₦airaland Forum

jacoik:
yes!!! The worst case is that the so called panel report, my two friends name was never in the list of the 9 the panel mentioned. I laughed so hard when I read on paper that it was just 9 casualty according to the panel but the body I counted that night was up to 23 when they where been pick up and pack in their van. You might ask why didn't I go to the panel. Those who went how is their situation now, it's either you are threatened or anything. I know how my family begged me not to go to the panel. That's the system we live in

kai, i am so sorry. It is well is all i have to say. The pain will gradually go away but will take long. May God comfort you and permanently heal you.

jacoik:
for how long shall we fight for this bitter country. The last one we fought on 20 Oct 2020 the government released their agents on us and me that is typing now I know how lucky I was that night but two of my friends we went to the rally with where not that lucky because I saw their corps when the bullet was raining

What? so sorry.

ritzzybaron:
Visa Alert!!!

Guys! God has indeed answered my prayers. Yesterday I said that I will get my collection mail today and indeed it happened. My story is this -

I had 2 Canada visa refusals, I was so confident that I would get the last one, that I took my study leave from work, meaning I practically resigned and started classes online which I did for 2weeks before the second refusal letter came from Canada.

Devastated does not even describe how I felt late September. I had spent my whole year chasing this study dream.

Long story short, I got a job offer Nov 1st, it’s fully remote and the pay is times 2 of what I was previously getting and now I have my Uk visa. The God of the 11th hour indeed showed up for me. My timeline is below:

School - York St John University
Conditional offer - Sept 29th
Unconditional - Oct 27th
CAS issuance - Nov 15th
Visa Application(Priority) - Nov 15th
Biometrics - Nov 16th
No NSF mail
Collection mail - Nov 24th
Passport picked up - Nov 24th

I give all glory to God and I thank the good people of Nairaland. You guys are simply amazing, I go through this thread everyday to get information and this was how I packaged my application and I met great friends here too along the way.

May we all get our heart desires and have our prayers answered. Amen

Congrats

ezixt:
Can you throw more light on the issue of address used for application being different from the one on statement of account?

Are there consequences if they are different?

someone here said he was refused based on that.

Kenny4smart:
A bank statement never shows if an account was placed on a PND or Lien. Stop misinforming people here!

Oga use what you like naw. You people take these "loans" using a well developed "agents" nd knowing what you want to use it for, that hold on the account is usually dropped at the point of printing, most people do not know this. It is just like arguing with someone who was denied visa because of different address on the bank statement from the one used for application. It happened to someone here on nairaland he was not lucky unlike myself, I have applied for several visas successfully with that.

So if you people are getting away with lien not being dropped, some dont get away with it. Mind you always read i never said PND will show. Dont be so emotional to jump into conclusion cos you fall in the category of account builders.

Olomojola:
But a bank statement won't say if an account is on lien or not,except if the request letter from the embassy specifically asks the bank to also confirm that ....I really do doubt if any bank will divulge such info.. anyway we learn everyday would be nice if you can explain further

For some banks there is a way the bal shows. Some will show total bal and show the POF on lien as unavailable bal. This part normally will show in the summary part of the statement somewhere up.

onibokun10:
The chat you showed was for how long pls ??
Days, weeks, months?

What I did when i went for visiting to see my sis, I submitted four screenshots. I also unsaved her number so they could easily see and compare the numbers. I pointed it out also that they could compare numbers in my cover letter. I captured different screenshots, showing different dates so that it does not look like something arranged. Make sure u pick chats that show the bond between you two.

lobinche101:
Lol. In both situation access to fund or acct is restricted. Some go as far as placing both PND and hold and yes they are in the UK. The rules are simple and yes I'm speaking from a position of authority and if u need little schooling about banking operations I will gladly give u FOC.

Give yourself and people in your class using built account advice.

lobinche101:
@Justwise we need ur help here. Nigga needs to stop scaring people

Justwise needs to ban from using profane words. Addressing people as Nigga. Getting drunk before u even receive a stamp on your passport for the first time.

Barryseal:
With the teaming number of unemployed people in this country, how the hell do you expect them to pay the high tariffs ensured by the removal of these subsidies. The IMF advicing you to remove all the subsidies pay their people unemployment benefit and Covid-19 allowance in the United States.

No one explained it better

RetiredAdult:
Oga, unless this has happened to you or someone you know directly, can you stop talking about what you know nothing about and stop misleading people? This is why everyone should do their research, apart from the advice gotten from here.

If u have an account that there is lien please go ahead and use it. Pray u get lucky with it.

lobinche101:
Wrong answer. Nothing wrong with placing hold or even PND on an account. Dont mislead people

Is post no debit same as lien? U claim u know but dont know. Some people have been refused cos of this while some were lucky.

OKEDI99:
He doesn't need to remove the Lien the money is there and will show the total balance on the account plus the liened amount

Dont allow ukvi dash him visa refusal. Lien means u dont have acces to that money. Major ground for visa refusal

ibk5891:
Gurus in the house! @justwise and others.

