₦airaland Forum

MUCH ADO ABOUT NOTHING.
4 PAGES OF WASTED, UNPRODUCTIVE TIME AND SPACE.

who cares?

Abagworo:
bros abeg no be me kidnap am.

I am a die-hard fan of OSUOFIA.

I just paid the N2million ransom, cash with ghana-must-go bag.

Hope they have released him o.

Volume1:
Few days ago,i sent a thread on "Wife Gets Free Ride to Work from Male Colleague"which is still in this thread.Many people said their views,however,just last night,i was discussing with my Wife and in the process she told me that the man(her colleague in the office),that do give her free ride to work has been disturbing her,that he love her and will like to have fun with her.That the man keep on toasting her,that he want her to be his girlfriend(a married woman).That since tuesday this week,she has stopped going with him to work by his car.Ladies and gentlemen,where are we heading to?.Lust?.For a man like me to be giving free ride to my wife claiming that its a good samaritan work,all in the name of trying to enjoy my wife and be having office romance with her?.Unbelievable!!.My fellow men,beware of a man giving free ride to your girlfriend or wife.Many things are happening.If you were in my shoe,what will you do? for i m suggesting that the man will still be disturbing her in office or start humiliating her.

Nairalanders have told you what dey think on the previous thread, re-read all the post again.
Lucky you have a wife that can tell you. But I wonder why she waited until last night before telling you.
She must have been enjoying the toasting alll this while.
Maybe she is in nairaland too, and she saw the previous thread u started.
GOODLUCK TO ALL OF YOU. YOU, YOUR WIFE AND THE BOBO.

JUST ALLOW HER TO ENJOY THE FREE RIDE WHILE IT LASTS.
ALSO ALLOW THE BOBO TO ENJOY HIS OWN "FREE RIDE" ON YOUR WIFE WHILE IT LASTS.

MY BROTHER THERE IS NO FREE LUNCH ANYWHERE.
EVEN IF NA FREE RIDE TO CHURCH OR NIGHT VIGIL OR WAKE-KEEPING.
NOTHING GOES FOR NOTHING. SCRATCH MY BACK, I SCRATCH YOUR BACK.
SHE IS NOT PAYING IN CASH BUT SHE MAY BE PAYING IN KIND.
THERE IS NO FREE LUNCH ANYWHERE. 

MY BROTHER LEAVE AM FOR GOD,
THERE IS NOTHING U CAN DO TO STOP A WOMAN FROM PLAYING AWAY MATCH, FREE RIDE OR NO FREE RIDE.

At least studying abroad with the suffer and stress is better than wasting 10 - 20 months of your student life in the name of ASUU Strike

COME RAIN, COME SHINE, I LOVE THIS COUNTRY, NIGERIA.

Even as some folks are criticizing and shouting "SHAME! SHAME! SHAME!!" most of them Diasporas are feeling home sick,

@Netpro, Welldone o. Keep keeping us updated with the latest snapshots.
You are the bomb.
Isnt there anyone in Abuja, Lagos, Calabar to give us some pictures of the matches in those places.

today, 11th July is the D-day for me.
Best wishes to all my fellow July B-day mates.

chinaindia:
Dear all,

Does anyone have an idea of website that track the black market exchange rate price movement.

Please help.

Thanks.

www.mallam.com

How are solar panels made?
Discover the process of making a solar panel

Making solar panels is a delicate process, and it is for this reason that major solar advances did not come into play until the lattermost quarter of the last century, when advances in semiconductors and photovoltaic design allowed increasingly efficient and affordable solar cells to be developed.
Crystalline Silicon Solar Panels

The creation of solar panels typically involves cutting crystalline silicon into tiny disks less than a centimeter thick. These thin, wafer-like disks are then carefully polished and treated to repair and gloss any damage from the slicing process. After polishing, dopants (materials added to alter an electrical charge in a semiconductor or photovoltaic solar cell) and metal conductors are spread across each disk. The conductors are aligned in a thin, grid-like matrix on the top of the solar panel, and are spread in a flat, thin sheet on the side facing the earth.

