I like this.

Ambidextrause:
Hello Good People,

I got PUM today!!! And I wish to share my story as a testimony to God's glory and in the hopes that someone might be encouraged, inspired, and motivated. (This post may be a bit long. Sorry)

AOR was July 25, 2017

At first, my application was refused. And as I read the refusal letter with shivers down my spine, I figured the VO based his/her decision singularly on insufficient funds. I was beyond crestfallen. I could not even wish that on my enemy. It came on an afternoon and I thanked God I did not drive to work that day cos I would't know how I would have fared behind the wheels. More painful was the fact that the rejection/refusal came after 134 days of agonizing wait! I had been so expectant since I felt I had satisfied every requirement. Meanwhile, a spike in FOREX rates around early August 2017 had relegated my POF below the LICO by 330CAD. Can you imagine that?!

I bottled it up. Never opened my mouth to tell a soul. I did not want to share the heartbreak with my family and close friends who knew I was on this train. So I reached out to my e-friends on this platform, chief of whom are Blackbuddy, 40manlappy, and GlitteringStar for solace and advice. I felt the reason for refusal was flimsy -- they thought so too. I was going to appeal!

Now, up until then, it's not been a common thing to see a refusal decision reversed. But my case was going to be different as I went to God in my unspeakable pain and disappointment. I cast all the burden on him with hope and faith. As advised, I sent the first email and raised a CSE showing that I indeed satisfied the POF requirement, with updated POF attached. After 3 days, my appeal was rejected. It was so devastating but I kept my cool. While me e-friends were following-up and asking for updates, I only told them IRCC were yet to respond. I kept praying. One week passed. Two weeks. Nothing. So, I sent another email, trying to make them see my point. I was begging for mercy, as advised. Failed again.

I had given up, turning my sights on PNP as my CRS had dropped to 427 and no chance of having the draws smile on me. This was January this year. Then on one Sunday evening, Tosin, who also experienced same, reached out to me again, saying I couldn't just be quiet and be waiting or just give up. Then I heard a little voice saying I should try again. I sent another email on Monday but instead got a refund of my RPRF. Damn! I caught a cold that night. Managed to get home. Struggled through the week. Then God provoked me himself - a colleague of mine, who applied after me, got PPR. We congratulated him but I was very sad deep inside. Mine was coming, I shrugged. That night, I drafted another email - this time stating my utter displeasure and showing the unfairness in the refusal decision - and I sent it directly to the minister! I remember I said a silent prayer before clicking the send button: Lord, don't let this one return the way others did.

The next day, I saw a notification, my application had been reopened. I was asked to pay the 490CAD RPRF. I returned the money they had earlier rejected back to them. 3 days later, I got PPR! Now happening so fast I could barely remember the pains I had felt a month ago. I was overjoyed and broke the news to my family and friends - they did not know the underlying story, did not need to. The devil is a liar!!!

AOR to PPR = 184 days

I want to appreciate the selfless efforts of everyone on this platform. And to those of us expecting one thing or the other on this Canadian journey, God will make it all end in praise. Thank you all! God bless!!!

And Wura27 should be ready to add me to that WhatsApp group.

Speechless!
Congratulations to you and your family.

Now, one more great reason for me to believe that

'All these will surely end in Praises'

Ayo25:
Two Nigerian banks GTB and Eco bank has thrown me into very agonising troubles since last week. It happened that my BVN linked my account in both banks together. So I have been using my Eco ATM card without itches until last week when several machines refused to pay me. When i stormed inside an Eco branch to complain, I was told that CBN wanted uniformity in all accounts linked to a BVN and my middle name is missing in my gtb account so i either go to gtb and ask them to include a third name or i bring an affidavit carrying only two names to eco so that they can remove the third name. i decided on the gtb option. But ever since it has been come today come tomorrow.
What are the consequences for me. I left my work place even with permission last week friday but spent the whole day inside Gtb. Even though i acheived nothing in the end it landed me into serious punishment at work which i am still serving presently. Someone paid in an amount of money into my eco account to do a job for him. He already had the account number and did not inform me before transferring the money. I could not withdraw the money and so have not been able to do the job. This has brought serious integrity issues for me. The customer has shown understanding but his patience has thinned-out. I have gone borrowing and begging the past week to look after myself and my young family.
Some questions running through mind in all of these are:
Why did i not get a prior advice or warning from the banks through the contacts i provided, to do account update before i was barred from withdrawing my own hard earned money?
Maybe operators of Nigerian banks themselves do not understand the importance of bank accounts to people or how can you just block people off their accounts just like that without any prior information?
I am in a very bad situation now thanks to Eco and gtb.
God will crown your effort both.