As the main applicant, my PoF is in my account....but on lien.

Hope it doesn't matter that the fund is on lien....the lien was at my request tho (trust u understand what I mean)

Just want to be sure.....my account officer already assure me the fund will show in my statement of account when am ready to print it......even thou I can't see it in my daily sms alert.

Remove the lien before your print the statement.

backbencher:
Which is what I hope they would do...cross border competition among DISCOS. (You cannot pay Eko bill...get a Kaduna disco meter and pay cheaper!)

But someone once told me it means using some tech which we don't have yet...

That is what they will say but I dont it. If u remember they said same for GSM when they said per second billing not possible. But when glo came out with per second billing it become possible for mtn and the then econet.

backbencher:
And remove price controls...because one cannot do business and be having government control his or her prices.

Plus GSM did not go through capital market then...

Gsm was a new field and govt never controlled it. Instrad they brought competition and it crashed down price. The Nitel thay was sold was done though the capital market(transcorp group). You cant have Eko distribution controlling IKEja this and that and call that privatisation. You need to give consumers opportunities to choose who they get service from

backbencher:
In 2018, it cost N53 to make one kwh of power . We were paying N22-30 for that same kwh of power...that's where the subsidy comes in...to cover the difference between N22 and N53.

Now it is N73 to make one kwh of power (prolly higher now due to rising gas prices) and between N50-70 (Varies by DISCO and by location) that we pay for that one kwh of power.




Well, the reason why it went to government cronies was that foreign investors did not want to come...because government controlling the price of power meant they would operate at a loss.

If you have time read this report

They wont come in cos it is not in the capital market. Once a sale is made throught the capital market it will never remain the same. If govt wants to sell anything and u want foreign investors put it in the capital market.

FrankFrenzy:
Good morning beautiful people, and happy weekend to us all.
Please I need an honest and unbiased advise, I have a few unconditional offers for this January, but prominent among them is Ulster University Belfast and Northumbria University.. I’m also expecting an offer by next week from BCU, now my concern is I’m scheduled for TB test on Monday, pls I need an advise on which school to use on the certificate. Ulster I’m in Belfast Northern Ireland while Northumbria is in Newcastle. Any one who knows about either or both cities should pls advise a brother so I don’t make mistakes or wrong choices.
Note. Ulster is £1000 cheaper than Northumbria, Northumbria is rated top 25 in the uk while Ulster is top 45, but the latter is in Northern Ireland.
@Justwise other experts in the house, kindly advise pls��

Which northumbria is rated top 25? Hope u are not confusing university of Newcastle with that of Northumbria university newcastle? Northumria is not among top 50 currently.

backbencher:
What happens in the power sector is that government from time to time reduces the amount of money spent subsiding power which manifests as a price increase.

This it does because the cost of producing power rises at a higher rate than the level at which subsides can cover it.

(Power sector subsides are covered by loans and by government money )

There is an agreement with electric companies to increase rate twice every year. How do you want us to believe that these things are really subsidized as claimed? U just wake up one morning and sell the asset of govt in one kind of arrangement. Why not start by selling such in the capital market where anyone interested can have a stake? For as long as u dont make the sale transparent, u cannot convince me that the electricity is still subsidized. That money is just going I to the hands of few people

Fourwinds:
You are a typical demonic Nigerian politician..... People buy transformers, poles etc for their community, did NEPA ever considered those facilities as community facilities? All the money saved from looting , no government has ever accounted for it . now you want me to believe that when subsidies go ,everything will fall in place...to me ,you just wrote jargons. Paper jargons as usual

Very correct

adamsmith914:
The states should by equity in the electricity companies that service their states, Governors have nothing to show, other than employing & paying civil servants that add no value to the system.

There u go again. So do u buy equity in a firm forcefully? Why cant u say u and I should be free to buy into the electricity companies? Do u think they dont have subsidized things abroad? IMF is only saying that cos they are tired of giving out loans. When they go to take those loans we dont know what is in the proposal.

backbencher:
Well, companies have to make profit because if they don't, they won't be able to make enough money to fix and upggrade and expand things (which is why in the power sector...people still have to buy cable , for the discos because the discos are not making enough due to subsidy)

Plus, if companies don't upgrade their services, they would go out of business.



1.We have a bad currency because we spend a lot of our revenue on paying for subsides to cover the losses made from keeping prices low...meaning no forex to buffer the currency

2.Also we have a bad currency because the price of what we earn is never at a level that can sustain our large populaiton, and the same goes for agriculture and minerals.

3.We also import and import all things...even stuff we make...which makes us lose more and more forex...and thus gives us bad currency and inflation.

Whereas if we remove subsides...not only would we save more money...we would attract more money because it would now be attractive to invest in Nigeria...more money flows in, economy benefits.