Photovoltaic Solar Panels

To protect the solar panels after processing, a thin layer of cover glass is then bonded to the top of the photovoltaic cell. After the bonding of protective glass, the nearly-finished panel is attached to a subtrate by an expensive, thermally conductive cement. The thermally conductive property of the cement keep the solar panel from becoming overheated; any leftover energy that the solar panel is unable to convert to electricity would otherwise overheat the unit and reduce the efficiency of the solar cells.

Despite these protective measures against the tendancy of solar panels to overheat, it is vital that when installing a solar panel, additional steps should be taken to ensure the solar panel is kept cool. Elevating the solar panel above ground (see solar panel mounts) to let the airflow underneath cool the device.

Amorphous Silicon Solar Panels
Amorphous silicon solar panels are a powerful, emerging line of photovoltaics, that differ in output, structure, and manufacture than traditional photovoltaics which use crystalline silicon. Amorphous silicon solar cells, or A-si cells, are developed in a continuous roll-to-roll process by vapor-depositing silicon alloys in multiple layers, with each extremely thin layer specializing in the absorption of different parts of the solar spectrum. The result is record-breaking efficiency and reduced materials cost (A-si solar cells are typically thinner than their crystalline counterparts).

Some Amorphous Solar Panels also come with shade-resistant technology or multiple circuits within the cells, so that if an entire row of cells is subject to complete shading, the circuit won't be completely broken and some output can still be gained. This is especially useful when installing solar panels on a boat.

The development process of Amorphous Silicon solar panels also renders them much less susceptible to breakage during transport or installation. This can help reduce the risk of damaging your significant investment in a photovoltaic system. Click here for more more information on amorphous silicon solar panels.

Solar power system is possible in Nigeria.
But the challenge will be from those corrupt nigerians frustrating PHCN efforts in Nigeria. I mean those in generator and diesel business.

I am very interested in production of nigerian-made solar panels, inverters and deep cycle batteries.

Check out the story.

http://www.alternet.org/audits/136877/dubai%27s_lesson_to_america:_how_the_middle_east%27s_shangrai_la_became_a_hell_on_earth/

demystify:
Besides, wouldn't be a bad idea if we hear of the lady's side of the story.

Do you want the "lady" to go stark naked, grab her genitals and swear for Nairaland?
Or do you want to be the Magistrate that will judge the case?
Let sleeping dogs lie.

@ Poster, You've probably heard it lots of times on TV crime shows: "You have the right to remain silent. Anything you say can and will be used against you in a court of law. You have the right to be speak to an attorney, and to have an attorney present during any questioning. If you cannot afford a lawyer, one will be provided for you at government expense." That is the Miranda Warning, named after a famous case involving a suspect named Miranda.

So be careful how you handle the issue so that it would not cause you more troubles.
If your story is true that means you and the Nigerian Bank may soon be made public. Are you ready for the publicity?
Well, hope for the best and be prepared for the worst

GOODLUCK!