Sorry for all the mess.

Get a same-person affidavit; it's a list of the different combinations of your name; then take it to Ecobank.

Send a mail to Ecobank, copy cpd@cbn.gov.ng, attach a copy of the affidavit.

tayo4ng:
the like of criminal UBA that stole my 40k, still insisting I collected the money, how do I complaine to CBN pls

Mail to cpd@cbn.gov.ng

tozabes:
Abeg make una helep me thank God o...my IELTS result below

L. 9.0
R. 9.0
W. 7.5
S. 7.5

Feeling blessed...abeg WES and UNN be fast so i can dive into the pool

Wow! congratulations to you.

Kindly tell us what you did differently, especially with the writing.

Congrats to those who passed their ielts and God's favour to those seeking for a remark.

I learned that IDP MOD now have headset for the listening test.

They might just be a better alternative to this BC.

Anyone close to their office should confirm this piece of info and get us a feedback.

Giving up is not a part of this deal.

Good luck to everyone.

Noviolence:
It's a very useful pre- arrival service in Nigeria.You will have to send an email to wekun@iom.int for a slot, she will most likely reply you within a week or 2 asking you to register and upload your ITA.
There is a food safety certification course you can also enrol for at www.fphrc.com

Thank you very much for this info.

Noviolence:
Good day guys.
It's FINALLY PPR guys.
Stream: FSW
AOR: 11 July 2017
ADR1:7 Dec 2017-Updated POF and Schedule A : (submitted on 14 Dec 2017.)
IP2:6 Feb 2018
ADR2:7 Feb 2018-Valid Passports biopage upload
ADR3:Advice requested about dependent child's passports - which to travel with (to choose between Nigeria and USA
PPR:19 Feb 2018
Passports sent to Accra:19 Feb 2018
Within these 219 days post AOR, I sent emails and even raised CSE after 180 days post aor and they kept replying, thanking me for my "patience" and at other times saying that my "file was awaiting review"!
Guys,this London Visa Office has a purpose, in that I've learnt so many practical life lessons.All adoration belongs to our Saviour- Jesus Christ,who KEPT ME by his mercy,GAVE ME enough reasons to continue to appreciate His goodness towards me and my family. I thank God that I was still able to maintain my sanity,and also thank HIM for giving me more reasons to continue to absolutely depend on Him,no matter the situation.
Thank you all for your encouragement and the togetherness on this platform.
I know that greater challenges lie ahead in Canada and elsewhere. Surely,surely, I KNOW that He will see all of us through to that glorious desired end.
I want to specially thank you wonderful guys on the London Visa Office WhatsApp groups (general and July groups).You're all so lovely!
For those still waiting,don't worry,just hang in there and try as much as possible to make the waiting period count. You can enrol in the pre- arrival services by IOM or engage in some of the free and very useful certification courses.
Just make the time count!

CONGRATULATIONS!

Could you please explain the bolded.

1. Enrollment with IOM of Canada or Nigeria?

2. Some of the free and useful certification courses and where to get them.

Thanks and congrats once more.

sthillz:
Good morning all

I need to submit a UK police clearance certificate.

I am pre-ITA, is it too early to get it done?
A friend of mine is coming to naija in few weeks so i want him to bring it for me.

Yes, you can go ahead and request for the PCC.
CIC places a validity period of one year to PCC so hopefully PPR will fall on you before your PCC will expire.