See GSM. It isn't subsidised...so as a result...it is growing, jobs have been and are being created, and it is earning us a lot in taxes.

How many has the the subsidy removed so far in electricity attracted?

translux:
You may go for the I can exams if you have the time.

But honestly, what matters here is your working experience, let me shock you!

I am a graduate of Accounting from Laspotech,I do not have any I can cert. but do you know I headed a very big and popular construction firm in Lekki, I have 3 ICAN guys on 130k salary working under me, I was the one that employed the 3 of them, I set 2017 I can exam for them at the interview but all of them failed.
Your experience COUNT ALOT.

dont advise people wrongly. You are fortunate to be heading the account department in such places. Now, how many of your type in your class can you count?

That exam you set for them even you too cannot pass it in such situation and that is the problem some people have working under people that are not chartered. Some of you show a lot of beef towards those young ones all because of certificates.

Kolawole2130:
Hello, pls i need candid advice. I currently work in a church as an accountant for some years now. I have tried applying for jobs outside all to no avail especially when you dont have connections. I studied accounting and graduated year 2012. Now am thinking of writing the ICAN exams but am not sure if its still worth it with this present economy and i dont want to waste money. I need candid advice thanks

you are asking for help in the wrong place and from wrong people. The accountants are the best people to advise you on this. What university did you go to? cos I will be very shocked if you attended a university in the west and still ask this type of question.

Let me assume you went to Ife, look at the lives of your classmates who are now qualified and compare theirs to yours. There lies the answer.

Getting a sensible job without ICAN OR ACCA is difficult. For as long as you want to practice accounting, bend down and read. I am sure u know the answer to this question but you are looking for someone to tell you otherwise. Nothing good comes easy.

iVentHub:
Visa Alert!!!
Application Submitted 6th Nov 21
Biometric 8th Nov 21
Application received at DMC 9th Nov 21
Application received by VAC 12th Nov 21
Pick-up mail 12th Nov 21

No interview
No Non Straightforward Mail

Priority Visa TLS Ikeja.
Edinburgh Napier University ✈ Here I Come
Thank You JESUS!

For every visa expectant soul, God will grant your heart desires.

congrats what were the documents you submitted for study gap

FanOfMyself:
He is software developer.
I'm also a software developer and I have two jobs which are both remote. Both companies are in Lagos while I am in Abuja trying to secure another one with a company in the USA through their Nigerian partner who are training us. Though one of the two companies are kinda shaking but I am still their employee.
Bottom line is for you to learn any IT related skills as it's the new gold mine.

Please guide me. I have a commercial background. Like which IT skill can a person with commercial background do?

Welcomme:
Don't recreate anything. Tell the school you want to apply for local transcript, get a lecturer in another university close to you, give them the name of the school, beg the lecturer to intercept it for you when it get to the university/department, then you collect it. It is better that way. Recreating it might be termed forgery and seriously, you would be surprised the way these guys would find out... Just to be safe, I am doing mine that way. Try it out, too.

It doesnt work that way. Not all schools send to personal mail. If the mail is not addressed to the registrar of a school or pgadmissions kind of mail, it wont be sent. If he can get a photocopy that will be fine. That is not recreation and when asked he shouldn't lie about getting a photocopy. The school I applied to was telling me ideally I should have it but I finally got cos that was my second time of demanding for it so it was fast.

undisputed12:
The card is subscription based, you just need an existing Access account

Ok thanks

undisputed12:
Access Visa now giving good profits.

Please what type of account do I have to open with access to get the access signature account

CBTxFactor:
Please, get yourself a GTbank prepaid virtual card (Naira mastercard), or an FCMB one (it's called "International card". It's naira also). I was in your position, too, a week ago. All this "barter" etc, recommendations I don't understand, when there's a conventional approach smiling at us (from GT and FCMB).

please barter's rate is too high ($580-590 I was told by them). I'm not against their Business, but I don't understand why no one recommends commercial banks virtual cards, the reasonable ones at least.

PS: international/online spending limits for those two sits at $3,000-5,000 monthly.

Please can u educate us more on the fcmb international card. I called fcmb customer care and they seem not to know the card as the customer care told me all cards in naira has a limit of 100 dollars.

A some days back I asked a staff and he said all naira cards have a limit of 100 dollars.

DREAMSALIVE:
Please anyone, can I get a response on this

U have done the needful just complete the maths. People not wan to answer this.

Mummiesgirls4:
My trad marriage is on the 27 of this month I still have had no courage to tell him about my 3 other children. I am pregnant I am scared he will leave me if he find out that I have 3 other children, I love him so much he is my everything on earth and I am scared to loose him. I don't want to end up single with 5 children. But sometime I feel sad I cry at night and I just don't know what to do because the guilt is so much.

Who advised u? You will probably end up losing cos u no try. Why did u go about donating things and getting pregnant for different people? Aunt u no try o.