Dubai contractors face cash flow crisis
By Robin Wigglesworth in Abu Dhabi and David Fickling in London
Published: March 2 2009 19:40 | Last updated: March 2 2009 19:40
In the latest sign of the slowdown enveloping the Gulf, contractors working in Dubai are facing severe cash flow problems as state-linked developers, hampered by blocked credit markets, fleeing investors and a tumbling local property market, fail to meet their financial commitments.
Building debt: labourers work on site in Dubai. The shine has gone off the Emirate, once seen as an El Dorado for contractors
Some contractors and consultants have not been paid for up to six months, and large Dubai-affiliated developers owe billions of dollars, according to contractors, lawyers and executives.
They say large government-controlled developers in the emirate, such as Nakheel and Emaar, are among those failing to pay.
Not so long ago Dubai was an Eldorado for construction and property companies. Attracted by some of the world’s most ostentatious and expensive projects, contractors from round the world flooded in to help the ambitious emirate turn itself into a modern metropolis.
Now, according to economists at National Commercial Bank, Saudi Arabia’s largest lender, $250bn (€199bn, £178bn) of projects have been cancelled or delayed in the seven-state United Arab Emirates – the majority in Dubai.
“The economy just stopped in the middle of November,” said Chris Cole, chief executive of WSP, a British design consultant active in the country.
Spending on two of WSP’s contracts, the Dubai World Trade Centre and Meraas Developments, has been reined in since last November and the company is estimated to have set aside more than £4m to cover bad debts in the emirate.
Justin Atkinson, chief executive of Keller, a UK-based foundations specialist, said the company was still waiting to be paid for sums outstanding on the Palm Deira, an artificial island development that was scaled back late last year.
“The official line from developers is that we will be paid, but probably not this year,” said the regional head of a large European property consulting firm. “That is hard to explain to headquarters. We have our own bills to pay.”
Neither of Dubai’s largest developers would confirm any delays in payment, saying that they would continue to honour contracts. “Payments for contractors and consultants are based on a credit cycle and set deliverables agreed with them,” said an Emaar spokesman. “All payments that meet the criteria have been honoured and will continue to be cleared, in line with our contractual agreements.”
A Nakheel spokesman said that all contracts would be honoured but the company was seeking to renegotiate some in light of falling material and construction costs.
Payments have become harder to predict because they frequently depend on advance off-plan sales which have dried up, say some developers. “These days cash inflows are a matter of guesswork,” said Abid Junaid, a director of ETA Star Properties in Dubai.
Lawyers said the room to renegotiate signed contracts was limited. “The courts and arbitration centres are getting bogged down with cases,” said Graham Lovett, managing partner at law firm Clifford Chance. “The volume is such that the entire system is in danger of being clogged up with these disputes.”
Saud Masud, a UBS analyst, estimates that defaults by housebuyers and residential property investors in Dubai alone could cost developers as much as $25bn over the next two years.
The federal UAE government has said it will lend $10bn to Dubai to help its state-linked companies refinance debts. However, with Dubai groaning under $80bn of debt – about $15bn of which is due this year – most of the $10bn is likely to be used to meet quasi-sovereign bond commitments, not contracting bills.
Despite the cost and time involved, some contractors are readying lawsuits. “Politically and commercially it might make sense to just keep working, but after a while it starts hurting too much, and the gloves come off,” said Paul Davies, head of Denton Wilde Sapte’s regional property practice.
“There certainly seems to be a willingness to sue the Dubai government-related companies that wasn’t there before,” said a partner of an international law firm in the UAE. “The argument ‘You will never work in this town again’ isn’t as persuasive when you’re facing bankruptcy.”

Hello, anybody wants nokia E63? I sell for 60K
E71 for 70K

I HATE LIES AND DECEPTION IN MARRIAGE.

plappville:
U are right, At first i will distrust him completely, but with time i may decides to rebiuld the trust pending on how he behaves, this is the only lie i ve told him, he knows every other thing i do, we have no secret as par husband and wife, that is the more reason why i wasn't ok keeping this for too long. my hubby is my life gift, i feel ashame for myself that i lied to him.

@ poster, Na wa o, after 5 years of "Honey, Darling, Sweetheart, I love you".

The earlier you tell the truth, the better for you.
At the same time, use this opportunity to confess all the other lies you may have told him (if you have not forgotten them).
Then get ready to start rebuilding your CREDIBILITY from the scratch, because he will lose confidence and trust in you.


Before marriage, lots of women lie about things like their age, family, sexual history, education etc, the list is endless.
Some even have kids with previous lovers and hide the baby in the village and their husband may never know the truth.

Guys, shine your eyes before marrying o.

Hos 4:6 My people are destroyed for lack of knowledge; because you [the priestly nation] have rejected knowledge, I will also reject you that you shall be no priest to Me; seeing you have forgotten the law of your God, I will also forget your children.
AMPLIFIED BIBLE

KoolEmcee:
@question:

Though I don't work in Zenith, i happen to know what they mean by 'debit interest charge'. It means that for the duration of ur account being in debit, a specified interest rate would be charged on your account.

@ Kool, Zenith bank will never allow this account to exceed its allowable debit balance.
This debit interest charge happened without explanation in January. And again in February.

I am just very very curious. Cos I have been using this account for over 15months and it had never happened before.

Maybe they introduced a new kind of charge this year.

publicview:
Fixed deposit in banks are lazy minded men way of investment, banks ain't so safe anymore no matter what banks are saying.

To secure your one million naira, look around for cheap land, that sells from 250-500k per plot and sit on it. you have better collateral than share which banks are rejecting. bank's failures and stock market price fluctuation, or crash, DO NOT AFFECT LAND PROPERTY.