Goodluck to you.

mrsJustveryOkay:
@newmum0615, it is not a fight o.

But I personally do not appreciate the tone of her message to the lady since inception.

See the bolded. Who are the "we"? If she does not have info, she does not have to respond to all questions on this forum.

That is just my point

Are you for real?

She didn't do anything to deserve these your comments.

PinocchioDMZ:
Only HND will also give two or more certificate.

Could you please clarify or confirm this statement.

Thanks

fizzile:
@ethelia and bbaby84....so basically i have to take ielts again and have atleast 8.0 in listening..right?

Yes, while maintaining or surpassing the other scores.

Yinkaolu:
Good day great people

Had my IELTS RESULTS LSRW 7.5 7.5 7.O 7.0
National Diploma in Agricultural Technology from FCA Ibadan
BSC AGRICULTURAL ECONOMICS UI with four years work experience as Technical Sales Representative and Sales Manager
Wify hasn't done IELTS but also a graduate of UI with self employment as Business Manager

Can someone help with the calculations as each time I do its always below 400

More so, what's the lowest best possible score for an applicant in IELTS that will be considered for the process

Thanks so much
Also, I will appreciate if anyone can also help me with the NOC

Pls retake the ielts, try and get at least 8 in your listening while maintaining or surpassing other scores.

Then watch your CRS fly.

Good luck to you.

bularvz:
Hello all, just got my ielts result LRSW 8, 7.5, 7, 6.5, I am thinking of appealing the writing.

Pls go ahead and appeal for writing, even reading.

BC get suko-suko, confirmed.

jelmusboy:
ITA has fallen on me

Congratulations!!!

daremum:
My People.
Landed in Canny Land with my wife.
Below are my ordeal and experiences.

If you are looking for the most corrupted body in Nigeria it should be Nigeria Immigration or everyone that works in that lagos Airport.

They were not ashamed to ask for money...though there are folks looking at them.

Departed MMA @1:40,my wife bag was too big so we had to buy Ghana must go.

Nigeria to Addis was smooth.
Addis to Dublin seem like years.
Dublin to Toronto was okay.

The Border officers didn't check my bag nor ask too much questions?
Only asked for the amount.
Guess they were surprised to see a newly arrived immigrant speak phonetics like them.(Na play I dey play o...b4 una finish me...Na God help me sha)
Toronto to Calgary was okay.

Omo as I comot the airport make I check for the car wey wan carry us.
The cold na gbam...I run comot inside...
Omo this one no be film...
E dey real.
Type this through phone so there might some errors though.

Thanks to God
Thanks to everyone.

Congratulations to you sir.

Pls which 'amount' did you refer to.

Newmum0615:
Please go ahead, but ensure you have the documents showing former ownership, the sales agreement e.g deed of sales and transfer evidence from buyer to you to back up your POF. Good luck.

Pls what do you think about getting a valuation for a residential property and using the valuation as a proof of fund.

I greet everyone in this wonderful house.

Pls I read somewhere in the where somebody used a valuation for his property as a POF.

Pls can someone point me to that link or throw more light.

Thanks

Threemg:
Like the Poster above me said, pay your money and the reference number will be generated but if your money is not available yet and u want to get the reference number such that you can begin the process with ur school (Polytechnic I guess) since NASU is on strike then u can send PM I'll show u

Ok thanks.

Happy birthday to you.

Threemg:
Lolls. No ma, that's the same argument a guy brought up with me until I showed him d trick. Almost chop his money cos he's the betting type. FYI I just sent my transcript to WES and I paid like a month after when I knew my School already sent it

Good day senior.

Pls which trick did you apply. I am doing my application to WES and it has taken me to payment option without giving me a reference number.

nat138:
After payment to WES

Thank you sir.

Good day all. Pls at what point would one get his WES Reference Number. The application is taking me to the payment options and I am yet get the number.

Newmum0615:
What applies to you is "Two or more certificates" You can use the OND+HND or OND+PGD. You may even use HND+PGD (not sure of this one) but either way, your option is 2 or more certs.

Oh! great.

Thank you so much.