The stock exchange markets all over the world are houses built by greed

That one has its own risks
1. If you are the first to buy the land, the same land may be sold to someone else (behind your back) and you both end up in court dragging the land.
2. The land may have been sold to someone before you bought it.
3. A new government can come and claim the land.
4. The landlord that sold the land can refund your money when he sees a higher bidder.
5. The land can still be taken over by the community/family that owns the lands if there was family dispute before it was sold.

All this can happen even if you build a structure on the land.

On a serious note is there any ZENITH BANK staff in Nairaland?

Please kindly explain to me the meaning of "debit interest charge" ?
I have had this charge 2 times now (in Jan'09 and feb'09) on my dom account without any cause.

Is this some kind of daylight robbery?

Please if let the explanation be accurate and not speculation.

FROM THE DESK PROFESSOR. CHUKWUMA C.SOLUDO
EXECUTIVE GOVERNOR, CENTRAL BANK OF NIGERIA (CBN)
DIRECT LINE: 234-8060276684
OUR REF: CBN/OHG/OXD1/2008
YOUR REF:,
TELEX: CENBANK.
PAYMENT FILE: CBN/BEN/08.

Attention: Beneficiary,

PAYMENT NOTICE OF YOUR FUNDS

My name is Professor. Chukwuma C. Soludo the Executive Governor Of The
Central Bank of Nigeria (CBN) and the Executive Chairman of "E.C.D.R".I
discovered that your name and email address (in the Central Computer
among the list of unpaid contractors, inheritance next of kin that was
originated from Africa ( Nigerian Government) Europe, Asia Plus Middle
east, Americans) among the list of individuals and companies that your
unpaid fund has been located to a suspense account.

Your name appeared among the beneficiaries who will receive a
part-payment of $100.000.000 million (Hundred Million Dollars) and has
been approved already for Payment. yesterday two foreigners (Mr. Tim
Parker and Mr. Rowland Gulf) visited my office in your stead to inform me
that they are your representatives from United State, whom you send to
collect your Funds for you.

We in this Bank do not understand why you sent these men to come and
Collect your Funds on your behalf.

If actually you want them to help you Collect your Inheritance Bill Sum,
at least you should have informed me as the Executive Governor of this
Bank. They actually tendered some Vital Documents which Proved that you
actually sent them for the Collection of this Funds.

Honestly,it really baffles me that you took such decision without my
consent. Here are the Document which they tendered to this Bank today:

1. LETTER OF ADMINISTRATION.
2. HIGH COURT INJUNCTION.
3. ORDER TO RELEASE.

Actually, these Documents which they tendered to this Noble Bank is a
clear proof that you sent them to Collect this Funds for you. Finally, I
told them to come back tomorrow morning and they promised to come back.
As the Governor of this Noble Bank, I was supposed to Release this Funds
to them but I refused to do so because I wanted to hear from you first.
Due to the Nature of my job, I will not want to make any mistake in
Releasing this Funds to anyone except you whom is the Recognized
Beneficiary to this Funds.

Kindly clarify us on this issue before we make this payment to these
foreigners whom came on your behalf.

In receipt of this confidential Letter,you are required to call OR e-mail
this Bank via this email remmittance.department@hotmail.com immediately
you receive this Confidential Letter.

Contact Us Via This Information Below:

Email:remmittance.department@hotmail.com
Phone+234-8060276684

OFFICIALLY SIGNED.
PROF. CHUKWUMA C SOLUDO.
GOVERNOR CENTRAL BANK OF NIGERIA.

I got this email from Soludo this morning. Na wa o.

Trust women, they always fight over everything.
Now they are fight themselves over who has the right to cheat or not to cheat.

Na wa o.

@ poster, who cares if your husband cheats on you?
Thats you own cup of tea.
Its up to you to take a decision whether to divorce the guy, forgive him or even revenge by cheating on him too.

I was in dubai last month and two ladies met me at the airport. They said that they are marketers for a Dubai-based developer, that they are selling vacation ownership on time-share basis.
They invited me to their office for a detailed information. (I was not the only one they met. They normally targets black (african) people that arrive dubai.

I went there and they requested that I invest and buy into their building project plan.
They showed me the Palm Jumeriah (which has been sold out) and a new one yet to be built close to the world tallest building.
In the vacation ownership scheme, you are told to buy weekly or monthly ownership of a flat in the building and later use it, rent it or sell it as you wish whenever the project is completed.

I turned down the offer because I do not trust them. And moreover there is no guarantee that they will find someone to buy or rent the apartment when it appreciates in value. And me I am not interested in going on vacation in Dubai.

Has anybody tried this kind of investment in Dubai? What is your experience like? Good investment or 419?

rockhaven:
you beter beware of these dubai based developers.make sure thay pay your commission before the money laves nigeria and make sure you obtain an indemnity contract because naijas no go take am easy if they pay money through you and no show and make sure the applicable law to your agency contract is not dubai law.if you have any prob with them they will invite you to dubai and arrange police for you.i can even guess the property developer you re representing without you naming them.just be careful.found out how many exhibitions they advertised to hold in nigeria and cancelled without previous notices after having invited investors.you beta sell luxury appartments in banana island.

you are right. I was in dubai last month and two ladies met me at the airport. They said that they are marketers for a Dubai-based developer, that they are selling vacation ownership on time-share basis.
They invited me to their office for a detailed information.
I went there and they requested that I invest and buy into their building project plan.
They showed me the Palm Jumeriah (which has been sold out) and a new one yet to be built close to the world tallest building in Dubai.
In the vacation ownership scheme, you are told to buy weekly or monthly ownership of a flat in the building and later use it, rent it or sell it as you wish whenever the project is completed.

I turned down the offer because I do not trust them. And moreover there is no guarantee that they will find someone to buy or rent the apartment when it appreciates in value. And me I am not interested in going on vacation in Dubai.

@ poster, I personally cannot advice you whether to leave your husband or not, but I will simply pray for you.

For sure, I know God answers prayers.

Our Dear Heavenly Father.
We thank you for all your love and care for Chukwuify and hubby.
We thank you for bringing them together and joying them as husband and wife.
We thank you for blessing them with a baby boy.
Holy father, we know there is nothing too difficult for you.
You change hopeless situations. You make a way where there seems to be no way.
With man it is may be impossible but with you, God, all things are possible.
Father, we pray this moment that your divine peace overshadows Chukwuify and her husband.
We ask that if any wrong has been done, may there be forgiveness with renewed love and harmony again in their marriage.
We know you will hear and respond to our humble prayer for this couple and their baby boy.
And we believe it shall be well with them.
IN JESUS NAME!!!
AMEN

Nairalanders,

The McCain campaign is on the ropes, and sadly it's no surprise they're responding with attacks and outright lies.

I've heard some pretty unspeakable things in the past few days -- deeply offensive smears that we'll hear over and over again until Election Day.

John McCain and Governor Palin are setting a new low in presidential politics with their dishonorable campaign.

Barack and I are out there every day fighting back. But we need your help.

Will you make a donation of $25 or more right now? Show John McCain and Sarah Palin that when they attack us with lies and smears, it literally makes our campaign stronger:

https://donate.barackobama.com/costofnegativity2

After last night's debate, it's clear why John McCain doesn't want to talk about the issues facing ordinary Americans -- especially the economy, which his own advisers admit he can't talk about without losing.

Barack won last night by offering clear plans to rebuild our economy from the bottom up, lower healthcare costs, and end the war in Iraq responsibly.

McCain tried to push more of the same disastrous Bush administration policies -- more tax cuts for the wealthy and giant corporations, deregulating the healthcare industry and taxing employer-based healthcare plans, and continuing to spend $10 billion a month in Iraq.

So what's left for the McCain campaign? Negative attacks and lies.

And it's even worse from some of the well-funded outside groups supporting McCain, whose sole purpose is tearing Barack down with smears.

Instead of focusing on the issues that really matter, our opponents are doing everything they can to encourage this toxic atmosphere.

We cannot stand by and let them get away with it.

We need to increase the cost of these desperate tactics for McCain's campaign. Will you make a donation of $25 or more right now?

https://donate.barackobama.com/costofnegativity2

Thanks for your support,

Joe Biden.

Donate: https://donate.barackobama.com/costofnegativity2